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THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. DECEMBER 10. 2009 - PAGE 5B Public Notices Continued Teate property, and running thence in a Westerly direc tion along said Teate line 180 feet to an iron pin; thence along the line of McEwen in a Northerly direction 70 feet to an iron pin; thence in an Easterly direction 142 feet to said State Highway No. 8; thence in Southerly direc tion along the edge of right of way of said highway 120 feet to the beginning corner. Located on the property is a five (5) room dwelling and a small garage. This property is subject to all easements; set backs; rights of way; zon ing laws; covenants, building codes and all restrictions of record, if any Said property is known as 7575 Highway 29 N, Danielsville, GA 30633, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (includ ing taxes which are a lien, whether or not now due and payable), the right of redemp tion of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Joyce Walls, the property, to the best information, knowledge and belief of the undersigned, being presently in the pos session of Joyce Walls, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be dis tributed as provided by law. The Bank of New York Mellon (fka The Bank of New York) on behalf of CIT Home Equity Loan Trust 2003-1 as Attorney-in-Fact for Joyce Walls File no. 09-019195 SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100_Atlanta, GA 30341-3941 (770)220-2535/ASR www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COL LECTOR. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PUR POSE. [FC-NOS] (DC10,17,24,31 B/1323-70T1P) gpnll Notice of Sale Notice of Sale Under Power Contained in Security Deed State of Georgia County of Madison Pursuant to a power of sale contained in a certain security deed executed by JENNIFER GUYTON, here inafter referred to as Grantor, to FIRST NATIONAL BANK AND TRUST COMPANY recorded in Deed Book 652, beginning at Page 23 and re-recorded at Deed Book 730, Page 166, of the deed records of the Clerk of the Superior Court of the afore said state and county, and by virtue of a default in the pay ment of the debt secured by said security deed, the under signed attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bid der on the first Tuesday in January, 2010, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit “A”. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordi nances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the prop erty; all outstanding or unpaid bills and assessments for street improvements, curb ing, garbage, water, sewage and public utilities which may be liens upon said property. State Home Mortgage is the entity with authority to negoti ate, amend and modify the terms of the Note and Security Deed. State Home Mortgage’s address is P.O. Box 133049, Atlanta, GA 30333. State Home Mortgage may be contacted by telephone at 404-679-0574. To the best of the undersigned’s knowl edge and belief, the party in possession of the property is believed to be Cody Evan Guyton and/or The Estate of Jennifer Guyton. Georgia Housing and Finance Authority, As Transferee and Assignee, as attorney-in-fact for the afore said Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. AND ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PUR POSE. Re: Jennifer Guyton and/or The Estate of Jennifer Guyton- State Home Mortgage M09-16138 / 11852 EXHIBIT “A” All that tract or parcel of land, containing 0.89 acres, more or less, together with all improvements thereon, situate, lying and being in the 205th District, G.M., Madison County, Georgia, in the City of Comer, and being more particularly shown and delin eated on a plat prepared by Sherald G. Sharp, Registered Surveyor, dated, July 5, 2002, recorded in Plat Book B-87, Page 8, Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein; Together with a 20 foot driveway easement of ingress and egress over, across and through the property of Kevin Booth running from the above described property in an east erly and then southerly direc tion to Clover Street, which easement is more particu larly shown and delineated on the above reference plat and incorporated herein by reference. (DC10,17,24,31 P4) gpnll Notice of Sale Notice of Sale Under Power State of Georgia County of Madison Because of a default in the payment of the indebted ness secured by a Security Deed executed by TAMMY T. COGGINS and BENJAMIN F. COGGINS to WELLS FARGO HOME MORTGAGE INC., dated April 30, 2002, and recorded in Deed Book 532, Page 205, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon Trust Company NA, fka The Bank of New York Trust Company NA as Trustee for CWMBS 2005- R2, by Assignment securing a Note in the original princi pal amount of $117,161.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebt edness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 5, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in the 262nd District, G.M., Madison County, Georgia, and being that 4.039 acres, more or less, designated as Lot 33 of S. Schwarzchild Property, as more particularly shown on a plat of survey prepared for William W. Shirley by John W. Burroughs, Jr., Registered Surveyor, dated February 1, 1978, recorded at Plat Book 26, Page 238, in the Office of the Clerk of the Superior Court of Madison County, Georgia, and incorporated herein and made a part here of by reference for a more detailed description. Said property is known as 206 Blacks Creek Church Road, Danielsville, GA 30633, together with all fix tures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (includ ing taxes which are a lien, whether or not now due and payable), the right of redemp tion of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Tammy T. Coggins and Benjamin F. Coggins, the property, to the best information, knowledge and belief of the undersigned, being presently in the pos session of Tammy T. Coggins and Benjamin F. Coggins, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be dis tributed as provided by law. The Bank of New York Mellon Trust Company NA, fka The Bank of New York Trust Company NA as Trustee for CWMBS 2005-R2 as Attorney-in-Fact for Tammy T. Coggins and Benjamin F. Coggins File no. 06-4799 SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770)220-2535/CP www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COL LECTOR. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PUR POSE. [FC-NOS] (DC10,17,24,31 B/1323-60T1P) gpnll Notice of Sale Notice of Sale Under Power Georgia, Madison County Because of default in the payment of the indebted ness secured by a Security Deed executed by TERRY L. ALLEN and DEIDRA PASS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 16, 2006, in the amount of $125,000.00, and recorded in Deed Book 920, Page 32, Madison County, Georgia Records, as last transferred to HSBC Mortgage Services Inc. by assignment, the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in the 203rd Fork District, G.M., Madison County, Georgia encompassing 2.260 Acres, more or less, and shown as tract 6 on a Plat of Survey entitled, Survey for Katie Bishop, prepared by Thomas R. Paul, Georgia Registered Surveyor, Dates November 06, 2000 and being of record in The Office of the Superior Court for Madison County, Georgia in Plat Book B-54, Page 8, which plat and the recording thereof are by refer ence incorporated herein for a more complete and detailed description. Also conveyed herein is a perpetual easement for the purposes of ingress and egress along and over the portion of property shown on the above referenced plat and designated as 30 foot Road Easement. which has the property address of 70 Katie Lane, Carlton, Georgia, together with all fixtures and other per sonal property conveyed by said deed. The sale will be held sub ject to any unpaid taxes, assessments, rights-of-way, easements, protective cov enants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Terry L. Allen and Deidra Pass and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforemen tioned Security Deed. HSBC Mortgage Services Inc. Attorney in Fact for Terry L. Allen and Deidra Pass Anthony DeMarlo, Attorney/ efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16932 /CONV THIS LAW FIRM IS ACT ING AS A DEBT COLLEC TOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. (DC10,17,24,31 B/1325-50) gpnll Notice of Sale Notice of Sale Under Power State of Georgia County of Madison Because of a default in the payment of the indebtedness secured by a Security Deed executed by MAMIE SUE REED and MICHAEL HOOD to WELLS FARGO HOME MORTGAGE, INC., dated May 13, 2002, and recorded in Deed Book 455, Page 183, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original princi pal amount of $75,071.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebt edness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 5, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract of land, togeth er with all improvements thereon situate, lying and being in the 438th G.M.D., Madison County, Georgia, and containing .93 acres, more or less, according to that plat of survey for George Simmons prepared by John H. Wood, Jr., Land Surveyor, dated August 17, 1972; said plat being recorded in the Deed Records of Madison County, Georgia, in Plat Book 14, Folio 102 and being incor porated herein by reference and being more particularly described as follows: BEGINNING at a point on a county dirt road, said dirt road being common with lands now or formerly of Guy Watson and Broden C. Holloway and being 0.5 miles to county paved road; thence with said county paved road South 35 degrees 59 minutes East 200.3 feet; thence South 21 degrees 11 minutes East 100.2 feet; thence diverging from said county paved road South 66 degrees 42 minutes West 136.8 feet; thence North 28 degrees 11 minutes West 294.6 feet to lands now or formerly of Jack Davis North 65 degrees 47 minutes East 121.6 feet to the point of beginning. Grantor represents, cov enants and agrees that the mobile (manufactured) home located on the land is to remain on the land and has been permanently affixed to the land described herein, so as to become a part of the real property. Said property is known as 2669 Rock Quarry Road, Danielsville, GA 30633, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (includ ing taxes which are a lien, whether or not now due and payable), the right of redemp tion of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Mamie Sue Reed and Michael Hood, the property, to the best informa tion, knowledge and belief of the undersigned, being pres ently in the possession of Michael Hood and Mamie Sue Reed aka Mamie Sue Hood, and the proceeds of said sale will be applied to the payment of said indebted ness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Mamie Sue Reed and Michael Hood File no. 09-013503 SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770)220-2535/KLM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COL LECTOR. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PUR POSE. [FC-NOS] (DC10,17,24,31 B/1323-70T1P) gpnll Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by BARBARA CHASTAIN and MICHAEL KEITH CHASTAIN to UNION PLANTERS BANK, N.A., dated June 11, 2003, recorded in Deed Book 585, Page 61, Madison County, Georgia Records, as last transferred to Regions Bank DBA Regions Mortgage by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after- described property to secure a Note in the original prin cipal amount of SEVENTY- SEVEN THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($77,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described prop erty: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, cov enants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986- 2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara Chastain and Michael Keith Chastain or a tenant or tenants and said property is more com monly known as 8216 Hwy. 29 North, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confir mation and audit of the status of the loan with the holder of the security deed. Regions Bank DBA Regions Mortgage as Attorney in Fact for Barbara Chastain and Michael Keith Chastain McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 1/5/10 Our file no. 53204709-FT7 EXHIBIT “A” All that tract or parcel of land containing 6.34 acres more or less, lying and being in the 438th GMD of Madison County, Georgia, on the southeasterly side of US Highway 29, being more par ticularly described on plat of survey prepared by A.M. Britt, Registered Surveyor, dated August 1, 1982, and recorded in Plat Book 20, Page 181, Madison County, records, said plat is hereby incorpo rated and made a part of this description by reference; this being the same property con veyed by deed in Deed Book 36, Page 1, said records. Also conveyed herewith is a 2003 Horton Mirage 27x60 manufactured home, Serial Number H179012GL&R, which is permanently attached to an made a part of the real property. (DC10/17/24/31 B/12062-70T1P) gpnll Notice of Sale Notice of Sale Under Power Georgia, Madison County THIS LAW FIRM IS ACTING AS A DEBT COL LECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by LANE P. LESTER and GAIL A. LESTER to WELLS FARGO HOME MORTGAGE INC., dated September 24, 2003, recorded in Deed Book 625, Page 140, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY- ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($71,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described prop erty: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other pos sible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as pro vided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be continued on following page