Newspaper Page Text
PAGE 6B
Solid Financial Strategy Can
Help You Boost Savings
To achieve your long-term fi
nancial goals, you need to do a
good job of saving and accumu
lating money. Sounds simple,
right? But it’s proven to be diffi
cult for a great many people.
Fortunately, there are some
things you can do to strengthen
your personal savings habit.
Here’s something to consider:
People with some kind of compre
hensive financial strategy are
likely to save twice as much as
those people with no plans at all,
according to a recent study by the
Consumer Federation of
America.
How can you create a financial
strategy? You may wish to con
sult an investment expert, who
has the tools and resources to
help you develop a strategy that
is suited to your individual needs.
In addition, there are things you
can do on your own. Here are a
few suggestions:
• Identify your short- and long
term financial goals What do
you plan to do in five years? Ten
years? Will you need to help your
kids pay for college? What sort of
retirement life-style do you envi
sion for yourself? These are the
questions you must ask yourself
as you chart a financial strategy.
You don’t need all the answers
right away. But you do need to
August events sponsored by Houston Healthcare Complex
EATING DISORDERS: Do you
or someone you know suffer from
an eating disorder? Nancy Rid
ley, licensed professional counse
lor, will discuss symptoms, rea
sons and treatments for various
disorders such as anorexia, bu
limia, binge-purge, and others.
The class will be Wednesday, Au
gust 16 at 1 pm at the Houston
Health Pavilion EduCare Center.
For more information or to pre
register call 923-9771.
PULMONARY WORKSHOP:
Health Connections, Cardiac and
Pulmonary Rehabilitation, will
be sponsoring a free workshop on
lung disorders including, asthma,
bronchitis, emphysema and prob
lems with breathing. Free screen
ings consisting of pulmonary
function tests and pulse oximetry
will he conducted. The workshop
will be held Thursday, August 31
at 10 am at the Health Connec
tions facility located in the Hous
ton Mall, Suite 138. For more in
formation or to preregister call
923-9771.
FAMILY FAIR: The Annual
The Coaching Staff and players of the 1999 and 2000 Georgia State Champions &
2000 World Series Runner-Up Dixie Ponytails 11&12 Year old girls softball team from
Perry Junior League would like to take this opportunity to express our sincere thanks
to all of the fans and supporters of our team. Without your generosity and dedication
to youth sports, this experience would not have been possible. It is indeed an honor
and a pleasure to live in a community like Perry where everyone comes together to
support such an important cause.
> Once Again “ THANK YOU VERY MUCH”
Supporters:
The Houston Home Journal
Frito-Lay
Cox Concessions
New Perry Cleaners
Bank of Perry
Shiloh Baptist Church
Daniel, Lawson, Tuggle,& Jereles
Mid_Ga. Warehouse
James Kinchen
Interstate Batteries
Board of Education Maintenance
Hamby Dodge
H&M Flowers
Mr. & Mrs. Floyd Tucker
Brannen Motors
Dr. Cullen Talton
Eddie Wiggins Chevrolet
Tolleson Lumber
John Walker Inc.
Grant & Myers Farm Supply
Meadowdale Learning Center
TAKING^CARE^^
have a sense of where you want
to go and what it might take
to get there.
• Pay yourself first Once
you’ve established some targets
for how much you need to save,
you’ll want to take a good, hard
look at your budget to see how
much you can afford to put away.
Once you’ve done that, resolve to
pay yourself first. Each time you
get paid, have your bank deposit
some of your money into an in
vestment vehicle, such as a
growth-oriented mutual fund.
You’ll probably find that you
don’t really miss the funds that
are being invested for you and,
as your income goes up, you can
put even more away.
• Build an “emergency cush
ion” Most financial experts
suggest putting away at least six
months’ worth of living expenses
in a highly liquid account, such
as a money market fund. This
cushion will help you cover any
short-term emergencies, such as
the need for a major appliance,
without dipping into your long
term savings.
• Choose the appropriate in
vestments to help you meet your
goals Once you’ve built your
emergency cushion, you can start
to create an investment portfo
lio that’s personalized to meet
Family Fair sponsored by Hous
ton Healthcare Complex will be
Friday, August 25 from 10 am - 5
pm at the Galleria Mall in
Centerville. Many community
organizations and agencies will
be represented. The screenings
that will be conducted include
cholesterol, glucose (blood
sugar), blood pressure, pulse,
oxygen saturation, skin cancer,
osteoporosis, ear canal and feet
and gait. There will also be nu
R. Chris Kinnas, Jr. Edward Jones
Investment Representative
1107 Cater Avenue
P.O. Box 1268
Perry, Ga 31069-1268
Bus. 478-988-7915 Hm. 478-988-4860
www.edwardjones.com
Serving Individual Investors Since 1871
City of Perry
Kiwanas Club
Folsom Construction
Dairy Queen
S & E Sales
Lithonia Lighting
Valley Athletics
Peach Paving
New Smyrna church
Moore Insurance
Condor Trucking
Hamby Cheverolet
Wedincamp Electrical
Waites & Waites
Carl Lumpkin
New Perry Hotel
Lisa Burney
Utility Services
Southdown
Westmoreland Animal Hosp.
Patterson Chiropractic
tUlje Point journal
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Greg Kinnas
Columnist
Financial Focus
your individual goals. For in
stance, you may designate a par
ticular mutual fund to help pay
for college costs, while other in
vestments, particularly IRAs and
other tax-favored plans, can be
used for retirement.
These basic rules should help
you establish and maintain a
solid, long-term savings and in
vestment plan. Remember, you
don’t need to be a stock market
wizard to achieve financial secu
rity. But you do need patience,
discipline and common sense. If
you’ve got these traits, you’re
well on your way.
Chris Kinnas of Perry is an In
vestment Representative with
Edward Jones. He can be reached
at 912-988-7915, or by e-mail at
www.edwardjones.com.
merous educational materials on
topics including stress and de
pression, dental health (includ
ing bleaching and whitening),
family programs, food safety, eye
health, diabetes, leg pain, blad
der problems, women’s health,
arthritis, low-cost or free insur
ance for kids, immunizations,
bike helmets, car seats and home
safety. For more information
please call Health Source at 923-
9771.
Perry Welcome Center
Don Sabota
3 Kings Construction
Perry Pawn Shop
Walker Insurance
M&M Construction
Bobby Stalnaker
Perry Dental Assc.
Richardson & Son Funeral
Curtis West
Perry Self Storage
Mark Hamby
Sharing Elegance
Super Sod
Lumpkin Shell
Beckham Brothers
Dempsey Electric
Security Bank
Coldwell Banker
Perry Junior League
Dr. Craig Patterson
Cotton States
Insurance Agency in
Perry expands
agency force
Lome Tucker and Cathy
McDowell have joined forces and
formed Tucker & McDowell
Agency Inc. in Perry. The agency,
located at 13058 S. Main St.
(Eastgate Plaza), will provide
multi-line insurance, protection
for residents of Houston County
and surrounding areas. They can
be reached at (912) 218-4500
Monday-Friday from 8:30 a.m.
until 5:00 p.m.
Mr. Tucker and Mrs. McDowell
have more than 26 years com
bined extensive insurance expe
rience. “We pride ourselves on
professionalism with a personal
touch” said both Tucker and
McDowell.
Mr. Tucker, wife Lisa, and
daughters Amanda and Lindsay
reside in Perry. Mr. Tucker served
for 10 years with the U.S. Navy
and is active in his church and
dedicated to multiple community
activities.
Mrs. McDowell, husband
Daryl, son Jacob and Daughter
Cierra reside in Grovania(Elko)
Mrs. McDowell is also involved in
the community and area happen
ings.
Cotton States Insurance is a
group of companies that has been
providing quality insurance prod
ucts to customers in the South
east since 1941, with products for
auto, home and life. The compa
nies also market specialty prod
ucts, including cancer policies,
dental plans, group health and
life insurance, disability plans,
major medical, mobile home in
Mew Childcare Center
Openir»gsoon
905 Evergreen Street
® FRIGIDAIRE
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surance, long-term care and
many other insurance products.
For additional information,
contact Cotton States Insurance
Company at (912) 218-4500 or
(770)391-8898.
Afflux ■ Stlßif
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Cathy McDowell
Lome Tucker
987-9910
AUGUST 17, 2000
AU-YOU
CAN4EAT
WEEKLY
SPECIALS!
_ Sunday
MONDAY
YourCheica:
yJwnfcndTnHwy Pif fj|f
■ qjultlj?* nn
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Includes all the French Fries,
Coleslaw and Garlic Bread
YOU CAN EAT!
No Sharing or Doggie Bags, Please.
Available all houn. DineJn Only.
1001 St. brick’s Drive
912-218-2100
811 Russell Parkway
912-929-3333
FOR HOME SATELLITE
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