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DECEMBER 24, 2002 Charles "Big Daddy" Brewer, Sr. WARNER ROBINS - Charles “Big Daddy” Brewer, Sr., of Warner Robins died Wednesday, December 18, 2002. Funeral services were held at 2 p.m. Saturday, December 21, 2002 in the Chapel of Heritage Memorial Funeral Home. Burial followed in Glen Haven Memorial Gardens. Rev. Sydney Odom officiated. Mr. Brewer, a native of Lumberton, NC, was raised in Florence, SC. He was the son of the late Roy and Mamie Smith Brewer. He was the owner of Big Daddy’s Produce in Warner Robins. Survivors include his wife, Rebecca L. Brewer of Warner Robins; children: Terry R. Brewer, Sr. of Hawkinsville, Kimberly C. Carter of Warner Robins, Patricia M. Messinger of Quebeck, TN and Charles Brewer, Jr. of Junction City; ten grandchildren and seven great grandchildren. The family will receive friends from 7:00 until 9:OOPM. Friday at the funeral home. Memorial contributions may be made to Hospice of Central Georgia. Heritage Memorial Funeral Home has charge of arrangements. Doris Collins Rowland CENTERVILLE - Doris Collins Rowland, 86, of Centerville, died Thursday, December 19, 2002. Funeral services were held at 11a.m., Saturday, December 21, 2002 in the chapel of Heritage Memorial Funeral Home. Burial followed in Glen Haven Memorial Gardens. Rev. Brad Sanders officiated. Mrs. Rowland, a native of Cary, Georgia, was the daughter of the late John and Sally Fann Collins and the widow of Bernie Q. Rowland. She was a member of the Centerville First Baptist Church and the Fellowship Sunday School Class. Survivors include her daughter, Carolyn (Calvin) Chafin of Centerville; sister: Clarice Brooks of Centerville; grandchildren: Tim Chafin of Houston, TX, Terry (Patti) Chafin of Bonaire and Kathy Chafin of Warner Robins; great-grand-children: Kyle Chafin and Kaley Chafin, both of Warner Robins; several nieces and nephews. The family received friends from 7:00 until 9:00 p.m. Friday at the funeral home. Heritage Memorial Funeral Home had charge of arrangements. OpalC. Welty WARNER ROBINS - Mrs. Opal C. Welty, 86, passed away on December 19, 2002 after an extended illness. She was the daughter of the late Seaborn J. Cheek and Maiy Alice Agnew. A native of Pulaski and Bibb Counties, Mrs. Welty was one of the first individuals employed at Robins Air Force Base in 1941. She was eventually promoted to the office of Production Controller in Materiel Management, and ultimately retired from Civil Service at Robins Air Force Base. In addition, Mrs. Welty was a Chief Petty Officer in the Naval Air Reserve. She is survived by a daughter and son-in-law, Alicia Callahan and Dr. Dan Callahan of Centerville; three grandsons, R. Charles Causey of Center, AL; Chris A. Causey of Byron; Dr. David L. Causey of Warner Robins; ten great-grandchildren and one great great-grandson. Visitation was at McCullough Funeral Home from 7:00 until 9:00 p.m. on Friday, December 20. Services were held on Saturday, December 21 at IPM. at the Church of Jesus Christ of Latter Day Saints in Warner Robins with entombment following in Glen Haven Memorial Gardens Mausoleum. Go towww.mcculloughfh.comto sign Online Registry for the family. McCullough Funeral was in charge of arrangements. » Romaine A. Decker WARNER ROBINS - Romaine A. Decker, 96, of Warner Robins died Wednesday, December 18, 2002. Funeral services were held at 11 a.m. Monday, December 21, 2002 in the chapel of Hoffinan-Roth Funeral Home in Carlisle, PA. Burial will follow in Westminster Cemetery. Mrs. Decker, a native of Carlisle, PA, was the daughter of the late William C- and Alice Duke Nickel and the widow of Hollis A. Decker. She was a member of the Church of Christ iiV CaHisle jL PA. j * ' -p . survivors include fter soft: Vferiijfor Robins ana her daugnter; Alice Lackey of Collinsville, IL.; 10 grandchildren, 16 great-grandchildren and 5 great-great grandchiidren- *' The family received friends from 6-8 p.m. Sunday at the funeral home in Carlisle, PA. Heritage Memorial Funeral Home has charge of local arrangements. William "Dill" J. Gouin, Jr. WARNER ROBINS - Mr. William “Bill” Gouin, Jr., 68, died Thursday at a local hospital. Memorial services was held at 2 p.m. Saturday in the Chapel of Christopher-Smith Funeral Home. The Rev. David Miller officiated. Burial was private. Mr. Gouin was a native of Worcester, MA and a resident here for 11 years. He was a retired Truck Driver and Security Guard. He was a member of Highway 18 Sportsman Club, Gray, GA. Mr. Gouin is survived by his wife, Roberta of Warner Robins; two sons: William Gouin of Hopkinton, MA and Keith Gervais of Warner Robins; one daughter, Dawn Gouin of Worcester, MA; one brother, Albert Gouin of Manassas, VA; two sisters: Elizabeth Robinson of Warner Robins and Nancy Sparks of Danielson, CT; two grandchildren; two great-grand children and several nieces and nephews. The family will receive friends for one hour prior to the service. Christopher-Smith Funeral Home is in charge of arrangements. «■ IM ART CLASSES Youth: (Fifth Twelth Gnde Only) « Adults (Beginners) sls per week -6 weeks limited Space Call Rozar Recreational Center 988-2860 or * renter jmUimv P/ c TKAMX Tel/Fax 478-5277 Email :andrewpercetvl @ netscape.net Qjou 9bfc Ofou/I QAic QAAsfi Qjou uA QA^omie/^uC SWiday Season • Owners Cathy Silengo Sharon Waugh 1221 S.Houston Lake Rd. flUs] Warner Robins, GA 31088 ™,- tEij t pbmsirot Jimtie All-You-Can-Eat Shrimp■ $9 s 7Catlish- s 8 s * Friday & Saturday - spm -10 pm 1-75 Exit 136 • 987-8877 H \ Frequently asked insurance questions Question: I bought a used car recently. The salesman said I needed collateral insurance, and I could purchase it from him. What does this insurance cover? Answer: The lender or finance company wants to pro tect their interest in the trans action and be certain that your loan is paid, even if the vehicle is destroyed before your loan is satisfied. By requiring you to pay for collateral insurance, the lender knows the loan is secure. Collateral insurance is fre quently called “single-interest” insurance. Although it would pay the balance of your loan in the event your car is destroyed, it would not pay you to repair any damage, or reimburse you for your equity in the vehicle. It also does not provide the liabili ty protection coverage required by Georgia law before driving your vehicle on a public road. Collateral insurance is nor mally much more expensive than comprehensive and collision coverage that can be purchased from a licensed insurance agent (unless the car dealership has a licensed agent on staff, they cannot legally sell you an insur ance policy). Your loan agree ment may allow you to substi tute physical damage coverage for collateral coverage if you include them as the lienholder or loss payee in your insurance policy. Although the physical dam age portion of a standard auto mobile polity may provide more extensive coverage, it would not necessarily pay off your loan your vehicle could be worth less than the loan balance. You may be able to buy “gap” insurance that would pay the difference. Under Georgia law, you are only required to purchase liabil ity insurance for your vehicle to cover injuries or damage you might cause to others. You are not legally required to buy any other coverage. A lender, generally, will want you to pur chase physical damage or collat eral insurance if they are going to lend you money to purchase the vehicle, Please send your insurance or fire safety questions to: Insurance and Fire Commissioner John Oxendine 716 West Tower 2 Martin Luther King Jr. Drive Atlanta, Georgia 30334 Or call 404-656-2070 (toll free at 1-800-656-2298) for assis- 45% OFF Selected Fall & Winter Fashions 50% OFF Holiday Fashions Sizes: Boys 0-7 Girls 0-16 Early Closing Dec. 24th @ 3:00, Closed Christmas Day - Closed Dec. 31st & Jan. Ist QPtsSiny you/ M& vevy Sett dwiiny tSlt Sotiday season* cMewy (SSmtmat & Fflappy cA'eus Q/eaa/ Overton Jewelers 905 Carroll Street Perry, GA 478-987-1392 tance with an insurance ques tion, Monday through Friday, 8 A Classic on Carroll May all of our many friends and customers tXf have the very best this season has to offer. Merry Christmas and Happy Holidays! Holiday Schedule Open Friday after Christmas Closed Dec. 31st & Jan. Ist 912 Carroll Street • Downtown Perry 478-987-2255 CHRISTMAS saia Starts Friday, Dec. 27th 6 Suaarpfum T* ree 917 Carroll Street • Perry, GA 31069 • 478-987-0970 f| ' Warmest Wishes To You For A Happy And Peaceful Holiday Thank You For Your JEWELERS, INC. 904 Carroll Street Downtown Perry 987-1531 LANDINGS Golf Club Junior Executive Membership Single Family &CCOO tfOCOO IpOD /Monih SOD /Mottih Ages 18-35 (No Initiation Fee with 1 year Commitment) Full Membership Privileges Golf / Tennis / Swimming (478) 923-5222 309 Statham's Way Warner Robins, GA 31088 www.landingsgolfclub.com a.m. to 7 p.m. TDD services available at 404-656-4031. Store Horn: MK.-M.ia-t Sat 10-5 PAGE 11A