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PAGE 6B and Allison McKay or a tenant or ten ants and said property is more com monly known as 146 Knightsbridge, Warner Robbins, GA 31093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy . Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Steven Michael McKay and Allison Lindsey McKay Daniel D. Phelan, McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net DDP/smf 1/7/03 Our file no. 52616002-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-22 12/12 - 1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY By virtue of a Power of Sale con tained in that certain Security Deed from Allan Spangler to TMS Mortgage Inc., dba The Money Store, dated July 25, 1997, recorded in Deed Book 1297, Page 232, Houston County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of SEVENTEEN THOUSAND FIVE HUNDRED AND 00/100 DOL LARS ($17,500.00) with interest there on as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank of New York- As Trustee under the Pooling and Servicing Agreement dated as of August 31, 1997, Series 1997-C, there will be sold at public out cry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in January 2003 the following described property: All that tract or parcel of land lying and being in Land Lot 141 of the Fifth (5) Land District, Houston County, Georgia, known and designated as Lot 5, Block "C" Addition of Blocks C & D Lake Subdivision, as per plat recorded in Map Book 5, Page 181, Houston County, Georgia Records, to which plat reference is made for a more detailed description. This is a foreclosure of a junior lien. The interest of the senior lienholder will not be extinguished by the foreclosure of this junior lien Said property is commonly known as 106 Lake Drive, Warner Robins, GA 31088 The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, includ ing attorney's fees and all other pay ments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any out standing taxes, including but not limit ed to ad valorem taxes, which consti tute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record supe rior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Allan Spangler or ten ants). THE BANK OF NEW YORK- AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF AUGUST 31, 1997, SERIES 1997-C as Attorney in Fact for ALLAN SPANGLER Contact: LaToya Hill (ext. 356), Morris, Schneider & Prior, L.L.C, 3300 N.E. Expressway-Suite 88, Atlanta, Georgia 30341 (770)234-9181 MSP File No. 560.028432\LXH Ad Run Dates: 12/12/02, 12/19/02, 12/24/02 and 1/2/03 Web Site: www.foreclosures.msplaw.com THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-24 12/12-1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Raymond P. Pouech, Jr. to Southeastern Mortgage Corporation, dated November 9, 1993, recorded in Deed Book 1062, Page 566, Houston County, Georgia Records, as last transferred to Chemical Mortgage Company by assignment recorded in Deed Book 1108, Page 138, Houston County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY-FOUR THOUSAND TWO HUNDRED FIFTY AND 0/100 DOL LARS ($34,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, with in the legal hours of sale on the first Tuesday in January, 2003, the follow ing described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A": All that tract or parcel of land lying and being in Land Lot 200, sth Land District of Houston County, Georgia, being known and designated as Lot 4, Block K, Warner Robins Manor, according to a plat of survey prepared by E. L. Gostin, C. E., dated February 26, 1943, of record in Plat Book 2, Page 14, Clerk's Office, Houston Superior Court. Said plat and the record therof are incorporated herein for all purposes. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Dead. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to col lect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accu rate survey and inspection of the prop erty, any assessments, liens, encum brances, zoning ordinances, restric tions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in posses sion of the property is Raymond P. Pouech or a tenant or tenants and said property is more commonly known as 626 Miller Drive, Warner Robins, GA 31093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Mortgage Company, F/K/A Chemical Mortgage Company as Attorney in Fact for Raymond R Pouech, Jr. Daniel D. Phelan, McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net DDP/tbt 1/7/03 Our file no. 52693902-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-25 12/12 - 1/2 NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF HOUSTON BURNETTE, VIRGINIA T„ FHA 1019104619703 Because of a default in the payment of the indebtedness secured by a Security Deed executed by Virginia T. Burnette to Premier Lending Corporation dated November 30, 1999, and recorded in Deed Book 1497, Page 523 , HOUSTON County Records, said Security Deed having been last sold, assigned, transfered and conveyed to Homeside Lending Inc., now Washington Mutual Bank, FA by assignment dated December 8, 1999, and recorded in Deed Book 1509, Page 548, aforesaid records, securing a Note in the original principal amount of $72,304.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 7, 2003, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land situate, lying and being in Land Lot 163 of the Fifth (sth) Land District of Houston County, Georgia, being known and designated as Lot 1, Block "C", Dover Ridge Subdivision, according to a revised plat of said subdivision of record in Plat Book 54, Page 98, Clerk's Office, Houston Superior Court. Said plat and the record thereof are incorporated herein by reference for all purposes. Said property is known as 101 Norman Lane , Warner Robins, GA 31093, together with all fixtures and personal property attached to and con stituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Virginia T. Burnette, the property, to the best information, knowledge and belief of the under signed, being presently in the posses sion of Virginia T. Burnette , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. WASHINGTON MUTUAL BANK, FA Successor In Interest to Homeside Lending Inc. as Attorney-In-Fact tor Virginia T. Burnette File no. 024746 L. J. SWERTFEGER, JR., SHAPIRO & SWERTFEGER*, Attorneys and Counselors at Law, 3300 Northeast Expressway-Suite 5-C, Atlanta, Georgia 30341-3941 (770)220- 2730/KA www.swertteger.net •THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMA TION OBTAINED WILL BE USED plauafrm pbmte Jlaurmtl FOR THAT PURPOSE. [FC-NOS] 12-26 12/12-1/2 NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF HOUSTON BROWN, LARRY D. AND ROSETTA C. Because of a default in the payment of the indebtedness secured by a Security Deed executed by Larry D. Brown and Rosetta C. Brown to National Lending Center, Inc. dated March 28,1997, and recorded in Deed Book 1274, Page 22, HOUSTON County Records, said Security Deed having been last sold, assigned, trans ferred and conveyed to Charter One Credit Corp. by assignment securing a Note in the original principal amount of $91,800.00, the holder thereof pur suant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 7, 2003, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land situate, lying and being in Land Lot 124 of the Fifth Land District of Houston county, Georgia, being know and designated as Lot 19, Block "E", Section No. 2, Crestwood Estates Subdivision, according to a survey prepared by Waddle & Co., dated October 25,1078 and last revised June 6, 1985, a copy of which is of record in Plat Book 28, Page 74, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof incorporated herein by reference thereto for all pur poses. Said property is known as 109 Crestwood Court, Centerville, GA 31028, together with all fixtures and personal property attached to and con stituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assess ments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. , Said property will be sold as the property of Larry D. Brown and Rosetta C. Brown, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Larry D. Brown and Rosetta C. Brown, and the proceeds of said sale vyill be applied to the payment of said indebtedness and all the expenses of said sale, including attor ney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Charter One Credit Corp. as Attomey-in-Fact for Larry D. Brown and Rosetta C. Brown File no. 02-4904 L. J. SWERTFEGER, JR., SHAPIRO & SWERTFEGER*, Attorneys and Counselors at Law, 3300 Northeast Expressway-Suite 5-C, Atlanta, Georgia 30341-3941 (770)220- 2730/CC www.swertteger.net •THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS] 12-27 12/12-1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nelson Rucker and Cynthia Rucker, to Novastar Mortgage Inc., dated March 31, 2000, recorded in Deed Book 1522, Page 485, Houston County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-FIVE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($45,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in January, 2003, the following described property: SEE EXHIBIT "A'' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A": All that tract or parcel of land lying and being in the City of Perry, Houston County, Georgia, known and diagnosed as Lot 22 in Gordon Woods Subdivision according to a plat of survey of said subdivision made by Rhodes Sewell, Surveyor, a copy of said plat being of record in Map Book 2, page 467, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this description by ref erence thereto. Said Lot is further described as fronting west 73 feet on Starbuck Drive and extending back in an easterly direction with uniform width for a distance of 137.7 feet. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to col lect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accu rate survey and inspection of the prop erty, any assessments, liens, encum brances, zoning ordinances, restric tions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in posses sion of the property is Nelson Rucker, and Cynthia Rucker, or a tenant or tenants and said property is more com monly known as 608 Starbuck Drive, Perry, GA 31069. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Novastar Mortgage Inc. as Attorney in Fact for Nelson Rucker and Cynthia Rucker, Daniel D. Phelan, McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net DDP/tb 1/7/03 Our file no. 52406602-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-34 12/12-1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Roddie R. Haney and Vivian D. Haney to Secretary of Veterans Affairs as Officer of the United States of America, dated November 19,1999, recorded in Deed Book 1495, Page 336, Houston County, Georgia Records, as last transferred to Bankers Trust Company of California, N.A., not in its individual capacity but solely as trustee, or its permitted suc cessors and assigns, on behalf of Vendee Mortgage Trust 2000-1, c/o Bankers Trust Company of California, N.A., 3 Park Plaza, Sixteenth Floor, Irvine, California 92714 by assignment to be recorded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, conveying the after described property to secure a Note in the original principal amount of NINE TY-TWO THOUSAND AND 0/100 DOLLARS ($92,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, with in the legal hours of sale on the first Tuesday in January, 2003, the follow ing described property:SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A": All that tract or parcel of land situate, lying and being in Land Lot 159, Tenth Land District of Houston County, Georgia, being known and designated as Lot 61, Block J, Section No. 3, Settler's Landing Subdivision, according to a plat of survey prepared by Clements Surveying Co., Inc., dated September 8, 1992, of record in Map Book 42, Page 190, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this description by reference thereto. Said property is known as 1200 Camden Court, Warner Robbins, Ga 31088, together with all fixtures and personal property attached to an con stituting a part of said property, if any. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to col lect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accu rate survey and inspection of the prop erty, any assessments, liens, encum brances, zoning ordinances, restric tions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in posses sion of the property is Roddie Haney and Vivian Haney or a tenant or ten ants and said property is more com monly known as 1200 Camden Court, Warner Robins, GA 31088. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2>to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company as Trustee formerly known as Bankers Trust Company of California, N.A., not in its individ ual capacity but solely as trustee, or its permit ted successors and assigns, on behalf of Vendee Mortgage Trust 2000-1, c/o Bankers Trust Company of California, N.A., 1761 E. St. Andrews Place, Santa Ana, California 92705 as Attorney in Fact for Roddie R. Haney and Vivian D. Haney Daniel D. Phelan, McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foredosurehotline.net DDP/smf 1/7/03 Our file no. 52727202-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-35 12/12 - 1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY By virtue of a Power of Sale con tained in that certain Security Deed from Norman W. King to Charter Capital Services, Inc., dated August 21, 2000, recorded in Deed Book 1580, Page 205, Houston County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED TWENTY THREE THOUSAND FOUR HUN DRED TWENTY-FIVE AND 00/100 DOLLARS ($123,425.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Interbay Funding LLC, there will be sold at pub lic outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in January 2003 the following described property: All that tract or parcel of land situate, lying and being in Land Lot 74 of the Eleventh Land District of Houston County, Georgia, being known and designated as Lot 4, Block "B", Section No. 1, Phase No. 1, Southfield Plantation Subdivision, according to a survey prepared by Scarborough Land Surveys, dated June 6,2994, a copy of which is of record in Plat Book 46, Page 95, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are incorporated herein by reference thereto for all pur poses. Said property is commonly known as 103 Saddlefield Court, Bonaire, GA 31005 The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, includ ing attorney's fees and all other pay ments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any out standing taxes, including but not limit ed to ad valorem taxes, which consti tute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record supe rior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Norman W. King or tenant(s). INTERBAY FUNDING LLC as Attorney in Fact for NORMAN W. KING Contact: Lori Taylor (ext. 350), Morris, Schneider & Prior, L.L.C, 3300 N.E. Expressway-Suite SB, Atlanta, Georgia 30341 (770)234-9181 MSP File No. 438.0211648XLLT Ad Run Dates: 12/12/2002,12/19/2002, 12/24/2002 & 01/02/2003 Web Site: www.fore closures.msplaw.com THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-36 12/12 - 1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ellis Randall Stephens and Lauralee R Stephens to Secretary of Veterans Affairs, An Officer of the United States of America, dated December 28,1999, recorded in Deed Book 1506, Page 763, Houston County, Georgia Records, as last transferred to Bankers Trust Company of California, N.A., not in its individual capacity but solely as trustee, or its permitted successors and assigns, on behalf of Vendee Mortgage Trust 2000-2, c/o Bankers Trust Company of California, N.A., 3 Park Plaza, Sixteenth Floor, Irvine, California 92714 by assignment to be recorded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, conveying the after described property to secure a Note in the original principal amount of SEV ENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($78,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, with in the legal hours of sale on the first Tuesday in January, 2003, the follow ing described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A": All that tract or parcel of land situate, lying and being in Land Lot 96 of the Fifth Land District of Houston County, Georgia, being known and designated as Lot 121 of a resubdivision of Lots 121 and 122, Unit I, Hyde Park Subdivision, according to a survey prepared by Travis Pruitt & Associates, P.C., dated July 27, 1990 and revised December 27, 1991, a copy of which is of record in Plat Book 41, Pages 148-149, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are incorpo rated herein by reference thereto for all purposes. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all DECEMBER 24,2002 expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to col lect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accu rate survey and inspection of the prop erty, any assessments, liens, encum brances, zoning ordinances, restric tions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in posses sion of the property is Ellis Randall Stephens and Lauralee R Stephens or a tenant or tenants and said property is more commonly known as 108 Mayfair Circle, Warner Robins, GA 31093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company as Trustee formerly known as Bankers Trust Company of California, N.A., not In its individ ual capacity but solely as trustee, or its permit ted successors and assigns, on behalf of Vendee Mortgage Trust 2000-2, c/o Bankers Trust Company of California, N.A., 1761 E. St. Andrews Place, Santa Ana, California 92705 as Attorney in Fact for Ellis Randall Stephens and Lauralee R Stephens Daniel D. Phelan, McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC, 1544 Old Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net DDP/tb 1/7/03 Our file no. 52728902-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-37 12/12 - 1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Charles J. Hall, 111 and Linda L. Hall, to Harborside Financial Network, Inc., dated October 12,1999, recorded in Deed Book 1491, Page 695, Houston County, Georgia Records, as last transferred to Chase Manhattan Bank, As Indentured Trustee, c/o Residential Funding Corporation by assignment recorded in Deed Book 1536, Page 500, the Office of the Clerk of Superior Court of Houston County, Georgia Records, conveying the after-described property to secure a Note in the original princi pal amount of THIRTY-FIVE THOU SAND AND 0/100 DOLLARS ($35,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in January, 2003, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A": All that tract or parcel of land situate, lying and being in Land Lot 137 of the Fifth (sth) Land District of Houston County, Georgia being known and designated as Lot 22, Block "C", Section No.l, Valle Venado Subdivision, according to a plat of sur vey prepared by Milton Beckham Co., Surveyor, dated April 1, 1971, a copy of which is of the record in Plat Book 14, Page 279, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this description by ref erence thereto for all purposes. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to col lect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accu rate survey and inspection of the prop erty, any assessments, liens, encum brances, zoning ordinances, restric tions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in posses sion of the property is Charles J. Hall, 111 and Linda L. Hall, or a tenant or ten ants and said property is more com monly known as 243 Valencia Qircle, , Centerville, GA 31028. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Manhattan Bank, As Indentured Trustee, c/o Residential Funding Corporation as Attorney in Fact for Charles J. Hall, 111 and Linda L. Hall, subject to that certain Security Deed as recorded in Deed Book 1088, Page 776, aforesaid records. Daniel D. Phelan, McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC, 1544 Ok) Alabama Road, Roswell, Georgia 30076 www.foreclosurehotline.net DDP/jmp 1/7/03 Our file no. 52750302-FTI THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFOR MATION OBTAINED WILL BE USED FOR THAT PURPOSE. 12-52 12/12 - 1/2 NOTICE OF SALE UNDER POWER GEORGIA, HOUSTON COUNTY