Newspaper Page Text
Page 42C
The Champion Legal Section, Thursday, Sep
:ember 25, 2014
www.championnewspaper.com
420-362015 9/11,9/18,9/25,10/2WG
NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Claudia Sanford to Mortgage Elec
tronic Registration Systems, Inc. as
nominee for Full Spectrum Lending,
Inc. dated 7/23/2004 and recorded in
Deed Book 16487 Page 703,
DEKALB County, Georgia records; as
last transferred to or acquired by THE
BANK OF NEW YORK MELLON FKA
THE BANK OF NEW YORK AS
TRUSTEE FOR THE CERTIFICATE-
HOLDERS OF CWABS, INC., AS
SET BACKED CERTIFICATES,
SERIES 2004-AB1, conveying the
after-described property to secure a
Note in the original principal amount
of $ 191,920.00, with interest at the
rate specified therein, there will be
sold by the undersigned at public out
cry to the highest bidder for cash be
fore the Courthouse door of DEKALB
County, Georgia, within the legal
hours of sale on October 07, 2014
(being the first Tuesday of said
month unless said date falls on a
Federal Holiday), the following de
scribed property:
All that tract or parcel of land lying
and being in Land Lot 32 of the 18th
District, DeKalb County, Georgia, and
being Lot 4, Block A of Wynbrooke
Chase, as per plat recorded in Plat
Book 130, Page 113-118 of DeKalb
County, Georgia Records, which plat
is incorporated herein and made a
part hereof by reference.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
631 Wynpoint Place, Stone Moun
tain, GA 30087 together with all fix
tures and personal property attached
to and constituting a part of said
property, if any. To the best know
ledge and belief of the undersigned,
the party (or parties) in possession of
the subject property is (are): Claudia
Sanford or tenant or tenants.
Bank of America is the entity or indi
vidual designated who shall have full
authority to negotiate, amend and
modify all terms of the mortgage.
Bank of America
Home Loan Assistance Dept.
7105 Corporate Drive
Plano, TX 75024
(800) 846-2222
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
THE BANK OF NEW YORK MEL
LON FKA THE BANK OF NEW
YORK AS TRUSTEE FOR THE
CERTIFICATEHOLDERS OF
CWABS, INC., ASSET BACKED
CERTIFICATES, SERIES 2004-AB1
as agent and Attorney in Fact for
Claudia Sanford
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1016-667500124A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1016-667500124A SAN-
FORD++
420-362016 9/11,9/18,9/25,10/2WG
NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Christine R. Williams aka Christine
A. Rucker to BANK OF AMERICA,
N.A. dated 1/25/2013 and recorded in
Deed Book 23600 Page 582,
DEKALB County, Georgia records; as
last transferred to or acquired by
BANK OF AMERICA, N.A., convey
ing the after-described property to se
cure a Note in the original principal
amount of $ 138,435.00, with in
terest at the rate specified therein,
there will be sold by the undersigned
at public outcry to the highest bidder
for cash before the Courthouse door
of DEKALB County, Georgia, within
the legal hours of sale on October 07,
2014 (being the first Tuesday of said
month unless said date falls on a
Federal Holiday), the following de
scribed property:
All that tract or parcel of land lying
and being in Land Lot 143 of the 15th
District, DeKalb County, Georgia, be
ing Unit 15, Parcel 3, Eastland Gates
Condominium, as per Condominium
Plat Book 191, pages 75-78, and be
ing further shown in Declaration of
Condominium for Eastland Gates
Condominium recorded in Deed Book
18993, page 704, DeKalb County re
cords, incorporated herein by refer
ence thereto.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
1424 Olden Lane Southeast, Unit
15, Atlanta, GA 30316 together with
all fixtures and personal property at
tached to and constituting a part of
said property, if any. To the best
knowledge and belief of the under
signed, the party (or parties) in pos
session of the subject property is
(are): Christine A. Rucker or tenant or
tenants.
Bank of America, N.A. holds the duly
endorsed Note and is the current as
signee of the Security Deed to your
property. Bank of America, N.A., act
ing on behalf of and, as necessary, in
consultation with Federal National
Mortgage Association (the current in
vestor on your loan), is the entity with
the full authority to negotiate, amend,
and modify all terms of your loan.
Pursuant to O.C.G.A. § 44-14-162.2,
you may contact Bank of America,
N. A. at:
Bank of America, N.A.
Home Loan Assistance Dept
7105 Corporate Drive
Plano, TX 75024
1-800-669-6650
Please note that, pursuant to
O. C.G.A. § 44-14-162.2, you are not
entitled by law to an amendment or
modification of the terms of your loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) the right
of redemption of any taxing authority,
(c) any matters which might be dis
closed by an accurate survey and in
spection of the property, and (d) any
assessments, liens, encumbrances,
zoning ordinances, restrictions, cov
enants, and matters of record superi
or to the Security Deed first set out
above.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
BANK OF AMERICA, N.A. as agent
and Attorney in Fact for Christine R.
Williams aka Christine A. Rucker
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1016-667500119A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1016-667500119A WILLI-
AMS/RUCKER++
420-362017 9/11,9/18,9/25,10/2WG
NOTICE OF SALE
UNDER POWER
IN DEED TO SECURE DEBT
STATE OF GEORGIA
COUNTY OF DEKALB
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Albert Hutton to
Citifinancial Services, Inc in the ori
ginal principal amount of $107,145.65
dated 08/07/2001, and recorded in
Deed Book 12397, page 276, DeKalb
County records, said Security Deed
being last transferred and assigned
to CitiFinancial Servicing LLC in
Deed Book 24542, page 636, DeKalb
County records, the undersigned will
sell at public outcry to the highest
bidder for cash before the Court
house door in said County, during the
legal hours of sale, on the first Tues
day of October, 2014 by CitiFinancial
Servicing LLC, as Attorney-in-Fact for
Albert Hutton the following described
property:
All that tract or parcel of land in Land
Lot 59, 16th District, DeKalb County,
State of Georgia, as more fully de
scribed in Deed Book 6993, Page
637, ID#1605901291, being known
and designated as Lot 5, Covent
Green Subdivision, Phase 1, filed in
Plat Book 87, Page 60.
By Fee Simple Deed from Autumn L.
Hutton as set forth in Deed Book
10662, Page 183 Dated 04/15/1999
and recorded 04/22/1999, DeKalb
County Records, State of Georgia.
Property known as: 1954 Denham
Court , Lithonia, GA 30058
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purposes of
paying the same and all expenses of
sale, including attorney's fees, (no
tice having been given as provided
by law).
The property will be sold as the prop
erty of Albert Hutton subject to the
following:
(1) all prior restrictive covenants,
easements, rights-of-way or encum
brances; (2) all valid zoning ordin
ances; (3) matters which would be
disclosed by an accurate survey of
the property; (4) the outstanding ad
valorem taxes and assessments, if
any; (5) unpaid water and sewage
bills, that constitute liens against the
property, whether due and payable or
not yet due and payable; and (6) mat
ters of record superior to the security
deed first set out above.
Pursuant to O.C.G.A. Section 44-14-
162.2 the name of the person or en
tity who has the full authority to nego
tiate, amend, or modify the terms of
the aforementioned indebtedness is:
CitiFinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PH: 877-675-3656
Pursuant to O.C.G.A Section 44-14-
162.2, nothing contained in this No
tice of Sale shall obligate any entity
to negotiate, amend, or modify said
indebtedness.
To the best of the undersigned's
knowledge and belief, the party in
possession is Albert Hutton.
CitiFinancial Servicing LLC, as Attor-
ney-in-fact for Albert Hutton.
This law firm is acting as a debt col
lector attempting to collect a debt,
any information obtained will be used
for that purpose.
Pendergast & Associates, P.C.
115 Perimeter Center Place
South Terraces, Suite 1000
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free-866-999-7088
www.penderlaw.com
Our File No. ++14-03264-1 HUT-
TON++
420-362018 9/11,9/18,9/25,10/2
10/9,10/16,10/23,10/30WG
NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Winsome Williamson to ABN Amro
Mortgage Group, Inc. dated 2/8/2002
and recorded in Deed Book 12972
Page 619, DeKalb County, Georgia
records; as last transferred to or ac
quired by Christiana Trust, a division
of Wilmington Savings Fund Society,
FSB, not in its individual capacity but
as Trustee of ARLP Trust 3, convey
ing the after-described property to se
cure a Note in the original principal
amount of $ 168,358.00, with in
terest at the rate specified therein,
there will be sold by the undersigned
at public outcry to the highest bidder
for cash before the Courthouse door
of DeKalb County, Georgia, within
the legal hours of sale on November
04, 2014 (being the first Tuesday of
said month unless said date falls on a
Federal Holiday), the following de
scribed property:
ALL THAT TRACT OR PARCEL OF
LAND LYING AND EIEING IN LAND
LOT 198 OF THE 16TH DISTRICT
OF DEKALB COUNTY, GEORGIA,
BEING LOT 21, BLOCK F, PROVID
ENCE POINT SUBDIVISION, UNIT
ll-B, AS PER PI-AT THEREOF RE
CORDED IN PLAT BOOK 121,
PAGES 2 AND 3, DEKALB COUNTY
RECORDS, WHICH PLAT IS IN
CORPORATED HEREIN BY REFER
ENCE.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
1988 Locksley Terrace, Lithonia,
GA 30058 together with all fixtures
and personal property attached to
and constituting a part of said prop
erty, if any. To the best knowledge
and belief of the undersigned, the
party (or parties) in possession of the
subject property is (are): Winsome
Williamson or tenant or tenants.
Ocwen Loan Servicing, LLC is the
entity or individual designated who
shall have full authority to negotiate,
amend and modify all terms of the
mortgage.
Ocwen Loan Servicing, LLC
Foreclosure Loss Mitigation
1661 Worthington Road
Suite 100
West Palm Beach, FL 33409
1-877-596-8580
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
Christiana Trust, a division of Wilm
ington Savings Fund Society, FSB,
not in its individual capacity but as
Trustee of ARLP Trust 3 as agent
and Attorney in Fact for Winsome
Williamson
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1017-657316A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1017-657316A WILLIAM-
SON++
420-362019 9/11,9/18,9/25,10/2wg
NOTICE OF SALE
UNDER POWER
IN DEED TO
SECURE DEBT
STATE OF GEORGIA
COUNTY OF DEKALB
Under and by virtue of the power of
sale contained in that certain Deed to
Secure Debt from Ronnie H Collins
and Shanta Monique Mitchell to
Option One Mortgage Corporation in
the original principal amount of
$218,776.00 dated 02/14/2007, and
recorded in Deed Book 19696, page
493, DeKalb County records, said
Security Deed being last transferred
and assigned to 21st Mortgage Cor
poration, the undersigned will sell at
public outcry to the highest bidder for
cash before the Courthouse door in
said County, during the legal hours of
sale, on the first Tuesday of October,
2014 by 21st Mortgage Corporation,
as Attorney-in-Fact for Ronnie H
Collins and Shanta Monique Mitchell
the following described property:
All that tract or parcel of land lying
and being in Land Lot 99 of the 16th
District, DeKalb County, Georgia,
Section being Lot 46, Block I of
Windy Ridge Estates, Unit One, as
per plat recorded in Plat Book 156,
Pages 99-104, DeKalb County, Geor
gia records, which plat is incorpor
ated herein and made a part hereof
by reference.
Property known as: 6134 Windy
Ridge Trail, Lithonia, GA 30058
The indebtedness secured by said
Deed to Secure Debt having been
declared due and payable because of
default in the payment of the in
debtedness secured thereby, this
sale will be made for the purposes of
paying the same and all expenses of
sale, including attorney's fees, (no
tice having been given as provided
by law).
The property will be sold as the prop
erty of Ronnie H Collins and Shanta
Monique Mitchell subject to the fol
lowing:
(1) all prior restrictive covenants,
easements, rights-of-way or encum
brances; (2) all valid zoning ordin
ances; (3) matters which would be
disclosed by an accurate survey of
the property; (4) the outstanding ad
valorem taxes and assessments, if
any; (5) unpaid water and sewage
bills, that constitute liens against the
property, whether due and payable or
not yet due and payable; and (6) mat
ters of record superior to the security
deed first set out above.
Pursuant to O.C.G.A. Section 44-14-
162.2 the name of the person or en
tity who has the full authority to nego
tiate, amend, or modify the terms of
the aforementioned indebtedness is:
21st Mortgage Corporation
620 Market Street
One Center Square
Knoxville, TN 37902
PH: 800-955-0021
Pursuant to O.C.G.A Section 44-14-
162.2, nothing contained in this No
tice of Sale shall obligate any entity
to negotiate, amend, or modify said
indebtedness.
To the best of the undersigned's
knowledge and belief, the party in
possession is Ronnie H Collins and
Shanta Monique Mitchell.
21st Mortgage Corporation, as Attor-
ney-in-fact for Ronnie H Collins and
Shanta Monique Mitchell.
This law firm is acting as a debt col
lector attempting to collect a debt,
any information obtained will be used
for that purpose.
Pendergast & Associates, P.C.
115 Perimeter Center Place
South Terraces, Suite 1000
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free-866-999-7088
www.penderlaw.com
Our File No. + + 14-03437-1
COLLINS/MITCHELL + +
420-362020 9/18,9/25,10/2,10/9
10/16,10/23,10/30wg
NOTICE OF SALE UNDER POWER
DEKALB COUNTY
Pursuant to the Power of Sale con
tained in a Security Deed given by
Juan I. Galotti and Rachel Marie
Lewit Galotti to Mortgage Electronic
Registration Systems, Inc. as nomin
ee for Acopia, LLC dated 2/22/2013
and recorded in Deed Book 23640
Page 719, DeKalb County, Georgia
records; as last transferred to or ac
quired by Franklin American Mort
gage Company, conveying the after-
described property to secure a Note
in the original principal amount of
$229,881.00, with interest at the rate
specified therein, there will be sold by
the undersigned at public outcry to
the highest bidder for cash before the
Courthouse door of DeKalb County,
Georgia, within the legal hours of
sale on November 04, 2014 (being
the first Tuesday of said month un
less said date falls on a Federal Holi
day), the following described prop
erty:
All that tract or parcel of land lying
and being in Land Lots 245 and 269,
18th District, DeKalb County Georgia,
being Lot 2, Block D, Frontier Woods
Subdivision, Unit Two, according to
plat recorded in Plat Book 31, Page
93, DeKalb County Records, which
plat is hereby referred to and made a
part of this description.
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in the Security
Deed and by law, including attorney’s
fees (notice of intent to collect attor
ney’s fees having been given).
Said property is commonly known as
2800 Pioneer Court, Atlanta, GA
30341 together with all fixtures and
personal property attached to and
constituting a part of said property, if
any. To the best knowledge and be
lief of the undersigned, the party (or
parties) in possession of the subject
property is (are): Juan I. Galotti and
Rachel Marie Lewit Galotti or tenant
or tenants.
Cenlar is the entity or individual des
ignated who shall have full authority
to negotiate, amend and modify all
terms of the mortgage.
Cenlar
Mortgage Servicing Representative
425 Phillips Boulevard
Ewing, NJ 08618
customerservice@loanadministration.
com
1-800-223-6527
Note, however, that such entity or in
dividual is not required by law to ne
gotiate, amend or modify the terms of
the loan.
Said property will be sold subject to:
(a) any outstanding ad valorem taxes
(including taxes which are a lien, but
not yet due and payable), (b) unpaid
water or sewage bills that constitute a
lien against the property whether due
and payable or not yet due and pay
able and which may not be of record,
(c) the right of redemption of any tax
ing authority, (d) any matters which
might be disclosed by an accurate
survey and inspection of the property,
and (e) any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject to
(1) confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code; and (2) final confirmation and
audit of the status of the loan with the
holder of the Security Deed. Pursu
ant to O.C.G.A. Section 9-13-172.1,
which allows for certain procedures
regarding the rescission of judicial
and non-judicial sales in the State of
Georgia, the Deed Under Power and
other foreclosure documents may not
be provided until final confirmation
and audit of the status of the loan as
provided immediately above.
Franklin American Mortgage Com
pany as agent and Attorney in Fact
for Juan I. Galotti and Rachel Marie
Lewit Galotti
Aldridge Connors, LLP, 15 Piedmont
Center, 3575 Piedmont Road, N.E.,
Suite 500, Atlanta, Georgia 30305,
(404) 994-7400.
1010-134A
THIS LAW FIRM MAY BE ACTING
AS A DEBT COLLECTOR AT
TEMPTING TO COLLECT A DEBT.
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR
POSE. ++1010-134A GALOTTI++
420-362021 9/11,9/18,9/25,10/2wg
NOTICE OF SALE UNDER POWER
GEORGIA, DEKALB COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY IN
FORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power of
Sale contained in a Security Deed
given by Caroline Williams to Norw-
est Mortgage, Inc., dated June 18,
1999, recorded in Deed Book 10805,
Page 218, DeKalb County, Georgia
Records,conveying the after-de
scribed property to secure a Note in
the original principal amount of
SIXTY THOUSAND AND 0/100 DOL
LARS ($60,000.00), with interest
thereon as set forth therein, there will
be sold at public outcry to the highest
bidder for cash before the court
house door of DeKalb County, Geor
gia, or at such place as may be law
fully designated as an alternative,
within the legal hours of sale on the
first Tuesday in October, 2014, the
following described property: SEE
EXHIBIT “A” ATTACHED HERETO
AND MADE A PART HEREOF
The debt secured by said Security
Deed has been and is hereby de
clared due because of, among other
possible events of default, failure to
pay the indebtedness as and when
due and in the manner provided in
the Note and Security Deed. The
debt remaining in default, this sale
will be made for the purpose of pay
ing the same and all expenses of this
sale, as provided in Security Deed
and by law, including attorney’s fees
(notice of intent to collect attorney’s
fees having been given).
Said property will be sold subject to
any outstanding ad valorem taxes (in
cluding taxes which are a lien, but not
yet due and payable), any matters
which might be disclosed by an ac
curate survey and inspection of the
property, any assessments, liens, en
cumbrances, zoning ordinances, re
strictions, covenants, and matters of
record superior to the Security Deed
first set out above.
Wells Fargo Bank N.A. successor by
merger to Wells Fargo Home Mort
gage, Inc. formerly known as Norw-
est Mortgage, Inc. is the holder of the
Security Deed to the property in ac
cordance with OCGA § 44-14-162.2.
The entity that has full authority to
negotiate, amend, and modify all
terms of the mortgage with the debt
or is: Wells Fargo Home Mortgage a
div. of Wells Fargo Bank, N.A., PO
Box 10335, Des Moines, IA 50306,1-
800-416-1472.
To the best knowledge and belief of
the undersigned, the party in posses
sion of the property is Estate of Car
oline Annett Williams or a tenant or
tenants and said property is more
commonly known as 3699 Idle Creek
Drive, Decatur, Georgia 30034.
The sale will be conducted subject
(1) to confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation
and audit of the status of the loan
with the holder of the security deed.
Wells Fargo Bank N.A. successor by
merger to Wells Fargo Home Mort
gage, Inc. formerly known as Norw-
est Mortgage, Inc.
as Attorney in Fact for
Caroline Williams
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pxl 10/7/14
Our file no. 5897911-FT7
EXHIBIT “A”
All that tract or parcel of land lying
and being in Land Lot 69 of the 15th
District of DeKalb County, Georgia,
as per plat recorded at Plat Book 57,
Page 143, DeKalb County, Georgia
records, which plat is herein incorpor
ated by reference: being known as
3699 Idle Creek Drive, Decatur, GA
30034
The right, if any, of The United States
of America to redeem said land with
in 120 days from the date of the fore
closure sale held on October 7, 2014,
as provided for by the Federal Tax Li
en Act of 1966 (Public Law 89-719).
MR/pxl 10/7/14
Our file no. ++5897911 - FT7 WILLI-
AMS++