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CHASE© as: r~ • . J . TT.. . Cash Back BONUS after first purchase 1 • Earn 1 Flexible Rewards** 1 point on all other eligible purchases 2 • Redeem your Flexible Rewards 5 " points for Hundreds of Reward Choices - including cash back, gift certificates or gift cards, travel rewards, and merchandise 3 • 0 /o introductory APR for up to 12 months. The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history 4 • No Annual Fee Call 1 -888-735-4870 today! Mention offer code: KZ6 1 Please allow 6 to 8 weeks after your first purchase for bonus points to post to your account. Bonus points are contingent on account opening and first purchase. You will receive 6,000 bonus points, which can be redeemed for a SSO cash back check or gift certificate. 2 You will earn 1 point for each SI.OO of eligible Net Purchases. You will also earn 5 bonus points for each SI.OO of Net Purchases made at retail establishments that classify their merchant location for Visa/MasterCard as a gas station, grocery store or drugstore for 12 months from your Enrollment Date. (‘Net Purchases' means purchases of goods and setyices made by you or any authorized user on your Account minus any returns or refunds.) After that, you will earn 1 point for each SI.OO of Net Purchases. During the introductory bonus period, the maximum bonus point accumulation is 2,500 points monthly, which is SSOO of Net Purchases at qualified gas stations, gro cery stores and drugstores. Maximum base point accumulation on Net Purchases is 60,000 annually. (‘Annually* means the year beginning with your Enrollment Date through the next twelve months, and each twelve months thereafter.) Bonus points do not go against the annual maximum base point accumulation of 60,000 points. The maximum cash reward redemption is S6OO per calendar year. Purchases not eligible to receive 5 bonus points include, but are not limited to, purchases made at superstores, warehouse dubs and discount stores. We do not determine whether merchants correctly identify and bill transactions as being made at Gas, Groceries, and Drug stores. However we do reserve the right to determine which purchases qualify for the 5 bonus points. You do not earn bonus points on balance transfers, cash advances, any checks that are used to access your account overdraft advances, money orders, finance charges, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your Account 3 Awards are subject to program restrictions; including 21 day advance ticketing and Saturday night stay for air travel. A service fee of up to $25.00 will be charged for the use of Rewaid Headquarters sendees for redemption of air travel. The maximum cash reward redemption is S6OO per calendar year. See Program Rules and Regulations that will be mailed after your first statement. 4 Length of your introductory period will be either 12 months for purchases and balance transfers or 3 months for balance transfers depending on our review of your application and credfi history. Offer subject to credit approval. Elite and Premium Pricing: An introductory APR of 0% fixed on purchases and balance transfers effective for the first 12 billing cycles following the opening of your acoount alter that an APR of 13.99% variable tor Elite Pricing or 17.99% variable for Premium Pricing applies. The APR for cash advances is 23.99% variable. Standard Pricing: An introductory APR of 0% fixed on balance transfers effective for the first 3 billing cycles following toe open ing of your account; after that, an APR of 22.99% variable applies. The APR for purchases from account opening is 22.99% variable. The APR for cash advances is 27.99% variable. You agree that we will consider your appli cation for an Elite Pricing account and that we reserve toe right, based upon our evaluation of information furnished by you or others (including credit reporting agencies), to open a Premium Pricing account or a Standard Pricing account, or not to open any account. For all accounts: The default rate equals an APR up to toe Prime Rate plus 23.99%, currently 31.99%. The APR for Overdraft Advances, if applicable, is 13.99% fixed. Variable APRS are based on toe 8.00% Prime Rate on 5/15/06. Annual fee: None. Minimum monthly Finance Charge: SI.OO. Cash Advance Fee: 3% of the amount of toe advance, but not less than SIO.OO. Balance Transfer Fee: 3% of toe amount of each transaction, but not less than $5.00 nor more than $75.00. International Transactions: 3% of toe U.S. dollar amount of toe transaction, whether originally made in U.S. dollars or converted from a foreign currency. The lender on your account will be Chase Bank USA, N.A. You should contact us to obtain information on any changes to these terms after the printing date by writing to Cardmember Service, P.O. Box 15043, Wilmington, DE19850-5043. This offer is available only to applicants who reside in the United States of America. Print Date: 06/06 072306 Solid savings. Flexible rewards. The Flexible Rewards*" 1 Visa* Platinum Card Earn 6 Flexible Rewards 51 * points for every dollar spent on eligible gas, grocery, and drugstore purchases for the first 12 months after account opening and 1 point thereafter. 2 jj^l Receive SSO Cash Back after first purchase! 1