Houston daily journal. (Perry, GA) 2006-current, August 12, 2006, Image 64

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Tidbits ALABAMA —Scenes in the 2(X)6 movie Failure to Launch, starring Matthew McConaughey and Sarah Jessica Parker, were filmed at Cherokee Rock Village, a 200-acre park with giant sandstone boulders near Lees burg (pop. 799). ARKA NS AS —Between 2,500 and 3,(XX) steaks sizzle on the square in Magnolia (pop. 10,858) during the annual World Championship Steak Cook Off, where secret marinades, specially designed grills and succulent steaks produce a $2,5(X) first-place winner. FLORIDA —Ground was broken in February for die states newest town, Ave Maria, and Ave Maria University, the first major Catholic university to be estab lished in the United States in 40 years. The 5,000-acre site is located between Naples (pop. 20,976) and Immokaiee (pop. 19,763). The town and university are scheduled to open in 2(X)7. GEORGlA —Colquitt (pop. 1,939) is known as the “Mayhaw Capital of the World." Mayhaw fruit trees grow wild in the regions swamps where the tart red fruit is harvested by hand or net and savored in jellies and jams. Senior Citizens with Money in the Bonk Should Read This Before lt # s Too Late If you have worked hard all your life and managed to put away a nest egg, you might end up losing most of your life savings because of a defect in Medicare. If you or your spouse suddenly become ill and require extended nursing home care...NO ONE will help you with the nursing home bills. Medicare won’t and neither will your health insurance. By law you are responsible for the nursing home bills yourself. Only after you have used up virtually all of your money, will Medicaid step in. That’s because Medicaid, like Welfare, only aids the poor. By some estimates, the average couple’s life savings can be wiped out after only 13 weeks of nursing home care. Rich people don't have to worry because they can afford super-expensive special nursing home insurance, while the poor are taken care of by Medicaid. Now that just doesn’t seem fair to working people with a lifetime of hard-earned savings. The system they have supported with tax dollars, seems to have forgotten them. Savings intended to provide security in retirement, or help for children, can quickly go up in smoke. The fact is, if you don’t know how to protect your assets, here’s what can happen to you. By law, before Medicaid will pay nursing home bills, you may have to spend all your countable assets except S2OOO (or as low as SISOO in some states). Countable assets mean not only money in checking and savings accounts...but also any funds in CD’s, IRA’s, Savings Bonds, Mutual Funds, stocks, whole life insurance, annuities and other types of investments, as well as most trust assets. They can also take a vacation home or a second car. In Did You Know... TRAVEL NOW. * PAY LATER. NO CREDIT CHECKS! AS LOW AS S2O A MONTH! NO INTEREST FEES! Start Financing Your Vacations TODAY! CALL NOW! 1.800.667.6580 KENTUCKY —-The Red Mile in Lexington is one of the nation’s oldest harness-racing tracks. Named for its red clay track, the venue has hosted harness races, in which horses pull drivers in two wheeled carts, since 1875. LOUISIANA —Americas only floating hotel barge, River Explorer, is based in New Orleans. The barge accommodates 198 guests on rolling excursions down in land waterways, including the Mississippi, Cumberland •and Ohio rivers, with shore stops at river towns. MISSISSIPPI —-The late Pulitzer Prize-win ning author Eudora Welty s home in Jackson opened in the spring as a literary house museum with details intact: books and art in abundance and her electric typewriter on the writing desk beneath a bedroom window. NORTH CAROLINA —FIiers can chill out in rocking chairs at the Charlotte-Douglas Interna tional Airport. An airport art exhibit, Porchsitting, in cluded tlx- chairs and, when it came time to dismantle the exhibit, passengers petitioned the airport to keep the first-class seating. ADVERTISEMENT addition, (except for a small personal spending allowance and a health insurance payment allowance) your entire Social Security or pension check can be taken to cover nursing home expenses. What’s more, if you are single or widowed, you can even lose your house. According to the federal law called the Spousal Impoverishment Act, if one spouse requires extended nursing home care, the healthy spouse can be forced to surrender HALF of their combined countable assets. And if you have a sizeable estate, they can legally take MORE THAN HALF. Is there anything you can do to stop this nightmare from happening to you? Yes. You are protected by law and can use several legal techniques to place your countable (or vulnerable) assets into the uncountable (or protected) category. The problem is, most people are not aware of their legal rights. Unfortunately, most people think Medicare will take care of them, so they unknowingly leave their assets vulnerable and in jeopardy. Your legal rights and the many methods of protecting your money are now revealed in “How to Protect Your Financial Security.” This financial self-defense manual tells you simple legal procedures for preserving your money and warns of pitfalls to avoid. Here is some of the valuable material you learn: • Legal ways to turn countable (or vulnerable) assets into uncountable (or protected) assets • How to protect your house from being sold to pay your nursing home bills • How to protect a second car or vacation home ißaHamas^^j^sjyin AIR FARE HOTELS CRUISES RESORIS A MORE SOUTH CAROLINA —The nation's first green, or natural, cemetery is Ramsey Creek Preserve in Westminster (pop. 2,743), where embalming fluids and vaults are forbidden. Burials are in biodegradable caskets and graves are marked in natural ways with a tree, shrub or stone. TENNESSEE-a larger-than-life statue of the Rev. Billy Graham with outstretched arms and a Bible, sculpted by Terrell O’Brien, was unveiled in June at the Southern Baptist Convention in North Carolina and will be permanently displayed at the religious organizations headquarters in Nashville. VlßGlNlA —Aviation pioneer Scott Crossfield was the first man to fly at twice the speed of sound, reaching speeds of 1,300 mph in November 1953. The 84-year-old Herndon (pop. 21,655) pilot died in a plane crash in April. WEST VlßGlNlA —Thousandsofpeopleget a bang out of the old-fashioned Fourth of July celebration hosted by the volunteer firemen in Ripley (pop. 3,263). The patriotic celebration attracted President George W. Bushin 2002.^ • If yuu give your money to your children without following these precise guidelines, a nursing home could get your money anyhow • What you need to know about Living Trusts •What lawyers never tell you about protecting your will As a hard-working taxpayer, you have a legal right to protect your life savings for yourself, your spouse or your heirs. You don’t have to be rich to have peace of mind. You just have to follow the easy steps outlined in “How to Protect Your Financial Security.” Although “How to Protect Your Financial Security” can easily save you thousands of dollars, the price is very reasonable. Right now, you can receive a special press run for only $12.95 plus $2.00 postage and handling. It is not available in any bookstore. It is only available through this special offer on a 90 day Money Back Guarantee. If you are dissatisfied in any way, just return it in 90 days for a full refund, no questions asked. Order an extra copy for family or friend and SAVE. You can order 2 for only S2O total. HERE’S HOW TO ORDER: Just PRINT your name and address and the words “Financial Security” on a piece of paper and mail it along with a check or money order to: THE LEADER CO„ INC., Publishing Division. Dept. FBX6IB, P.O. Box 8347. Canton, OH 44711. (Make checks payable to The Leader Co., Inc.) VISA or Master Card, send card number and expiration date. Act now. Don’t leave your assets in jeopardy. ©2006 The Leader Co.. Inc.