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4B » THURSDAY, SEPTEMBER 7, 2006 1080 FfIRECIISBIIS Fact for William Shi and Cindy Shi NIKITIS ZOUMBERIS Attorney at Law 723 Bernard Drive P.O. Box 8097 Warner Robins, GA 31095 37494 9/7 - 9/28 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY By virtue of a Power of Sale contained in that certain Secu rity Deed from Lisa M. Tyson and Ronald L. Tyson to National City Mortgage Co, dated June 25, 2003, recorded in Deed Book 2596, Page 326, Houston County, Georgia Re cords, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND ONE HUNDRED NINETY-TWO AND 00/100 DOL LARS ($115,192.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in October 2006 the following de scribed property: All that tract or parcel of land situate, lying and being in Land Lot 90 of the Fifth (sth) Land District of Houston County, Georgia, known and designated as Lot 15, Block "E“, Section No. 1, of a Subdivision known as Barrington Subdivision, according to a plat of survey pre pared by Story Surveying Co., Inc., dated September 25, 1987 and re corded in Plat Book 33, Page 11, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are incorporated herein for all purposes. Said property is com monly known as 102 Barrington Place South, Warner Robins, GA 31088 The indebtedness se cured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, in cluding but not limited to the non payment of the indebtedness as and when due. The indebtedness re maining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, in cluding attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, in cluding but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the un dersigned, the party in possession of the property is Lisa Tyson and Ronald Tyson or tenant(s). NATIONAL CITY MORTGAGE, INC. FKA NATIONAL CITY MORTGAGE CO. as Attorney in Fact for LISA M. TYSON AND RONALD L. TYSON Contact: Janey Searcy (ext. 1131) Morris, Schneider & Prior, L.L.C. 1587 Northeast Expressway Atlanta, GA 30329 (770)234-9181 MSP File No. 078.0606196ULS Ad Run Dates: 09/07/06, 09/14/06, 09/21/06, 09/28/06 Web Site: http://www.msplaw.com THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 37108 9/7 - 9/28 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Carlow Edwards and Frannette Edwards to Mortgage Electronic Registration Systems, Inc., dated July 21, 2005, recorded in Deed Book 3497, Page 211, Houston County, Georgia Records, as last transferred to U.S. Bank Na tional Association, as trustee, on be half of the holders of the Home Eq uity Asset Trust 2005-7 Home Eq uity Pass-Through Certificates, Se ries 2005-7 by assignment to be re corded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, conveying the af ter-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOU SAND FOUR HUNDRED AND 0/100 ’DOLLARS ($160,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hous ton County, Georgia, within the legal hours of sale on the first Tuesday in October, 2006, the following de scribed property: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT 'A': All that tract or parcel of land situate, lying and being in Land Lots 42 and 55 of the eleventh (11th) Land District of Houston County, Georgia, being known and 1080 FIRECUSIRES designated as Lot 2, Block "C", Sec tion "I", Phase "2*, Old Hickory Vil lage Subdivision, according to a plat of survey being of record in plat book 63, page 27, clerks Office, Houston Superior Court. Said plat and the record thereof are incorpo rated herein by reference for all pur pose. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and ' matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carlow Edwards and Frannette Edwards or a tenant or tenants and said property is more commonly known as 303 Alder Wy, Bonaire, Georgia 31005. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certifi cates, Series 2005-7 as Attorney in Fact for Carlow Edwards and Fran nette Edwards McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lgl 10/3/06 Our file no. 51593106-FTI THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 37489 9/7 - 9/28 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Charles M. Wall, Jr. and Janet D. Wall to Community Home Mortgage, Inc., dated March 9, 2001, recorded in Deed Book 1701, Page 1, Houston County, Georgia Records, as last transferred to Chase Home Finance LLC by as signment to be recorded in the Of fice of the Clerk of Superior Court of Houston County, Georgia Records, conveying the after-described prop erty to secure a Note in the original principal amount of NINETY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($96,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hous ton County, Georgia, within the legal hours of sale on the first Tuesday in October, 2006, the following de scribed property: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT 'A': All that tract or parcel of land situate, lying and being in Land Lot 55 of the Tenth Land Dis trict, Houston County, Georgia, be ing known and designated as Lot 29, Block B, Section One, Phase Two Highlands Ranch Subdivision, according to a plat of survey pre pared by Jones Surveying & Engi neering, Inc., dated November 19, 1998, of record in plat book 53, page 132, Houston Superior Court. Said plat and the recorded copy thereof are hereby incorporated by reference for all purposes. The grantors named herein hereby certify and acknowl edge the mobile home as identified herein is as of the date of this secu rity deed, permanently affixed and attached to the realty described above. Further, pursuant to O.C.G.A. 44-1-6(a) it is the uncondi tional and absolute intention of the grantors named herein the manufac tured home identified herein shall re main permanently in its place on the realty described herein as of the date of this security deed and said manufactured home is a fixture which constitutes a part of the realty described herein. The grantors named hereby also acknowledge and intend that said manufactured home be treated and taxed as an improvement to real property for ad valorem taxes. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in 1080nRfcusnis Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles M. Wall, Jr. and Janet D. Wall or a tenant or tenants and said property is more commonly known as 106 Copper Canyon Rd, Perry, Georgia 31069. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attor ney in Fact for Charles M. Wall, Jr. and Janet D. Wall McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rao 10/3/06 Our file no. 51601306-FT3 THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 37490 9/7 - 9/28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA COUNTY OF Houston Pursuant to a power of sale contained in a certain security deed executed by Angel R. Ortiz and Luz I. Ortiz, hereinafter referred to as Grantor, to Group Financial Southeast recorded in Deed Book 1222, beginning at page 397, of the deed records of the Clerk of the Su perior Court of the aforesaid state and county, and by virtue of a de fault in the payment of the debt se cured by said security deed, the un dersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note se cured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in October, 2006, the property which, as of the time of the execution of said security deed, was described as set forth in the at tached Exhibit "A”. EXHIBIT "A”: All that tract or parcel of land situate, lying and being in Land Lot 189, of the Tenth Land District of Houston County, Georgia, known and designated as Lot 25, Block "A", Section NO. 1, of a subdi vision known as Pilgrim Rest, ac cording to a plat of survey of said subdivision prepared by Clements Surveying Co., Inc., Certified by Walter G. Clements, Georgia Regis tered Land Surveyor NO. 1967, dated June 4,1 ?92, a copy of which is of record in Map Book 42, Page 81, Clerks Office Houston Superior Court. Said plat and the recorded copy thereof are herby made a part of this description by reference thereto for all purposes The above described prop erty is conveyed subject to protec tive covenants as contained in in strument of record in Deed Book 970, Pages 678-690, Clerks Office Houston Superior Court; also, sub ject to an easement for drainage and utility purposes over, upon and across the rear easterly ten (10) feet of subject property and to a five (5) foot maintenance and utility ease ment along the front line of subject property as shown on the aforesaid recorded plat of survey. Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Angel R. Ortiz and Luz I. Ortiz. Midfirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770)392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 37831 9/7 - 9/28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED 1080 micusaus STATE OF GEORGIA COUNTY OF Houston Pursuant to a power of sale contained in a certain security deed executed by Lance R. Mabia, hereinafter referred to as Grantor, to Fairfield Financial Services, Inc. re corded in Deed Book 1979, begin ning at page 287, of the deed re cords of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in October, 2006, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT “A": All that tract or parcel of land situate, lying and being in Land Lot 195 of the Tenth Land Dis trict of Houston County, Georgia, known and designated as Lot 1, Block "G", Section 11, of a subdivi sion known as Chadwyck Place, ac cording to a plat of survey of said subdivision prepared by Story & Company, Inc., certified by Robert L. Story, Georgia Registered Land Sur veyor No., 1853, dated March 23, 2000, a copy of which is of record in Map Book 55, Pages 165-166, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this description by reference thereto for all purposes. The above described prop erty is conveyed subject to Declara tion of Covenants, Conditions and Restrictions as contained in instru ment of record in Deed Book 1460, Pages 713-720; amended by instru ment of record in Deed Book 1521, pages 747-748, Clerk's Office, Houston Superior Court; also, sub ject to easements and rights-of-way for public roads and utilities as they now exist, and building lines and other matters shown on the afore said recorded plat of survey. Said sale will be made subject to the' following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of re cord, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspec tion of the property; ail outstanding and/or unpaid taxes which may be liens upon the property; all outstand ing or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the un dersigned's knowledge and belief, the party in possession of the prop erty is believed to be Lance R. Mabia. Georgia Housing and Finance Authority, As Transferee and As signee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770)392-0041 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. 37492 9/7 - 9/28 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Lisa M. Pubanz and Craig A. Pubanz to Mortgage Electronic Registration Systems, Inc., dated November 20, 2004, re corded in Deed Book 3230, Page 34, Houston County, Georgia Re cords, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($110,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the court house door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in October, 2006, the following described prop erty: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT 'A': All that certain parcel of land situate in Land Lot 198 of the 10th Land District of the County of Houston, State of Georgia, being known and designated as Lot 21, Block "E“, Section No. 3, Aspen Woods Subdivision, according to a plat of said subdivision of record in Plat Book 53, Page 17, Clerk's Of fice, Houston Superior Court. Said plat and the record thereof are incor porated herein by reference for all purposes. Tax ID: Wll2 030 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to 1080 FNEOMSMS collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lisa M. Pubanz and Craig A. Pu banz or a tenant or tenants and said property is more commonly known as 109 Saint Brendanda Drive, Bonaire, Georgia 31005. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Lisa M. Pubanz and Craig A. Pu banz McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lsk 10/3/06 Our file no. 5769604-FTS THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 37491 9/7 - 9/28 NOTICE OF SALE UNDER POWER GEORGIA HOUSTQN COUNTY Because of default in the payment of the indebtedness, se cured by a Security Deed executed by Homer Wright and Grade Wright to Mortgage Electronic Registration Systems, Inc. dated the 26th day of September, 2003 in the amount of $73,950.00, and recorded in Deed Book 2778, Page 1, HOUSTON County, Georgia Records; the un dersigned, Mortgage Electronic Registration Systems, Inc., pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in Oc tober, 2006, during the legal hours of sale, at the Courthouse door in HOUSTON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in Land Lot 258 of the Tenth Land District of Houston County, Georgia, being known and designated as Lot 41, Block “A" Section No. 2, Country wood Subdivision, according to a plat of survey of said subdivision prepared by Story Surveying Co. dated August 1, 1978 and being of record in Plat Book 22, Page 246, Clerk’s Office, Houston Superior Court, said plat and the recorded copy thereof are incorporated herein by reference for all purposes. which has the property ad dress of 202 Summerhill Place, Warner Robins, GA., together with all fixtures and other personal prop erty conveyed by said deed. The sale will be held sub ject to any unpaid taxes, assess ments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said prop erty. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Homer Wright and Gracie Wright and the proceeds of said sale will be applied to the pay ment of said indebtedness, the ex pense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Se curity Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Homer Wright and Gracie Wright Anthony DeMarlo, Attorney/adp McCurdy & Candler, L.L.C. (404)373-1612 www.mccurdvcandler.com File No. 200605076/VA THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. 37770 9/7 - 9/28 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Sean P. Hayes to Georgia Telco Credit Union, dated June 3, 2004, recorded in Deed HOUSTON DAILY JOURNAL 1080 FHtCtfSIKS Book 3042, Page 251, Houston County, Georgia Records, as last transferred to PHH Mortgage Serv ices by assignment recorded in Deed Book 39425, Page 665, Hous ton County Georgia Records con veying the after-described property to secure a Note in the original prin cipal amount of SEVENTY THOU SAND SEVEN HUNDRED AND 0/100 DOLLARS ($70,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in October, 2006, the following de scribed property; SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT 'A': Tract No. 1: All that tract or parcel of land lying and being in the City of Perry, Houston County, Georgia, known and designated as all of Lot 4 and the northwest half of Lot 3, in Block "H" of Clearview Park Subdivi sion, according to a revised plat of survey of said subdivision made by Rhodes Sewell, Surveyor, a copy of said plat being of record in Map Book 3, Page 34, Clerk's Office, Houston Superior Court. Said plat and the record thereof are hereby made a part of this description by reference thereto. Said property is further described as follows: Begin ning on the southwest line of Jewel Drive at a point which is 100 feet southeast, as measured along the South line of Jewel Drive, from a point of curvature in said Jewel Drive; thence SoiAh 39 degrees 22 minutes West along the line be tween Lot 4 and Lot 5 in Block "H" for a distance of 160 feet; thence South 50 degrees 38 minutes East along the South lines of Lot 4 and Lot 3 in Block "H" for a distance of 140 feet; thence South 39 degrees 22 minutes East along the line be tween the East half and West half of Lot 3 in Block "H" for a distance of 160 feet to a point on the southwest line of Jewell Drive; thence North 50 degrees 38 minutes West along the southwest line of Jewel Drive for a distance of 140 feet to the point of beginning. Said property is bounded generally on the northeast by Jewel Drive, on the northwest by Lot 5 in Block "H", on the southwest by land of Andrew and Smith, and on the northeast by the remainder of Lot 3 in Block "H" of said subdivision. A plat of survey fully showing the land hereby conveyed made by Rhodes Sewell, Surveyor, on August 2, 1957, is recorded in Map Book 4, Page 272, Clerk's Office, Houston Superior Court. Said plat and the re cord thereof are hereby made a part of this description by reference thereto. Tract No. 2: All that tract or parcel of land lying and being in the City of Perry, Houston County, Georgia, known and designated as Lot No. 3 in Block "1" Clearview Park Subdivi sion according to a revised plat of survey of said subdivision made by Rhodes Sewell, Surveyor, a copy of said revised plat being of record In Map Book 3, Page 288, Clerk's Of fice, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this de scription by reference thereto. Said lot is further described as fronting southeast 80 feet on Juliann Street and extending back in a northwest erly direction with even width for a distance of 160 feet. The northeast corner of said lot is 160 feet south west, as measured along the West line of Juliann Street from Faye Cir cle. A dwelling house and other improvements are located on said lot. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sean P. Hayes or a tenant or ten ants and said property is more com monly known as 1211 Jewell Drive, Perry, Georgia 31069. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PHH Mortgage Corporation aka PHH Mortgage Services as Attorney in Fact for Sean P. Hayes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sbl 10/3/06 Our file no. 51696206-FTIO THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED