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HOUSTON DAILY JOURNAL Church donates $20,000 to Lindsey Elementary School Special to the Journal Lindsey Elementary School received a donation of $20,000 from the First Baptist Church of Garmon Street. Pastor Josh Kirvin pre sented a check to Principal Anthony Lunceford recent ly during the church’s Education Appreciation Day. First Baptist has been a partner with Lindsey for years and has given Finan cial support over the past six years ranging from $15,000 to $20,000 annually. The Students take part in BEAR Celebration Special to the Journal Students of Perry Primary recently participated in this year’s first BEAR Celebration. This month’s celebration had a patriotic theme due, according to a release from the school, to Patriot Day and Constitution Day falling in September. Students who used good behavior were recognized and received numerous priz es, the release read. The students received books, hats, stickers, balls and/or other gifts for making “good choices.” Per the release: “Thank you to the students of Perry Primary for making good choices.” Dos and don’ts of borrowing money from family Special to the Journal Our support systems are built with family and friends who come to our aid in times of need. But, financial sup port may be another story. With seemingly countless forms of credit lines and loans, why are many still tempted to seek money from loved ones? Mike Sullivan, director of education for Take Charge America, a national non profit credit counseling agen cy, says the credit lines and loans may have triggered the problem in the first place. If you are considering lean ing on family or friends for financial support, Sullivan has some suggestions: Don’t: Borrow money for unnecessary reasons. Ask ing for money to purchase luxury items likes clothes and electronics can put an unnecessary strain on rela tionships with friends and family. Put yourself in their position and reevaluate the differences between your wants and needs. Don’t: Lie about your financial situation. Come clean with family and friends. Their emotional support can be just as use ful as financial support. If you are experiencing serious money troubles, be honest and seek professional help if necessary, like credit coun seling. Don’t: Make late payments. If you take out a loan from loved ones, respect home repair loan flHfiCity of Warner Robins I@QP%DOES YOUR HOME NEED REPAIRS? II II Do you own your home? | Do you have equity in your home? Is your home within the limits of the City of Warner Robins? Please contact the City of Warner Robins, Department of Community Development to see if you qualify for a U.S. Department of HUD funded low (0 % to 3%) interest rate loan (Certain income restrictions apply-Maximum income ranges from $32,950f0r a single person to $62,150f0r a family of 8) Apply at Warner Robins City Hall, 700 Watson Blvd. upstairs in the Department of Community Development or call 929-1140 for more details. miz^d funds are used for projects that the school could not otherwise afford. “Thanks will never be enough for the donation that First Baptist Garmon Street recently bestowed upon the students of Lindsey Elementary,” remarked Lunceford. “These funds provide our school with much needed support for our students that might not otherwise be available. With this money we have purchased new playground equipment and reward incentives for atten dance, honor roll, and char lb iimi irn tMSm x / 4&HF m \; f ' .A Submitted Shown are some of the first grade students who took part in Perry Primary’s first BEAR celebration of the year. their generosity and willing ness to help. Making late payments can multiply a bad situation by creating holes in their budgets and increas ing their debts. Don t: Take advantage of the situation. Borrowing money from family and friends should not become habitual. Make it a one-time thing and create a work able plan so that the finan cial crisis doesn t happen again. Expect (and offer) to pay interest. This shows that you are serious about repaying the debt. Do: Put in it writing. This protects both parties. Write up an agreement that states the amount of loan, when it needs to be paid back, the amount of interest the loan will incur and whether the loan will be paid in install firm JL ss! jJali I fjMjfipademy 438 S. Pleasant Hill 6d, j Warner Robins, GA ff>T47B-92M220j acter education. Their gen erous financial contribution also helps provide students with supplies, educational materials and technologi cal software which other schools are usually able to obtain through fundraiser activities.” Lindsey Elementary is located at 81 Tabor Drive in Warner Robins. Lunceford may be contacted at either 478-929-7819 or alunceford@hcbe.net. First Baptist Church of Garmon Street is located at 210 Garmon Street in Warner Robins. ments or one lump sum. If installments are needed, specify each amount and how often it needs to be paid. Both parties need to sign the agreement. Do:Haveaplan. Keep your family and friends involved in the process. How do you plan to repay the loan? What other steps are you taking to get out of debt? If you lost your job, tell them about your plans for a job search and prospects. If you have an injury that prevents your from working, how do you expect to rebound? Do: Know tax laws. Did you know Uncle Sam can tax money that fam ily and friends willingly give you? It s called a gift tax. Anything over SII,OOO must be reported to the Internal Revenue Service. LOCAL M 1 XI 1 ( —— — : — T*- W E| ] K - -mm mk jPSv JHr•• '*■*’ . BK Kwv Jto. m VHHHn Wk W 818 M W Team of social workers who present at each of the schools on the importance of attendance and the consequences of absence. Houston Porter, Dawn James, Misha Brothers-Bembry, Tonya Wideman, Jennifer Walker, Dr. Lorraine Miller, Linda Rozier. Not pictured: Olan Brooks, Trevis Killen. TRUANCY From page iA students missing 18 or more days by 35 percent, the school district succeed ed in reducing the number by 48 percent. Friday will mark the second year of the “War on Truancy,” a time when social workers go into the schools and give a presen tation consisting of dance and motivational speeches on the importance of atten dance and the consequences of absence. FATALITY From page iA , condition causing the acci %, 12h \ * MUM— hr -4.*. * iWf - ~,w " W ‘ ‘, EBI ■ ='• Bp k j v-,*.* VX . ‘ Av *‘ ’* * v 1 't } * * '*? Totally free. Totally cool. It’s always fun to get something free. At Security Bank, you always get something even better a choice of free checking accounts, and each comes with: • No minimum balance. • Up to $25 for your old banks checks or debit card. • A free gift, like this sleeping bag, perfect for outdoor fun.* That’s my bank. SCCUTIty Bibb 722-6300 • Houston 722-7130 EpCUTIIm Jones 986-3157 • www.securitybank.net Member FDIC * White supplies kit. For some accounts. customer pays for checks. We reserve the right to substitute an item of similar value. The team of social work ers will be in the middle and high schools speaking to target audiences during the months of September and October. Each school also has a Truancy Intervention Panel made up of school administration and chaired by the school’s social worker. According to Jennifer Walker, social worker assistant, the panel meets every two weeks to look at attendance records and evaluate students who need to be addressed. Those at Thursday’s Attendance Protocol dent. He was taken by ambu lance to Houston Medical Center, where he was pro nounced dead. Subscribe today Call 987-1823 TUESDAY, SEPTEMBER 19, 2006 ♦ Meeting included Judge George Nunn, Committee Chair; Danny Carpenter, Superintendent of Schools; Dr. Ruth O’Dell, Assistant Superintendent for Student Services; Dr. Deborah Sanders, Lead Psychologist; Houston Porter, Attendance Specialist. Students who missed 18 unexcused days or more were reduced from 252 to 121 students. 2005/2006 High 161/107 Middle 48/12 Elementary 43/2 Sgt. Todd Rountree of the Warner Robins Police Department Traffic Division is conducting further inves tigation. People Pleasing! (We will delight you!) m Ceil 196 * 907*8877 5A submitted