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THURSDAY, OCTOBER 12, 2006 10B 1080 FtRfCUSVRfS payment of the indebtedness, se cured by a Security Deed executed by Cara Best to Mortgage Electronic Registration Systems. Inc. dated the 22nd day of October, 2004 in the amount of $55,900.00, and recorded in Deed Book 3195, Page 111, HOUSTON County, Georgia Re cords as last transferred to HSBC Mortgage Services Inc. by assign ment; the undersigned, HSBC Mort gage Services Inc., pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2006, during the legal hours of sale, at the Courthouse door in HOUSTON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in Land Lot 200 of the Fifth (sth) Land Dis trict of Houston County, Georgia, being known and designated as Lot 18, Block "I", of a Subdivision known as Warner Robins Manor, according to a Plat of Survey of said Subdivi sion which is of record in Plat Book 2, Page 14, Clerk's Office, Houston Superior Court. Said Plat and the re corded copy thereof are hereby made a part of this description by reference thereto for all purposes. which has the property ad dress of 205 Arnold Boulevard, Warner Robins, GA„ together with all fixtures and other personal prop erty conveyed by said deed. The sale will be held sub ject to any unpaid taxes, assess ments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said prop erty. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed Said property will be sold as the property of Cara Best and the proceeds of said sale will be applied to the payment of said indebted ness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services Inc. Attor ney in Fact for Cara Best Anthony DeMarlo, Attorney/lst McCurdy & Candler, L.L.C. (404)373-1612 www.mccurdycandler.com File No. 200605987 /CONV THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. 39383 10/12-11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Richard Davis to , dated September 24, 2004, re corded in Deed Book 3164, Page 313, Houston County, Georgia Re cords, as last transferred to Mort gage Electronic Registration Sys tems, Inc. by assignment to be re corded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, conveying the af ter-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($129,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hous ton County, Georgia, within the legal hours of sale on the first Tuesday in November, 2006, the following de scribed property: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT 'A': All that tract or parcel of land lying and being in Land Lot 96 and 97 of the sth Land District, Houston County, Georgia, being known and designated as Lot 5, Phase 1, Autumn Trace Subdivision, a subdivision of Eagle Springs, ac cording to a plat of survey recorded in Plat Book 50, Page 184, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this description by reference thereof for all purposes. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, 1080 FMiCUSNfS zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Davis or a tenant or ten ants and said property is more com monly known as 208 Carrington Lane, Centerville, Georgia 31028. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Richard Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell. Georgia 30076 www.foreclosurehotline.net MR/alj 11/7/06 Our file no. 51974206-FT4 THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 39385 10/12 -11/2 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF HOUSTON Gill, Timothy Wayne Because of a default in the payment of the indebtedness se cured by a Security Deed executed by Timothy Wayne Gill to Mortgage Electronic Registration Systems. Inc. dated September 28, 2004, and recorded in Deed Book 3173, Page 128, HOUSTON County Records, said Security Deed having been last sold, assigned, transferred and con veyed to JP Morgan Chase Bank, N.A., as trustee-SURF 2005-BCI, by Assignment securing a Note in the original principal amount of $126,000.00, the holder thereof pur suant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, No vember 7, 2006, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land situate, lying and being in Land Lot 165 of the Fifth (5) Land District of Houston County, Georgia, being known and designated as Lots 20 and 21, Block "C”, Section 1, Phase 2, of a portion of Woodcrest Subdivi sion, according to a re-subdivision plat of survey being of record in Plat Book 23, Page 109, Clerk's Office, Houston Superior Court. Said plat and the record thereof are incorpo rated herein by reference for all pur poses. Said property is known as 221 & 223 Woodcrest Circle, War ner Robins, GA 31093, together with all fixtures and personal prop erty attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an ac curate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Timothy Wayne Gill, the property, to the best infor mation, knowledge and belief of the undersigned, being presently in the possession of Timothy Wayne Gill, and the proceeds of said sale will be applied to the payment of said in debtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. JP Morgan Chase Bank, N.A., as trustee-SURF 2005-BCI as Attor ney-in-Fact for Timothy Wayne Gill File no. 06-4562 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770)220-2730/DDK www.swertfeoer.net *THE LAW FIRM IS ACT ING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 39388 10/12-11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY 1080 FHfCtIMREI By virtue of a Power of Sale contained In that certain Secu rity Deed from Scott B. Kimball to Mortgage Electronic Registration Systems, Inc., acting solely as nomi nee for Decision One Mortgage. LLC its successors and assigns, dated March 24, 2006, recorded in Deed Book 3785, Page 231, Hous ton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOU SAND THREE HUNDRED AND 00/100 DOLLARS ($185,300.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tues day in November 2006 the following described property: All that tract or parcel of land situate, lying and being in Land Lot 93, of th 9 Fifth District of Hous ton County, Georgia, being known and designated as Lot 3, Block T, Section No. 6, Quail Run Subdivi sion, according to survey prepared by Story Surveying Co, dated August 10, 1979, a copy of which is of record in Plat Book 22, Page 241, Clark's Office, Houston Superior Court. Said plat and the recorded copy thereof are incorporated herein by reference thereto for all pur poses. Said property is com monly known as 402 Smoke Rise Drive, Warner Robins, GA 31088 The indebtedness se cured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, in cluding but not limited to the non payment of the indebtedness as and when due. The indebtedness re maining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, in cluding attorney's fees and all other payments provided for under the terms of the Security Deed and Not 6 Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, in cluding but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the un dersigned, the party in possession of the property is Scott Kimball aka Scott B. Kimball or tenant(s). DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE as Attorney in Fact for SCOTT B. KIMBALL Contact: mrgreen(ext) Morris, Schneider & Prior, L.L.C. 1587 Northeast Expressway Atlanta, GA 30329 (770)234-9181 MSP File No. 560.0617166\MRG Ad Run Dates: 10/12/2006, 10/19/2006, 10/26/2006 & 11/02/2006 Web Site: www.foreclosures.msDlaw.com THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 38560 10/12-11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Because of default in the payment of the indebtedness, se cured by a Security Deed executed by Elijah Askew to Indy Mac Bank, F.S.B. dated the 12th day of June, 2003 in the amount of $93,000.00, and recorded in Deed Book 2591, Page 335, HOUSTON County, Georgia Records as last transferred to LaSalle Bank National Associa tion as Trustee for certificateholders of EMC Mortgage Loan Trust 20Q5-A, Mortgage Loan Pass-Through Certificates, Series 2005-A by assignment; the under signed, LaSalle Bank National Asso ciation as Trustee for certificatehold ers of EMC Mortgage Loan Trust 2005-A, Mortgage Loan Pass-Through Certificates, Series 2005-A, pursuant to said deed and the note thereby secured, has de clared the entire amount of said in debtedness due and payable and pursuant to the power of sale con tained in said deed, will on the first Tuesday in November, 2006, during the legal hours of sale, at the Court house door in HOUSTON County, sell at public outcry to the highest bidder for cash, the property de scribed in said deed to-wit: All that tract or parcel of land situate, lying and being in Land Lot 50, 51, 78 and 79 of the 10th Land District of Houston County, Georgia, being known and desig nated as Lot 6, Block A, Section No. 1 Spring Creek Subdivision, accord ing to a plat of survey of record in Plat Book 48, Page 162, Clerk's Of fice, Houston Superior Court, said plat and the record thereof are incor porated herein by reference for all purposes. which has the property ad dress of 106 Springcreekwood Drive, Perry, GA., together with all 1080 niKcusNH fixtures and other personal property conveyed by said deed The sale will be held sub ject to any unpaid taxes, assess ments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said prop erty. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed Said property will be sold as the property of Elijah Askew and the proceeds of said sale will be ap plied to the payment of said indebt edness. the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed LaSalle Bank National Association as Trustee for certificateholders of EMC Mortgage Loan Trust 2005-A, Mortgage Loan Pass-Through Cer tificates, Series 2005-A Attorney in Fact for Elijah Askew Anthony DeMarlo, Attorney/kmg McCurdy & Candler, L.L.C. (404)373-1612 File No 200606133 /CONV THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. 39400 10/12-11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Anthony C Utomi and Jacqueline Utomi to Mortgage Electronic Registration Systems, Inc., dated October 16, 2004, re corded in Deed Book 3214, Page 1, Houston County, Georgia Records, conveying the after-described prop erty to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND AND 0/100 DOLLARS ($179,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hous ton County, Georgia, within the legal hours of sale on the first Tuesday in November, 2006, the following de scribed property: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT 'A': All that certain parcel of land situate in Land Lot 223 of the 10th District, County of Houston, State of Georgia, being known and designated as Lot 100, Ponderosa Estates Subdivision, as per plat re corded in Plat Book 12, Page 279, in the Office of the Clerk of Superior Court of Houston County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony C Utomi and Jacqueline Utomi or a tenant or tenants and said property is more commonly known as 305 Bonanza Dr, Bon aire, Georgia 31005 The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Anthony C Utomi and Jacqueline Utomi McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lc 11/7/06 Our file no. 52048206-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY IN FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3941510/12-11/2 NOTICE OF SALE 1080 FMICIMWIS undlfTpowlr STATE OF GEORGIA COUNTY OF HOUSTON Wade, Ron Because of a default in the payment of the indebtedness se cured by a Security Deed executed by Ron Ramone Wade to The Bank of Perry dated October 15, 2002, and recorded in Deed Book 2264, Page 303, HOUSTON County Re cords, said Security Deed having been last sold, assigned, transferred and conveyed to Ingomar Limited Partnership, a Nevada Limited Part nership, by Assignment securing a Note in the original principal amount of $79,268.99, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, No vember 7, 2006, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 298 of the 14th Land District of Houston County, Georgia, consisting of 4.642 acres, more or less, as shown on that certain plat of survey dated January 9, 1992 and entitled "Sur vey for Ron Wade", said plat being of recorded in Plat Book 41, page 138, Houston County, Georgia re cords. Said plat is incorporated herein for a more particular descrip tion. Also conveyed herewith is a 2001 Palm Harbor Model No. PHP36OAS 28x64 manufactured home, Serial Number PH 1411985, which is permanently attached to and made a part of the real property. Said property is known as 136 Whitfield, Elko, GA 31025. to gether with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an ac curate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed Said property will be sold as the property of Ron Ramone Wade, the property, to the best in formation, knowledge and belief of the undersigned, being presently in the possession of Ron Ramone Wade, and the proceeds of said sale will be applied to the payment of said indebtedness and all the ex penses of said sale, including attor ney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Ingomar Limited Partnership, a Ne vada Limited Partnership as Attor ney-in-Fact for Ron Ramone Wade File no. 05-1374 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770)220-2730/DDK www.swertfeaer.net ‘THE LAW FIRM IS ACT ING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 39390 10/12 - 11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Michael W. Dooley to Group Financial South east, dated August 14, 1998, re corded in Deed Book 1381, Page 286, Houston County, Georgia Re cords, as last transferred to Bank of New York, as Trustee on behalf of the Certificate Holders by assign ment recorded in Deed Book 3443, Page 225, Houston County, Georgia Records, conveying the after-de scribed property to secure a Note in the original principal amount of FIFTY-FIVE THOUSAND NINE HUNDRED FORTY-SEVEN AND 0/100 DOLLARS ($55,947.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in November, 2006, the following de scribed property: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT 'A': All that tract or parcel of land situate, lying and being in Land Lot 175 of the Fifth Land Dis trict of Houston County, Georgia, known and designated as Lot 10, Block “C\ Section 1, of a Subdivi sion known as Briardale Estates, ac cording to a plat of survey of said Subdivision prepared by Waddle HOUSTON DAILY JOURNAL 1080 FMfCltMßtl Surveying Co., certified by James A. Gordon, Jr., Georgia Registered Land Surveyor No. 1023, dated June 27, 1958, a copy of which is of record in Map Book 5, Page 89, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are hereby made a part of this description by reference thereto for all purposes. The above-described prop erty is conveyed subject to Protec tive Covenants as contained in in strument of record in Deed Book 129, Pages 1- 5, Clerk's Office, Houston Superior Court. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael W. Dooley or a tenant or tenants and said property is more commonly known as 114 Raven wood Way, Warner Robins, Geor gia 31093. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York, as Trustee on behalf of the Certificate Holders as Attorney in Fact for Michael W. Dooley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/alj 11/7/06 Our file no. 5286004-FT4 THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 39401 10/12- 11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Under and by virtue of the Power of Sale contained in a Secu rity Deed given by Patricia Davis to Mortgage Electronic Registration Systems, Inc., dated October 7, 2004, recorded in Deed Book 3177, Page 14, Houston County, Georgia Records, as last transferred to No vastar Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Houston County, Georgia Records, convey ing the after-described property to secure a Note in the original princi pal amount of EIGHTY-FIVE THOU SAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($85,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in November, 2006, the following de scribed property: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of de fault, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the pur pose of paying the same and all ex penses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valo rem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be dis closed by an accurate survey and inspection of the property, any as sessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia Davis or a tenant or ten ants and said property is more com monly known as 226 Willis Creek, Warner Robins, Georgia 31088. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Novastar Mortgage, Inc. as Attorney in Fact for Patricia Davis McCalla Raymer, LLC