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THURSDAY, OCTOBER 19, 2006 6B 1080 FMICIWMI* By virtue of a Power of Sale contained in that certain Secu rity Deed from Ryan Joseph Chap man to Mortgage Electronic Regis tration Systems, Inc., acting solely as nominee for Accredited Home Lenders, Inc., its successors and as signs, dated September 15, 2005, recorded in Deed Book 3571, Page 26, Houston County, Georgia Re cords, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND TWO HUNDRED AND 00/100 DOLLARS ($129,200.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and trans ferred to GRP Loan, LLC, there will be sold at public outcry to the high est bidder for cash before the court house door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in Novem ber 2006 the following described property: All that tract or parcel of land situate, lying and being in Land Lot 194 of the Tenth (10th) Land District of Houston County, Georgia, being known and designated as Lot 19, Block "B", Section No. 2, Phase No. 2, Bowen's Mill Subdivision, ac cording to a plat of survey being of record in Plat Book 59, Pages 76-77, Clerk's Office, Houston Su perior Court. Said plat and the re cord thereof are incorporated herein by reference for all purposes. Said property is com monly known as 108 Ironwood Drive, Bonaire, GA 31005 The indebtedness se cured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, in cluding but not limited to the non payment of the indebtedness as and when due. The indebtedness re maining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, in cluding attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances: matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, in cluding but not limited to ad valorem taxes, which constitute liens upon said property: special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the un dersigned, the party in possession of the property is Ryan Joseph Chapman or tenant(s). GRP LOAN, LLC as Attorney in Fact for RYAN JOSEPH CHAPMAN Contact: James Gant (ext. 1350) Morris, Schneider & Prior, L.L.C. 1587 Northeast Expressway Atlanta, GA 30329 (770)234-9181 MSP File No. 475.0616942U5G Ad Run Dates: 10.12.06, 10.19.06, 10.26.06, 11.2.06 Web Site: http://www.msplaw.com THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 38291 10/12-11/2 STATE OF GEORGIA COUNTY OF HOUSTON Under and by virtue of the Power of Sale in a certain Deed to Secure Debt from Donald H. Bridges. Mary M. Bridges, and Pat rick W. Bridges to Robert R. Cum mins and Sheila Y. Cummins, Grantee, dated November 7, 2000, recorded in Dead Book 1625, Page 333, Clerk's Office, Houston Supe rior Court; said Deed to Secure Debt having been given to secure a Note dated November 7, 2000, in the original principal amount of $40,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Houston County, Georgia, on the first Tues day in November, to the highest and best bidder for cash, the following described property: All that tract or parcel of land situate, lying and being in Land Lot 199, sth Land District, Houston County, Georgia, being known and designated as Lot 218, Warner Rob ins Defense Homes Subdivision, ac cording to a plat of survey prepared by E.L. Gostin, C.E., dated June-Dee., 1943 and recorded in Plat Book 2, Page 55, Clerk's Office, Houston Superior Court. Said plat and the recorded copy thereof are incorporated herein for all purposes. A default in the payments due on said Note and Deed to Se cure Debt has occurred and Grant ees have declared the entire debt secured by said Deed to Secure Debt due and payable. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remain ing in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebt edness secured by the Deed to Se cure Debt, accrued interest and ex penses of the sale and other sums secured by the Deed to Secure Debt including attorney's fees, and the re 1000 miCMMRH mainder, if any, shall be applied as provided by law To the best of the under signed's knowledge and belief the property is in the possession of Don ald H. Bridges, Mary M. Bridges, and Patrick W. Bridges and said properly will be sold as the property of Donald H. Bridges, Mary M. Bridges, and Patrick W. Bridges, subject to outstanding ad valorem taxes, street improvements and easements or restrictions of record, if any. The undersigned will exe cute a deed to the purchaser at said sale as provided in the Deed to Se cure Debt. ROBERT R. CUMMINS AND SHEILA Y. CUMMINS. AS ATTOR NEYS-IN-FACT FOR DONALD H. BRIDGES, MARY M. BRIDGES, AND PATRICK W. BRIDGES KUSHINKA, CALHOUN AND GOD WIN, L.L.P. P. O. Box 8219 Warner Robins, GA 31095-8219 (478)923-2617 39321 10/12-11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY Because of default in the payment of the indebtedness, se cured by a Security Deed executed by John G. McGhee to Creve Coeur Mortgage Associates, Inc. dated the 30th day of November, 2000 in the amount of $56,100.00, and recorded in Deed Book 1767, Page 03, HOUSTON County, Georgia Re cords as last transferred to House hold Realty Corporation by assign ment; the undersigned, Household Realty Corporation, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale confained in said deed, will on the first Tuesday in November, 2006, during the legal hours of sale, at the Courthouse door in HOUSTON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in Land Lot 190 of the Fifth Land District of Houston County, Georgia, being known and designated as Lot 5, Block "I", Section 11, United Estates Subdivision, according to a Plat of Survey prepared by S.J. Gostin Company, Inc., dated October 28, 1960, revised March 15, 1961, and recorded in Map Book 6, Page 292, Clerk's Office, Houston Superior Court. Said Plat and the recorded copy thereof are hereby made a part of this description by reference thereto for all purposes. Which has the property ad dress of 227 Delaware Avenue, Warner Robins, GA., together with all fixtures and other personal prop erty conveyed by said deed. The sale will be held sub ject to any unpaid taxes, assess ments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said prop erty. The sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of John G. McGhee and the proceeds of said sale will be applied to the payment of said in debtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Household Realty Corporation Attor ney in Fact for John G. McGhee Anthony DeMarlo, Attorney/lst McCurdy & Candler, L.L.C. (404)373-1612 www.mccurdycandler.com File No. 200402026 /CONV THIS LAW FIRM IS ACT ING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB TAINED WILL BE USED FOR THAT PURPOSE. 38295 10/12-11/2 NOTICE OF FORECLOSURE STATE OF GEORGIA COUNTY OF 8188 There will be sold on the first Tuesday in November, 2006, before the courthouse door in Hous ton County, Georgia, during the le gal hours of sale, to the highest bid der for cash, the following described property, to-wit: All that land in Land Lot 73, 11th Land District, Houston County, Georgia, known as Lot 13, Block F, Section 2, Phase 5, South field Plantation Subdivision, accord ing to a plat of record in Flat Book 57, Pages 160-161, Clerk's Office, Houston Superior Court. Said plat is incorporated herein for all purposes. This sale will be made un der the Power of Sale contained in a deed to secure debt in favor of Sun- Mark Community Bank, dated Janu ary 16, 2003 from Raymond D. Car ruolo and Donn A. Gannarelli d/b/a Cornerstone Builders, recorded in Deed Book 2377, Pages 23-28, as 1080 miicinmis modified in Deed Book 3721, Page 55, Clerk's Office, Houston County Superior Court. Said deed secures a note payable in monthly install ments. Default has occurred in the payment, and the power of sale in said deed to secure debt has be come operative. A copy of the notice of sale is being given to debtor as required by O.C.G.A. Section 44-14-162.2 The proceeds of said sale will be applied as provided in said deed. Said sale will also be made subject to all unpaid ad valo rem taxes, liens and assessments, if any. To the best of the under signed's knowledge and belief the property is in the possession of Ray mond D. Carruolo and Donn A. Gan narelli d/b/a Cornerstone Builders. Sun Mark Community Bank-By: Ar thur L. Phillips, Attorney for Sun- Mark Community Bank PHILLIPS & PHILLIPS 843 Poplar Street Macon, Georgia 31201 (478)743-1354 3932210/12-11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY By virtue of a Power of Sale contained in that certain Secu rity Deed from Michael Adkins and Allison Evans to Option One Mort gage Corporation, dated January 31, 2005, recorded in Deed Book 3297, Page 39-51, Houston County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($149,900.00) with interest thereon as provided for therein, said Security Deed having been last sold, as signed and transferred to U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2005-6, there will be sold at public outcry to the highest bidder for cash before the court house door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in Novem ber 2006 the following described property: All that tract or parcel of land situate, lying and being in Land Lot 66 of the Fifth Land District of Houston County, Georgia, being known and designated as Lot 15, Block K, Section No. 3, Phase No.l, Crestview Plantation Subdivision, according to a survey prepared by Scarborough Land Surveys, Inc., dated February 27, 1996, copy of which is of record in Plat Book 48, Page 101. Clerk's Office, Houston Superior Court. Said plat and the re corded copy thereof are incorpo rated herein by reference thereto for all purpose. Said property is com monly known as 152 Carnaby Street, Warner Robins, GA 31088 The indebtedness se cured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, in cluding but not limited to the non payment of the indebtedness as and when due. The indebtedness re maining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, in cluding attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, in cluding but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the un dersigned, the party in possession of the property is Michael Adkins and Allison Evans or tenant(s). U.S. BANK NATIONAL ASSOCIA TION, AS TRUSTEE FOR THE STRUCTURED ASSET INVEST MENT LOAN TRUST, 2005-6 as At torney in Fact for MICHAEL ADKINS AND ALLISON EVANS Contact: Twanna Herron (ext. 1281) Morris, Schneider & Prior, L.L.C. 1587 Northeast Expressway Atlanta, GA 30329 (770)234-9181 MSP File No. 226.0511826VT5H Ad Run Dates: 10/12/06, 10/19/06, 10/26/06, 11/02/06 Web Site: http://www.msplaw.com THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 3829310/12-11/2 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Tyrone D. Billings to CitiFi nancial Services, Inc., dated May 31, 2001 and filed for record June 4, 2001 in Deed Book 1777, Page 143, Houston County, Georgia records, and securing a Note in the original principal amount of $59,653.16, 1080 WMCUSHK there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Houston County, Georgia, between the legal hours of sale on the first Tuesday in November, 2006, by CitiFinancial Services, Inc. as Attorney-in-Fact for Tyrone D. Billings the following property to-wit: All that tract or parcel of land situate, lying and being in Land Lot 199 of the Fifth (sth) Land Dis trict, Houston County, Georgia which is known and designated as Lot 2, Block C, Ignico Park Subdivi sion, according to Plat of said subdi vision which is of record in Plat Book 2, Page 329, Clerk's Office, Houston Superior Court. Said Plat and the re corded copy thereof are hereby made a part of this description by reference thereto for all purposes. The above described property is conveyed subject to restrictive cove nants of record in the Clerk's Office. Houston Superior Court if any. This being the same property conveyed to Tyrone D. Billings by fee simple deed from Betty Campbell as set forth in Book 1527, Page 23 dated 03/25/2000 and recorded 04/27/2000, Houston County Re cords, State of Georgia. The above described prop erty is also known as 108 South End Avenue, Warner Robins, GA 31088. The indebtedness se cured by said Deed to Secure Debt having been declared due and pay able because of default in the pay ment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attor ney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, ease ments, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an ac curate survey of the property or by any inspection of the property; all outstanding taxes, assessments, un paid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the under signed's knowledge and belief, pos session of the subject property is held by Tyrone D. Billings. CitiFinancial Services, Inc. as Attor ney-in-Fact for Tyrone D. Billings SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road Suite 100 Riverdale, Georgia 30274-1698 (770)991-0000 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Publication dates: 10/12/06. 10/19/06! 10/26/06, 11/02/06 3932610/12-11/2 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Ernest L. Johnson to Mort gage Electronic Registration Sys tems, Inc., dated December 7, 2004 and filed for record December 14, 2004 in Deed Book 3246, Page 218, Houston County, Georgia records, and securing a Note in the original principal amount of $56,000.00; last transferred to U.S. Bank, N.A. by Assignment filed for record March 27, 2006 in Deed Book 3779, Page 40, Houston County, Georgia re cords, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Houston County, Georgia, between the legal hours of sale on the first Tuesday in November, 2006, by U.S. Bank, N.A. as Attorney-in-Fact for Ernest L. Johnson the following property to-wit: ALL THAT TRACT or par cel of land lying and being in Land Lot 189 of the sth Land District, Houston County, Georgia, being known and designated as Lot 13, Block "Y", Section 3, United Estates Subdivision, according to a plat of survey recorded in Plat Book 7, Page 224, Clerk's Office, Houston Superior Court. Said plat and the re corded copy thereof are incorpo rated herein for all purposes. The above described prop erty is also known as 710 American Boulevard, Warner Robins, GA 31093. The indebtedness se cured by said Deed to Secure Debt having been declared due and pay able because of default in the pay ment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attor ney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, ease ments, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an ac curate survey of the property or by any inspection of the property; all outstanding taxes, assessments, un paid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the under signed’s knowledge and belief, pos session of the subject property is held by Ernest L. Johnson. lOBOFMICUMRES U.S Bank. N.A as Attorney-in-Fact for Ernest L. Johnson SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road Suite 100 Riverdale, Georgia 30274-1698 (770)991-0000 THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. Publication dates: 10/12/06, 10/19/06, 10/26/06, 11 /02/06N 39327 10/12-11/2 NOTICE OF SALE UNDER POWER WHEREAS, on November 17, 1981, for value received, HAZEL L. HOLMES executed and delivered to the United States of America, act ing through the United States De partment of Agriculture, a Deed to Secure Debt conveying certain real estate located in Houston County, Georgia, and said Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court for Houston County, Georgia, in Book #6Ol, Page #683-686; and WHEREAS, the United States of America now holds the above described security deed cov ering the said real estate; and WHEREAS, the Deed to Secure Debt held by the United States of America provides that should default occur, the holder may declare the entire indebtedness se cured by the Deed to Secure Debt due and payable and. in compliance with the power of sale provisions contained in said security deed pro ceed to sell the property at public outcry; and WHEREAS, after default, the United States of America has declared all of the indebtedness se cured by the Deed to Secure Debt due and payable and hereby certi fies that it has complied with all of its loan servicing regulations; NOW. THEREFORE, the said United States of America, act ing as aforesaid, under and in com pliance with the power of sale provi sion contained in the Deed to Se cure Debt, will proceed to sell at public outcry, for cash or certified funds to the highest bidder in front of the Courthouse in Houston County, during the legal hours of sale, on the 7th day of November. 2006. the fol lowing described property conveyed in the Deed to Secure Debt, to Wit: All that tract or parcel of land situate, lying and being in Land Lot 81 of the Tenth Land District of Houston County, and in the City of Perry, Georgia, being known and designated as Lot 11, Spring Valley Subdivision according to a plat of survey prepared by Tamplin & Sher rill, Inc., said plat dated March, 1972, and revised, July 17, 1972, and recorded in Map Book 18, Page 5, Clerk's Office, Houston Superior Court. Said plat of survey and the recorded copy thereof are hereby made a part of this description by reference thereto for all purposes. The above described prop erty will be sold subject to any and all outstanding real estate taxes that are due and payable. The failure of any high bid der to pay the purchase price and close the sale shall, at the option of the United States of America, be cause for rejection of the bid, and, if the bid is rejected, the United States of America shall have the option of making the sale to the next highest bidder who is ready, willing and able to comply with the terms thereof. The proceeds of said sale will first be applied to the payment of the indebtedness to the United States of America, other charges, and the expenses of sale, as pro vided in the above-described Deed to Secure Debt. This the 20th day of September, 2006. UNITED STATES OF AMERICA By: JERRY M. THOMAS, Acting State Director Rural Development, successor in interest to the Farmers Home Administration and Rural Eco nomic and Community Develop ment, U.S. Department of Agricul ture. 39331 10/11 - 11/2 NOTICE OF SALE UNDER POWER GEORGIA HOUSTON COUNTY By virtue of a Power of Sale contained in that certain Secu rity Deed from Solomon Wilds Jr. and Kami E. Wilds to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Market Street Mortgage Corpora tion, its successors and assigns, dated April 19, 2004, recorded in Deed Book 2980, Page 285, and re-recorded in Deed Book 3108, Page 100, Houston County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED NINETY-SIX THOUSAND AND 00/100 DOL LARS ($196,000.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Houston County, Georgia, within the legal hours of sale on the first Tuesday in November 2006 the following de scribed property: HOUSTON DAILY JOURNAL 1080 FMICUSMES All that tract or parcel of land lying and being in Land Lot 74 of the 11th Land District of Houston County, Georgia, being known and designated as Lot 25, Block "B", Section No. 2, Phase No. 1, South field Plantation Subdivision, accord ing to a plat of survey of record in Plat Book 49, Page 55, Clerk's Of fice, Houston Superior Court. Said plat and the record thereof are incor porated herein by reference for all purposes. Said properly is com monly known as 102 Southfield Court, Bonaire, GA 31005 The indebtedness se cured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, in cluding but not limited to the non payment of the indebtedness as and when due The indebtedness re maining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, in cluding attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, in cluding but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the un dersigned, the party in possession of the property is Solomon Wilds and Kami W. Wilds or tenant(s). MORTGAGE ELECTRONIC REG ISTRATION SYSTEMS, INC. as At torney in Fact for SOLOMON WILDS JR. AND KAMI E. WILDS Contact: TRClifton (Ext. 1231) Morris, Schneider & Prior, L.L.C. 1587 Northeast Expressway Atlanta, GA 30329 (770)234-9181 MSP File No. 414.0618433\ MRG Ad Run Dates: 10/12/06, 10/19/06, 10/26/06, 11/02/06 Web Site: www.foreclosures.msplaw.com THIS LAW FIRM IS AT TEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PUR POSE. 39346 10/12- 11/2 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF HOUSTON Because of a default in the payment of the indebtedness se cured by that certain Security Deed, dated March 13, 2006, executed by QUINYONIA L. ANDERSON to MORTGAGE ELECTRONIC REG ISTRATION SYSTEMS, INC., AS NOMINEE FOR WACHOVIA MORTGAGE CORPORATION, re corded in Deed Book 3769, Page 80, Houston County, Georgia Deed Records, and securing a Note in the original principal amount of $148,500.00, said Security Deed and Note having last been assigned to Wachovia Mortgage Corporation, the current holder thereof, has de clared the entire amount of said in debtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale con tained in said Security Deed, will, on the first Tuesday in November, 2006, to-wit: November 7, 2006, during the legal hours of sale, before the Houston County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land situate, lying and being in Land Lot 112 of the Fifth (sth) Land Dis trict of Houston County, Georgia, being known and designated as Lot 5, Block "B”, Section 2, Phase I, Bassett Hills Subdivision, according to a plat of survey being of record in Plat Book 63, Page 18, Clerk’s Of fice, Houston Superior Court. Said plat and the record thereof are incor porated herein by reference for all purposes. The aforedescribed real property is known as 105 Vanessa, Centerville, Georgia, according to the present system of numbering houses in Houston County, Georgia. This sale will be con ducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, in cluding but not limited to a determi nation that the borrower has not re instated the loan prior to the foreclo sure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an ac curate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordi nances, restrictions, covenants, and matters of record superior to the Se curity Deed first set out above. Upon information and be lief, said real property is presently in the possession or control of Quiny onia L. Anderson and the proceeds