Newspaper Page Text
Reverse Mortgages
You Jhave questions.
You deserve answers.
Yes. you retain ownership of your home. Yes. you make no repayments. Yes. it's tax free. Yes. it’s Federally-insured.
Imagine a mortgage that
pays you!
Today, many homeowners are
choosing Reverse Ultra™ to
supplement their retirement
savings.
Unlike traditional mort
gages or equity lines of credit,
Reverse Ultra allows you to
receive tax-free money - with
out ever making mortgage
payments or giving up owner
ship of your home.
You continue to live in your
home. You receive tax-free
money as monthly' payments, a
lump sum or a combination of
both; to spend anyway you want.
• You receive monthly income
for life
• Retain ownership of your home
You keep your home and can even
grow the legacy you leave to your
heirs
• You make no repayments
• Tax-free money The money you
receive is not considered income
and will not affect vour Social
Security or Medicare benefits
• Federally-insured for any senior
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receives over *1,130 per month/
For life!
* For a 72-vear-old homeowner living in
Palm Beach County who has a home
worth $300,000. Monthly payment
of $1,130 or a lump sum payment of
$ 174,000. Figures may vary based on
current market rates.
And you don't have to pay it
back as long as you live in
your home.
Sound too good to be true?
We want you to decide for
yourself if Reverse Ultra is right
for you - with straight forward
facts from independent,
government-certified advisors.
They’ll explain Reverse Ultra,
in detail, and guide you to
which government-sponsored
plan is most beneficial to you
and your heirs.
A Reverse Ultra advisor will f
even come to your home,
and speak directly to you and \
your loved ones. Or you can
learn everything you need to
know over the phone.
Get straight talk.
Call a government-certified
advisor today and you’ll learn:
• What is it and how does it
work?
• How much money can I get?
• How do I receive the money?
• What can I spend the money on?
• I understand Reverse Ultra
can pay me for the rest of my
life—is that true?
• Will Reverse Ultra affect my
estate?
• What are the fees for
Reverse Ultra?
• Can I stay in my home as long
as I want?
• Will my heirs benefit?
MRP: “With a reverse mortgage, the
tender sends you cash, and you make
no repayments"
We’re ready when you are.
Look, we believe you will be
more than pleasantly surprised
at the exciting lifestyle and
financial benefits of Federally
insured Reverse Ultra.
But don’t just take our wordfor it.
Call one of our expert Care
\ Advisors today and make
sure you get the answers
A* \ .v° u need to make the
* - I right decision!
1-800-915-6929
Reverse Ultra "
1-800-915-6929
www.reverseultra.com/u1
r Tips
Enlist help for your vet
Q; My husband got home from his tour
of duty in January 2007, and we are
expecting our first child. I was so happy to
see him, and I've been going above and
beyond every day to make him happy.
Still, he seems to become less happy
about being home and spends more time
out with his friends. Lately, he has been
verbally abusive and pulling away. What
am I doing wrong? 5.8., Illinois
A After losing fiiends
**’ in combat, it’s com
mon for vets to find it
difficult to allow them
selves to feel for some
one after they get home.
Depression, flashbacks
and survivor guilt all are
reactions to his inner
By
DENNIE
HUGHES
demons, not to you. One-third of Iraq war
vets receive some kind of mental-health
treatment within their first year home.
But, men unlike many women
often won’t seek treatment on their own,
says psychiatrist Charles Goodstein, who
works with the Soldiers Project, a group
of licensed therapists who volunteer to
help military families cope with deploy
ment That’s where you can help.
If you have a spiritual leader, then
enlist his help to get the conversation
started. If you don’t,
then approach your
husband in a manner
that’s not confronta
tional. For example,
you could say, “I know
that things have been
A third of
Iraq war vets
seek mental
health
treatment
tough. With a baby on
the way, I think it would be a good idea
if we both got some help to get things
back on track. I need your help. Will you
go with me?” Suggesting therapy as a
way to help his family—not because he
needs it—may be the push he needs.
Also, start thinking about your—and
your child’s immediate future. Ver
bal abuse is unacceptable and can lead
to life-threatening actions, especially if
your husband refuses to seek help. Be
prepared: thesoldiersprojecLorg has a
good list of resources, including domestic
abuse centers, ca
16
USA WEEKEND • Sept 14-16,2007