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Optimist Club names its Youth of the Month
The Forsyth-Cumming Optimist
Club named Jennifer Davies and Ja
son Summerour as Youths of the
Month, at its awards breakfast last
Thursday.
Mrs. Gloria Poss, faculty member at
Forsyth Central High School, nomi
nated Jennifer for her outstanding
and proven leadership and all
around academic and activities
leadership.
Jennifer Davies carries a 3.41
grade point average in a collage pre
paratory program. She graduated
with the class of 1990 and plans to
attend North Georgia College, major
ing in education.
Jennifer was the coordinator for
Civic Youth Day, in Forsyth County.
This involved contacting each adult
office holder, arranging the election
of student office holders by working
with Voter Registrar Melvin Stancil to
produce ballots and handle the use of
county voting machines, as well as di
viding the offices among the four par
ticipating schools. She was also re
sponsible fordividingtheofficers into
grade levels. In addition to those re
sponsibilities, she also arranged for
the Optimist Club to sponsor the lun
cheon, which was held in the Floyd
Office building at the State Capitol.
First National Bancorp of Gainesville earnings increase
The First National Bancorp of
Gainesville is reporting record first
quarter 1990 earnings of $5,744,000 for
the quarter ending March 31,1990 an
i ncrease of 9.95 percent over the quar
ter ending March 31,1989
First Quarter earnings per share of
64-cents represent a 10.34 percent in
crease over the 58-cents earned in the
first quarter. 1989 First National
Bancorp’s total assets exceeded $1.5
billion for the first time in the compa
ny’s history.
For the first quarter, the company
reported a 1.56 percent return on av
erage assets and a return on average
equity of 17.30 percent, continuing to
place the company’s results well in
Births
DICKERSON
Michael and Angie Dickerson of Rt.
4, Dawsonville, are pleased to an
nounce the birth of their daughter,
Whitney Elaine, on May 29, at the
North East Georgia Medical Center.
The maternal grandparents are
Boyd and Susie Dockins of Dawson
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Speaker of the House Tom Murphy
was the guest speaker. Representa
tive Bill Barnett was the Master of
Ceremonies. Jennifer presided at the
luncheon.
Jennifer was accompanied to the
awards breakfast by her mother Su
san Richards and Mrs. Poss.
Jason Summerour was selected by
his teacher, A 1 Money, because of his
high academic achievement and high
achievements and awards in a specif
ic field of activity.
Jason graduated with honors. He
was selected as the Outstanding Ju
nior at Forsyth Central High and as a
senior was named to “Who’s Who
Among American High School Stu
dents. He maintained a grade point
average of 3.84.
His invention the “Hubless Tur
bine, earned him a first place in Geor
gia, Invent America contest and of
which he was awarded a SSOO
scholarship.
He also placed second in the Sci
ence Engineering fair at the Universi
ty of Georgia, a statewide contest,
which also earned him awards from
the Marines and the Air Force.
Jason place second in the State of
Georgia drafting contest and will go to
Texas on June 24 for the national
competition.
the upper tier of its banking group.
According to First National Ban
corp Chairman and CEO Ray Mcßae,
the company's record first quarter
1990 earnings represent a milestone
in Bancorp’s history. “Record first
quarter 19k) earnings were particu
larly pleasing considering the capital
expenditures program begun in Janu
ary and the slower economy,” said
Mcßae. “We’re encouraged that total
assets have grown to a record $1.54
billion, an increase of 15.95 percent.
Also encouraging is the fact that we’ve
reached our asset growth expecta
tions in the first quarter despite the
slower economy.”
The company continues to have a
ville. Whitney also joins her aunt,
Dawn Dockins.
The paternal grandparents are
Brenda Cook of Dahlonega, and Ed
Dickerson of Cumming.
TUTTLE
Laurie and Kent Tuttle 0f2945 Kel
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Dr. Bill Prescott with Jennifer Davies and Jason Summerour
He also placed fourth in the nation
in the Technology Student Associa
tion Bridge Building contest and
placed fourth in the National Metric
500 Racecar contest. He has also re
ceived a SSOO scholarship for his third
and fourth place finishes in the dis
trict 4-H Project Achievement
In his spare time, Jason works for
the Melling Racing Enterprises and is
...management feels that
major potential credit
problems of the company
have been identified and
properly classified.
strong capitalization position with a
ratio of primary capital to asset of 9.53
percent as of March 31,1990.
Chairman Mcßae said “Manage
ment is very conscious of the loan
quality problems that some banks are
now reporting.”
ly Dr., Cumming, are pleased to an
nounce the birth of their daughter,
Julie Anne, on May 24. at North Ful
ton Medical Center.
The maternal grandparents are Mr.
and Mrs. C.W. Barton of Canton.
The paternal grandparents are Mr
and Mrs. Robert Tuttle of Cumming.
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active in his church. He was accompa
nied to the awards breakfast by his
parents, Mary Jane and Jim Summer
our. Jason plans on attending South
ern Tech to pursue his interest in
practical engineering.
Both Jason and Jennifer were pre
sented a U.S. Savings Bond and Per
sonal Plaques to commemorate the
occasion.
He added that management feels
that major potential credit problems
of the company have been identified
and properly classified Non-per
forming loans, as a percentage of total
loans outstanding was 1.04 percent as
of March 31, well under the national
peergroupbutupoverthe.sl percent
for March 1989. The increase reflects
management’s conservative recogni
tion of several major lines which man
agement feels will be brought to a sat
isfactory resolution in the coming
months.
The reserve for possible loan
losses, excluding mortgage loans held
for sale, was 1.24 percent of loans out
standing of March 31,1990 compared
to 1.13 percent in 1989.
First quarter 1989 results have
been restated for the acquisitions of
the Pickens County Bank and The
Peoples Bank of Forsyth County
which were acquired in the second
quarter of 1989 and accounted for as a
poolings of interests.
First National Bancorp is a North
Georgia based bank holding company
with 11 affiliate banks.
1990,1991,1992,
1993,1994,1995,
1996,1997,1998,
1999,2000,2001,
2002.
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