Newspaper Page Text
Page 2B, The Lee County Ledger, Wednesday, December 20,2023
Legal Notices
IN THE
SUPERIOR COURT
OF LEE COUNTY
STATE OF GEORGIA
In the Name Change of the Child
Flint Bowen Spargo
Minor Child
Civil Action File No.
23CV455-JS
NOTICE OF PETITION
TO CHANGE NAME
STATE OF GEORGIA
COUNTY OF LEE
Please take notice that on the
21st day of November, 2023,
SHELBY DEDGE, filed a Peti
tion in the Superior Court of Lee
County, Georgia, seeking a name
change of her child from FLINT
BOWEN SPARGO to FLINT
BOWEN DEDGE. Notice is herby
given pursuant to law to any inter
ested or affected party to appear in
said Court and to file objections
to such name change. At the ex
piration of thirty (30) days of the
filing of said Petition, upon proof
of publication, and if no objection
is filed, the Court shall hear and
determine all matters raised by
said petition.
This the 21st day of November
2023.
/s/ Shelby Dedge,
Petitioner
Nov. 29, Dec. 6, 13 & 20
NOTICE TO DEBTORS
AND CREDITORS
GEORGIA,
LEE COUNTY
IN RE: ISREAL WILLIS, DE
CEASED
ESTATE NO. 2023-133
All creditors of the estate of IS
REAL WILLIS, deceased, late of
Lee County, are hereby notified to
render an account of their demands
to the undersigned, according to
law, and all persons indebted to
said estate are hereby required to
make immediate payment to the
undersigned.
This 27th. day of November
2023.
Laverne Willis McKimmie,
Executor of the estate of Isreal
Willis, deceased
100 Hollis Street
Fayetteville, GA 30215
Nov. 29, Dec, 6, 13 & 20
IN THE
PROBATE COURT
COUNTY OF LEE
STATE OF GEORGIA
IN RE: ESTATE OF SANDRA
K. STAFFORD, DECEASED
ESTATE NO. 2023-196
PETITION FOR LETTERS OF
ADMINISTRATION
NOTICE
TO: Whom It May Concern
Michael Scott Stafford has peti
tioned to be appointed Adminis
trator of the estate of Sandra K,
Stafford, deceased of said County.
The petitioner has also applied for
waiver of bond, waiver of reports,
waiver of statements and/or grant
of certain powers contained in
O.C.G.A. §53-12-261. All inter
ested parties are hereby notified
to show cause why said petition
should not be granted. All objec
tions to the petition must be in
writing, setting forth the grounds
of any objections, and must be
filed with the court on or before
December 26, 2023.
BE NOTIFIED FURTHER: All
objections to the Petition must
be in writing, setting forth the
grounds of any such objections.
All objections should be sworn to
before a notary public or before
a Probate Court Clerk, and filing
fees must be tendered with your
objections, unless you qualify to
file as an indigent party. Contact
Probate Court personnel for the
required amount of filing fees. If
any objections are filed, a hearing
will be scheduled at a later date. If
no objections are filed, the Petition
may be granted without a hearing.
Melanie Gahring Rathel
Judge of the Probate Court
By: Sheila W. Bruner
Clerk of the Probate Court
100 Leslie Highway
Leesburg, GA 31763
229-759-6005
Nov. 29, Dec. 6, 13 & 20
IN THE
PROBATE COURT
COUNTY OF LEE
STATE OF GEORGIA
IN RE: ESTATE OF YVONNE
VINSON, DECEASED
ESTATE NO. 2023-194
PETITION FOR LETTERS OF
ADMINISTRATION
NOTICE
TO: Whom It May Concern
Amanda Lynn Hoover has peti
tioned to be appointed Admin
istrator of the estate of Yvonne
Vinson, deceased of said County.
The petitioner has also applied for
waiver of bond, waiver of reports,
waiver of statements and/or grant
of certain powers contained in
O.C.G.A. §53-12-261. All inter
ested parties are hereby notified
to show cause why said petition
should not be granted. All objec
tions to the petition must be in
writing, setting forth the grounds
of any objections, and must be
filed with the court on or before
December 26, 2023.
BE NOTIFIED FURTHER: All
objections to the Petition must
be in writing, setting forth the
grounds of any such objections.
All objections should be sworn to
before a notary public or before
a Probate Court Clerk, and filing
fees must be tendered with your
objections, unless you qualify to
file as an indigent party. Contact
Probate Court personnel for the
required amount of filing fees. If
any objections are filed, a hearing
will be scheduled at a later date. If
no objections are filed, the Petition
may be granted without a hearing.
Melanie Gahring Rathel
Judge of the Probate Court
By: Sheila W. Bruner
Clerk of the Probate Court
100 Leslie Highway
Leesburg, GA 31763
229-759-6005
Nov. 29, Dec. 6, 13 & 20
STATE OF GEORGIA
COUNTY OF LEE
NOTICE OF SALE
UNDER POWER
By virtue of the power of sale con
tained in that certain commercial
deed to secure debt and security
agreement given by Lone Oak
Plantation, Inc. (“Borrower”) to
SB&T a division of Synovus Bank
(together with its successors and
assigns, “Lender”) dated April
23, 2015 filed for record on May
11,2015, in Deed Book 1771, Page
64, in the Lee County, Georgia
Records (collectively, as modified,
amended, and assigned, the “Deed
to Secure Debt”), said Deed to
Secure Debt having been given to
secure indebtedness in the amount
of One Hundred Fifty-One Thou
sand Five Hundred and No/100
Dollars ($151,500.00), and said
Deed to Secure Debt having been
modified by instrument dated July
25, 2019 and recorded August 29,
2019 in Deed Book 2079, Page
223, in the Lee County, Georgia
Records, and said Deed to Secure
Debt having been assigned to Teal
Holdings, LLC pursuant to an
assignment recorded on November
2, 2023 in Deed Book 2450, Page
333, in the Lee County, Georgia
Records, there will be sold by the
undersigned at public outcry to the
highest bidder for cash before the
courthouse door of Lee County,
Georgia, or at such place as may
be lawfully designated as an alter
native, between the hours of 10:00
a.m. and 4:00 p.m. on January 2,
2024, the following described
property:
All that tract or parcel of land,
situated, lying and being in the
15 th Land District of Lee County,
Georgia and being all of Land Lots
Number 16, 17, 27, and 28 in said
District aggregating 868.1 acres,
more or less, and more particularly
described as follows; BEGIN at an
iron stake located at the southwest
corner of Land Lot #16; thence
north 1 degree west along the
west lines of Land Lots 16 & 28
a distance of 6190 feet to an iron
stake at the northwest corner of
Land Lot #28; thence north 89
degrees east along the north lines
of Land Lots 28 & 27 a distance
of 6100 feet to an iron stake at
the northeast corner of Land Lot
#27; thence south 1 degree east
along the east lines of Land Lots
27 & 17 a distance of 6123 feet to
the southeast corner of Land Lot
#17; thence south 89 degrees west
along the south lines of Land Lots
17 & 16 a distance of 6096 feet to
the point of beginning.
The debt secured by the herein
described Deed to Secure Debt
has been declared due because
of, among other possible events
of default, failure to pay the in
debtedness when due and in the
manner provided in the under the
documents secured by the Deed to
Secure Debt. The debt remaining
in default, this sale will be made
for the purpose of paying the
same and all expenses of this sale,
including attorneys’ fees.
The entity that has full authority to
negotiate, amend, and modify all
terms of the Deed to Secure Debt
with the debtor is Teal Holdings,
LLC, Attention: Justin Reay, (786)
972-5387. Please understand that
the secured creditor is not required
to negotiate, amend, or modify the
terms of the Deed to Secure Debt.
Said property will be sold subject
to any outstanding ad valorem
taxes (including taxes that are a
lien, but not yet due and payable);
matters that may be disclosed
by an accurate survey and/or
inspection of the property; all
assessments, liens, encumbrances,
zoning ordinances, easements,
covenants, and restrictions; and
any matters of record superior to
this Deed to Secure Debt.
This sale will be conducted subject
to (1) confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) final
confirmation and audit of the sta
tus of the loan with the holder of
the Deed to Secure Debt.
Teal Holdings, LLC, as
Attorney-in-Fact for Lone Oak
Plantation, Inc.
Jones Walker LLP
11 North Water Street
Suite 1200
Mobile, Alabama 36602
(251) 432-1414
THIS LAW FIRM MAY BE ACT
ING AS A DEBT COLLECTOR
ATTEMPTING TO COLLECT
A DEBT. ANY INFORMATION
OBTAINED WILL BE USED
FOR THAT PURPOSE.
Dec. 6, 13, 20, and 27 70 wpw
NOTICE OF SALE
UNDER POWER
GEORGIA, LEE COUNTY
By virtue of a Power of Sale
contained in that certain Security
Deed from BETTY W PARKER
to CREVE COEUR MORTGAGE
ASSOCIATES, INC., dated No
vember 16, 2001, recorded Jan
uary 2, 2002, in Deed Book 591,
Page 87, Lee County, Georgia
Records, said Security Deed hav
ing been given to secure a Note of
even date in the original principal
amount of Seventy-One Thousand
Five Hundred Fifty and 00/100
dollars ($71,550.00), with interest
thereon as provided for therein,
said Security Deed having been
last sold, assigned and transferred
to CITIBANK, N.A. AS OWN
ER TRUSTEE OF NEW RESI
DENTIAL MORTGAGE LOAN
TRUST 2018-1, there will be sold
at public outcry to the highest
bidder for cash at the Lee County
Courthouse, within the legal hours
of sale on the first Tuesday in Jan
uary, 2024, all property described
in said Security Deed including
but not limited to the following
described property:
ALL THAT TRACT OR PARCEL
OF LAND LYING AND BEING
IN LEE COUNTY, GEORGIA,
AND BEING ALL OF LOT 28
OF GLENDALE SUBDIVISION,
ACCORDING TO PLAT OF
SAME AS RECORDED IN PLAT
CABINET C, SLIDE C86, IN
THE OFFICE OF THE CLERK
OF THE SUPERIOR COURT OF
LEE COUNTY, GEORGIA.
Said legal description being con
trolling, however the property is
more commonly known as 129
CHEROKEE AVE, LEES
BURG, GA 31763.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of
default under the terms of said
Security Deed. The indebtedness
remaining in default, this sale will
be made for the purpose of paying
the same, all expenses of the sale,
including attorneys’ fees (notice
to collect same having been given)
and all other payments provided
for under the terms of the Secu
rity Deed.
Said property will be sold on an
“as-is” basis without any repre
sentation, warranty or recourse
against the above-named or the
undersigned. The sale will also
be subject to the following items
which may affect the title: any out
standing ad valorem taxes (includ
ing taxes which are a lien, whether
or not now due and payable); the
right of redemption of any taxing
authority; matters which would be
disclosed by an accurate survey
or by an inspection of the prop
erty; all zoning ordinances; as
sessments; liens; encumbrances;
restrictions; covenants, and any
other matters of record superior
to said Security Deed.
To the best of the knowledge and
belief of the undersigned, the own
er and party in possession of the
property is BETTY W PARKER,
REGINALD PARKER, ESTATE
AND/OR HEIRS-AT-LAW OF
BETTY PARKER , or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the
status of the loan with the holder
of the Security Deed.
Avoid tapping into retirement savings early
Special to the Ledger
If you want to make
a big purchase, such as
a new car or a piece of
property, or you were
faced with a large,
unexpected expense,
such as a major home or
auto repair, would you
have the funds readily
available? If not, you
might look at what may
be your biggest pool of
money — your 401(k) or
IRA. But should you tap
into these accounts well
before you retire?
Maybe not — and
here’s why:
Less money in retire
ment - The more money
you invest in your
retirement accounts, and
the longer you keep it
invested, the more you’ll
probably have when you
need it most — when
you’re retired. Conse
quently, taking out siz
able amounts from these
accounts before you
retire could be costly,
as it would disrupt the
benefits of compounding
that can be achieved by
holding investments for
the long term.
Possible bump into
higher tax bracket - The
money you take out
from your traditional
IRA and 401(k) is tax
able in the year
of withdrawal.
So, if you with
draw a signif
icant amount
of money at
once from your
traditional IRA
or 401(k), you
could be pushed
into a higher tax
bracket, at least
for one year.
Tax penalties - If
you take money out of
a 401(k) or traditional
IRA before you turn
591/2, you could face a
10% tax penalty, al
though some exceptions
exist. Penalty-free with
drawals can be made for
several reasons, includ
ing for education and
medical expenses, first
time purchase of a home
(up to $10,000), after the
birth or adoption of a
child (up to $5,000) and
more (see irs.gov/taxtop-
ics/tc557). With a Roth
IRA, which is funded
with after-tax dollars,
you can withdraw
contributions — but not
earnings — at any time,
for any purpose, without
incurring penalties.
Given these issues,
how can you avoid
dipping into
your retirement
accounts when
you’re faced
with a financial
need?
One possibil
ity is to take
out a loan from
your 401(k).
Unlike a 401(k)
withdrawal, a
loan is neither taxable
nor subject to tax pen
alties. Also, the interest
you pay on a 401(k)
loan goes back into your
account. Still, a 401(k)
loan has its drawbacks.
If you leave your job,
you’ll likely have to
repay the loan in a short
period of time and if you
don’t have all the money
to repay it, the loan will
be considered in default,
so you’ll owe taxes
and the 10% penalty if
you’re younger than
591/2. But even if you
don’t leave your job and
you do repay the loan,
you’ll still have taken
away money that could
have potentially kept
growing within your
tax-deferred account.
As mentioned above, as
your money compounds,
you’ll want to minimize
disruptions.
Building an emer
gency fund is another
way to gain access
to cash. Such a fund
should contain at least
six months’ worth of
living expenses, with
the money kept in a
liquid, low-risk account.
It can take time to build
a fund of this size, so it’s
never too soon to start
putting away money for
it. To avoid the tempta
tion of dipping into your
emergency fund, you’d
ideally keep this fund
separate from your daily
spending accounts.
Explore all your
options before tapping
into your IRA or 401(k)
early. Keeping these
accounts intact as long
as possible is one of
the best moves you
can make to help build
your future retirement
income.
This column is pro
vided by Greg Parrish
with your local Edward
Jones. He can be con
tacted at 229-883-0416
and via email at greg.
parrish@edwardjones.
com
Greg Parrish
The entity having full authority
to negotiate, amend or modify
all terms of the loan (although
not required by law to do so) is:
Nationstar Mortgage LLC, Loss
Mitigation Dept., 8950 Cypress
Waters Blvd, Coppell, TX 75019,
Telephone Number: 888-480-
2432/833-685-8589. Nothing in
O.C.G.A. Section 44-14-162.2
shall be construed to require a
secured creditor to negotiate,
amend, or modify the terms of the
mortgage instrument.
CITIBANK, N.A. AS OWN
ER TRUSTEE OF NEW RESI
DENTIAL MORTGAGE LOAN
TRUST 2018-1
as Attorney in Fact for
BETTY W PARKER
THE BELOW LAW FIRM MAY
BE HELD TO BE ACTING AS A
DEBT COLLECTOR, UNDER
FEDERAL LAW. IF SO, ANY IN
FORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin,
LLC, 3145 Avalon Ridge Place,
Suite 100, Peachtree Corners,
GA 30071
Telephone Number: (877) 813-
0992 Case No. NAT-23-05475-1
Ad Run Dates 12/06/2023,
12/13/2023, 12/20/2023,
12/27/2023
rlselaw.com/property-listing
Dec. 6, 13, 20, and 27 70 wpw
NOTICE OF SALE
UNDER POWER
GEORGIA, LEE COUNTY
By virtue of a Power of Sale
contained in that certain Security
Deed from WINGATE, FIELDS
& PENELOPE INVESTMENTS,
LLC to CONVENTUS, LLC, dat
ed March 2,2022, recorded March
21, 2022, in Deed Book 2337,
Page 003, Lee County, Georgia
Records, said Security Deed hav
ing been given to secure a Note of
even date in the original principal
amount of Three Hundred For
ty-Five Thousand Six Hundred Ten
and 00/100 dollars ($345,610.00),
with interest thereon as provided
for therein, said Security Deed
having been last sold, assigned and
transferred to Wilmington Savings
Fund Society, FSB, D/B/A Chris
tiana Trust, not in its individual
capacity but solely as Certificate
Trustee for NRP Mortgage Trust I,
there will be sold at public outcry
to the highest bidder for cash at the
Lee County Courthouse, within
the legal hours of sale on the first
Tuesday in January, 2024, all prop
erty described in said Security
Deed including but not limited to
the following described property:
ALL THAT TRACT OR PARCEL
OF LAND LYING AND BEING
IN LAND LOTS 108, 109, 116
AND 117 IN
THE SECOND LAND DISTRICT
OF LEE COUNTY, GEORGIA,
AND BEING ALL OF LOT 21
OF CREEKRIDGE
SUBDIVISION, ACCORDING
TO A MAP OR PLAT OF SAID
SUBDIVISION AS SAME IS
RECORDED IN PLAT
CABINET “E”, SLIDE E-182D,
IN THE OFFICE OF THE CLERK
OF SUPERIOR COURT OF LEE
COUNTY,
GEORGIA.
Said legal description being con
trolling, however the property is
more commonly known as 101
JOSIES CT, LEESBURG, GA
31763.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of
default under the terms of said
Security Deed. The indebtedness
remaining in default, this sale will
be made for the purpose of paying
the same, all expenses of the sale,
including attorneys’ fees (notice
to collect same having been given)
and all other payments provided
for under the terms of the Secu
rity Deed.
Said property will be sold on an
“as-is” basis without any repre
sentation, warranty or recourse
against the above-named or the
undersigned. The sale will also
be subject to the following items
which may affect the title: any out
standing ad valorem taxes (includ
ing taxes which are a lien, whether
or not now due and payable); the
right of redemption of any taxing
authority; matters which would
be disclosed by an accurate sur
vey or by an inspection of the
property; all zoning ordinances;
assessments; liens; encumbrances;
restrictions; covenants, and any
other matters of record superior
to said Security Deed.
To the best of the knowledge and
belief of the undersigned, the own
er and party in possession of the
property is WINGATE, FIELDS
& PENELOPE INVESTMENTS,
LLC, or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the Security Deed.
The entity having full authority
to negotiate, amend or modify all
terms of the loan (although not
required by law to do so) is: Fay
Servicing, LLC, Loss Mitigation
Dept., 425 S. Financial Place
Suite 2000, Chicago, IL 60605,
Telephone Number: 800-495-
7166. Nothing in O.C.G.A. Section
44-14-162.2 shall be construed
to require a secured creditor to
negotiate, amend, or modify the
terms of the mortgage instrument.
WILMINGTON SAVINGS
FUND SOCIETY, FSB, D/B/A
CHRISTIANA TRUST, NOT IN
ITS INDIVIDUAL CAPACITY
BUT SOLELY AS CERTIFICATE
TRUSTEE FOR NRP MORT
GAGE TRUST I
as Attorney in Fact for
WINGATE, FIELDS & PENELO
PE INVESTMENTS, LLC
THE BELOW LAW FIRM MAY
BE HELD TO BE ACTING AS A
DEBT COLLECTOR, UNDER
FEDERAL LAW. IF SO, ANY IN
FORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin,
LLC, 3145 Avalon Ridge Place,
Suite 100, Peachtree Corners,
GA 30071
Telephone Number: (877) 813-
0992 Case No. FAY-22-06495-3
rlselaw.com/property-listing
Dec. 6, 13, 20, and 27 70 wpw
NOTICE OF SALE
UNDER POWER
GEORGIA, LEE COUNTY
By virtue of a Power of Sale
contained in that certain Security
Deed from DONTA WASHING
TON to MORTGAGE ELEC
TRONIC REGISTRATION SYS
TEMS, INC., AS GRANTEE,
AS NOMINEE FOR FREMONT
INVESTMENT & LOAN, ITS
SUCCESSORS AND ASSIGNS.,
dated December 6,2005, recorded
January 4, 2006, in Deed Book
1022, Page 205, Lee County,
Georgia Records, said Security
Deed having been given to secure
a Note of even date in the original
principal amount of Two Hundred
Seventy-Four Thousand One
Hundred Sixty and 00/100 dollars
($274,160.00), with interest there
on as provided for therein, said Se
curity Deed having been last sold,
assigned and transferred to U.S.
Bank N.A., as trustee, on behalf
of the J.P. Morgan Mortgage Ac
quisition Corp. 2006-FRE2 Asset
Backed Pass-Through Certificates,
Series 2006-FRE2, there will be
sold at public outcry to the highest
bidder for cash at the Lee County
Courthouse, within the legal hours
of sale on the first Tuesday in Jan
uary, 2024, all property described
in said Security Deed including
but not limited to the following
described property:
ALL THAT TRACT OR PARCEL
OF LAND LYING AND BEING
IN LAND LOT 226 IN THE
SECOND LAND DISTRICT,
LEE COUNTY, GEORGIA AND
BEING ALL OF LOT 11 OF HOL
LY WOOD ESTATES, SECTION
2 ACCORDING TO A MAP OR
PLAT OF SAID SUBDIVISION
AS SAME IS RECORDED IN
PLAT CABINET “E” SLIDE E-44
IN THE OFFICE OF THE CLERK
OF SUPERIOR COURT OF LEE
COUNTY, GEORGIA.
Said legal description being con
trolling, however the property is
more commonly known as 412
HICKORY GROVE RD, LEES
BURG, GA 31763.
The indebtedness secured by said
Security Deed has been and is
hereby declared due because of
default under the terms of said
Security Deed. The indebtedness
remaining in default, this sale will
be made for the purpose of paying
the same, all expenses of the sale,
including attorneys’ fees (notice
to collect same having been given)
and all other payments provided
for under the terms of the Secu
rity Deed.
Said property will be sold on an
“as-is” basis without any repre
sentation, warranty or recourse
against the above-named or the
undersigned. The sale will also
be subject to the following items
which may affect the title: any out
standing ad valorem taxes (includ
ing taxes which are a lien, whether
or not now due and payable); the
right of redemption of any taxing
authority; matters which would
be disclosed by an accurate sur
vey or by an inspection of the
property; all zoning ordinances;
assessments; liens; encumbrances;
restrictions; covenants, and any
other matters of record superior
to said Security Deed.
To the best of the knowledge and
belief of the undersigned, the
owner and party in possession of
the property is DONTA WASH
INGTON, or tenants(s).
The sale will be conducted subject
(1) to confirmation that the sale
is not prohibited under the U.S.
Bankruptcy Code and (2) to final
confirmation and audit of the sta
tus of the loan with the holder of
the Security Deed.
The entity having full authority
to negotiate, amend or modify all
terms of the loan (although not
required by law to do so) is: Select
Portfolio Servicing, Inc., Loss
Mitigation Dept., 3217 S. Decker
Lake Dr., Salt Lake City, UT
84119, Telephone Number: 888-
818-6032. Nothing in O.C.G.A.
Section 44-14-162.2 shall be con
strued to require a secured creditor
to negotiate, amend, or modify the
terms of the mortgage instrument.
U.S. BANKN.A., AS TRUSTEE,
ON BEHALF OF THE J.P. MOR
GAN MORTGAGE ACQUISI
TION CORP. 2006-FRE2 ASSET
BACKED PASS-THROUGH
CERTIFICATES, SERIES 2006-
FRE2
as Attorney in Fact for
DONTA WASHINGTON
THE BELOW LAW FIRM MAY
BE HELD TO BE ACTING AS A
DEBT COLLECTOR, UNDER
FEDERAL LAW. IF SO, ANY IN
FORMATION OBTAINED WILL
BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin,
LLC, 3145 Avalon Ridge Place,
Suite 100, Peachtree Corners,
GA 30071
Telephone Number: (877) 813-
0992 Case No. SPS-14-04846-33
rlselaw.com/property-listing
Dec. 6, 13, 20, and 27 70 wpw
NOTICE TO DEBTORS AND
CREDITORS
GEORGIA,
LEE COUNTY
IN RE: CHRISTINE RADANO,
see Legals,
page 3B