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C. A. Meeks Publisher VOL. XXXVI, NO. 46—ESTABLISHED 1886 SUBSCRIPTION, $1.00 PER YEAR CARROLLTON, GA., THURSDAY, OCTOBER 25, 1923 COURT RULES THAT INSURANCE COMPANY MUST PAY POLICY New Orleans, La., Oct. '24.—A man may change his habits after taking out a life insurance policy but tho life in) suranco policy’s gunrantoo to pay Joes not chango to conform with hiB shift. An occasional “spree” also is o. k. in tho eyes of tho law. . That in substance is tho decision of the United States Circuit Court of Ap peals in a decision handed down affirm ing tho decision of tho Fodcral District Court for the Northern Division of Georgia. The hearing was hold at Borne. George Harris, farmer, rosiding near Borne, took out a life insurance policy with tho Northwestern Mutual Life In gurnnee Coinpnny in 1918, r.nd ho ad mitted in his application for $10,000 insurance that he was an “occasional drinker. For two years Harris paid his pre miums, and then got drunk February 1921, was drunk fivo days and tho spree ended when ho froze to death, with ry half pint of whiskoy in his pocket Tho insurance company refused to pay tho $10,000, claiming Harris had mis represented tho facts about his hab its, that lie made a misstatement wheel ho said lie was only an occasional drinker. U. C. Pickering, administrator of the estate, immediately filed suit, a coro ner’s jnry had TepoTted that Harritl “froze to death as a result of a spree of several days duration.” Tho admin istrator, however, produced witnessed who testified that Harris wns only ait “occasional” drinker. Testimony was not refused. As a result of the decis ion by tho Circuit Court, in denying tht? appeal, tho insurance company must either pay or appeal tho enso to the United States Supreme Court. CEDARTOWN GRIDIRON PLAYER SUCCUMBS REV. HAMBRICK CALLED TO ATLANTA CHURCH Kev. W. L. Hnmbrick wns recently called to the pastorate of the Ccritral Baptist church of Atlanta. The Cen tral church is a down-town church with a largo membership nnd an extra laTgo number enrolled in tho Sunday School work. Tho community embraced by tho church joins tho community of the Cooper Street church whoro Bev. Ham- brick wns pastor ten years ago. Tho first proposition made by the Atlanta church was turned down by Bev. Hnmbrick, but tho church came back with another proposition which he nccoptcd. Rev. Hnmbrick nnd family will move into tho pnrsonngo by tho sido of the church building October the. 30tli, und begin his work on tho first, nis new address will bo 8 Cooper street, Atlnntn, Ga. Tho Tabernacle church is planning to call a now pastor at an onrly date. CITIZENS BANK DESIG NATED CITY DEPOSITORY WILL THE CIGAR DEALER DODGE TAXATION? Hampton Hackney, 19-yonr-old high school student of Ccdartown, died in that city last Tuesday from pnouomnia, os the probable result of his football Wtivities. ife participated in the Ce- dartown-Mariotta game October 12th in Marietta. Following tho game he took a cold shower, after which he had n chill, but rode back to Ccdartown in an automobile. Previous to this he had complained of a kick rccoived in hiq side during the scrimmnge, but little attention was pnid this injury. He is survived by his mother, Mrs. J, J. Hackney; two brothers, Grovor, of Chattanooga, and Hall, of Coving ton, and two sisters, Mrs. Homer Hunt and Miss Cleo, of Ccdartown. Messrs. Bob and Ed Collins are here this week with their crow delivering portrait work. Business with them seomB to bo fine. At tho regular meeting of tho Mayor and Council of tho City of Carroll ton, last Monday evening, the Citizens Bank of this city was designated ns de pository for tho City of Carrollton for tho next municipal year. When a now Mayor and Council goes into office nnd organize for tho yoar ono of tho first things to bo done is tho designation of a depository for tho municipal yoar. Tho city roceivca lids from the banks of tho city nnd usually designates for tho depository the bank making tho best bid. Club Women Back Extension Work MR. B. F. BROWN CRITICALLY ILL CARROLL CHAPTER EXALTS LARGE CLASS The General Federation of Women’s Clubs has pledged itself to fuTthor tho movement for homo improvement by or ganizing a home extension service di vision. The objects of tho division are: 1. A homo demonstration agent in every county. (As soon as finances per mit.) 2. To raise tho standard of the Amer ican home. 3. To increase tho extension service to all boys and girls. 4. To co-operate with and support homo demonstration agents already es tablished. 5. To support and encourage boys’ nnd girls’ club work already establish ed. 0. To effect a clear understanding of extension work among club women. 7. To establish a realization of the interdependence of rural and urban people.—Tho Progressive Farmer. Tho papors tell us there are 837 causes of war. The chief one is the convic tion that you can lick the other fellow. Your Children What About Their Future Of course, you will give them the advantages you had—and perhaps many more which you were de nied. Education—a start in life—possibly a busi ness for them to grow into. Whatever your plans, happy and fortunate will be the lives of your chil dren—IF YOUR PLANS ARE CARRIED OUT. Biit—do you realize that four out of every ten who go to college give up their studies and leave before graduation—the usual cause being family financial reverses—plans that have miscarried? Would you be interested in a plan which will throw absolute safeguards around the money you wish your children to have at a certain age 7 Wouldn't you feel more comfortable if you were working out a plan to help assure their future? We suggest that you let us tell you of the many ways of saving and making money, whether your income is large, moderate or small. Oui banking institution is pledged to sevre the people of this community. We will help you whether you be a new depositor in the savings department or a pat ron seeking sound advice on investment of money which SHOULD BE WORKING FOR YOU. The First National Bank Carrollton, Ga. In some unexplained way a remark nblo joker slippod into tho cigar and cigarette stamp tax law. After stating that tho dealers must put a stamp on every cigar nnd on every pnekngo of cignrottes, tho act says: “Nor shall any other tax bo required of cigar donlorB, ” Now, somo denlcn, nre claiming that if they buy stamps nnd put on cigars nnd cigarette pack ages, they will not havo to pay any tax on their homes, their stores, farms, au tomobiles or nnythnig else, either to tho state, counties, cities or towns. Unless tho law is changed in somo way at tho coming extra session, tax receivers nnd collectors aro going to havo trouble in getting any tnk from cigar dealers. And if tho law stands ns written, a lot of peoplo aro going into tho cigar business to keep from paying, taxes. How that joker over got in tho bilf is a mystery. But it is thero, nppnr- cntly added as nn after thought—tliij very last lino of tho act saying: “Noi shall any otlior tax be required of cp gar dealers.” Co-Operative Marketing This can bo callod a strictly co-op erative community. Wo neighbors or ganized a club here which wo call the “Ten Club.” Wo agreed to raise enough hogs to ship by carlots, thereby cutting out tho middleman. We bought a threshing mnehino and saved the cost on tho first crop by threshing for oth ers when wo were through with our own. Wo buy fence posts by tho car loads. Wo ship our cream, direct to tho creamery. We own’a syrup mill, make our own syrup, wo all raiso bronze tur keys and ship them together direct to Now York. We had and used a dipping vat long before other peoplo were compelled to dip. Wo have a beef ring—get frosh moat onco a woek. Each ono furnishes a beef when his turn comes. Later on wo liopo to have a laundry, croamcry, curing plant, otc. We would not be enjoying this if we had not read in the.Progressive Farmer where it had Deen tried Mid was a' suc cess. I am sure fanners would moke more if they would make it a practieei to buy and Boll co-operatively, nnd not expect too much help from tho govern ment. They ought to learn to think and plan for themselves.—A farmer reader in Tho Progressive Farmer. In the District Court of the United States for the Northern District of Georgia. Northern Division — In Bankruptcy. No. 4982. In the Matter of William A. John son, Bankrupt. To tho Creditors of tho said Bankrupt, of Whitcsburg, B. F. D., in the County of Cnrroll, said District: Notice is hereby given that on tho 23rd day of October, tho said William A. Johnson was duly adjudicated bank nipt, and that the first meeting of tho creditors of tho said banlirnupt will be hold at tho office of tho Beferoo in Carrollton, Ga., at the hour of 9 A. M on the 5th day of November, 1923, at which timo tho creditors of tho said bankrupt may attend, provo their claims, examine tho bankrupt, elect a trustee and transact such other business as may properly come before such meet ing. At Carrollton, Ga., this the 25th day of October, 1923. EUGENE SPRADLIN, Referee in Bankruptcy DOUGLAS—DRIVER A wedding of much interest was that of Mrs. Savannah Douglas to Mr Dock Drivor on Wednesday afternoon, October 24th, at 3 o’clock. Their many friends wish for them a prosperous and happy life. Mr. B. F. Brown lies critically ill al I his homo on Cedar street, where he has I been soriously ill for tho pnst ten days. ! Ho has been in feeble health for several | months and having lived out more than throe s$oro yoars und ten, ho has been gradually wearing away. All is being done for him that loving hands nnd medico} skill can do that will lengthen out hid days. CARROLLTON CLASS HEARS HUMPHREYS young chare Jud( s John D. Humphreys, of Atlan ta, wh visited Carrolton Sunday ns tho guost j$£ Mrs. B. F. Boykin’s class of men of- the First Methodist Sunday school, delivered nn ad dress lit the 11 o’clock services to a mass iflec-ling of the parents, making a stronglnnd eloquent plea for tho honfe training of tho young along religious lines, tf Tho judgo referred to the tragedy and nun of tho young lives that daily appeai in tho criminal courts of tho state. Rpe impressed tho fact that most or alia of theso come from irreligious homeiCwhcre tho proper training of thcl childrjpi was neglected. j IE CLUB ENTERTAINED Joo Aycock entertained' the t.Club Thursday afternoon nt 3 Many beautiful flowers and leave^ wore ubcJ throughout Bms to make them more attrac- |o present were Mrs. Mnry Bick- frs. Cnmilln Newell, Mrs. Geno Mrs. Appleton Mandoville, E A. Herndon, Mrs. 8. C. Boy- is, Ruth Kramor, Mrs. B. M. Irs. C. C. Fitts, Miss Ellen Jo- '-.Atlnntn, nnd Mrs. Chip Fob- BR HOSTESS TO NIGHT BRIDGE CLUB MrOtoth Krnmer entertained tho Xighj9|jmlg e Club last Thursday night. MrSjM^Ener’s decorations wore very carrying out tho Hallowe ’on ilick 'cats, witches, pump kins, f All flowers and leaves used in pro fusion throughout tho house. At the close of tho games Mrs. Krn- mor served her guests a delicious ice course. Tboso present were Mrs. Fitts, Mrs. Tucker and Mrs. Stnllings, of Atlanta^ Mr. and Mrs. Pomp Shnefer, Mr. and Mrs. J. A. Mandovillo, Mr. nnd Mrs. T. A. Herndon, Mr. and Mrs. Joo Aycock, Mr. nnd Mrs. B. M. Long, Mr .and Mrs. C. H. Stownrt, Jr., Mr. nnd Mrs. S. C. Boykin, Dr. and Mrs. C. C. Fitts, Mr. nnd Mrs. Bob Kinnbrow, Mr. nnd Mrs. Gone Spradlin, Mrs. Warren Meadows, Mrs. Mary Camp Bickford, Mrs. Long, of Jasper, Ala., Mrs. II. M. Tyus, Mrs. Camilla Newell, Miss Sara Gray, MisB Claire Holderness, Mr, Kcifer Snead, Mr. Hollis Gray, Mr. McDaniel and Mr. Bob New. ’POSSUM SUPPER A group of girls and boys enjoyed an old-fashioned 'possum Bupper Thursday eveniug nt the home of Mr. and Mrs. A. O. Turner on Longview street, fol lowing a successful ’possum hunt on Tuesday ovening. The dining Toom was attractively decorated in Hallowo’cn decorations and tho guests found their piaccs at the table by place cards sug- gestivo. of the holiday. Hallowe’on caps wore given ns favors, which the young people donned immediately. A lovely supper was served and places were laid for Misses Ruth Lowery, Eli nor Stone, Chnrlcie Mao Holmes, Clnr* ice Turner, Billie Turner, and Messrs. Bill Garrett, Frank Walkor, Alton Par ker, Charlie Tanner, Cavinder and Couch. At a special meeting Inst Wednesday night Carroll Chapter conferred the Most Excellent Master nnd Itovnl Arch degrees of Masonry on a class of nine candidates. Tho meeting was the most enthusias tic that has been held by Carroll Chap ter in years nnd will go down in tho records as a Red I,otter Day for Capit ular Masonry in Carroll county. A delightful bnnquot was served dur ing a recess in lgnor of the candi dates nnd visitors from nearby chap ters, which wns an occasion of much pleasure to all who participated. The officers of Cnrroll Chapter aro to be congratulated on tho excellent showing they are oinking this year, as with this class, the total additions of now members is nearly a scoro. Carroll Chapter meets every second and fourth Tuesday night at 7 o’clock, and all qualified companions aro eordi- nlly invited to attend. MRS. J. O. BROOK ENTERTAINS LADIES’ DOMINO CLUB Georgia’s Tax Commission Expected to Make Their Report in November Pure Bred Poultry Sale As we expect to demote our time to the breeding of S. C. White Leghorns exclusively, we are offering for sale our small flocks of Buff Leghorns, Buff Rocks and Anconas. These flocks consist of Febru ary and March hatched cockerels and pullets and are laying now. Come and see them, or write for prices. SUNNY ACRES, R. F. D. No.' 4 Mrs. J. C. Brock entortnlncd tho La dies’ Domino Club nt a beautiful noop luncheon last Friday in honor of her g«aets, Mrs. Fitts, Mrs. Tucker nnd Mrs. Stnllings, of Atlanta. Mrs. Brock’s doeorntions nnd color scheme carried out tho spirit of Hallowo’cn in dotail. Those present wore Mrs. StallingB, Mrs. Tucker, Mrs. Fitts, Mrs. Warren Mondows, Mrs. C.' II. Stewart, Mrs. Tom Luck, Mrs. L. C. Boykin, Mrs. J. L. Tliomnsson, Mrs. Jim Clienoy, Mrs. Paul Jack, Mrs. C. E. Roop, Mrs. Charles Lyle, Mrs. C. M. Tanner, Mrs. J. H ( McClellan and Mrs. J. R. M. Cartor. MRS. CHIP FOSTER HOSTESS TO THE BRIDGE CLUB Mrs. Chip Foster was tho attractive hostess to her Bridgo Club last Friday afternoon. Mnny beautiful full flowers were profusely used as decorations. A delicious lunch wns served at tho closo r.f tho.games. ' Tabernacle Announcement The pastor, Rev. Hambrick, wiU fill the pulpit for tho lost time Sunday. Tho morning subject will be “Paul’s Farewell Addross to tho Ephesinns.” At tho ovening servico tho text will bo, “Finally, Brothron, Farewell.” DEATH OF A LITTLE CHILD Governor Walker’s tax commission expects to finish its report nbout the first of November. The members of tlm commission aro high clnss men. They undertook tho work with open minds. They seem to be pretty well ngreed on tho mnin points. Tt is generally believed thnt they will draft a report ulong tho lines of tho report mndo by tho DoTsey com mission in 1919, They will recommend that tho present ad valorem system be retained for tangible property—houses, lots, farms, ^nctorios nnd all othor real estate. They will either oppose the repeal of the tax equalization law or, out of de ference to tho Governor, remain dis creetly silent on that question. Every where thoy went, tho people wero strongly opposed to ropeal nnd favored keeping tho equalization Inw. 1 Thoy will probably recommend n low graduated income tax, allowing the property tnx ns a credit. Thoir pdan will ho along tho lino of tho Lnnkford hill. Thoy scorn to favor classification of property, bccauso that is tho only sys tem, it is claimed, by which any con siderable tax can bo obtained from what is commonly callod liiddon wealth. It is reported that tho commission .will not urgo tho snles tax at this time, although thero is said to bo a great deal of public sentiment in its favor. Tho report, it is claimed, will bo high ly applauded by some and condemned by others. The impression grows stronger that tho I/egislaturo will not be able to ngroe on any tax plnn nt tho extra session. Govomor Wnlkcr’s op ponents flguro that if nothing is done, he will ho eliminated as a enndidato to succeed himself. Thoy aro charging that tho only emergency for calling tho extra BCSBlon was a political emorgonty and, if tho extra, session is a failure, tho Governor will be blamed for the expense. It will tako a two-thirds voto ot tho Legislature to pass an income tax amendmont to the constitution. The opposition claims a majority in the House nnd where the two-thirde can bo secured is said to be n puzzle. Tho polite refusal of somo of the au thors of tax measures to appear before tho commission is taken as a bad omen nnd is worrying the administration's friends no little. FOR SALE Sarah, tho little foiir-year-old daugh ter of Mr. nnd Mrs. Frank Cooloy, diod nt thoir homo on King street on Tuos- day of this week. Interment was in tho city cemetery Wednesday. The family lins tho deepest sympathy of thoir neighbors and friends in this sad bereavement. PIGS FOR SALE.—Some thorough bred Poland Chinn pigs for snle.— Chambers Bros. Restaurant. ltpd On first Tuesday in November, at auc tion, to tho highest bidder, tho following property: One house nnd lot known us tho Goorgiu Price Hotel on Depot street, Carrollton, Ga. An opportunity for somo ono to buy a bargain. An in vestment worth while from n hotel or npartmont view point. See O. Harper, Carrollton, for information. Sergeant John S. Crabb, who is sta tioned here ns recruiting officer, spent several days, in Douglasvilloi this wsek Citizens Bank Carrollton, Ga. 1. This Bank has supported the Georgia Cotton Growers Co-opertive Association from the begin ning. 2. This Bank has stood by the farmers of Car- roll County steadfastly during the days of deflation. 3. These same farmers of Carroll County are showing their appreciation now of the splendid ser vice rendered by the Citizens Bank during the laflt three years. Come in to see us. We are always glad to dis cuss banking problems with you. CITIZENS BANK FARM LOANS NOW AVAILABLE 19 NEWNAN STREET CARROLLTON, GA. A. K. SNEAD, Pres. L. S. SIMS, Vice-Pres. GRADY COLE, Cashier.