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VOL. '6 You Cimb the Ladder of Success on the Rung of Dogged Persistence. A Record of Success of which we Boast i n May 1905, eleven years ago, a few , , n ,, niative citizens of Cartersvilie oi-.inized The Cartersvilie Building & ],o:ii] Association. - v number was small. The locality 1 . V ;Ti r had little experience in this l:jof (profitable) saving, there was timidity; but at the same time there wa.' a patience and progress that did not let up. Having a good thing, which the or iiC rs knew, from investigation, and financial science, they ljept it before ii: public, adding each series, of six months, new members, until today there are over 300 individuals with an aggregate of over $350,000.00 sub scribed. In the handling cf $3L0,000.00 in cash ic , idpts and disbursements, not a pen ny has been lost. Each dollar being invested in Bartow county upon firs, ir rtgage security, at not over 60 per cent of the actual appraised value, the association keeps in a healthy, vigor ous condition., with liberal monthly receipts, enabling them to care for a large share cf the loans, eniablling peo ple to own their farms, homes-oyt l iivess hctrses. We have added to the wealth of Bar tow county, materially by— baiMintg New Homes ~ 85 Purchasing Homes 73 Securing Farms 15 Buying and Erecting Business Houses 4 Emergency Loans Upon Stock 62 Total Loans Made . 239 *° the members in the firs, series, "ho have regularly, and some with sacrifice, paid into the association their 50 cents per share per month, 'ho association has added something over $,14.00 profit to each share and l’aid them off in full. The 199 shares hi this series, receives in cash this v ek the maturity and its equity in the surplus, making $20,003.48. ( an you figure a better investment? B you will divide your life insurance *'■' ' a hing a part of the contemplation 111 installment shares here, you will hnl double the reward, and cash at maturity. You can withdraw and r weive your saving at any time. officers of this association are ' - n S to make Bartow county a sav county self developing—-putting ' saved dollar back into county f!l 'elopment or investment. -n nig no as f ar ag security is mod. these officers invite and -ery Bartow citizen to inivesti and join the Bartow Club of Plof itable saving. THE BEST MEDIUM FOR SAVING IN BARTOW COUNTV Will you make your application today for membership in the club of savers, where profits are 1% on your money? , The Cartersville Building & Loan Association W - VAUGHAN, JOS. S. CALHOUN, President Secy.-Treas. M. F. WORD, V.-President A * r H. MILNER, W. C. WALTON Attorney W. H. FIELD B. L. VAUGHAN EUGENE W. SMITH JOHN P. ADAIR Directors THE BARTOW TRIBUNE A GENUINE EVIDENCE OF SAVING - '. ~~ I - . _/wfcTlL_ "1 l*r4' V^_jCßSfct— -- A chock has a glad smile. The above beams of good nature are a few among the real $20,000.00 distribution made this week to the faithful savers in the Cartersville Build ing & Loan Association. We Invite Your Attention. We Ask for Your Membership. RECEIPTS AND DISBURSEMENTS FOR ELEVEN YEARS. May Ist, 1905 to April 30th, 1916. RECEIPTS. , Full Paid Stock Sold 2H.rn.00 Installment Dues 136,2(3 35 Interest Receipts 44,925.05 Bines 4 229.64 Withdrawal Fees 317.68 Membership Fees 1,011.00 Transfer Fees 114.95 Loans Repaid 53,160.75 Borrowed Money 51,250.00 Deposit on Loans . 87.70 Taxes Repaid 47.55 RECEIPTS. Installment Dues $ 21,701.00 Full Paid Stock 2,500.00 Interest Receipts 9,905.08 Fines 45.00 Withdrawal Fees 91.25 Entrance Fees 114.60 Transfer Fees '. (7.50 Loans Repaid 9,620.00 Money Borrowed - 8,000.00 Taxes Repaid 4 t oo Cash May Ist, 1915 2,439.86 . PROFITS. a _ _ Interest Received 5 9.905.08 Fines 45.00 Withdrawal Fees 91 -25 Membership Fees Transfer Fees Undivided Profits May, 1915 389 "’ 6 ASSETS. First Mortgage Loans $129, 1 00.00 <**>”* - , .gawmr $144,916.96 $ 10,562.89 SHOWING CONDITION OF ASSETS AND LIABILITIES AFTER CLOSE OF BOOKS END OF FISCAL YEAR APRIL 30th 1916 ’ CABTEKSVILLE,. (4A., MAY it, 1916 $310,457.57 SHOWING RECEIPTS AND DISBURSEMENTS FOR ONE YEAR. From May Ist, 1915 to April 30th, 1916. $ 54,481.74 , ka 7/ SHOWING PROFIT AND LOSS FOR ONE YEAR. ¥ ’ 81/4 DISBURSEMENTS. Full Paid Stock Retired <f ~ ; . . ;; .... $ 9,000.00 Withdrawals m 49,093 65 Loans Made 182,860.75 (Merest on Full Paid Stock 3,932.72 jfoifcr&H on Borrowed Money' 1017 97 Expend and Taxes . ' 5J7008 Interest A uvar.ee Payments .' Borrowed MoiiA' Repaid 43 250 00 Supplies '. . 152 15 Deposit on Loans Apptfed '!!!!!!.”! 87.70 Frofif and Loss ......... 18 68 Taxes Paid i””” ! 47.55 Cash on Hand 15,216.96 DISBURSEMENTS. Full Paid Stock Cancelled . ■ ... .. . $ 1 000 00 Withdrawals 15,799 4> Loans Made *. .!.... 2o!405!o0 Expense and Taxes i . 209 11 694 to Full Paid Stock 1:.:.... 70G 00 Deposit on Loans Applied 770 Taxes Paid .....: /7V3 Cash April 30, 1916 in Bank 15 2^\s c ,£ „ LOSS. Expenses and Taxes * 1 209 11 3 r / to Full Paid October 30 385 00 3% to Full Paid April 30 *..!!”!”!”!!!! 41 L00 3 ’A r /< to Installments October 3 642 75 ■' l L% to Installments April !. 3 917 86 Supplies Charged off ’ 4 r pr, Undivided Profits 952 17 LIABILITIES, .installment Dues sl2l 864 79 :::::::: f I : UDdivw > •>• ..* S5? $144,916.96 i ADVANTAGES TO YOD | ! Warrants our Appeal Eev men, scarcely any children, can carry money frt their poegets. Pocket money invites temptation to spend. Spending begets ha Sit. Habii grows. Character Js made. Life is a failure. This Associations tries ao teach and encourage saving, for investment, be lieving that if vre once get the boy, girl, raberer, salaried man, to begin to save, we have succeeded, In part, in our mission. if we t art get you to persist in sav‘ lug we have made a better citizen. This Association aims to jnovide a home for every worthy citizen in. the county The undertaking is great, but there {a no limit to the possibility of progress or doing right. If yen wish to borrow money, you get the whole amount, at the usual legal rate. You get your proportion of all the distribution of profits ever six months. You get. interest compounded ip Your Favor. You get a privilege of having utc War to run years, ‘or can" pay it off at any time after one year. You get both ends of the string. This Association is to help human ity, keeping itself safe and secure in the faithful discharge of Its duty. I ' vv reboghize ihat we can not help j a man and skin him at the same time. A worthy cause can not possess a taint of severity or advantage. Your grand-pa, when with a dollar bill, had nothing to do with It, but smoothe it otit and place between the mattress, until number two, three, , four, and so on was earned. Then in vested. Today, his grand-child that gets a dollar bill, finds .a thousand claims and temptations to take it. To be able to save, you must do it by fixed installments. To pay debts, you must provide some installment or monthly plan, whetting it off at the most rapid rate, thereby reducing the interest. $3lO 457 57 This Association stands ready to help the thrifty, progressive man, or woman willing to work, save and share our co-operation. Can we have your membership Now? Can we serve you? The May series for investment is epen, and already over 106 shares have been sokl. Send the secretary $3.75, $7.50 or $15.00 for 5, 10 or 20- shares today. If you do net understand asfk the next fellow to you, he may be a mem ber—if so he is not kicking. NO. 11