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The Herald and Advertiser
"The Herald anil Advertiser” office is upstairs
in the Carpenter Building, 7 .* Greenville street,
Phone G.
IN ALL OUR
NEIGHBORHOOD
There Is Hardly A Woman
Who Does Not Rely Upon
Lydia E. Pinkham’s Veg
etable Compound.
Princeton, 111. — “ I hail inflammation,
bard headaches in the hack of my neck
and h weakness all
caused by female
trouble, and 1 took
Lydia E. Pinkham’s
Vegetable Com
pound with such ex
cellent results that I
am now feeling fine.
I recommend the
Compoundand praise
it to all. I shall he
glad to have you
publish m y letter.
There is scarcely a neighbor around me
who does not use your medic ine. ’ ’—Mrs.
J. F. Johnson, R. No. 4, Box- 30, Prince
ton, Illinois.
Experience of a Nurse.
Poland, N. Y.—“In my experience as a
nurse I certainly think Lydia E. Pink-
ham’s Vegetable Compound is a great
medicine. I wish all women with fe
male troubles would take it. I took it
when passing through the Change of
Life with great results and I always re
commend the Compound to all my pa
tients if I know of their condition in
lime. I will gladly do all I can to help
ethers to know of this great medicine, ”
—Mrs. Horace Newman, Poland, Her
kimer Co., N. Y.
If you are ill do not drag along until
an operation is necessary, but at once
take Lydia E. Pinkham’s Vegetable
Compound.
If you wantspceial advice write
Lydia E. Pinkhnm Medicine Co.,
'confidential) T.v n n,Mass.
Professional Cards.
W. L. WOODROOF,
PHYSICIAN ANDSURGEON.
Office 11 Greenville street. Residence 9 Perry
rtreeL Office, 'phone 401; residence ’phone 451.
D. A. HANEY,
PHYSICIAN ANDSURGEON.
Offers hi» professional service to the people of
Newnan, and will answer all calls, town or coup-
Office over First National Bank.
THOS. J. JONES,
PHYSICIAN AND SURGEON.
Office on E. Broad street, near public square.
Residence next door to Virginia House.
T. B. DAVIS,
PHYSICIAN AND SURGEON.
Office—Ranitorium building. Office 'phoneG—1
tall; residence 'phone 5—2 calls.
W. A. TURNER,
PHYSICIAN AND SURGEON.
Special attention given to surgery and diseases
of women. Office 19 L “ Spring Btreet. 'Phone 230
F. I. WELCH,
_ PHYSICIAN AND SURGEON.
Office No. 9 Temple avenue, opposite public
school building. 'Phone 234.
THOS. G. FARMER, JR.,
ATTORNEY AT LAW
Will give careful and prompt attention to all
«egal busines entrusted to me. Money to loan
Office in court-house.
®®®®®®®«x
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EFFECTIVE JAN. 19. 1914.
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+++
1
♦
+
i
H ow She Saved
t the Bank *
i — |
+ A Financial Story of the j
1907 Panic
*
_
X +
I I
| By WILLARD BLAKEMAN J
-i*-! - *3* j- <*•!••[. 4,*
There ure different wn.vs of further-
ing one’s getting on In the world.
Shortsighted persons van see only one
way. which is aetitig on the adage.
"Every fellow for himself and the
devil take ihe hindmost." Neverthe
less men have made fortunes by help
ing others. The ililVerenee between
this class and the other is that one
nets with a view to bettering Ids con
dition, while the oilier acts through
kindness of heart.
When I was a young man I obtained
a position In a hank and by attending
faithfully to business rose to he cash
ier. 1 was economical, so far as m.v
own personal expenses were concern
ed, but I don’t think I was mean. 1
would never lend small sums to my
young men companions, but when any
one really needed assistance would
give It outright.
That 1 had good Judgment in making
investments Is proved by the fact that
my savings grew rapidly. When I was
twenty-seven years I married Molly
Erskiue, aged twenty. A year sifter
our marriage word came in from a
western town that there was only one
hank in the place and room for more.
After talking the matter over with ray
wife 1 decided to start a bank there.
1 got some of the stockholders of the
institution with which 1 was connect
ed interested in the project and with
my own capital in due time aliened my
doors for deposits.
1 found that the man already estnb
fished, John ltedfield, had antagonized
certain persons by declining to give
them all the discounts (hey desired, and.
there being no other hunker in the
lown.. they had taken steps to have one
establish himself there. These persons
welcomed me. opened accounts with
me and averred that if 1 would do a
liberal business and not be scared at
trifles 1 would soon do all the business
of the town.
I saw at once that ltcdlicld was not
pleased at the appearance of a rival
and tool; secret means to discredit me.
He kept the best and safest accounts,
while tin- weakest came to me. Itnt
by adhering rigidly to fixed principles
of banking and acting on the supposi
tion that there was business enough
for both of us I got my share of the
new deposits, which were increasing,
and occasionally one of Itedlieid's cus
tomers would fall to me. Hut, as I had
maintained, there was business enough
for both, and at the end of five years
ltedfield had more than held his own.
while I had obtained a solid footing.
Bankers, like sea captains, must ex
pect storms. I managed my affairs
with this in view: hut. as in the case
of a sailor, much depends upon the
facility with which he can get in sail,
so the banker's safety depends upon
his ability to get in his loans. If the
captain keeps his sails furled he will
make no headway, and if the banker
keeps his money in his vaults he will
make no money. When the panic of
1007 came on I was in as good, if not
better, condition than t lit* average
banker to meet the storm.
It looked at one time during that
panic as if the financial structure of
the United States was about to col
lapse. 1 confess I was in great fear
that it would carry me down with it.
and bury me under its ruins. Every
day more money was withdrawn from
circulation and locked up. 1 got in all
the loans I could and sold at n great
sacrifice all my private property. This
fund I turned into gold, took it to my
home and concealed it under a board
in the floor. I proposed to keep it to
enable me to puss a crisis.
The liuundal barometer—the New
York stock market—continue)! to fall,
und money grew proportionately scarce.
One (morning I heard that u run had
been started on Itedlieid's bank, and
as the day wore on the fine before the
paying teller's window increased.
There was nothing like a run on my
hunk, but during the day the amount
drawn was three times the usual av
erage.
The next day the line leading to the
paying teller's window of itedlieid’s
hank was increased, and at noon Hoil
field came to my bank and told me that
he must either have help or close his
doors. He usked for it on the grourfd
that if he went under the panic would
extend to me and I would be carried
down with him.
I told him that 1 did not think so.
That there would he a run on my hank
I was willing to admit, but my intelli
gent. depositors would not draw their
money, und I could pay all the rest.
"Then," he said. “I am ruined. I aui
too old to begin again, especially with
a debt hanging over my head. If I
had $2P,ooo or $80,000 to tide me over
the rest of the day I could pull
through, for tomorrow I am promised
payment on a sale of bonds I havi
made.”
It was then 12 o'clock. I told Bed
Held that I would consider the matter
of helping him and let him know by 2
if not earlier. He went back lo the
hungry crowd l<efore his bank, and I
calling an auto cab, went home. There
I found my wife and told her that I
was called upon to save ltedfield, with
the strong probability of going under
ruvseif later. If I gave him the gold
I hud iu reserve lie would pull through.
But iii.v trouble was silll to come, and.
without the funds I had sacrificed im
properly to provide I knew i could not
meet a run.
My wife thought a long while before
replying. When she did she said:
"Hive il lo him. lie Is an old man
and to break down would kill him. 1
have little doubl Unit in 44 ving him
you will go under. But We are eoin-
paratlvely young and can begin again."
"ltomembor." I said, "beginning again
Is a hard filing to do."
"So it is. Inn when 1 or a not her must
perish I prefer to give way to the
other."
Without replying, 1 look up the
hoard ooneoalliig m.v treasure and was
about to pm file gold iua satchel when
my wife stopped me.
"(lo buck lo the Imuk," she said,
"and let me attend to this. You are
needed there, and 1 can convey ibis
gold to Mr. ltedfield."
There were the shining gold pleees
that I had accumulated slowly and by
constant work and that I was going
to send to another on the eve of need
ing them myself to save me from ruin.
"'I'liariiy begins ai home,'" I said
to Molly. "I fear wo hit*'going to do
something we will regret."
"Thai adage has a good deal of
truth in il," she replied, "but I have
never come across any adage that will
cover every case. I prefer the one
'fust your broad upon the waters.' "
"Very well, sweetheart: if we go
under through saving another you will
not chide me with having done so and
I shall have a stout helpmeet with
Mhom to begin anew."
1 left my wife to attend to the mat
ter lu her own way ami returned to
my own immediate duties.
A few minutes before 2 o'clock Molly
came to my bunk.
"Well." she said, "I've taken the gold
to Mr. ltedfield. I chose a coarse bijg
that Imd held potatoes to carry it in,
and the bulk looked very small. It oc
curred to me that 1 would be seen de
livering it at the bank and if I could
make the crowd believe there was
more of the gold It would Induce con
fidence. 1 emptied the coal scuttle
standing beside (lie range into the bot
tom of tile bag and put the gold ou
top.”
"All of It?”
"Every dollar.”
"(Jo 011."
"When 1 got the coal and the gold in
llie ling and laid fits) a string around
the top 1 cut a slit in the bag near the
gold, over which 1 held m.v hand. Then
I called a cab. got in with tile treasure
and drove 10 the Henderson Imnk.
When 1 reached it I sent in for some
one to come out and carry it Inside.
Tile crowd watched the clerk take the
bag from me. and as I Intmlcd it. to
him 1 took my hand away from the slit
I laid cut in it. and out rolled half a
dozen gold pieces.
"The crowd set up a shout, and, hur
rying the clerk into the hunk, I picked
up the pieces on the pavement—that
Is. all 1 could find. I think i must
have lost something like live half ea
gles. or $25."
"A11 investment worth $25,000!” I
exclaimed.
"As I went into the bank to take a
receipt l'or the funds, there was an
other shout, and I noticed a number
of persons leave the lino."
I threw my arms'about Molly's net'll
and kissed her.
There was a call at the telephone. It
was ltedfield.
"That wife of yours,” lie said, “far
more than the gold she brought lias
saved me. We have counted a dozen
depositors whose accounts would ag
gregate $30,000 leave the line. The
gold wouldn’t have been enough. It
was the coal that did it!"
1 told Molly find I hail had some very
large amounts drawn during the day
and if there was as much cash called
for on the morrow 1 would surely go
under.
The next morning I was horrified at
seeing a line of unintelligent depos
itors before my bank waiting for the
doors to open. I thought 1 could stand
tin- run for that day, and 1 did. but
the next as early as 11 o'clock our
funds had been so reduced that I knew
we could not keep paying I ill the clos
ing hour. *
The morning journals had given an
account of my wife’s arrival at Ited-
tield’s bank with a bug of-gold and of
the effect it had produced. Tills help
ed me a good deal, but it seemed that
every depositor I Imd I11 the lower
walks of life was in line. It was half
past 2, and our pile Imd been reduced
to $200. Despite the delays practiced
by the receiving teller to gain time I
knew it would not hold out for the re
maining half hour.
At twonty-nine minutes to 3 Mol
ly drove up to the bank with a sack
and called for some one to carry It into
the bank. 1 rushed out, seized it and
ran with it into tile lmnk amid the
plaudits of tin* crowd. When I got it
into my private office and opened it,
hoping that .Molly had effected a loan,
I was shocked to see nothing but nut
coal.
1 tut her ruse was effective. Some
of those in the line, having deposits
which fur their class were quite large.
011 seeing her carry in a hag, suppos
ing ihiit. she was repeating her act of
the day before, left the line, leaving
those near the window whose accounts
were very small. When the clock
struck 3 tun] the window was closed
there was Imt $12 in the bank.
But meanwhile ltedfield I1111I got In
Ids loan and the next morning return
ed sufficient of what I laid sent him to
carry me through. As soon as all dan
ger had passed he had the gratitude to
-.ell the story of how lie had been sav
ed. and. while Molly became a heroine,
i profited in emoluments.
Of all the acts of my lire this pleases
,i.» must.
You’re Thirsty Right Now!
Go Kill It With An
Ice Cold Bottle Of
Nothing So Cooling and Refreshing
Energizes Both Body and Mind
ALWAYS LOOK FOR THE LABEL
Battled by CHERO-COLA BOTTLING CO.
NEWNAN,' GEORGIA
The young wife was endeavoring to
be practical and up-to-date.
“Have you read that article on how
to tell a bad egg, George?" she in
quired of her husband.
“No, I haven’t, dear. But my ad
vice would be. if you have anything im
portant to tel) a bad egg, why—break
it gently. ”
An exchange of compliments is equal
to trading green goods.
"My Mamma Says
It's Safe for
Children”
CONTAINS
NO
OPIATES
For Hide fly ALL DEALERS
Speeded up the Factory
A
A BIRMINGHAM Selling House re-' >
ceived a rush order for machinery.
The sales manager called the factory
at Pittsburg on the telephone, and was
assured that the order would be shipped
as desired. {
Bell Telephone service is an essential '
link between the selling house and the 4
factory. -
You a Woman?
When you telephone-smile
r
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