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f I The Herald and Advertiser Credit Too Easy Here. N E W N A N, ONE DO L L A R A II* ADVANCE. TEAK — Albany HeraM. FRIDAY DEC ll* 1 Three men were heard cooversing ... about business conditions in Albany, and one of them remarked that there had been two or three bjsiness failures already this fall, and others were prob able—a I on account of poor collections. And this brought up the subject of buy ng and selling on credit. One re marked that while he was only a sala ried man and had no property or business backing, he would venture the asser tion that he could go out, taking the stores of Albany as he came to them- and in the course of a few hours buy a thousand dollars' worth of goods with out paying a cent down. Tnen the third man volunteered the assertion that credit was easier in Albany than Cotton and Business [ B*Vw i« a copy of a circular letter a^nt '/at by tb* M'Jore-H»f*U*y Hardware Co., of Birtninc- Kftir. A it. J. D. V!>»or». pr»-»<dent of thia eompa- ry. »■ • brother of the Ut« Dr. J. T Moore, of thi* city ftrtd ia are!! known in Newnan.] Cotton is needed as much for clothing and other purposes as ever, and yet the price is only half what it was a few months ago. No one to-day knows what is a legitimate price for cotton, but we do know that all efforts to cre ate an artificial price have failed. We must not let our present distress tempt us to depart from the rules of in any place he had ever gtruck, and safe finance; and we must quit looking to the Federal Government for aid. While appreciating what our,Represen tatives at Washington have tried to do for us, we should wake up and realize that the problem of the price of cotton that on account of the easygoing way of doing business here he and his family had become embarrassed by debt before they realized how much they were spending. Neither of these men waB a merchant and the relief of the growers cannot be or had any direct connection with any worked out by special laws, as these would violate the principles of sound legislation and create a precedent which would give us great trouble in the fu ture. Our difficulties will continue until the law of supply and demand establishes a fair price for cotton. In the meantime, what can be done? The answer is, MUCH — but we must do it ourselves. How? First, by using every effort to pre vent the fatal mistake of planting a large crop of cotton next year. We have cotton enough to last two years, under present adverse conditions, and a crop of even normal size in 1915 would not only depreciate the price of the cotton we now have on hand, but pre vent the new crop from Belling for any thing like the cost of production. Indisputable evidence of greatly re duced acreage in cotton is the only thing which will stiffen the price of the present crop. The farmers should sow all the land they can in oats, wheat and Bimilar crops this fall, ami not wait un til next spring to do so. The Govern ment crop reports will be watched close ly by cotton buyers, and every acre planted now in other crops will have a telling effect on the price. Now, as to business: There will al ways be a demand for goods. I'eople will go on living, working and consum ing, no matter what happens; but now is the time to watch your business closely, and to practice economy in con ducting it. Your credit ia your best asset. Keep it up. Collect from those who owe you, and pay those whom you owe. You may not be able to do all this at once, but collect as fast as you can, and pay as fast as you can. This-will keep mon ey circulating. When you are out of debt you will scarcely know that the European war is going on, and it will be thus with your customers when they discharge their obligations. All of us muBt make some sacrifice at this time, but credit is the one thing which cannot be sacrificed. No greater opportunity will you ever have to build up your credit. Do it! The cotton situation ia improved by the announcement that the Federal Re serve Board has approved a plan for the bankB of this country to subscribe ought to terminate on preparation and mercantile establishment, but they all had decided views on the subject that hid been casually brought under dis cussion, and the concensus of opinion was that easy credit and the custom of having "purchases charged, with the tacit understanding that the bill would be rendered on the first of the month, and paid, had become not only a menace to business, but was largely responsi ble for the high cost of living in Al bany, as compared with living in other towns and cities. They all agreed that the custom of charging everything and then having to send out collectors not only increased the fixed expenses of business, but that the percentage of bills not collected wag so large that the small merchant or dealer was com pelled to add to the price of his goods to keep his business going. After these three men — and they were all good, straight men who try to pay their bills and live within their in comes—had exchanged personal ex periences and confirmed each other in the opinion that credit is too easy in Albany, one of them advanced the sug gestion that now, while everybody needs to economize, was a mighty good time for the me chants and business men generally to tighten up a little on credit and reform the easygoing cus tom of selling to everybody on credit or on the monthly bill plan. He predicted, too, that the merchants would, before the end of the present winter, have to adopt stricter methods in self-defense. Best for KidneyB-Says Doctor. Dr. J. T. R. Neal, Greenville, S. C., Bays that in his 30 years of experience he has found no preparation for the kid neys equal to Foley’s Kidney Pills. In f/Jc. and $1 sizes. Best you can buy for backache, rheumatism, kidney and blad der ailments. For sale by all dealers. The idea of character as the sum of the tastes and fixed choices, indicates the way in which we are to strive for position among our fellow-men. We are to strive for position by means of fitness for it. The world is full of men who are aiming at high places instead of good preparation. We need to aim first at our best selves. The ambition of too many young people terminates on some coveted position, when it $135,000,000 to be loaned on cotton at <i per cent., and that the administration of the fund, when raised, will be under the direction of a cotton loan commit tee, of which Mr. W, P. G. Harding is chairman. The announcement that the banks in the Federal Reserve system will soon he ready for business also strengthens the situation: and exports of cotton have increased already as the result of the declaration by F.ngland that cotton will not be considered con traband of war. Talk about the South being bankrupt is all bosh! Conditions we are meeting to-day are temporary. With our land, our climate and our men, nothing can check the growth and prosperity of the South. The need is for close, hearty co-oper ation by banks, manufacturers, jobbers, retail merchants and farmers. With each doing hiB part courageously and faithfully, all will be well. Honest industry and cheerfulness nev er fail to make things better. Let us call off all conventions and any further meetings for the purpose of bewailing our woes. Let us quit talking and go to work! Moore-Handley Hardware Co., Per J. D. Moore, Pres’t. Mrs. With McClain's Experience Croup. “When my boy, Kay, was small he was subject to croup, and I was al ways alarmed at such times. Chamber lain’s Cough Remedy proved far better than any other for this trouble. It al ways relieved him quickly. 1 am never without it in the house, for 1 know it is a positive cure for croup," writes Mrs. W. K. McClain, Blairsville, Pa. For sale by all dealers. fitness. The man who by diligence and faithfulness makes the very most of himself, and makes himself fully equal to a station of honor and use fulness among his fellows, is the man who will get the place and adorn it. Let no young man fear for hiH life if he is competent to fill it. Tnere are scopes of positions everywhere, into which crowds of applicantsare trying to press, which still wait for the men that can fill them. The only certain road to success is through character and man liness. Checks Croup Instantly. You know croup is dangerous And you ought to know, too, the sense of security that come* from having Foley’s Honey and Tar Compound in the house. It cuts the thick mucus and clears away the phlegm, stops the strangling cough and gives easy breathing and quiet sleep. Every user is a friend. Sold by all dealers. A darkey employed as an office boy in Kentucky came to work one morning with a face that looked as though it had been run through a meat-grinder. “Henry,” demanded his surprised employer, “what in the world has hap pened to you?" "Well, suh, boss,” explained Henry, "1 got into a little argymmt las’ night wid a nigger, and one thing led to an other 'till I up and hit at him. Well, suh, it seemed lak dat irritated him. He took and blacked both of my eyes and bit one of my years mighty nigh off, and split mv lip and knocked two of my teeth loose; and den he th’owed me down and stomped me in de stumiclj. Honest, boss, I never did get so sick of a nigger in my life !" There is one thing to be said in fa vor of the egotistical man—he is always so busy talking about himself that he has no time to talk about his neigh bors. Whenever You Need a General Tonic Take Grove’s The Old Standard Grove's Tasteless Chill Tonic is equally valuable as a General Tonic because it contains the well known tonic propertiesof QUININE and IKON. It acts on the Liver, Drives out Malaria, Enriches the Blood and Builds up the Whole System. 50 cents. Why This Partiality? Daweon Sew*. Editor Furlow, of the Madison Madi sonian. has recently returned from a trip through the .Northwest, and in a late issue of his paper gives a review of the things that interested him roost. He was in Chicago at the outbreak of the "foot and mouth” cattle disease, and The News reproduces below from Editor Furlow's article two short para graphs that are significant: "Cattle condemned by Government authority, because of infectious dis eases. are paid for by said Government —out in the West. In Georgia the owner loses the price of all cattle con demned to be killed. See the differ ence? "The Government spent over $300,000 trying to keep the Missouri river from waghing away a section of the Burling ton railway. But when the South asks for anything it gets it—‘in the neck' usually.” Many people have asked and are ask ing why the South has alwavs been dis criminated against by the National Government. Various industries and enterprises, and at times individuals— for instance, wealthy globe-trotters who happened to be in Europe when the war broke out—have been given as sistance and relief out of public funds, but when the South is in distress and business of every kind paralyzed no help is extended. The two itemB from The Madisonian indicate the awakening of a healthy sentiment that will mean that public officials will be regarded as public ser vants, and will be held only in such es teem as the results of their official ef forts may warrant. As soon as our officials—both State and national—read aright such weather cocks as the above, which show the trend of public sentiment, just so soon will their records be found in deeds (rather than in words) blazoned in the Congressional Record. Sick Two Years With Indigestion. “Two years ago I was greatly bene fited through using two or three bot tles of Chamberlain’s Tablets,” writes Mrs. S. A. Keller, Eldia, Ohio. “Be fore taking them 1 was sick for two years with indigestion.” Sold by all dealers. Crusade Against the Deadly Ci garette. The nation-wide interest that has been manifested in Henry Ford’s war on the cigarette as a menace to the health and morals and manhood of the American boy is shown by the huge mails which daily come to Mr. Ford’s office. There is a file of some six hun dred letters written to commend the purpose of the first book: “The Case Against the Little White Slaver,” in which Mr. Thomas A. Edison states the actual physiological effects of the ci garette on the human heart. Many of these letters are intensely human documents, and tell pathetic and authentic stories of boys destroyed by the "white slaver.” A second edition of the book, to meet the request ;for more copies, is now on the press. This little volume con tains a number of letters from firms of national reputation, in which the at titude of the company toward cigarette- smokers in their employ is stated. Most of the companies now reject all cigar ette-smoking applicants. 1'he list, which is very representative, includes the Cadillac Motor Car Co., the Larkin Co., of Buffalo, Geo. W. Alden, a large merchandising house of Brockton, Mass., the Burroughs Adding Machine Co., Marshall Field & Co. and John Wanamaker. This—And Five Cents ! Don’t Miss This. Cut out this slip, enclose five cents to Foley & Co., Chi cago, Ill., writing your name and ad dress clearly. Y'ou will receive in re turn a free trial package containing Foley’s Honey and Tar Compound, for coughs, colds and croup, Foley’B Kidney Pills, and Foley’B Cathartic Tablets'. For sale in your town by all druggists. On the day before Memorial Day in one of the smaller cities a member of the school board visited a primary school and after addressing the pupils, asked, “What is the holiday to-mor row?” “Decoration Day !” came from all. "What do you do on Decoration Day?” “Decorate the Boldiers’ graves,” came in a chorus. “Why do you decorate their graves any more than others?” This was a poser, but finally one lit tle fellow held up bis hand. “Well, sir, why is it?” he was asked. “Because they are dead and weain’t.” Chamberlain's Cough Remedy—The Mother's Favorite. “I give Chamberlain's Cough Rem edy to my children when they have colds or cough," writes Mrs. Verne Shaffer, Vandergrift, Pa. “It always helps them and is far superior to any other cough medicine 1 have used, l advise anyone in need of such a medi cine to give it a trial.” For sale by all dealers Germans Crying for Cotton. Washington. D. C., Dec. 4. —State and Commerce Department officials ex pect cotton shipments from America to Germany and Austria to total 75,'Vxi to 150.t**5 bales a month as socn as the marine insurance rate can be adjusted more satisfactorily to the shippers. The committee appointed by the Sec retaries of State, Treasury and Com merce to consider the foreign cotton market situation to-day issued the fol lowing statement— “It is evident there is a tremendous demand for cotton in Germany and Aus tria and prices are high, ranging from 14 to Is cents a pound. The principal difficulty seems to be the high rate of marine insurance. Otherwise the move ment of cotton from the United States to Europe would be facilitated." Efforts will be made when Congress meets to amend and broaden the war risk bill. The purpose is to provide i Government insurance on shipments to I belligerents even when shipments in clude articles such as cotton, which have been declared noncontraband. The State and Commerce Depart ments have been working out plans for shipping cotton to Germany and Aus tria. Some of it is going direct to Bre men, other cargoes to Rotterdam, Ge noa or other neutral ports and thence j into Germany and Austria. The ships will come back bearing potash, dye stuffs and other chemicals, which Ger many will ailow to be exported to this country only in American bottoms. HUSBAND RESCUED ' DESPAIRING WIFE After Four Year* of Discouraging Condition*, Mrs. Bollock Gave Up in Despair. Husband Came to Rescue. Catron, Ky —In an interetfing letter from this place, Mrs. Bettie Bullock writes as follows: “1 suffered for four years, with womanly troubles, and during this tune, 1 could only sit up for a little while, and could not walk anywhere at all. At times, 1 would have severe pains in my left side. The doctor was called in, and his treat ment relieved me for a while, but I was soon confined to my bed again. After that, nothing seemed to do me any good. the the Paying the Penalty. Athena Banner. Mr. R. H. Edmonds, editor of Manufacturers Record, talking to Athens Banner, said: “No legislative action, national or State, can keep the Southern cotton- grower from paying the penalty of raising a crop so large that, even if there had been no war, cotton would have been something of a drug on the market. “No legislation can compel the cot ton-grower to raise his own foodstuffs. If improvidence, or laziness, or in efficiency has caused thousands of all cotton farmers to depend upon the West for foodstuffs, no legislation can help him. Nothing but dire necessity will drive this class of farmers to the raising of everything they eat, whether it be corn or chickens or eggs or meat. “There is no other country in the world so richly endowed by nature as the South. It can grow with profit near ly every important agricultural product known to man, and yet we look to other sections for much of our food stuffs for both man and beast.” “Mamma,” asked little 3-year-old Freddie, “are we going to heaven some day?” “Yes, dear, I hope so,” was the re ply. “1 wish papa could go, too," con tinued the little fellow. “Well, don't you think he will?” asked his mother. “Oh, no,” replied Freddie; “he could not leave his business.” “Oh, mother,” he shouted, “I got a hundred !” “Sammy !” cried his delighted mother. She hugged him and kissed him and petted him and gave him a dime. “And what did you get a hundred in?” she finally asked. "In two things,” replied Sammy without hesitation. “I got forty in readin’ and sixty in spellin’.” When a man comes home sick his wife expects him to hold the baby while she mixes him a dose of some nasty stuff. The mistakes of a really great man only make his virtues show stronger by contrast. They had just been married and were about to start on their wedding trip As'is the custom w’ith bridegrooms he was embarrassed to the point of for getfulness, but he met the situation like an expert, "Why, Harry, you bought only one ticket," said the bride reproachfully. "Just live me, dear," said Harry, quickly, “always forgetting myself." Piles Cured in 6 to 14 Days Your druagist will rrlund money if TAZO OINTMENT tills to cure any case of Itching, Blind, Bleeding or Protruding Piles in 6 to 14 days. The tost application gives Paac and Beat. Cue. Over-production and crop mortgages force the farmers into ruinous competi tion with each other. The remedy lies in organization and in co-operetion in marketing. How To Give Quinine To Children. FKBRII.INE is the trade-ranrk narae given to an improved (Juitnur. It is a Tasteless Syrup, pleas ant to take and does not disturb the stomach. Children take it and never know it is Quinine. Also especially adapted to adults who cannot take ordinary Quinine. Does not. nauseate nor cause nervousness nor ringing sn the head. Try it the next time you need Quinine for any pur pose. A*k for 2 ounce original package. The Paine FEbRlLINE is Llovvu in bottie. 25 cent*. In a Bottle —Through a Straw is the way to enjoy the deii- ciousness of Chero- Cola. This way it is always uniform, pure and wholesome. I had gotten so weak I could not stand, and I gave up in despair. At last, my husband got me a bottle of Cardui, the woman’s tonic, and 1 com menced taking it From the very first dose, I could tell it was helping me. I can now walk two miles without its tiring me, and am doing all my work.” If you are all run down from womanly troubles, don’t give up in despair. Try ‘ Cardui, the woman’s tonic. It has helped more than a million women, in its 50 years of continuous success, and should surely help you, too. Your druggist has J sold Cardui for years. He knows what I it will do. Ask him. He will recom mend it Begin taking Cardui today. Write to: Chattanooga Medidn* Co., Ladle** Advisory Dept.. Chattanooga. Tenn., for Special Instruction* an your case and 64-page book. ,r Homa Treatment for Women." sent In olain wraooar. i-6« Reduction of Fords Buyers to Share in Profits Lower prices on Ford cars effective from Aug. 1, 1914, to Aug. 1, 1915, and guaranteed against any reduction during that time: Touring-Car .5490 Runabout 440 Town Car 690 F. O. B. Detroit, all cars fully equipped. (In the United States of America only.) Further, we will be able to obtain the maximum efficiency in our factory production, and the minimum cost in our pur chasing and sales departments if we can reach an output of 300,000 cars between the above dates. And should we reach this production, we agree to pay as the buyer's share from S40 to S60 per car (on or about Aug. 1, 1915, ) to every retail buyer who purchases a new Ford car between Aug. 1, 1914, and Aug 1, 1915. For further particulars regarding these low prices and profit- sharing plan, see the NEWNAN GARAQE Cleaning, Dyeing, Repairing, PRESSING Call us up and we will send for and deliver your clothes promptly. Try us and see. TELEPHONE 294 HOLBROOK TAILORING AND [LEANING [0. OPPOSITE POST OFFICE NEWNAN, GA. BUGGIES! BUGGIES! $ A full line of the best makes. Best value foi the money. Light running, and built to stand the wear. At Jack Powell’s old stand. J. T. CARPENTER i-xxxxxxx&x CENTRAL OF GEORGIA RAILWAY OO. CURRENT SCHEDULES. ARRIVE FRUM Griffin 11:10 a.m. 7:17 p.m. Chattanooga 1:40 p.m. Cedartowu 6:39 a.m. Columbus 9:06 a m. 6:36 p.m. DEPART FUR Griffin 1:40 p.m. Griffin 6:39 a. m. Chattanooga tt:i0 ▲. x. Cedartown 7:17 P. m. Columbus 7:40 a.m. BcIBp.m Notice to Debtors and Creditors. GEORGIA—Coweta County: Notice is hereby given to all creditors of the es tate of Mrs. Frances M. Doran, late of said coun ty. deceased, to render in an account of their de- I mands to me within the time prescribed by law, j properly made out: and all persons indebted to ■ said deceased are hereby requested to make imm- diate payment to the undersigned. This Nov. 2.. 1914. Prs. fee. $3.75. MRS. MARY LANDERS. Administratrix.of Frances M. Doran, dec'd- (Poatoftlce R. F, D. I. McCollum. GaJ Give us a trial order on job printing.