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EDITORIAL PAGE THE ATLANTA GEORGIAN Published Every Afternoon Except Sunday j B> i’HE GEORGIAN COMPANY At 20 East Alabama St., Atlanta. Ga Entered as second-class matter at postoffice at Atlanta, under act of March S. 1879 Subscription Price—Delivered by carrier, 10 cents a week By mail. 15 00 a year Payable in advance. I “The Government Is Help ing the Banks” Yes, Indeed Helping the Banks TO ROB THE FARMERS B/ CHARGING FROM EIGHT AND ONE-HALF TO TWELVE PER CENT INTEREST. *’Emin nl!.' respectable" newspapers, always filled with .joy > when “those that have" get a little more, comment approvingly j J upon the fact that, as they put it. “the government is helping I the banks." They mean by this that the government of the > United Stat< > is taking money which belongs to all of the peo- J pl? and sending his money on deposit to inland banks through out the nation. The crops are in and must be “moved." The farmer must j par his freight, pax his bills for fertilizer and the wages of his J men. HE Ml ST HAVE MONEY. II? gets the money ami be gels it at shamefully usurious J rates because the monex that belongs to the people of the I niled j States s ded over to the banks, which in turn bleed the fanners. J When we te|| you that "the farmer has to pay on the average ? eight and half per cent for the nvumy Im borrows." we are NOT ; GIVING VOL IMAGINARY FIGI RES from a srd'f hearted muck raker. we arc quoting B. F. Yoakum, president of the St, Louis & ; San Eramisio railroad, president of other railroads in the past. ? interested as director and stockholder in banks AND IN'I IMA I I - , < LY ACRH’AI NTED WITH THE METHODS OF ROBBING THE FARMER, WHO PRoDICES. BY THE MONEY LENDER. Wllo PRODI< ES NOTHING. You wonder that the cost of fixing is high, but you need not / wonder. I The farmers of this country owe the banks six thousand < millions of dollars these are Mr Yoakum’s figures ami the.x pax in interest EVERY YEAR FIVE HI’NDRED AND TEN MILLIONS of dollars. The amount would be much greater, except that many of the ( loan- are pa .1 ot’ 1 ' by Ih ■ farmer as soon as his crops arc sold, so • that the vast sum of five hundred and ten millions. \\ hicli would i build two Panama canals every year, xxhieh in five years would r pul good roads in front of every farm in this country. repre sent- onlx the interest that the farmers pax for-thc use of the nionex I' OR A LITTLE WHILE, no for a xx hole year. Noth’mj is more dciiiorali ing than the payment of exorbi tant 'nterest It discourage- the man who pays, it makes him e' : -- and d -■ ourages careful economy, rhe st tile fed that you eat represents the mollex that the f.c must spend lo produce that food, plus his protit ND THE INTEREST ON THE MONEY 1 HAT HE BOR. ROWS 'on hi'. 1 ip'.- THAT PRODI < E NOTHING. tak- ibi; i ":i the ia> nor- ii ini i .-wd year fixe hundred am! ten mil’ or- • dollar- and that vast sum is added at once to the cost of t ll‘- foo l VOU eat. Do on lit e that the m omy which the banks loan to the fanner- i- government tnoii y.’ Do you realize that the hanks pax in <■ » o he use of this money, and that, as Mr. Yoakum testilie- th charge the farmers on the average rhe usurious and criminal of ■ ■ :ht and one half per cent interest ’ D ei e. ) th,i this money which the goxernment uses 1 “to help the inm.s" is monex that the farmers and other citi zens have p.id o the government in tuxes taxes on imports, on cigars, on beer ( an you conceive anxthing more outrageous and shameful than a system of government xx hieh taxes the people heavilx am] ih’n deposits the taxes ;n the hanks ami permits the banks At AIN TO TAN THE PEOPLE IN THE SHAPE OF eRQ] INAL i SI RY A national bank box- governuient bonds. The government pa.x s interest m those bonds to the bank 'I lu'm tin* bank can --ue monex of its own against those bonds. For this mom y thus issued it pays not one cent of inter ent. Ils own monex is sateh invested in government bonds, ami the artificial money which it ,-,-nes agamst those bonds is ioamd out at usury to th- farm ng las-. It is a wonder that, instead us wo-rOng about the high cost of fixing. <>ur country is not in ’n.-il want And it is a womb that we are not n a .-out iimal stale of panic, instead of im-relx having pan.- >,r\ few wars ■ The farmer would not try to work Imr-” with blood sir] - hanging to him ami draining hi- vitalii. How can the farmers be expected to work and eni <h the counlrx ami make the cost of living ’reasonable when the Mood Flickers of the banks bleed them' to th. lime of live hundred and ten mdlion- of dollar ■ verx \?ar n the sh , >. I and use the peupb. s munex w luakiug thm The Atlanta Georgian MONDAY, ()( TOBER 7. 1912. The Great Political Show By IIERBIJFIELD. Az * ~~ " 1 ~ > » 6 .,. ' X- |g ; ■ g. “ z 'PnG‘ — j There was an Old Man in a boat, Who said, “I’m afloat! I’n afloat!” When they said, "No, you ain’t!” he was ready to faint, That unhappy Old Man in a boat. F om Edward Lear's Book of Nonsense. < the Silver Lining | ll\ \ I r’". ■■ ■ <’d a It'! It 1 w hit it "W 111 'tin I.'Hilly lij'l]i i v.0m .1 n v. ii It tin .i ii i i, t. inpt'i :il ’i.l'lit to see the bright side nf a lift' that she is doomed I'* : poml i it It a lu ll) v. Im i iii s I'm nothing in th*' World dm bus i mlb is ibit ill terested in imlilits, ’ li.yimi or lit oi ilui ■ lb' |>lay ; tm game lie do. not van- for the th, at. r or opi -i. 11 11 tils mil Im ", but tlio slmk : opol Is. H d" no' i:t S' for aiitomobiling i Xi ■ a to ■: -I in< "o : ifth to bis bl. r ill' dirs not even ■a r f ' ■ children. Im. gives them tlliyil'illg the' w ml Io i,, th, m fr li.it In big him and la king up I'is 'ah •> t'l lime. h Ill'll he i> at Imine, "hi. I’ n't veil oft en before I I or 12 o ■ I '< k ai night, be is absorbed in thinking over his bn iiivss plans, oi a- ■ roi ami mout h' as a sei .--h met! lie ir In - earnc he is exhaust' d, mentally oml physically by his labor. He’s No Companion. ••laterally . 1 have n husband. I bate a generous provider, but no companion. no chum, nobody to go out with me or to enjoy things with me. "I know there is <o much misery in the world. so mmh real suffer ing for the net essiti. s of life, that I smmiii not tom ■ n of my lot. There must lie a bright side t i my t use. ami I know if tie < is-you will be able to see it. Will you kindly point it out to me'.’" Ilf . oil I se. there is i blli'.llt 'ide j o vout lot, sister Youi cloud is literally silver i tied. ..ml wiiat you want to do s tn get a | ek. and go mining for- it Heli-'e me. then are worse I-..is hands than a eash ■ . i>' r. ami the woman who is liulo • .mug' to b murrle.l to a map win so miking mom', h • tin em igy- least het link with that of those wi'i wii ■ ha\. ;o tai ■ In wa -hing to -p; "it I izy I art a. ne'er-do- W < '• . who ale b.. 11 to. I tiled to The "oman with a lui-band who is a good business man an. at least, r sp. et him I" ■ Ills, lie is able |. . atise lie has the hitejffcki tire to I long . We. | . oil w ash' h< Ipl •« mb. eo atuih -o tiiiug hi uttui t t.’.htiso weak lit By DOKOTIIY DIN <• 'an iml stand alone, but has to be always helped by somebody else'.' I .co .\ mt. and before you <|.tar rel v. itli your cake just consider how hungry you would b. if your lumbal’d ’ is one of lie men who ■ mild im: pro\ ide yhi with even bread and butter, to say nothing of j angels’ food. It is, of eoui.e. mim-ee-s.liy to i.ill your attention to your mate ' ial I >ss. .-.slops. and Io say that the woman •Im is married to a man ■•'■l ' J i s K ) DOROTHY i.'IX wim eati provide he, ~ itii a luxu rious borne, v . b n mto.nobiie. with money tor trips . nd theater , and oper.i .nd good . ot hi - id I"A II oi. i., i km-. - kuoek ng i ei fo'ehead on the gnumd, and rmutui'm thanks fm he: good f.ir tuii Sh. has got the Stuff to make h.'.m iness ~ Sim I. s got the '■ iii of eilti I t.;ming hi s' 11. and 11 sh< do <n ■ i,.i\ . ,i .mlly m.e it's hi r ow n fault I >l 1 nurse. y.'U ir ig y our siimtl ili i < ami say t! H holts, < and au« !"|. des aml I'., S 4 ■ ' • I » ' of th', h |l- •m e ..f th. rom ml.- flub )b that 1 you thongl ; ■ ~ 1 ■ , ~< .;o- ticvei tnrili gets past tu, ,mmy- • • tncmn. Then, when you settle down to the long pull of married life, it makes all the difference in the " orld whether you glide over it in a 90-horsepower limousine, or have to haul a handcart yourself. You. who arc married to a plain business man whose greatest heart interest i t the rise and fall in the grocery trade, think how wonder ftt 1 it must be to be the wife of some long-haired poet, or dreamer, who could palpitate with you over a sunset, or delve deep with you into tiie psychology of the last problem novel. Kindly reflect, be iore you get green with envy, that Mrs. Poet doesn’t have time to palpitate over anything but the cook stove, and that the burning subject of discussion In their household is how they are to get enough money to settle the butch ers bill at the end of the month. Also if you could look into tile breast of Mrs. Poet you would find that she would like to trade off about a barrel of her husband’s soulful thoughts for your hus band s ability to make money. Without doubt, the woman whose husband neglects her for his busi ness has just cause of complaint. It would be far better for the hap piness of all concerned if men worked less and played more, if they gave their families fewer lux uries and more ~f their society. Point lace over a woman's breast doesn’t ease the ache of her lonely heart, nor does a string of pearls make up to her for never having j his arms about her neck. It s Easier to Preach. But it is easier to preach mod eration in business than it is to practice it, for it Is a strenuous rave in which vou must keep in the lead or else be trampled out of existence. Bl! the Wife of the man who is absorbed in ntakitiv motley has at hast til, conso utloll of knowing that het rival is a bodi less one, and that at tile had. .if all her husband's seeming m gleet the real iimtis, tiiat inspires all of his 'abor is his low for her. and h e desire to lay the best of eVer’ - thing at her feet. In re ility tin supreme test of love is whether a man is willing to ark foi a woman or not. .Judged by that :.ie ihevkbool. husband is : • high, and tiie wif. who is ma’- ri d to such a man and is not ha,., py is a worthy <m ...<,,• tl . t |,,. I ’.ury Prine, ss v. ho , •mh , -o. k. r aft. ■ irmthlo i -at sip, a, , unri- r a. • m m• 11 ■, r.f r. ( . Mn . i"-.iud a gift git. cr ump,€tl 1 ruse leaf. THE HOME PAPER Thomas Tapper Writes on How to Beat the Cost of Living and Provide For a Savings Fund Strict Management of Family Finances Can Defy Presidential Changes and Result ant Periods of Unset tled Conditions. Z| sO make a -ucci-s of himself, j the avi ruge man must have these things: 1. A job. 2. A place to -leep, 3. Some clothing. 4. Food. 3. Ambition. They are all necessary, and they all figure in the Cost of Living. The job yields so much Income, and takes so much Time. Out ot the Income the worker buys shel ter, clothing and food. Out of the Time he has left over after his day's work is done he buys the possibilities of Ambition. The Cost of Using may be high, and the wax- the government runs affairs may be wrong, but the av erage man can do nothing in the next 24 hours that will materially change either of these things. But he must begin, say, about 7 a. m.. and get down to tbrass tacks —doxvn to doing his day’s work that he may have shelter, food and clothing of his own earning dur ing the day and night. And, besides this, he must spend a little of his- spare time in firing the engine of Ambition, in order to be able to afford tomorrow, or next year, the things that he can not afford now. We grumble a good deal about conditions as they are about us. And. grumbling, we forget to cast a cold and critical eye upon conditions as they are. The Mental Scientists tell us that by holding the proper attitude toward life all good things will come to us. This is true. Rut there is a joker in the pack age. ft lies In the words "proper attitude." The whole game of life, includ ing the Cost of Living, is up to the individual. There is no MJselibood that the government will make us rich pen sioners. however we may vote. Rut there is every likelihood in the world that it will protect the man xvho undertakes to run a job and a lofty Ambition at one and the same time. This is life, lib erty and the pursuit of happiness, which are free gratis to all who have the “proper mental" attitude toward them. IL The value and worth of the daily paper is that it continually shows us our possibilities. Here is a news item from a New York paper that reports the opera tioti's of a man who. after 75 years of age. made over Two Hundred Thousand Dollars. He MADE it, mind you. The government gave him nothing—except liberty to be ambitious. Here is another that tells about a man who owes over Ten Thou sand Dollars because he could not The Three Tenses By WILLIAM F. KIRK. • \ATHAI (io we know of the wondrous scheme • ’ I hat xaires and serfs have tried to know ? Why do we look - al the stars that gleam A ( t the end of a sad day’s afterglow? Why gaze we up and never below? All Logie tries for replies—and misses. But this is so. ami shall ever he so; The Future applauds; the dead Past hisses! Future ami Past -what an ill-matched team! Biting and lighting to and fro. Always ,t mock and a menace thex seem Io the Pre> nt that sees them come and go, I'he Pros' iil i« neither lasi nor sloxc; Slio is just a dream, like a sunbeam's kisses. But she senses this, as we know a foe; Ihe Future applauds, the d‘-ad Past hisses. P aMKj] r WHO i I i ' s/WJWWP t. By THOMAS TAPPER. • change his mode of living, even his income fell below his exp, use-. Now, (he government did n t get him into trouble. He pr. Tab' charges his misfortune to th Co ; of Living. That is right. Rut it was the cost he bought that x reik ed him. not the cost that was «rc I upon him by any poxver exci ,t ii.s own bad judgment. 111. 1 talked with a hotel waler a few days ago about the ('■ -t f Living. Here is this case: Salary per month, Twenty-eight Dollars. Tips about the same. The hotel gives him all his me ' except thiee per w eek. He has held his job for t vclve years. He i s married, and has on boy, aged nine. Agaipst this: Rent, Twehty-two Dollar- p,«r month. Habit expenses, smoking a pipe Insurance, a Elve Hundred-Doll ir Endowment Policy, costing Twen ty-one Dollars per year. A wife, who handles all the mon ey and keeps a record so carefully that it balances to a penny every montn. This record shows two weak points: Too much is paid for rent —near- ly 40 per cent. An endowment policy is a mis take, because considerably more straight life insurance could he carried for the same premium. Rut this record also shows some strong points: 1. The man has kept his job con tinuously for twelve years. 2. He and his wife know exactly what they do with their money 3. An examination of their record shows that the wife has put into the savings bank. In twelve year-, a total of Four Hundred and Thir ty-eight Small amounts have occasionally been drawn out Io pax' unexpected expenses. They have in hand now, Three Hundred and Twelve Dollars as an emergen cy fund. M hat does it all mean? It means this; Ry strict managenu nt, family finance can beat the Cost of Liv ing. It can defy change of presidents every fout years. It can do business on little, and still secure a savings fund. Referring once again to news items: Some consternation i- ex pressed in high society because there is to be a scarcity,of certain expensive kinds of perfumery th 3 season. A small amount that for merly cost Ninety-five Cents is to be One Dollar and Thirty-five Cents, or something like that. This Is going to raise the Cost of Living for many a struggling family, but tt is safe to say that it won't hurt the affairs of the waiter