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editorial, page The Atlanta Georgian THE HOME
THE ATLANTA GEORGIAN
Published Every Afternoon Except Sunder
By THE GEORGIAN COMPANY
At 20 East Alabama 8t. Atlanta. Ga.
Entered aM second-class matter at postofflc* at Atlanta, under-art1 of March 1.1*73
Fubecrtpnon Price—Delivered by carrier, 10 cents a week. By mall, *4 00 a year
In the Movies In Rea! Life WINIFRED BLACK
by carrier. 10 cent* a 1
Payable in Advance
Millions of Americans Are Saving "
Millions of Americans Need to
Borrow-Farmers Especially
Isn’t It Possible for the Government to Put Th«e That Are SAVING
In Touch With Those That Need to BORROW. Must the
Blood-Sucker Always Play His Gama: of Usury Between Them.
(Copyright, 1013.)
In this country millions of industrious, careful human be
ings, anxious to provide for the future, are willing to save—and
it is practically impossible for them to get a decent rate of inter
est on their savings and NOT risk being robbed at the same time.
In this country, where the millions are anxious to save,
you have millions of farmers and small business men who are
compelled to borrow—as their operations for the year exceed
necessarily at one time or another the amount ol money that
they have on hand.
You have the savers on the one hand getting only 2 per cen
if they put their money in the United States Postal Bank. And
even then they are limited as to the amount they can put in.
They get 3 per cent if they put their money in private savings
banks—and take the usual riBk of having the money lost through
dishonesty or withheld from them in time of panic.
You have the farmers, upon whose labor and intelligence
the nation depends, compelled to borrow for the purchase of
seeds, of machinery. And, while the SAVING, careful American
who accumulates his earnings can get only 2 per cent or 3 per
cent interest, THE FARMER MUST PAY, ON THE AVER
AGE, EIGHT AND A HALF PER CENT FOR THE MONEY
THAT HE BORROWS.
Isn't there some way of getting the AMERICAN WHO
SAVES and the AMERICAN WHO BORROWS closer together?
Is it not an outrage that the hundreds of millions that the
careful American saves should be lent to the hard-working
farmer with SOME BANKING ORGANIZATION BETWEEN
THE TWO GETTING A “RAKE OFF’’ OF FIVE AND A
HALF PER CENT ON THE MONEY?
That is exactly what happens.
The money that the bankers are lending is simply the
money that others have SAVED.
And the money that the farmers are borrowing is simply
the money that the savers have deposited in the banks.
The people who save in this country get 3 per cent at most
on their savings. And the farmers who borrow pay 8y 2 per cent.
And in the process 5 l / 2 per cent goes to build up a non-pro
ducing class THAT IS NOT NECESSARY.
Why should not the Government of the United States pay
a decent rate of interest to the American citizen for his savings,
and lend to the farmers at a fair rate of interest when the
..farmers need to borrow?
It doesn't cost 5y 2 per cent to handle money, to take it in
with one hand and lend it with the other.
The United States Government might well afford to pay
the careful, saving American 3 per cent on his money and LEND
THAT SAME MONEY TO THE FARMER AT 4 PER CENT.
This would give the Government a margin of 1 per cent to
cover expenses.
Why isn’t it possible to do this?
It isn't possible for various reasons.
The first reason is that the finances of the United States
are usually run by bankers for bankers.
The second reason is that the banking class represents Gov
ernment, which in this country means money.
The little man who is saving his few hundred dollars and
who must be content to get 3 per cent and risk losing it, and the
farmer who is borrowing his few thousand dollars and who must
go almost on his knees to get it, AND THEN PAY EIGHT AND
a half per cent-those two classes are not
the Government,
The Government of this country is the banking class, the
money class, the money itself.
And therefore the man who saves must accept 3 per cent
interest and worry about his money’s safety.
And the farmer who borrows must pay 8y 2 per cent and
worry about his payments promptly on time, and pay a commis
sion for extensions, and find himself sold out in time of panics.
And those who profit are the middlemen, the NON-PRO
DUCERS, the parasites, the blood-suckers of the community.
When will the people find a leader big enough and able
enough to hand the savings of the frugal workmen in the shape
of a loan to the equally frugal and valuable farmer, and take
from both of them ONLY ENOUGH TO PAY FOR THE
TRANSACTION?
They do these things in other countries.
In Germany and France they lend thousands of millions to
the farmers at 4 per cent a'year and less.
The farmers of this country borrow thousands of millions
of dollars THROUGH A PRIVATE EXTORTIONATE BANK
ING SYSTEM AND THE AVERAGE CHARGE IS EIGHT
AND ONE HALF PER CENT.
Eight and one-half per cent on one thousand millions is
eighty-five millions of dollars. And this is, at the least, FIFTY
MILLIONS MORE THAN THE FARMERS SHOULD PAY.
Money is as much a TOOL in these days as any other.
If you make money, the most important tool, expensive for
the farmer, YOU MAKE LIVING AND THE COST OF LIV
ING EXPENSIVE FOR ALL.
This nation should let the farmers have cheap money, and
at the same time give to the saving mechanic a fair rate of
interest AND ABSOLUTE SAFETY WITH A GOVERNMENT
I GUARANTEE.
That can be done, if MONEY will permit the people of this
country to run the Government and the finances of the country
for the benefit of the people—and not for the benefit of the
blood-sucking middleman, called tha hanking system.
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Mysteries of Science and Nature
Horses and Camels Lived in Frozen North, Once a Mild Tropical
Region, and Believed to Have Been Original Home of Man.
By GARRET P. SERVISS
H ARDLY have the eyes of the
world been opened, as nev
er before, to the fascinating
mysteries of the South Pole and
its wonderful surrounding con
tinent, than It.- great rival of the
north makes new claims upon
our attention.
North Pole Once a Mild,
If Not Tropical, Region.
One of the strangest problems
that science has to face is that
presented by the fast accumulat
ing evidence that, in former times,
possibly before mab had de
veloped into his present physical
form, a mild, if not a tropical,
climate prevailed in those vast
northern regions which are now
burled, most of the time, under
snow and ice. There is even rea
son to think that this strange
condition may have existed up to
the very Pole!
The period generally fixed by
geologists for the existence of
this state of things within the
Arctic Circle is what Ife known
as the Pleistocene (from the
Greek pleistos. ••most,’* and kainos,
"recent,” the meaning being that
it was the most recent period of
the great Tertiary Age). Any at
tempt to fix in years the distance
of that time from ours is merely'
guesswork. It has been said that
history reckons by years and
geology by ages. It may be that
the Pleistocene dates back a hun
dred thousand, and, perhaps, two
or three hundred thousand years.
Anyhow, in Pleistocene timer
animals and plants, some of
which are extinct and others of
which are now found only in
temperate or tropical regions,
existed, apparently in abundance.
In the polar regions of the north.
The latest discoveries concern
ing these vanished inhabitants of
a land that has now become frigid
and inhospitable relate to camels
and horses. The presence of the
camel in Alaska, not as a curiosi
ty in a traveling menagerie, but
as a regular inhabitant of the
land, is astonishing to think of.
We know the camel as a desert
animal, a lover of the Sahara,
with its waterless expanses of
wind-driven, sun-blasted sand,
but here he appears, dwelling be
fore the two-legged animal that
w r as to become his master had
been introduced upon the planet,
In a region which, in its present
condition, would be almost as in
appropriate a place of residence
for him as the moon would be for
men!
But he has left his fossilized
bones there, and science has dis
covered them. We can not con
tradict such evidence.
Science Discovers That
| Horse Lived in Alaska.
Then, too, the horse existed in
Alaska in that same strange age.
Its remains have been found in so
many places that it is impossi
ble to conclude otherwise than
that horses ranged freely over im
mense expanses within the Arctic
Circle where now the sub-soil is
a frozen mass that never melts.
At that time great prairies of lus
cious grass must have existed
there at nearly' all times of the
year, for horses do not store up
food to last through a long, piti
less winter.
Mammoths and Bison
Roamed Frozen North.
Somewhere about the same time
mammoths, bisons and other
strange animals also roamed that
part of the world, finding an
abundance of food about them. If
there were men in existence at
that time, they', too, may have
been polar inhabitants!
The great question now is:
What caused the change? Why'
were the Arctic regions warm and
genial at that time, and how have
they come into the state which
We now find?
Some have suggested that the
earth has partly tipped over, its
axis of rotation, or the line join
ing its poles, assuming a different
position. But this would involve
a tremendous catastrophe, throw-
r
The Mad Monarch
By WILLIAM F. KIRK.
H IS subjects may be found In every clime;
From every source they crawl to lick his hand.
His home in Hell is wonderfully planned
To welcome slaves that die from time to time.
His nag daughter is Lust. His sou is Crime.
He has a solid throne in every land.
And what with hearts to break and serfs to brand.
He goes but seldom to his couch of slime.v
He slays men's brains and deadens baby lives.
Oh, the vast pyramids this king could build
Were he to use the bones of starving wives
Who sigh to join the victims he has killed!
Mockingly glow in his grim diadem
Three bloody ruby letters—R-U-M.
lng the oceans out of their beds
and producing disastrous changes
all over the globe, and evidence of
such a universal catastrophe is
lacking. Moreover, there is hardly
anything known to science more
stable than an axle of rotation.
Once set a body spining about a
particular axis and it is extremely
difficult to change the direction
or slope of that axis. The whole
form of the earth plainly Indi
cates that it has been turning for
countless ages about the same
poles, and must have begun to so
turn when It was yet plastic, or
molten, for It has bulged at the
equator, Just as any mass of that
kind must do under the influence
of centrifugal force.
A more probable hypothesis is
that the change of climate has
been caused by elevations and
subsidences of the earth’s crust.
The presence of horses and cam
els in Alaska has been ascribed
to the former existence of a great
“land bridge” connecting Asia
with North America. Horses did
not exist In America at the time
of its discovery, and camels have
never inhabited this Continent,
except in Pleistocene times
In view of the facts that I have
been reciting, one can not but
think of the strange theory,
which has been strongly advo
cated in the past, though never
accepted by science.
Many Believe Home of
Race Was North Pole.
Not a few students believe
that the original home of
the present inhabitants of our
hemisphere, and perhaps of the
whole human race, was around
the North Pole, from which they
were driven by climatic changes.
If that were so, then what is now
the Arctic Ocean must have beep
a land “flowing with milk and
honey,” in the old Scriptural
i^mse.
Writes on
Certified Brides and
Bridegrooms
“I Know Dozens of People,” She
Says, “Who Would Never Have
Been Born If This Health Idea
Had Been Strictly Carried Out
—and Somehow I Don’t Think
the World Would Have Been
Much Better Off For That.”
By WINIFRED BLACK.
O NCE there was a clever little
boy who was always taking:
clocks to pieces and med
dling: with locks and making:
wheels, and inventing: ways of
shutting the old door so that it
wouldn’t be locked and yet the
dog: could spring the latch—such
a clever, clever boy—but I al
ways hated to have him come to
visit at our house.
You see, he could take a clock
to pieces wonderfully well and
put it together—just moderately
well. The clock would go after
he had put it together again, but
somehow there was always some
thing wrong with it some way.
Sometimes it told the time all
right, but struck wrong. Some
times it struck all right, but told
the hour wrong, and then again
it was the alarm that never quite
got over the clever boy’s hand
ling.
Sometimes I wonder about him
—he’s a doctor now, a very suc
cessful surgeon; always taking
people to pieces. I wonder if they
run quite so well when he Is
through with them as- they did
before he touched them—he and
his “science.”
Wants to Regulate
All the Marriages.
I see he read a paper at a
great medical convention yester
day—it was all about “eliminat
ing the unfit.”
He doesn’t want anyone to mar
ry but people in perfect health.
He thinks physicians should reg
ulate marriage—and regulate it
legally. No one should be allowed
to marry at all without the “yes,
indeed,” of the whole medical pro
fession. Fine idea, progressive,
•and all that. I wonder if it is
quite practical?
Now, there’s the doctor himself,
for instance. I happen to know
that his mother was an old-fash
ioned consumptive. She took
twenty years a-dying, and one
of his brothers died of the old-
fashioned illness out in Colorado
not so many weeks ago.
The doctor is alive yet, and very
lively, too, thank you. He would
not be here at all if his advice had
been taken thirty years ago—and
just think how we should have
missed him and his experiments
with the clocks and with people’s
internals.
We knew a good many of the
same people, the doctor and I,
when he was taking clocks to
pieces.
One of them died of cancer: her
mother died of it, too; and she
married and had three children.
One of them is the cleverest, all-
around woman I know, one is
mediocre and one has made a for
tune in a • country town and is
spending it helping sick babies get
well. Now if that woman had not
been allowed to marry, what then?
The best family In the town
where we both lived 9 had three
sons—every one of them has turn
ed out a failure. One’s an invalid,
one's a criminal and one’s a
drunkard. Father was sound as a
hickory nut, and mother never
had an ill day In her life. How
about that family?
How far back have you got to
go to get at the source of infec- .
tlon and who’s going to do the
“going?”
“Somebody ‘Queer*
In Every Family.**
“I can find enough degenerates
in any family on earth to get any
client off for murder In the first
degree,” said a clever lawyer to
me just the other day. “I don't
suppose there’s a family in Amer
ica without somebody 'queer' In
it.”
Just how “queer” have you got
to be and who’s going to decide
about it when you try to get a
marriage license and can’t?
“Eliminate the unfit”—well,
well, Mr. Physician, who are the
unfit?
There’s Robert Louis Steven
son, for instance. He never drew
a breath of good health in his
life. Would you have “eliminat
ed” liim?
How about Julius Caesar, how
about Napoleon, how about Mo
hammed, how about Daniel Web
ster, how about St. Paul?
Unfit—every one of them—from
the doctor’s point of view, and
there are still more illustrious
examples of th© unfit who sur
vived and made the world over
just to suit their own ideas while
the “fit” stood around and look
ed on and wondered about it.
It’s a glorious idea you have,
doctor, and one that every civ
ilized nation should study careful
ly hut are you quite sure how
you are going to manage It?
I got the “sterilized” fad once
and wouldn’t let anyone l\ave a
drop of water that wasn't boiled;
till my old doctor came along
and told me I had boiled all the
life out of it, and he said he’d
•risk a few germs if he were me—
on the principle that he’d rather
be an aquarium than a cemetery
—and I got over my fad.
“Drink water all you can,”
shouts the water-cure fiend.
“Don’t touch water till you
have to,” insists the new special*-
1st.
“When your brain is tired,
work your body,” advises the
doctor who is supposed to knogv.
“Don’t overwork a tired sys
tem,” says his neighbor. “Rest is
the only thing to cure fatigue.”
Owe Their Existence
To Old-Time Laws.
And so it goes—we’re all so
interested—In this “eliminate the
unfit” Idea, and yet when I look
around among my v friends, a
pretty decent lot of people as the
world goes, I can see dozens of
them who would never have been
born at all if this Idea had been
strictly carried out, and some
how I can’t think the world would
have been much better art for
that.
Take the old clock to plvces,
doctor, all you will, but please,
good frieifd, be quite sure you
know how to put it together w^ain
so It will strike twelve at mid
night and not a. eight tt the
morning.
By REV, THOMAS
T HE execution, 296 years ago,
of Leonora Galigai, wife of
the Marshal D’Ancre, was
the wind-up of one of the mftst
remarkable life stories in French
history.
In 1610 the fanatical Ravaillac
plunged his dagger into the heart
of Henry Fourth, and Mary de
Medici was proclaimed Regent.
At the time of her marriage to
Henry Mary brought with her
from Florence her nurse’s daugh
ter, Leonora Galigai, and her
husband, Concino Concini, son of
a Florentine notary. By these
creatures the Regent was com
pletely hypnotized, and in a trice
the nurse's daughter and the no
tary’* son became the most con
sequential personages In France.
Mary, besides making the pair
her confidential advisers, gave
them every opportunity for ad
vancing their material fortunes,
with the result that, in addition
to wielding great power at court,
they grew immensely wealthy.
The well-tilled strong box left by
the great King was pilfered right
and left, and in a little while Con-
cini was able to say: “When I
came to France I was not worth
B. GREGORY.
a sou, now I am worth eight mil
lions.” His wife also laid by a
splendid wad of the “needful,”
besides supplying herself with the
plate, wardrobe and jewels that
were the wonder of her time.
Purchasing the Marquisate of
Ancre and a marshalshlp, the no
tary’s son was now the Marshal
D’Ancre, and as for the nurse’s
daughter—she was pretty nearly
the “whole thing,” for she domi
nated both Mary and D’Ancre.
But alas, for the "best laid
plans of mice and men!” One
day, after some seven years of
prosperity, the Manshal D’Ancre
was shot down like a dog by the
order, or with the consent, of the
young King, .Louis Thirteenth,
and not long thereafter the court
creatures seized D'Anere’s widow
and took her before the bar of
the Parliament, by which body
she was unceremoniously sen
tenced to the block. The last
words of the dashing adventuress,
as she looked out upon the sea of
humanity that had gathered to
witness her execution, were;,
“What a lot of people to look at
one poor creature die!”
Marshal D’Ancre .*=: j