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«£ Tnless God Forgets the ‘HILLS o! HABERSHAM’ and fhe Sun Ceases to Shine and the Rain to Fall, Your Investment in the HABERSHAM COMMERCIAL ORCHARDS Will Grow Beyond the Dreams ot Avarice.’ This Is Our Oiler To Investors I. One of our First Mortgage Gold Bonds covers 30 trees of the finest Standard winter varieties. It cost $200.00, or $6.66 per tree, and may be paid in cash or in monthly payments. ’ 2. All payments, as made, draw interest at 6 per cent (inter est payable to you semi-annually, January 1st and July 1st) for four years from date of first payment, after which the Bond participates in the earnings of the Orchard as follows: (a) 1 he first earnings go to the Bond-holder until he gets 6 per cent on money in vested. (b) The Company gets 20 per cent. (c) 20 cents per tree then goes to the sinking fund. (d) All the balance of the earn ings go to the Bond-holder, in addition to the first 6 per cent. In other words, the Bond-holder gets 80 per cent of the net earnings of the Orchard and the Com pany 20 per cent, with the exception of 20 cents per tree which is set aside as a sinking fund. 3. At the end of 30 years from | date of first payment, the Bond- ! holder’s original investment of $6.66 per tree will be returned to HOME BOARD OF THE SOUTH'RN BAPTIST CONVENTION 714-722-723-724 Austell Bldg. Atlanta, (la.. June b, 1012. To Whom It May Concern: Mi Norman TV F’ool, I’resident of the Habersham Orchard and Im provement Company, is ;» member of my church-and we are warm personal friends. As his pastor it Is a real pleasure to bear testimony as to his high Christian character. I have known him well for ten years, and have found him to he a cultured gmi- tleinan. honest, upright and straight forward in all his dealings. Mr "Pool Is a prosperous business man. and bears the confidence of the entire community. He is in every re spect trustworthy and reliable. Very sincerely, JOHN F PURSER. Pastor West Knd Baptist Church, and President Home Mission Board of the Southern Baptist Convention. THE THIRD NATIONAL BANK OF ATLANTA Capital and Surplus. $1.000 000 a tlanta, < la., May i6, 191 o. TO WHOM IT MAY CONCERN: I beg to advise that Mr. N. T. Pool, President of the Habersham Orchard Improvement Company, has been a valuable customer of this bank for the past six or eight years, during which time he lias done quite a large amount of busi ness with us. Our experience has been that he lias always met his bills promptly and we have found him to be a gen tleman of line business attain ments, and prompt and honorable in his dealings. We heartily commend him to the public at large. THE THIRD NATIONAL BANK ATLANTA. By T. C. ERWIN. Cashier. CENTRAL BANS! & TRUST CORPORATION CAPITAL $500,000.00. Atlanta, Ga., Mac Kiih, 1910. To W liom It May ('onciMTi: Mr. X. T. Pool. PivshUmh of tin? Habersham Oreliard'A Im provement Company, is enrolled as a patron of this Bank and all relations with him have been pleasant and satisfaetory. We esteem Mr. Bool an estimable gentleman, on.joyimr good business prestige, and feel sure that any enterprise he is associated with is worthy of commendation. Very truly, IIKXKY G. IIE1NZ, Assistant Cashier. J R. Collier is Vice President. L. A. Oczier, Secretary and Treasurer. Col. F. A. Quil'ian, Attorney. He’s been an Atlanta r.'der for 24 years You all know bine An Investment Entirely Worthy Your Acceptance An Investment as Safe as Government Bonds If you seek an investment safe as Govern ment Bonds and many times as profitable, tin* facts set forth in this page will interest you. You have worked for your earnings; now put your earnings to work foryou. They will make you independent, if you give them 1 he right job. Dr. George T. Poiecll, president of the Agricultural Experts' Associa tion, made the following special report upon the possibilities of apple cul ture in Northeast Georgia, based upon examinations of lands in Habersham County: “Much has been written about the ‘big red apples’ of the irrigated section of the northwest, and millions of dollars are being invested in orchard development there; but the longer these western apples are used by eastern consumers the less in favor do they grow. A more dis criminating taste is now’ demanding apples that are of a high quality rather than attractiveness as their main feature. “With an average annual rainfall of sixty inches in the mountainous regions referred to in this report (North Georgia), irrigation need not be considered. With tillage and cover crops the soil w’ill continue to improve for a century to come. It Is a soil which will produce not only most beautiful apples in appearance, but of the highest quality in flavor.” You are secured by a profit-participating mortgage (6 per cent guaranteed until the bearing period) on valuable Apple Lands worth NOW several times the amount invested, and increasing in value every time the sun sets. We have our own personal fortunes invested in tbis enterprise and your interests and ours are mutual. We can’t protect ourselves without protecting YOU, the holder of the mortgage. $2 Back ol Every $1 Invesfed Investors in this proposition always have $2 baek of them for every dollar invested. When trees reach bearing stage you have $11 hack of ever} dollar invested. This is a proposition that is closing up rapidly. Our ex hibit on Peachtree Street attracted thousands of people and scores of investors. We are glad to announce on this Georgia Day that the people of Atlanta have indicated their intention to put their money into Georgia apple lands. The success of 1liis proposition is-absolutely assured, and it is lifted up and pushed forward by the small investments of your friends and neighbors. We want you also—tvon’t you come in to-day? Clip the coupon and send it in at once. Booklet Issued by the Ciarkesville Board of TradeSays: “Apples grow to perfection in Habersham County, Ga. One orchard near Ciarkesville, only eleven years old, paid over $1,000 in one year The Trus! Company ol Georgia 1 he I rust Company of Georgia, one of the most conservative banking institu tions in the State, has accepted the 1 rustee- ship for the Bondholders and holds a trust deed to the property in their interest. 99 MORE ABOUT THE™ FAMOUS “HILLS rOF HABERSHAM The “HILLS of HABERSHAM,” FAMOUS in SONG and STORY, Are FAST BECOMING THE “APPLE GARDEN SPOT” ol ihe WORLD In many places mammoth apple trees, two feet in diameter grow wild in the woods, the result per chance of stray apple seeds dropped by the lone trav eler three-quarters of a century ago. NOWHERE ELSE IN CHRISTENDOM would they have lived and flourished; yet here they stand in the mountain fastnesses, living monuments to hidden treasures that await only the skillful hand of Modern Horticulture to be converted into wealth. Habersham County is 80 miles north of Atlanta. It is the center of one of the richest Apple sections on the globe, besides being magnificent in scenery, in health-giving ozone and pure cold water. Beautiful I allulah Falls, “Georgia’s Playground,’’ fast becom ing one of the most famous mountain summer resorts in the United States, is on the line between Haber sham and Rabun Counties. THE HABERSHAM ORCHARD AND IM PROVEMENT COMPANY owns seventeen hun dred and fourteen acres of choice land in the very heart of this great Apple region. 1 he property is sev en miles from Ciarkesville, eleven miles from Tallu lah Palls and five miles from the far-famed Nacoochee Valley. We are developing here a mammoth Apple Or chard of 600 acres. If you have faith in Georgia’s resources, if you want to help keep at home a portion of the vast sums we contribute annually to the en richment of the Apple growers of the Northwest, and, above all, if you want to invest your earnings, LARGE OR SMALL, where they are SURE TO MULTIPLY and yield you a handsome yearly in come, we offer you a part, a partnership in the devel opment of this GREAT COMMERCIAL OR CHARD. Unless God forgets the “Hills of Haber sham,” and the sun ceases to shine on them and the rain to fall, your investment in this enterprise will grow beyond the dreams of avarice. 1 he Apple Industry in Georgia is sure to be come second only to Cotton, and that in an incredibly short time. It will bring millions of wealth into the State and do much to win for Georgia and the “New South’’ that commercial prestige to which they are entitled. It is certainly an unbusinesslike and thrift less policy for the South to continue to enrich other sections and pay freight for 2,000 miles on enormous quantities of apples, WHEN NATURE HAS EN DOWED US WITH EVERY ADVANTAGE OVER THEM IN SOIL, CLIMATE AND NATURAL CON DITIONS. Here Is Whal Prominent Men Have to Say About Our President These First Mortgage Bonds on Georgia Apple Orchards. Oiler