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9 C HEARST’S SUNDAY AMERICAN, ATLANTA, C,A„ SUNDAY, NOVEMBER 30, 10U?. From Dr. George T. Powell’s Reporl Dr. George T. Potcell, president of the Agricultural Expert's Association, made the following special report upon the possibilities of apple culture in Northeast Georgia, based upon evaminations of l-ands in Habersham County; “Much has been written about, the ‘big red apples’ of the irrigated section of the Northw est, and millions of dollars are being invested in orchard development there; but the longer these Western apples are used by Eastern consumers the less in favor do they grow. A more discriminating taste is now demanding apples that are of a high quality rather than at tractiveness as their main feat ure. “With aiy average annual rainfall of sixty inches in the mountainous regions referred to in this report (North Geor gia), irrigation need not be considered. With tillage and cover crops the soil will contin ue to improve for a century to come. It is a soil which will produce not only most beautiful apples in appearance, but of the highest quality in flavor.” FAMOUS Wff Jnlessr God Forgets the ‘HILLS OF HABERSHAM’ and the Sun Ceases to Shine and the Rain to Fall, Your iLJ Investment in the HABERSHAM COMMERCIAL ORCHARDS Will Grow Beyond the Dreams ot Avarice. These First Mortgage Bonds on An Investment Entirely Worthy This Is Our Oiler lo Investors L One of onr First Mortgage Gold Bonds covers 30 trees of the finest Standard winter varieties. It costs $300.00, or $6.66 per tree, and may be paid In cash or in monthly payments. 2. All payments, as made, draw interest at 6 per cent (interest pay able to you semi-annually, January 1st and July 1st) for four years from date of first payment, after which the Bond participates in the earnings of the Orchard as follows: (a) The first earnings go to the Bondholder until he gets 6 per cent on money invested. (b) The Company gets 20 per cent. (c) 20 cents per tree then goes to the sinking fund. (d) All the balance of the earn ings go to the Bondholder, in addition to the first 6 per cent. In other words, the Bondholder gets 80 per cent of the net earnings of the Orchard and the Company 20 per cent, with the exception of 20 cents per tree which Is set aside as a sinking fund. 3. At the end of 30 years from date of first payment, the Bond holder's original investment of$6.66 per tree will be returned to him. You are secured by a profit-participating mortgage (6 per c. :st guaranteed until the bearing period) on valuable Apple Lands worth NOW several times the amount invested, and increasing in value every time the sun sets. We have our own personal fortunes invested in this enterprise and your interests and ours are mutual. We can’t protect ourselves without protecting YOU, the holder of the mortgage. $2 Back of Every $1 Invested Investors in this proposition always have $2 back of them for every dollar invested. When trees reach bearing stage you have $3 back of every dollar invested. This is a proposition that is closing up rapidly. Our ex hibit on Peachtree Street attracted thousands of people and scores of investors. We are glad to announce that the people of Atlanta have indicated their intention to put their money into Georgia apple lands. The success of this proposition is ab solutely assured, and it is lifted up and pushed forward by the small investments of your friends and neighbors. We want you also—won’t you come in to-day? Clip the coupon and send it in at once. jpf i w jf* % E ABOUT THE Georgia Apple Orchards Oiler of Your Immediate Acceptance An Investment as Safe as Government Bonds If you seek an investment safe as Govern ment Bonds and many times as profitable, the facts set forth in this page will interest yotL You have worked for your earnings; now put your earnings to work for you. They will make you independent, if you give them the right job. Booklet Issued by theClarkesville Board of TradeSayst “Apples grow to perfection in Habersham County, Ga. One orchard near Clarkesville, only eleven years old, paid over $1,000 in one year. The Trust Company ol Georgia The Trust Company of Georgia, one of the most conservative banking institu tions in the State, has accepted the Trustee- ship for the Bondholders and holds a trust deed to the property in their interest. hills OF HABERSHAM” The “HILLS ol HABERSHAM,” FAMOUS in SONG and STORY, Are FAST BECOMING the “APPLE GARDEN SPOT” of the WORLD In many places mammoth apple trees two feet in diam eter grow wild in the woods, the result perchance of stray apple seeds dropped by the lone traveler three-quarters of a century ago. NOWHERE ELSE IN CHRISTENDOM would they have lived and flourished; yet here they stand in the mountain fastnesses, living monuments to hidden treasures that await only the skillful hand of Modern Horticulture to he converted into wealth. Habersham County is 80 miles north of Atlanta. It is the center of one of the richest Apple sections on the globe, besides being magnificent in scenery. Beautiful Tallulah Falls, “Georgia’s Playground,” fast becoming one of the most famous summer resorts in the United States, is on the line between Habersham and Rabun Counties. THE HABERSHAM ORCHARD AND IMPROVE MENT COMPANY owns seventeen hundred and fourteen acres of choice land in the very heart of this great Apple region. The property is seven miles from Clarkesville, eleven miles from Tallulah Falls and five miles from the far- famed Nacoochee Valley. We are developing here a mammoth Apple Orchard of 600 acres. If you have faith in Georgia’s resources, if you want to help keep at home a portion of the vast sums we contribute annually to the enrichment of the Apple growers of the Northwest, and, above all, if you want to invest your earnings, LARGE OR SMALL, where they are SURE TO MULTIPLY and yield you a handsome yearly income, we offer you a part, a partnership in the development of this GREAT COMMERCIAL ORCHARD. Unless God forgets the “Hills of Habersham,” and the sun ceases to shine on them and the rain to fall, your investment in this enter prise will grow beyond the dreams of avarice. The Apple Industry in Georgia is sure to become second only to Cotton, and that in an incredibly short time. It will bring millions of wealth into the State and do much to win for Georgia and the “Nerw South” that commercial prestige to which they are entitled. It is certainly an unbusinesslike and thriftless policy for the South to continue to enrieh other sections and pay freight for 2,000 miles on enormous quantities of apples, WHEN NATURE HAS ENDOWED US WITH EVERY ADVANTAGE OVER THEM IN SOIL, CLIMATE AND NATURAL CONDITIONS. You are not buying vacant land, or loaning money on land of doubtful value. You are buying an interest in a mort gage on valuable orchards already planted and growing. YOUR MONEY is needed to help bring it to the bearing stage. Here Is What Prominent Men Have to Say About Our President HOME BOARD OF THE SOUTH’RN BAPTIST CONVENTION 714-722-723-724 Austell Bldg. Atlanta, Ga., June 6, 1912. To Whom It May Concern: Mr Norman T. Pool. President of the Habersham Orchard and Im provement Company. Is a member of my church and wo are warm personal friends. As his pastor it is a real pleasure to bear testimony as to his high Christian character. I have known him well for ten years, and have found him to be a cultured gen tleman, honest, upright and straight forward in all his dealings. Mr. Tool is a prosperous business man. and hears the confidence of the entire community. He is in every re spect trustworthy and reliable Very sincerely, JOHN F. PURSER. Pastor West End Baptist Church, and President Home Mission Hoard of the Southern Baptist Convention. THE THIRD NATIONAL BANK OF ATLANTA Capital and Surplus, $1,000,000 Atlanta, <o.. May !6, 1010, TO WHOM JT MAY CONCERN: I beg to advise that Mr. N. T. Pool, President of the Habersham Orchard &■ Improvement Company, has been a valued customer of this bank for the past six or eight years, during which time ho has done quite a large amount of busi ness with us. Our experience has been that he has always met his bills promptly and we have found him to be a gen tleman of fine business attain ments, and prompt and honorable in his dealings. We heartily commend him to the public at large. THE THIRD NATIONAL BANK ATLANTA, By T C. ERWIN, Cashier. CENTRAL BANK & TRUST CORPORATION Capital $500,000.60 An old tree on our property. Loaded with fruit every year. Atlanta. Ga., May 16th, 1910. To Whom It May Concern: Mr. N. T. Pool. President of th« Habersham Orchard and Improvement Company, Is enrolled as a patron of this bank and all relations with him have been pleasant and satisfactory. We esteem -Mr. Pool an estimable gen tleman, enjoying good business pres tige, and feel sure that any enterprise he is associated with is worthy of commendation. Very truly, HENRY C. HEINZ, Assistant Cashier. THE OFFICERS NORMAN T. POOL, President. J. R. COLLIER, Vice President. L. A. DOZIER, Secretary and Treasurer.. F. A. QUILLIAN, Attorney. These men have been identified with Atlanta progress for years. You all know them. Their record will bear the closest scrutiny. Habersham Orchard & Improvement Co. PROTECTION 621 Empire Building, Atlanta, Ga. Soque Rlv«r, on our property. FOR INFORMATION Name . Address HABERSHAM ORCHARD & IMP. CO., ATLANTA, GA. Please send me full detailed information about your Habersham County Apple Land investments, this request not obligating me in any way,