Newspaper Page Text
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?Ass'stant Secretary Thomas B.‘
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Love Tells How Government
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are '
Underwrote 38 Billions of Risk
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By HON. THOMAS B. LOVE,
Assistant Secretary of the Treasury.
Uncle Sam is operating the great
est insurance organization in the
world—and he is in the insurance
business to stay!
America's entry into the war made
It necessary for the Government to
perfect some organization which gave
Wwrotection to parents, or the wives
gor children of the men who went
away to fight. And so it inuug’umtn-x!
fits Government insurance business,
g which, from a modest beginning, has
grown, in a trifle more than a year,
to the greatest business in the world.
Since October, 1917, the Government
sos the United States has written $38,-
' 000,000,000 worth of insurance—a to
tal not only greater than that of any
insurance g@rganization in the world,
but greater than the combined writ
ing of all the insurance concerns in
the Unitad States.
. And the end of the war has not
ended Unecle Sam as an insurance
man. He is in the insurance business
,‘nr the soldiers and sailors of Amer
ica to stay. The insurance that was
sissued to his 4,000,000 warriors will be
spontinued permanently—if the men so
rish. Every man who was in the
rmy or navy service of this country
uring the war will be privileged to
igarry along the insurance at rates far
nder those which he rould secare
rom any ordinary insurance com
ipany. It is one of the ways in which
‘@ ncle Sam is rewarding his boys who
Bhowed their willingness to lay down
Wheir lives for him
Started With Five,
The story eof war risk insurance,
An old friend wishes to learn the
28 whereabouts of Eugene B, West
" When last heard from was in the 4th
RS Oktamom Weite B B e 1
i lanta Georgian,
; — —
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§ Your Eyes
Your EYES deserve the very
M} Dest treatment you can give
} them. lln entrusting the care
§ of them to us you make no mis
p take. They receive the personal
’ attention of registered optome
trists If you are having EYE
4 troubles, we sahll be glad to have
& you call on us.
= We shall be pleased to fill'your |
¥ oculist’'s preseription. Our work
-2 men are of the highest class, and
this fact assures you of accu
] racy.
4 AR 139 Alfi,
' Peacht?céficade -
1 3 ¢1 i
1 L " 7 £
| TRADE MARK
\ri&oß
F < \":Gwfi 3
Bigger Crops
OnSmaller Acreage
YOU CAN GET THEM AS
OTHERS HAVEDONE WITH
Victory Brand
We have letters from those who have used .
Victory Potash, showing it carried cotton
and corn through the drought; that it dou
bled the yield and more; that it has made
finest crops of potatoes and other vege.
tables. Increased cotton seed alone will
pay for it. Farmers should club together
and save by ordering in carload lots.
WRITE FOR PARTICULARS AND PRICES TO
A. A. Smith
804.807 Grant Building
Atlanta, Ga.
- HON. THOMAS B. LOVE
Assistant Secretary of the Treasury, in Charge of Bureau of War Risk Insurance.
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which reads like a romance, begins in
the dark recesses of a Government
| huilding and ends by reaching out to
l 4,000,000 homes.
In September, 1914, five persons—a
bureau chief, his assistant, two elerks
and a negro messenger—oecupying an
obscure basement room in the Treas
ury Building in Washington, consti
tuted the entire personnel of the hu
reau of war risk insurance. Their
work at that time consisted of writing
Government insurance on the hulls
and the cargoes of America's insignifi
cant merchant marine,
Early in 1917, when the United
States entered the war, the force had
Igrnwn to 35 persons, because the
United States Government had se
| cured additions to its merchant ma
| rine fleet through the seizure of Ger
man and Austrian vessels.
Pension or Insurance?
As the men of this nation took up
arms to fight for the freedom of the
world, the Government realized that
something must be done immediate:y
to reassure. and sustain their loved
ones. Justice required it, gratitude
impelled it, morale demanded it.
The pension system had been tried
in other wars. It was an antiquated
method at its best. Something had
to be done to hearten the men who
were going away to fight, They had
no hesitancy and no fear for them
selves. They were willing to lay down
their lives for their country. But the
thought of their passing and leaving
their loved ones unprotected was a
The answer to the questien that is being
asked by thousands—
A physician's prescription especially
compounded to meet the demands for a
reconstruetive tonic and blood purifier fol
lowing the ‘“flu.””
Bl Vigor is a great blood purifier
strength builder, kidney and stomach
tonie, j
Insist upon your druggist getting B}
Vigor for you if you want the best SI.OO
27 Ivy St Phone Ivy 1864 (Adv.)
NEAKST'S SUNDAY AMERICAN — A Newspaper for People Who 'Think — SUNDAY, JANUARY 26, 1919.
How Much Money Is
$38,000,000,0007
UNCLE SAM'S INSURANCE FIGURES:
TOTAE INSURANCE IN FORCE ............ .$38,800,000.000
inmnrEGee Anbßeßtions’ . il i i 4,000,000
Allotment and allowance applications .......... 4,250,900
INDVIEA] 0808 TetOrds .. ...y 36,000,000
Letters received and answered ................ 3,500,000
sUhsekn sent gub tordaty .. ko 9,000,004
. Mently autpnt of cheale ™. .. ... . L S o 1,000,000
{ Total money disbursed to date .......000vvn... 3,000,000
? Insuranee benefits awarded to date
’ LOOmBRIad YRIOE) ol e i 180,000,000
1 Personnel of bubesn .5. . civwicri s vou s About 14,000 people
[é Number of buildings occupied by bureau in Washington. ...15
[% AND, SO FAR AS SOLDIERS’ AND SAILORS’ IN.
! SURANCE COMPENSATION AND ALLOTMENTS ARE
3 CONCERNED, THE BUREAU IS JUST A LITTLE
l MORE THAN ONE YEAR OLD!
| If all the money represented by the Government's Insur
{ance were converted into silver dollars, and if these dollars were
¢ laid end to end they would make a double railroad track entire
4ly eireling the globe, e
If you laid thirty-eight billion dollars end to end they would
make more than 1,500 bridges from here to France. If the
bridges were five feet wide you would have more than 70 bridges
of dollar bills.
Thirty-eight billion silver dollars piled one upon the other
would make almost 700,000 columns as high as the Washington
monument,
Thirty-eight bhillion dollars represents about $45 a minute
since the birth of Christ.
‘thought which somewhat undermined
their morale,
And’ then came the idea. Goverfi
ment insurance for every man in the
army and navy who wanted it; insur
ance in generous amount and at a
premium rate that was within reach
of every man who entered the serv
ive, \
New, Nb'! Experiment.
On October 6, 1917, President Wil
son annexed Lis ssgnature to a pro
sale looking Aocument in the presi
dential room of the Capitol-—-and the
Government. insurance idea had be
come a reality--an idea had been
developed into an actuality--and the
m‘wt adventure was begun.
ould the plan be 4 success?
No other coyntry in the world
ever attempted to underwrite the
lives of Its warriors. Ameriea’s ex
periment was a new and novel one.
As the project was launched there
was consgiderable speculation as to
whether or not it would prove suce
cesstul,
But even bhefore the first week had
ended it had heecome a phenomenal
suecess, In the first seven days the
Government wrote more insurance
than some private compinfes had
written in generations. In a month
the total went far heyond the billion
mark--and the figures Increased by
lenps and bounds with every passing
hour,
The “Red Letter Day.”
The ‘“red letter day" as regards
writing of policics was on February
14, 1918, when $5601,000 000 worth of
Government insurance was taken out
~-@ total greater than any private
life ingurance compuany hag written
fn a single year.
Government insnrance for its war
ring men was an mstantaneous and
trumemlg\m BUCCOHY
The best {llustration of how the
chanece to insure themselves affected
the flghting men is to quote a letter
received from the mother of an
_“ln one Jetter my boy wrote:
‘Mother, T am not afraid to go into
battle or to face a gun. If I have to
Zlve my life for my country, I'll do it
gladly, but 1 can not sleep at night
thinking what will become of you
and my little sisters.’ Later he wrote:
“T'oday I am the happiest boy in the
world because the insurance bill has
been passed and I am taking out the
full amount. Now 1 can face any
thing with a smile because 1 know
that you all will be taken care of if
anything happens to me,”
“Now | Can Fight!”
A young soldier who had left a
wife and two small children at home
because patriotic fervor caused him
to enlist, was worried about their
future. Then came the opportunity
to take out Government insurance,
Gladly he seized a pen and signed an
application for a s£lo,ooo polley. As
he blotted the ink, he said:
‘I have taken care of the wife and
kids—-now I can fight like hell.”
I'p to the present moment appli
cations have been made out by more
than 4000000 men and the grand to
tal is almost $29,000,000,000, The av
erage insurance applied for per man
fs approximately s9.soo<ngainst the
average abount of $£2,200 taken in
commercial and private insurance
companies,
Now thta demobilization is under
way, every soldier and sailor, who
took out life insurance with the
Government, I 8 urged to Kkeeap it
And, strange ag it may scem, no
gmall part of this urging comes from
the big commercial and private life
insurance companies of the United
States, Continuation of Insurance by
the fighting men of Unecle Eam hurts
the prospective business of those
OUNTAIN PENE®
SUUTHERN PHOTO MATERIAL €O ‘
SEVENTY-TWO NURTH BRUAD
‘oncerns, But to their everlasting
credit, it can be said that tjny have
crushed every sordid and solfish
thought and, inspired by patriotic
motives, have added thefr urging to
that of the Government:
~ The Life Insurance Side,
“Soldier boys and sailor boys-—keep
up your Government insurance. It's
the hest and the cheapest you can geg
anywhere in the world.”
One of the iargest life insurance
compantes in the United States re
cently issued the following instruc
tions to all of its branches and agents:
Now that demobilization is set
ting in, it is necessary to once more
refer to Government insurance on
the boys in the army and navy.
As you know, the insurance now
carried by the soldiers and sailors
with the Government is term insur
ance. The boys can carry this in
surance until five years after the
declaration of peace, at the end of
which time the insurance ceases.
During these five years all soldiers
and sailors who have taken out
Government term insurance will be
permitted under the act of Con
gress to exchange term policies for
regular life insurance policies on
the whole life plan, limited payment
pl?n or endowment plan. The pre
mium rate will be according to the
attained age of the insured at the
time of exchanging the term insur
ance for the regular insurance. The
Government rates for this regular
insurance will be probably the net
rate table rates, which means a rate
without loading for expenses, or, in
other words, a lower rate than any
life insurance company can do
business on,
You are hereby instructed that it
is the duty of every agent of this
company, as well as every officer
and employee, to advise any soldier
or sailor holding Government insur
ance with whom you may come in
contact to apply“tec the Govern
ment for an exchange of his term
policy to one of the regular forms
of policies, just as soon as the
Government is ready to make the
exchange. No one but those hold
ing Government insurance at the
time peace is declared will be per
mitted, under the act of Congress,
to obtain permanent Government
insurance. It is our duty as in
surance men to frankly tell the boyvs
of the army and navy what a fa
vorable opportunity they have for
scuring permanent insurance with
the Government at rates which can
not be duplicated elsewhere.
“Agents of this company are ex
pressly prohibited from attempting
to switch Government insurance
carried by the soldiers and sailors
to insurance in this or any other
company. When any soldier or sail
or has taken permanent insurance
for the full amount whiech he is
permitted to take with the Gov
ernment he can, of course, be so
licited for additional insurance in
this company.
DON'T FAIL TO KEEP FAITH
WITH THE BOYS WHO ENLIST
ED TO FIGHT FOR AMERICA.
The war brought about many re
‘markable results, many changes,
many reforms, many improvements.
But has any been greater than that
which effected the insurance of
4,000,000 men and gave protection
to 4,000,000 American families?
And it all started from these few
obscure rooms in the gloomy base
ment of the Treasury Building in
Washington.
(Copyright, 1919, z(lnx Features Syndicate,
| Inc.)
“ 'y
Hot Cake “Jag” Latest
. .
San Diego Invention
SAN DIEGO, Cal., Jan. 26'—Liguor in
syrup jugs supposed to have been served
for hot cakes was shown to United States
District Attorney Robert O'Connor as evi
dence that certain San Diego restaurants
serve drinks to soldiers., Lieutenant B
W. Haelley, of the military pelice, pro
duced the petite liquor jugs and explained
the use to which they have heen put,
One drink of whisky en each jug is said
to have been delivered to each soldier
who ordered hot cakes,
.
Sunday School Quits
. .
When Airplane Arrives
(By International News Serviee.)
PRATT, KANS, Jan, 25.—8unday
schools after Christmas are generally de
pleted, but the SBunday schools here were
totally abandoned the other Sunday morn
ing when an army airplane, making flight
through Kansas, had to stop here for gaso
line.
The schools were open for the first time
in three weeks, following the lifting of the
influenza ban. Just as they opened their
services the machine was heard. The boys
and girls and eve nthe aduilts ran out to
see the excitement.
XMAS TOY CAUSES DEATH. ‘
LITCHFIELD, ILL., Jan, 26.—Repairing
A Christmas toy for his grandson cost Dr,
W. A. Allen. pioneer physician, his life.
He cut his hand and blood poison devel
oped, resulting in his death a few days
afterward,
Good - Looking Glasses
OCULISTS' PRESCRIPTIONS PER
FECTLY FITTED.
Dock Optical C
ockstader Optical Co.
56 North Broad St
“Ask Your Docter.”
———————————————————————————————————
T 4
‘“
Who Takes Charge of “The
’ "
Greater Boys' Store” at
' )
Eiseman’s,
Harry B. Strasburger, or “farry,” as
he is so friendly known to the boys, has
come to Atlanta and Elseman's to stay,
| For the past fifteen yvears he has de
voted his entire energieg toward out
fitting the boys In Baltimore and Bir
mingham where he had charge of largo |
boys' departments in prominent stores|
In those cities '
“Harry'' is a likeable chap and he
certainly knows the needs of boys, who
“cotton u?." to him instantly, because
of his affability and genial personality
The Interest of boys ig “Harry's" pet
hobby and he devotes his untiring es
forts in their behalf, which accounts for
the bond of confidence and lulin\\nhll?‘
that instantly arises and quickly ripens
between them.
“The Greater Boys' Store” in Its ef
forts to serve Atlanta boydom and At
lanta parents better than ever before
has placed the management of their
beautiful new department occupying the '
entire gecond floor at “The Daylight
Corner’’ over to him I
Here he will have the faithful and
splendid co-operation of “Tyler" Eason, |
who has during the past eight \\-m-ni
endeared himself into the hearts of boys |
and mothers |
“Harry"” will go to the market vhn-n’
or four times every year, therefore the
best values and latest styles are as- |
sured the patrong of Eiseman's Fur-l
thermore, they can be quickly brought
here, Knowing the marketys and con
ditions as well as he does, he will he |
able to render a distinet service to At i
lanta
Under the splendid leadership u(l
“Harry” and ‘“Tyler’ great things sye
in store for Atlanta's ‘‘men of tomor
row’ at “"The Daviight Carner.” < Adt
. .
Diving of Hun U-Boat
Was in Reality Fatal
Plunge of Fritz Craft
(By International News Service.)
LONDON (by mail).—An Interest
ing operation which resulted in the
destruction of & German submarine
was carried out by a destroyar and
some patrol vessels a few months
ago.
Soon after 8 a. m. an exnlosion was
observed at sea, although no ship
could be seen in the wiclnity of the
disturbance. It seemed probabe that
a mine had exploded on the surface,
which pointed to the possibility of
an enem¥ subruarine being somewhero
near, Listening watch was therefore
carried out by & number of auxiliniy
patrol vessels, under the direction of
a destroyer. A depth charge attack
was carried out, after which four mo
tor launches were left to iisten, while
the destroyer and three motor launch.
es prm-eed{-d to a position one and a
quarter milese away. Hgre tney car
ried out another depth charge attack
and then carried out listening watch,
A submarine was now heard by the
destroyer, so the commanding cificer
ordered some of his craft to move
away from the spot, in order to make
the enemy think the hunting craft
had gone off. Seventeen minutes ia
ter the submarine broke surface ihout
700 yards south of the destroyer and
only 200 yards from the nearest motor
launch., Unfortunately, both motor
launches and destroyer were unafvor
ably placed for gunfire, being sither
stern on, or fouling each other's
range. The submarine was only vis
ible for about twenty second, but the
nearest motor launch manager to fire
two rounds, which, however, just
missed. The submarine went down at
an angle of 50 degrees, and was at
tacked by depth charges, the position
Leinf afterward buoyed. A consii
crable quantity of thick brown oil
A Wonderful and Complete
-
Showing of
Grand Rapids Furnit
Nine Spacious Floors — Three Immense Warehouses
Filled to Overflowing With Value Giving Opportunities
TREMENDOUS PRICE REDUCTIONS!
As Usual Liberal Terms May Be Arranged
Our large floors are filled to overflowing with furniture of every description.
All suites that were sold have been replaced from our warehouse stock. This
sale includes everything—from the finest Grand Rapids suites to the smallest odd
pieces. The most wonderful opportunity is placed before you. Even though
you do not need furniture at present, it will pay you to buy here and now.
This Charming Italian Renaissance
Dining Room Suite
j 1
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s |‘ i E "X : y ! T
A E=E gt e
\ DT f ™ et | :
>R .W'&x =
5 R e N » O i d
! Q) : L-" 3 \ \
lii I
This suite is exactly as pictured above and represents but one of scores that
are shown on our floors. Of beautiful American walnut, consisting of table,
chairs, china and silver cabinets and serving table. This is one
of our handsomest suites. Formerly priced $675.00 ....... $590000
Even Our Grand Rapids Furniture and Celebrated “KARPEN” Living Room
Suites Will Be Included.
In their respective lines, Grand Rapids Furniture and ‘‘KARPEN’’ Living Room
Suites represent the highest expression of master craftsmanship. To be able to buy one
of these suites at our present reduced prices is an opportunity you may NEVER have
l again,
During This Week We Will Offer Our Complete Line of Wil
ton, Axminster, Velvet and Brussels Rugs at After
Inventory Prices.
“McDougall” Kitchen Cabinets
Specially Priced
The “McDougall” is the acknowledged
peer of all Kitehen Cabinets. You ean save
many dollars by buying yours here during
the coming week,
Merchants! We Wholesale Furniture
Our buyers have returned from the furniture markets and we have made arrange
ments to Wholesale the High-Class line of Grand Rapids furniture. You are eordially
invited to inspeet the stock at our store.
EMPIRE FURNITURE CO.
Wholesalers and Retailers of Dependable Furniture
125-127-129-131 Whitehall Street
and alr bubbles rose to the surface,
.but no wreckage. 5
* Nothing was seen or heard during
the night, so a further attack by
cepth eharge was carried out vext
morning. il and air bubbles con
tinued to rise, and afterward an elec.
trie ll?’ht bulb covered with oil marked
“Brush Vienna—2oo volts, 8 candle
power, 3 1-2 watt,” was plcked up.
Tedipalassoseiidbimsio e isiire 1
.
Ownership of $560
Puzzles Lawyers
SPRINGFIBLD, ILL., Jan. 26—Justice of
the Pence James Reilly sat sleepily over
an empty docket. A woman entered.
"Say," she said, “I've 1‘0! SSOO in cash
here and 1 don't know who it belongs to.
My son-in-law gave it to me as a wedding
present, He sald Teddy Kunger gave it
to himi. Kunger says my son-in-law stole
it If you can decide who it belongs to
I'n give it up.”
Justice Reilly rubbed his eyes, scratched
his head and peeped over his specks.
‘We need a couple of lawyers for this
case,” the startled Justice replied finally.
And ealling In two they argued until they
couldn't argue any more and then gave
Films Developed
Mall us your films fer expert
developing. Our business built
on promptness and quallty. Mal
orders malled out day recelved.
Full Line Films and Packs.
Branson Sisters Studio
105 N. Pryor St.
Atlanta, Ga.
Il EMPIRE FURNITURE COMPANY il
HOME OF GRAND RAPIDS FURNITURE,
U
""“'l’ ‘l“
l
Surprising Reductions On All
Odd Pieces
Look through our stock of Odd Pieces.
You may find just the one piece you need to
fill out a suite or to adorn & bare corner in
your room,
5A