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The Atlanta Georgian. SECOND SECTION VOL. I. NO. 39. ATLANTA, GA., SATURDAY, JUNE 9, 1906. "OOTPT?. 1° Atlanta TWO r>nto. X ItlUili: on Train* FIVE Cent*, THE POLICYHOLDERS’ PROTECTIVE SOCIETIES By SAMUEL BARNETT CONSULTING ACTUARY S AMUEL BAUNETT, one of the Jew In depcndeut consultlug actuaries In the United State*, hat written especially for The Georgian one of the strong f „t gtntements yet printed on the Insur- situation. In addition to being a tiMTe criticism and expose of the methods (.niployed by the alleged “giants" of the financial world, the article contains In- valuable Information and pertinent surges- tf„ 0 * to uot oaly the policy holders ot the gtate, but to the policy holders all orer the United States.—Kd. Note. There Is no difficulty In marking out the plan* that the policy holders' protectlre so cieties ought to adopt. Neither la there nn.v difficulty In putting those plana Into operation, provided the policy holders au thorize those to act who know how to do It The policy holders must approve the iilan* nml must satisfy themselves they arc being executed correctly uud In the Interests of the poller holders. The policy holders must stand behind the movement and see that It la being properly executed, but the practical details must be carried „nt hv those who know how to do It under the authority of the policy holders. The stAte of Georgia already has an or- ty Its i:\ 1905. I Ptl _ date attempted to do anything. • ft fs not aeceaaary to call any more pol icy holders' meetings at present. The of ficers are folly authorised to act. There are three distinct lines of work that ought to be adopted. None of these I* at all difficult for the poller holders. All the poller holders have to do Is, through tln lr trustees, to see that the work Is gen uine sad carried on In the Interests of the policy holders. Poliey Holders Should Vote. First—The policy holders In all the mutual companies ought to vote (at all the annual meetings) for the policy*holders' ticket, but particularly at the coming elections In the fall and winter, at which the hardest fight will be made. If the policy holders carry rlielr ticket at these first elections It is llkelv they will have permanent control of the companies. Tills applies particularly to the New York companies. The New York laws provide fully how the policy holders to vote. In person, or by proxy, or by all the states unite In nomi- mall. Unless i In voting -- ampalgi R aised i northern societies are already making overtures to ua to unite with them for the common good of all, and It Is em barrassing and somewhat humiliating to tell them we are out of the fight ana are •boot to (tiro up our righto. and supinely autuult to tbe wrong* nml scandals fronted ao Dutch Indignation when undo public. Not only ought tbe pollcysholder* to r„.r, nut they ougbt to nend on delegate, erery year to attend the meeting, of tbe com- pnnlea. ao aa to bud out what little they can. about what la going on. The policy boldera tbemaelrea ought tbua to -Inreatl- P te aa well ns they can and not lenre all to tbe atate gorernmenta. For the object of atate auperrlaion la for tbe benefit of the atate at large and not to cot down catenae, for the foment of-the policy hold- f™- The policy holder, are expected to do that themselves. If tin* companies are solvent and have committed no crimes ngslnst tbe state the laws have been substantially compiled with and the insurance commis sioners as a rule can require very little more of them. Should Aot In Concert. 8econd—The policy holders ought to set In concert lp procuring equitable and fair laws and uniformity In all the laws of tbe different states. This la too manifest to need argument. Particularly Is uniformity needed In the methods of distributing the surplus to the policy holders In tbe shape of dividends. Few policy holders hare any idea what abuses may be and are Carried on under the latitude and looseness permitted In the inodes of distributing dividends. If asked whst one thing esn the policy holders any other, would be. lay down dividend distributions nml require all com panles strictly to conform to It. definite plan of Can you courelve anything more danger- * Tie policy holder than Ife Insurance com oasa to the rights of the policy holder the orlrllege allowed a life Insurance •tribute dividends by any plan It pier This has nothing to do with the differ ence between annual and deferred divi dends. There may be no objection to de ferred dividends provided that when the policy holder does get his deferred divi dends he gets exactly what lndonsa to him, and uo more and no leas. If a policy holder desires to leave bis dividends with the company to accumulate at Interest, we may think he la acting unwisely, but surely he ought to hare that right, and no harm Is done by suybodr If at the end of the time the company gives him til that ought to be coming to him. 8hould Rule the Companies. But suppose the company claims for Itself the right to calculate these deferred divi dends by any rule It pleases and also to calculate annual dividends by any rule It pleases, that Is to say by the same or any other rale, and to change these rules when ever It please* Under such a system what rights has the policy holder? la he not at — of the cot the mercy company? And yet It Is substantially the condition of things today In the United State* Ask any company today In the United States by whot rule ft The Table of Comparison. Profits earned and dividend paid by fire life Insurance companies doing business lu Georgia. Dividends purport to be distributed yearly by the same plan: Amount Kind, of Premiums by the contribution plan. Yet this Is uni formity In nothing but name. The contri bution plan means ohe thing to one com pany and something entirely different to another. It Is conceded that there are near- 9 r as many different ways of calculating Ivldends ns there nee companies. Neither art* the differences small. The differences best Scheme Possible. opporti ireal Its ft devise any scheme that would furnish bet- nlty to cover up Its tracks and ..mm. meandering*? Henre we find all the extravagant companies opposed to lay ing down any uniform, definite plan of dividend distributions. ; They say It Is Im possible and would work hardships. On There — correct plan of dividend distribute . ... the June number of the Insurance Monitor of New Y’ork, I published whit I believe disinterested, fair minded man will ■ I substantially the correct plan. Many of the companies opposed the plan, but 1 do not fear to submit that plan to the courts and to any Intelligent body of busi ness men and experts anywhere. »e policy holders nted to have the ques- of the correct plan of dividend dil ations carefully looked Into and tbor- The tlon trlbutlona | HI oughly defined and Incorporated Into the laws of all the atate* so as to require all companies everywhere to conform to It. Burvau of Information. Third—There 1* however, altogether a different class-of work In which the policy holders ought to engage. The two classes already alluded to consist In dl- In is tho establishment of a complete bu reau of information for their own uae and C rofectlon. Tbe Indirect Influence of this nretm of Information on the companies will probably be stronger than any direct Influence that could possibly be brought to bear. Into this bureau should enter the i*»lley holders of all the Companies. When ever any policy holder receives n dividend he ought to report the fitnount to the htwvnu. The bureau should keep records of all these for purposes of romnarlson. Hy the uniform method of dividend dis tributions approved liy the Policy Holders' Protective Koclety, the bureau should cause to he calculated from the nnniiul reiMtrts of the crimped!** egch year the dividends that each company ought to pay on each class of policy, and should compare the Records From the records of ihla bureau will be shown the dividends actually Iwlng paid hy evei h company on eat •ry age nml policy ; these results rarrei year, and also correspond with the atate uicnta made hy tbe companies to tho In surance commissioners. These records will thus constitute a per feet check on the companies and furnish the means of accurate comparisons as l»e- tween one company and another for the benefit of the policy holders. Under such a system every Iwtdly would lose Its patron* reached an acute stage. To n considerable cate operation now by private partie* for years I have thought such a plan would be of Inestimable value, particularly to the policy holders of tho Southern elutes, as we buy most of our Insurance from outahJe contpanle* Having few companies and fw actuaries of our own, onr peoplo are un educated In Insurance matters to tho ex tent they ought to be and no doubt will In* soon, so that such a bureau of In forma tlon la needed here In tbe Mouth more than •anywhere else. Consequently to a consid erable egtent I have privately run such a bureau. But It needs to ho run on a 1nrgt d sanction of thi f Protective - — ~ .... —cletr should ci fully Investigate the methods of such .. bureau and become thoroughly satisfied the methods and the results are correct. The more extensive the observations the more satisfactory are the results and the greater the confidence of the neople In the bureau. So matter how carefully it may f* run by private parties, suspicion ot undue Idas and ot personal favoritism^ will always be present. Read This Comparison. Ho ns to give an Idea of the character of Information such a burean would furnish I tween five standard rntnpanle* all doing business in Georgia, and we will call them A, U. C, D nml K. All these companies In 1880 Issued exactly the same sort of policies, to wit: whole life policies for premiums payable during tho whole of life to parties all of the same age, 51 years, companlea A, B and C on the snuie man, the others on other men of the same age. each policy Iwltur for f10,000. The only thlug the policies differed lu at the start was the amount of the premiums, and we see below these were very nearly the same In nil the cotniuinle* Moreover, all these policies are on the annual divi dend plan and each company declares that It distributes dividends on the contribution plan. Htnrtlng off thus exactly alike, or so near It we would naturally expect that these companies would earn approximately the same profits year by year and pay the same dividends to the poller holders. Moreover, we would naturally think that If from the oYActal statements of each com pany we ware to calculate slgmible In each company others: how differently they pay these profit* after they are made to the policy holder: aud how much some companies wrongfully withhold while professing to distribute on the contribution plan every year everything that Is made that year appeara from the table following. Have Companies Been Truthful. Attention Is asked to only a few points shown In the foregoing table. Companies A and B are two New York Giants, the other companies are outside Now York. A aud II have done a great deal of business In Georgia. We see they hare earned very small profits and what Is worse have either not paid over nil the profits they bare earned or else they calculate their dividends by a very Ineq til fable rule or elec they have made their annual reports more fav orable to thcmselvee aud is truthful. One orrihe other of these three things Is neces sarily true, end one la very nearly as Imri sa the other. These extravagant com panies are tbe ones that have done tbe npanles C and D are two mutual com >• that, have earned good, profits ai very large dividends If Ita state ments to the Insurance commlsslonera* be true, but the company has falteu very far ahort of paylug over all these profits as dividends to the policy holder. Yet 10 per cent ou the capital atock Is all that Its charter allows to bo paid to the* stock holders each year. Homethlng here needs correction or explanation. Poliey Holder Gsts Exouses. Innumerable questions similar to the above vitally affecting tbe financial inter ests of the policy holders arise the moment any attempt la made Intelligently and scien tifically to look into the policy holder's side ot this business. The policy bolder Is put off with ambiguous answers or no answers at all. Discrepancies and sus picious circumstances remain unexplained, and the policy holder goes to his lawyer, who tells him he has no remedy aud tho matter la thus droptied. Is It not time a little scientific accuracy should he Introduced Into the polley holder^ side of this business, so that If the policy holder wants to know the facts may l»e accessible to the policy holder's actuary or the policy holders lawyer? The way to accomplish this Is to require the companies to make known their peculiar methods of dividend distributions, aud If the dividends paid by the compnulee fall to tally with the companies' official reports to the Insurance comtnlsslouera the adjust ment must ha made either hy correcting the statement or correcting the dividend. I have no animosity toward any par ticular company nr any particular methods that are equitable. Hut simply as the policy holders' actuary dmploynd profes sionally to value the policies of ••••rfitln clients, sml to tell them profe**i.>n;iii> which are the beat contracts for iiimr take, I do not hesitate to say that . .. reporta tall t for mi outside actuary to verify or r.-f what the statements purport to iu< i. All ambiguities and uncertainties ii.u-t removed and the reports should <in<i something In reality. And In thin m be the method of declaring dhM'-n-N But even after all this Is done th" p- i holders will need their bureau of inf ri tlon. Nothing can ever dispense wlih t bureau. Warnings to Polioy Holders. First Warning— The dividend* |»»M company U foregoing are about 12 per < • of tbe premiums and by company *' nl*« 27 per cent. Here Is a different** of «Ih 15 per cent. Georgia paya out over million dollars annually in premium*. lor*. squsnderln ipantrs. \\ ..... there Is not much theory To this qu»i tlon. It comes home to onr po- u.-n, an means a great deni to this state. Hecond Warning-Mere bigness .l-..-* m. eonstltnte strength. The gmall |»r..nrs an high expense of some of these t.i* <<>u panics is proof of this. But ! want t call attention to another view of I' Thee giant companies A and B have n« t pul. to the foregoing policies all (ho profit a* they were earned, as have other rotti panic*. Companies A and II, the slant* owe these beck profits to tbs policy holder now aud ought to pay them either ««*h n In tho future with accumulated lnt< etc. Hare these companies enough rt on hand to meet these demands? to approximate that those den aggregate possibly twenty mlllloc not pal,, , thousand dollars for each com nan. that tbe so-called aurplas of th pnnlea practical Third Warnlni dee. Walt till ctlcally disappear' . . arning—Do not cancel yonr poll cles. Walt till yon learn tho si (nation better, and till you know whether It I* to yonr Interest to cancel or not.' Fourth Warning—Meek your rcm»Alea la the legislatures rather than In tho rourt*. and In aeoklng to prevent futuro «vli* rather than In seeking to get even with somebody for the damages already dor force the companies through th«* loglsli lures to make known the nmmmtaa|teS method . llsh yonr bureau of Information and let it operate perpetually In the future a ventlve of such abuses for all time t > come, 8AMIIBL BAHNF.TT, Consulting Actunr Atlanta* Ga. Captain Gay Returns. Captain Edward 8. Gay* of the Insu rance Company of North America and the Alliance of Philadelphia* who re- turnel recently from a visit to the home office of hla companfee* aaya’fte looks for a fine increase In buelness throughout the South. The Alliance has secured from lta stockholders sub scriptions of 915 a share* which* on the company*n 60*000 shares* will give 1750,000 additional funds* Increasing the surplus by. $>60,000* In addition to paying the losses suffered at San Fran cisco. As To 8an Franoisoo Lottes. Major J. T. Dargan, president of the Atlanta-Birmingham Insurance Com pany, who recently returned from San Francisco* says the attitude of the California dally press* as a whole, Is hostile to the Insurance companies, which are doing their best to settle claims with promptness and eqiilty. They do not seem to bear in mind the fact that Justice to the stockholders of the companies and to other policy- holders requires that all clatmn should be thoroughly Investigated before pay ment* especially as under the confused condition# resulting from loan of books, and destruction of even the policies themselves* In many cases, numerous false claims have already begun to come to light. Whltner* Manry A Co. The recentlyjmnsolldated local agen cy firm of Whltner* Manry A Co., has completed alterations to the en larged quarters on the third floor of the Prudential building, and now has one of the most commodious offices In the city. Langford Makes Chang*. C. A. Langford* who has for some years been chief clerk for Actuary Hamuel Barnett* has resigned to take a position with the Southern States Life Insurance Company, along tbe *ame lines of mathematical work. Matthews A Hill Get Agency. A recent viator to Atlanta local of fices was Agency Director Henry T. Hchlck, of the American Casualty Company, of Scranton* Pa. Mr. Schick's company has recently been admitted to Georgia, and he appoint ed the local agency Ann of Matthews A Hill as general agents for Atlanta and vicinity. They will represent the com pany tor all lines* Including accident* liability and plate glass, and the addi tion to their office affords the Arm complete facllltcs for writing every f*rm of insurance extant. tng of the Alabama Association of Lo- cal Fire Insurance Agents. * Murphy Appointed Agents. Otis A. Murphy, of Atlanta, recent* Xy appointed special ngenf of the Vlr« glnia State Insurance Company of Georgia, Returned today from a tf ‘ “ Columbus and Macon, where he ap pointed as agents of the company Moon & Clapp* and Cobb* Mallory A Cone* respectively. McLsndon With Newell. Manager Alfred C. Newell* of the Columbian National Lite Inaurnnce Company, has secured for his office this summer the services of Lee McLen don, a well-known producer, who has been representing the company In southern Georgia. The company Is about to start a specially active cam- >aign in nort lot weather. For Tate Spring. Local Agent Fox, of the German Al liance. who has been Indisposed for the past few days. Is spending a week or so at Tate Spring. Hitch Moves to Atlanta. General Agent Hatch, of the Ocean Accident, returned this week from Sa vannah, bringing with him hie family* who will make their residence here, following the recent entrance of Mr. Hatch Into the Arm of Hatch, Harden A McGaughey. Empire building. Hatch and his family are spending the week-end at Llthla Springe. Drake Went Fishing. General Agent B. F. Drake, of the Pennsylvania Casualty Company* has returned from a Ashing trip to the mountains of North Carollha. Eugene King a Benedict. Cashier Eugene F. King, of the Fi delity and Casualty Company's Atlanta office* was married on Wednesday of this week to Miss Della Hape, of Hape*. vllle, Ga. They will spend their honey moon In New York city. Mr. King Is well known to all the Insurance .men of Atlanta, who wish him and his bride all Joy. Mr. King has been with Man ager Oberdorfer continuously for twelve years. Insurers in Birmingham. General Agent* W. L. Reynolds and R. A. Hancock, of the German-Amert- can and London and Lancashire, re spectively, are today In Birmingham In attendance upon the annual meeting of the Alabama Association of Local Fire Insurance Agents. Other Atlanta Insurance men there are R. T. Caldwell, special agent of the We.tche.ter; Oeor*. Collin., special Kent of the Norwich Union; Major J. H. Heine, .pedal .cent of the Ph.nl*. of Hart- ford; Special A*ent J. S. Ralne, of the Atlai, and othere. Ge„l«r Harri.on Her.. Special Acent OMal.r Harri.on. of the Phenl*. of Brooklyn. I. a vleltor thi. week to the department office, of Oen.r.1 Acent H. C. Stockdell. Mr. Harrlaon make, hto headquarter, at Richmond for the atate of Virginia, and has not been In Atlanta for »ome time. He say. the town crow, between vlelte Uke a mu.hroom. Paichall Make, Change. General Acent E. E. Puch.ll re- turned to Atlanta thl. week from a vl.lt to department headquarter, at Columbia. HI. office, have been re moved from the ninth floor of the Em- Dire building to the .lath floor. In con junction with tho« of hta local asenu, Matthew, it Hill. Mr. Hugh Kirkpatrick Tran«ferr«d. Hugh Kirkpatrick, a w.ll known At lanta boy, and an employe, of the -Y'lutheutern Tariff As*>clatlon, ha. b-en transferred temporarily to Bir mingham, Ala., where he will take < barge of the .tamping office during the abnence of Oeorge M. Reynold, on account of III health. Jenning. Leave. Atlanta. Special Agent George B. Jenning*. of the Royal In.urance Company, will be unn.ferrad from the Georgia Held to ) iiglnla and North Carolina, follow ing the transfer of thoae state, to th. “•uthern department on July I. and wilt >nak. hta headquarter, at Richmond. Hr. Jenning. will remove hi. family to Richmond, their former bom*. Max Oberdorfer Here. Max Oberdorfer, of Jacksonville, Fla., a visitor thl* week to hi. brother, Manager Eugene Oberdorfer, of the Fi delity and casualty Company. Mr. [’berdorter haa one of the largest lira insurance agencies at Jaduonvtlle. Woodruff Like# Outlook. Manager Frank L. Woodruff, of the Michigan Mutual Life, returned tht* weec from a trip to Millville, Ga. He -— .-HSMnnw umiv. .M. .ay. Insurance condition. ' Jpenrtalon. He went to Birmingham | em Melton, of th. .tat. art partial- Friend Haa Returned. Special Agent R. Mcl. Friend was thla week at his Atlanta headquarters, following n month's trip to the Ala bama and Florida agencies under his EXCLUSIVE COACHING PARTY FROM KNICKERBOCKER CLUB NOTES OF LABOR WORLD The flr.t union clubhouae to b. built hy a labor organisation In Chicago fur th. ua. of It. member, will b. erected ahortly by the Chicago Federation of Musician.. The player.' horn, as pro jected ivlll cost tl0O,M0. The recent biennial convention of the Commercial Telegrapher.' Union of Amerlcn. held In Cincinnati, was one of the moat successful nml profitable gathering. In the history of the organi sation. Among other things the con vention Inaugurated a mutual benefit department. Th. former officer, were re-elected and Milwaukee was selected as the meeting place of the next bien nial. In no state of the Union Is Ihe agi tation against child labor more proc nounced at the present time than In Maryland. It has taken hold of all classes and extended to all part* of th. etat.. Under Lord Rtanl.y, >ral of the conservative. W. the employ... of Ihe British post- office department were not allowed to organise In labor unions, but under th. new ministry they are acrorded full right to form unions for the better ment of their condition end wage, and to confer with the postmaster gen.ral OFFICERS ANNOUNCED FOR COMING YEAR Snapshot of,the coach of the Krtlckbocker leaving New York for a three-hundred-mlle drive to the Gerry Home, on Lake Delaware. Robert L. Gerry 1. driving, and Colonel Jay Is on Ihe box. VASSAR GIRLS POKE FUN AT GAEKWAR OF BARODA By Private Leased Wire. New York, June f.—The June num ber of "VasNir." the monthly maga- xlne written by the girls of Vauar College, has been recalled by the facul ty, owing to the publication of satire on his highness, the Oa.kwar of Ba da, who paid a visit to Vassar In V But tbe tuppnttion of the magozln. has not prevented the poem being sung, and this was done with great enthusi asm today at th. Junior-senior boat ride. 'sbunday to I arty i Appointed by Governor. Special to The Georgian. Hamilton, Ala., June (.—Governor Jelks has appoint*! Hon. J. T. John son, of this place, aa a member of the local board of control of the W. A. A. H. The vacancy was cauMd by the resignation of Hon. C. K. Mitchell. Large Crop of Candidates. Special to Th. Georgian. Hamilton, Ala., June In thla coun ty there are three candidates for the legislature, eight for sheriff and nine for county commissioner from the First and Third districts It I. thought that three or four more will announce soon. To R.comm.nd Appropriation. Special to Th. Oeorgtan. Hamilton, Ala, June Dr. R. M. Cunningham, candidate for governor, has stated to President H. O. Sargent, of the West Alabama Agricultural school, of this place, that In ease h. elect*] governor he will reconi, mend In hi* meesag* to the house larger appropriation, for the district agricultural school* of Alabam- MEMORIAL SERVICES HELD AT CEDARTOWN Special to The Georgian. Cedartown. Ga, June 9.—The varloua churches of the city have suspended Sunday morning service, end all their congregations will attend the Elks' memorial at the opera house. On ac count of th. summ.r heat th. .garde., will begin promptly at 10:10 o’clock a. m. An Interesting program has been ar ranged. The memorial sermon will be preach ed by Dr. S. B. Ledbetter, of Rome, Special vocal gnd Instrumental music will be given. Ar. Still at Large. Special to The Georgian. Hamilton. Ala, June 0.—The Stuckey brother., who shot and wounded Frank Milligan In th. western part or the county a few day. ago, ar. mm at ooaooouoooooooooooo THE NEWS FROM HOME. When you leave Atlanta for your summer vacation, drop a postal with your addr.se to the circulation department of The Georgian, and the paper will b. mailed to you at the regular carrier rate to city «ubacrtb.ra, f ten cent, a week. When no tifying th. offlea In thla man- r.-r. add your hem* address also. OQOQOOOQQOOOQOQOOOO BRIQHT PROSPECTS FOR GOOD COTTON CROP Special to The Georgian. Katun I on, O... June (.—The crop In this county Is In better condition and Ihe prospects brighter than for years past. Cotton Is "well chopped out, and Is now receiving It. second plowing. Corn has been already plowed twice, and la In line growing condition. Very little. If any. more cotton haa been planted this year then last, and fully as much corn. Distanced th* Other Two. Special to The Georgian. Hamilton, Ala, June (.—Harvey Ser- gent, of Rusellvllle, haa been elected mayor of Russellville on the prohibi tion ticket. HI* vote* exceeded thoae of the other two candidates combined. THROUGH SLEEPING . CAR LINE TO Wrightsville Beach, N .0. Commencing Saturday, June the (th, and continuing each Saturday during the months of June, July and Au gust, through sleeping csrs will he op erated, delivering ptssengera at the bouts at Wrightsville Beach, leaving Atlanta at (:» p. m.; returning, leava Wrightsville each Thursday, arriving Atlanta the following morning at rf:“0 7i. Season tickeu llt.W; wsak end tlckeU, good for Sva days, $8.25. SEABOARD. Hporlal to Th* lloorglnn. Itariifiivlllr, Ua., June 9.—IJatitanant Itoeroe II. Haem, rotate* ml a at of tb« Got* <lon Iriatltutf* battalion, aunomira* the fol lowing aa th* important oftWra for next ear, loginning with th# fall term: 0. W. Franklin, major: T. M. Kltanatrlck. flrat rapfain: Kurnirt Wanl. acroorl rantnln: It. II. Deri*, tblnl captain; O. XV. Wight, firat lieutenant and adjutant; J. W. Caatallow, flrat llautrnant and qunrterniaatar; J* *’• lllrch, J. C\ Mlnnette, II l„ Wntaon, flrat llrutcnanta; D. I,. Autry, J. II. lttta. If. II. William*, aerttnd lieutenant*. Following arc the non ri»inuil*alon#d ataff: It. I*. Hraawell, sergeant major; W. II. t'oleinmi, quartermaNter aergeant; Is. Auderaon, color aergeant: H\ H. Morph#/, aergeant and chief tnnalclan. ATLANTANS ADDRESS INSURANCE CONVENTION AN ELECTRIC RAILWAY TO LOUISIANA'S OAPITI through delegate* from their vi unions. • It Is reported that John Ml president of tho Dnltcd Mine Wo will soon resign that position to the law bfflco Of Clarence Dorr. Chicago. I’resUent Mitchell him led law nml been admitted to the I The West Virginia Federation La bor In annual convention at Wheeling recently, passed resolutions glvlnic per. mission to delegates to ent«r politics ar.d to have committees appointed t, Investigate the standing of all pollll' cal candidates on labor Issue,. The International American Found, rymen’e Association held Its eleven!! annual convention at Cleveland thh week with an attendance of several hundred delegates. George E. McNeil, who died In Hn*. ton recently, was the first licnil Knights of Labor and In hla da one of the best known labor lead America. tabor rnmmlaaloner McIxki Michigan, has announced that h strictly enforce Che law prohlldtfn children under It years to work In lories. INSURANCE LEGISLATION PROPOSED IN LOUISIANA | Hpeels! to The Georgian. Baton Rouge, La.. June » U 'he b Hist Representative Hlroudback has li troduced In th* house goes u, rough i this session of the etato legislature, t| people of Louisiana will be better pri tected In their dealings with foreti Insurance companies doing Imslnei here. Under the provisions of the bll] no Are or marine or fire a Insurance company can do I Louisiana, when organised laws of other states, unlea sines. It has or at least $200,000'paid-up eapltataad a net surplue which, with th* paid* up capital, will aggregate tiln.ooo Hpeclal to The Georgian. New Orleans, La., June 9 trie railroad connecting X* with Baton Rouge, the figured prominently In the ronrrntlou of ■ be Alalsinta Fire L’udrrwrltrrs' Assorta- Hon, whirl, has Jest rinsed. Prominent among the speakers at the closing session were W. L Reynold, and B A. Hancock. , df.tanc. of * 0 miles over the pre.snt of Atlanta. Mr. llryooMe discussed Hie j duty an sgent owea himself. Th* jfener*! railroad connection*, |»^ pr. j- ted. and clean* J spits!, I resent I. and Ith* gentlemen interested, among » hom I art local and foreign capitalist-, f*el| certain of the succpa. of their plans. | Tho corporation that Is to blutd tW ■ has bean organised under th* name ofl I the New Orleans and Baton Itougel Railroad t'ompany, and the capital! stock has been placed at tJ.SOME Insurance agent was handled by Mr. Ilanrork. One of the set addresses of the eoaren- tlon was delivered liy A. M. Mehoen, of Atlanta, who Is connected with the South eastern Tariff Association In the rapacity of an ripen electrician. The following of dee re were elected: Pres ident, R. If. Matrt-y. of Helms; rlee-pfvst- dent, llenry It. Kent!, of New Iterator; sec- rstsry trsssur-r, K. H. Moore, of lllrmlof. I ham; etrrutlre committer. It P. Mauley, ortc,,< i.-r ticicct urn t J K. Itarldson. L. I*. Batre, H, L. Crook SOCIALIST TICKET WILL and W. V. Fitts. I DE IN THE FIELD, Montgomery ws* chosen s* Ihe next meet- —. 'VtVrlorh last Utght the In.urance men _. _I G there,1 at me Country t’Int, to enjoy a Now Orleans, La., June $.- nonet, which was s success In every par- clsllsta of thla city will put ' Icufar. I date, for congnto In the I I Second congressional district will open the campaign on Ju ARRESTED ON SUSPICION OF MURDER OF SHERIFF Suit Against She Bpeclal to Th* Georgian. *—J-'cantls I fffrmfdgham, AU.. ./nr, ! Hackleburg, brought a n*- | ha* tman brought «ga Hpeclal to The Georgian. Hamilton, A la., June Yielding, of Hacktel gro from the railroad ramp* and placed ; rturgln, aheriff'of Jeff, him In Jail her* a few evening* ago.: the 4*ath of a fugitive \ti . «os > The negro la thought to be th. on. by two deputies while attempting who murdered th. sheriff of fovfng- ; place the man under nrr -i on tin ton county, Mlsaiesippl. In January. A ! at murder. The suit I - brought l>v thousand dollar reward hail Ism offer- administratrix of the .state o. ed by the autlmritlea In MlukMlppI Hill, the dead man, who two -Imt and the rieacrlptlon sent out tallies ' killed Idle endenvrlriK t,, set a. with the negro arrested. from the • ■Hu • -nr year u.o. - -to.