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12 THE ATLANTA GEORGIAN SATURDAY, NOVEMBER 17, ll-V;. SOUTHERN BUSI NESS COLLEGE DRAWING PUPILS he Great School of Business Training Around on t|>e Whitehall Viaduct Receiving Students from Many Sections of the Country. . Where? When? Why?H These are the Important questions of the hour! Thirty positions were open during one week to students, Where? At the Southern Shorthand and Business University, of course, where the business men apply when they want thoroughly trained office help. During the same week fourteen of the s luthern's students were placed In good positions. Yesterday several of Atlanta’s firms called at the same Institution for as sistants, among them one of the larg est manufacturing concerns In the South, which wanted two bookkeepers! People from all over the South at tend the Southern Shorthand and Bus-1 I ness'University of Atlanta, thus show! mg fts popularity. When? . J Every week day' In the year they enroll as students of the big school. Notwithstanding the fact that the cot ton crop Is Into and holding back many who will enter school later, thirty seven matriculated at the Southern ■ during October and quite a number of others since the first of November, Why? Because the Southern teaches the best 'systems of 'shorthand and book keeping In existence. Is more widely and favorably known, has been under the management of Messrs. A. C. Bris coe and L. W. Arnold for seventeen years, has three times ns largo patron age as any other business school In Georgia, receives 1,200 applications a year for stenographers and bookkeep ere. Enter now while the holiday reduced rates are In effect. If you wish to be successful, prepare for business at the old reliable Southern, whose managers are experienced business men. You do not experiment then. Book of testimonials just out; also circular showing the great superiority of the Graham system. Send for book. Address A. C. Briscoe, President, or I*. W. Arnold, Vice President, Atlanta, Ga. ‘ ■ ■ ■■ FIFTH DISTRICT SITE NOT TO RE SELECTED UNTIL DECEMBER 6. Over a hundred prominent members of the Fanners’ Union from the coun ties of the Fifth congressional district met In the senate chamber at the cap ital Saturday morning to perfect Via district organisation. as Is the custom of the organisation, the meeting was behind closed doors, but the following officers for the dis trict were announced: President—J. M. Hart, College Park. Vico President—J. J. Stephenson, Backdate. Secretary and Treasurer—R. p. Boyd, Newton. Assistant Secretary and Treasurer— J. P. Spears, Clayton. Executive Committee—J. M. Swln- ney, Clayton; J. S. Flllaway, Newton; J. F. McDaniel, Rockdale; B. F. Smith, Campbell; A. Braswell, DeKalb; Ed ward White,' Fulton; L. Hornbuckle, Douglas; W. H. Allgood, Walton. Nslthsr National President C. ■ 8. Barrett nor State President R. F. Duck worth were able to be present, but sev eral of the leading members of the .union In the Fifth district were pres ent and made Interesting talks. The discussion was largely along the line •it the district organisation and how It could be made effective. The session will contlnus Saturday afternoon. NEWS FORECAST OF COMING WEEK Washington, Not. 17.—This Is the last of Presldertt Roosevelt's busy days on tho Isthmus of Panama. TomoiTow Is to be spent quietly at their hotel and In the evening the presidential party will go aboard tho Louisiana for their return trip. Thursday Is the day set for the stop-over at Bar, Juan and will be spent by the president In a personal Investigation of Porto Rican affairs. Leaving San Juan Friday morning, the Louisiana will be due to arrive at Wolf Trap light Tuesday morning, where the president will board the United States steamship Dolphin, which will land the party In Washington the same evening. The twenty-second annual exhibition of the New York Horse Show ^ssoclallqn »1l| be held In Madison Square Garden, beginning Monday and continuing through the week. ’ Secretary of the Navy Bonaparte Is to spegk before the National Civil Service Reform League, which holds It twenty-sixth annual meet ing In New Haven on Monday and Tuesday. Secretary. Root will be one of the chief speakers at the Trans-MlssIssIppl Congress, which will open Its session at Kansas City on Tuesday. During the week soldiers’ monuments ersetrd' by the state of 1 Iowa are to be dedicated at Missionary Ridge, Lookout Mountain, Rossvllte Gap and Shiloh. -t. .. . / A gathering of particular Interest to the South will be the eighth annual meeting of the Southern States Association of Commissioners of Agriculture, which is to begin a three days!, session-Monday aLJack*. aonvllle, Fla. Baron Sternburg, the German ambassador, Is to address the New York Chamber of Commerce at Its annual banquet In New York Tuesday night. • / The cases of the seven men recently Indicted, for pqonhge at a' railway construction camp In Tennessee are to come up for trial In the federal court at Knoxville next Thursday. It I* expected ■ that the trjal will be one of the most Interesting In tho federal court annals of Tsnhes- Heads of colleges nnd universities throughout the South are to as semble at ths University of Virginia on Thursday, foe three days’ con ference, tho chief purpose of which Is to discuss the high school ns an educational problem and to devise plans for the MtnbIUIim»n-. nnd im provement of high schools In the south. , ■ ■ ■ ■ It Is expected that the revision of the tariff bill wilt he the principal. "inbltA-’ work before the session of the Canadian psrilatnenl. hlrh next Thursday. ^ The eighth annual meeting of the Association of -Amaru nn Universi ties will bo held at Harvard university, beginning next Friday. Among the universities to be represented aro Princeton, Yale, Wisconsin, Har vard, Cornell, California. John Hopkins, Michigan, Leland Stanford, Jr., Virginia, Pennsylvania, Chicago and the Catholic University of America. The event of the weak In collegiate athletics will be the annual football gamo between the elevens of Yale and Harvard. Ths contest will take place on Saturday at New Haven and doubtless will attract the usual large number of alumni and other visitors from many states. Un der the new rules neither team has this year made the showing of pre vious years, and the result of the contest Is problematical. A majority of the critics, however, appear to pick Yale to win. .... REGAINS SANITY SUDDENLY WHILE IN PRISON CELL In Atlanta s Insurance Offices A TL ANT A-BIRMINGHAM FIRE INSURANCE COMPANY MAY Negro 'Woman Awakes Find Herself in a . Strange City. to WIND UP ITS BUSINESS After rerrtaJriTng.In the police station several days, wjldly Insane, Buford Go fer, a negro woman residing In Chicago, Friday afternoon sod den Jy regained her sanity’and was later cent op to Ches- t«r, 8. C.. to which place she was en I week between the officers and directors route at the Urn- she became crazed In I ot the AUantA-Btrmlngham Fire In- Atlanta. Settles San Francisco Claims and Will Re insure to Protect All Policy holders. result of tn< surance Company of Atlanta and the llrlunl: X hall no? the riWit'.-t I.Ira I ! mve ■W.'WW the company, it she. was in Atlanta, but thought she MASONS’ NE W TEMPLE MAGNIFICENT HOME FOR ANCIENT ORDER was In a prison tn Chicago. ’ She In formed Turnkey, Bostick she had no recollection Whatever of coming to At lanta. .-’She explained that her unbalanced mental condition woe due to worry. She ■received a teiegtanWqnnoum - ing the serious Illness of her grand mother |n Chester and requesting' her to- come there. She said she didn’t want to leave her husband and little boy and Worried to such an extent that her mind became affected. While In sane In the police station the woman was very violent at times. Listings in The Next Bell Telephone Directory Close December 1. Call Contract Department, Main 1300. To Cost $175,000 and be Seven S ories in Height. GRANITE AND BRICK TO BE COMBINED Every Modern Convenience Planned For Now Home of Fraternity. TRIPLE MURDERRER HAS SURRENDERED; CONFESSES HIS CRIME H|*c(al to The Georgian. Auguxtu, Ua., Nov. 17.—John Clark, tho negro who »hot and killed three negroeH In Augusta last week, has sur rendered to the police In Savannah nnd Detective Tom Howard left thin after noon to bring him back here for trial. He ha» made a confession to the Sa vannah authorities. He wild that he did not know that one of hla victims -waa dead. There will bo a speedy trial of his vase. A Physician’s Endorfement of ’s Catarrh Cure Herring’ Primes That There Is Ore Med icine Thai Ones What Is Claimed For II. I regard HERRING’S CATARRH CURE os an excellent remedy for .Catarrh, Hay fever and other kin dred diseases. Being subject-to attaclu of Hay Fever at the approach of Fall weather, I have recently derived great relief from the use of this remedy. I have also prescribed the .Cure te others who have reported the most satisfactory results from ita use.... I can heartily Indorse this remedy .•as pleasant, effective and perfectly harmless. A. R. Holderby, M “t n. nviuvrDjr, m* L/., Pastor Moors Msmorial Church. J1.00 a bottle. For (ala in Atlanta by the following druggists: Todd Drug Co* Grand Pharmacy, Jacobs’ Phar macy, Whittaker-Couresy Drug Co., Brannen K. Anthony. Smith’s Pharma* cy, Sharp Bra,, and Forbes* Pharmacy, The new .Masonic Temple, the dream of the Masonic fraternity in Atlanta for many years. Is now assured. Tho plans have been drawn and ac cepted, the lot on Peachtree street cleared for building and probably with in a fortnight the contract will have been signed and actual work begun. This statement, made berore In-the past, but always qualified with the ex pressed hope that It might bo true, will bo of great Interest to Masons through out the staff and the entire world, for the Atlanta Temple will be a monu ment to the fraternity throughout the country, , The building, without furniture nnd not Including the price of the lot, will be worth In the neighborhood.pf 1175,- 000. It will be a seven-story structure, 112 feet from base Hue to top of cor nice, fronting sixty feet on Peachtree with a depth of one hundred und forty feet on East fain street. Just-across fain street Is the executive mansion iif the state and diagonally across Peach* tree Is the handsome First Baptist church. The Temple will be In keeping with the beautiful architecture of Its neighbors and will be a credit to the city. The long delay In building the Tem ple has been due to the fact that At lanta Masons. wished -their home to lie one uf the best In the country and for this reason waited through many year* until their fondest hopes could be rat allied. Handsome Building. The. Temple will be constructed of granite, limestone brick and terra cot ta. In general exterior, building It will be of light color, .with rustlceted col umns.- Interspersed *lth Gothic and Do rlct architecture.- In put.‘tMtemeut will be the lyleFs home,’ A modern apartment with all convenience*-' In the basement will bo the lodge kitchen and serving rooms, ante-rooms and n mammoth hunquet hall. In the banquet room will be an alcove fop an orchestra. This halt will be beautifully finished In hardwood* und decorations of tho architect’s art. The basement will be reached by passenger and service elevators'and a large stairway. There will be a lobby in the basement und smoking room. On the first fioor will be two large stores fronting on Peachtree, with thf main entrance.to the Temple between the stores. The entrance will be guard- id by magnificent columns of rusticated granite und the doors will be heavy and imposing. The arcade will be fin ished In marble und decorated In lead cd glass. ou.tbe first fioor will be a commo- dloug ladle*’ ..parlor, with toilet and drealhg- rooms. The elevator nnd stair landing will be n work of art and will be atuacrivo and pleasing to the eye. Tte xer-ViW add third floors will eon, slstW two *4ry large rooms which will be tusHl, for lodge purposes. In these roomi-'wlBt**® Masonic symbols and emblems of the order, worked In hard wood and'brass. On the.thlrd floor will be a stage 20x 40 feat, with arch and full settings. Over,the rooms on these two floors will i be a. gallery and on the sides niches and olcotes. of beautiful architecture. A Great Hall. On the. fourth floor will be a large hall; known as the. Gothic hall, with an open Gothic roof, and over the mas ter’s stand will be a gigantic screen, with leaded glass, behind which the lights will be Installed. In addition to tho rooms to lie used for lodge purposes, there -will be a num. her. nt sgia-romn* smoking nnd loung ing ronur-. with toilet and baths. Tho ceiling* will be exceedingly high, on one Itortt-being f? feet, on another 30 feet, while the lowest celling In the building will be If feet, which Is on the first floor. At a mass .meeting Of the Masons of the city, to be held In the present Tem ple on Forsyth and' Mitchell-streets next Wednesday evening final action will be taken In Ike Temple mnlter and all Ustails. will be, arranged. At this meeting prominent Masons will make addresses and at the con clusion of the business program’s ban quet will b* served. , Every, Mason In ■tuei win or serve,). , ovwy, .vioson .in the city'and all Visiting 'Masons 'are cordially Invited to attend this meet ing'. The plans wilt he on exhibition for the first time and w|U bo explained by the archlteitg In charge. The plans have b^en drawn by Morgan * Dillon. JAP BATTLLSH1PS TO VISIT AMERICA Ban Francisco, Nov. 17.—Word has been received by the Japhneso consul general here that plans have been made for a visit of a Japanese squadron to the United States In March or April. The squadron will consist of a first- class battleship and two of the first- class armored cruisers, which partici pated In the battle of Tsu-Shlmn straits when Togo overwhelmed Rojest- venskv. HAS APPENDICITIS St. Louis, Mo., rjov. 17.-—TIIO condi tion of Congressman John Wesley Gaines,, of. Nushvijle, Tenn!, Who was stricken with appendicitis,Friday aft ernoon, was greatly Improved this morning. ‘ - . , . At first It was thought to be of a serious nature, and the 'congressman’s relatives In Nashville were notified. But the attack paseedqawoy toward even ing and Mr. Gaines waa able to attend the festivities With .'tho other delegates at the Hotel Jefferson last night. . » CHRISTIAN SCIENCE LECTURE’.THURSDAY 7 In an announcement of a lecture on Christian Science' to ,bo delivered at the New Kimball; It was stated Friday that thg date was November 27. The cor rect dote Is next Thursday, -Nj>vem- thnt the affairs of the puny, as well as those of the Pruden tial F|re, which reinsured It a few mohths ago, will be wound up within a short time. The visitors . from the coast' verified * the statements of the company as to Its nblllty to pay In 11! nelglileo hood , .f forty ■■••tit the dollar ats a compromise ot the claims against It, - - The company has never admitted liability under its policies In San Fran cisco on account of the unusual nature of the cause of the cbnflagratlon, and the "Gillen building” clause contained In all Us policies, but In order to avoid long and costly suite the com promise method of settlement has beet! decided upon. Tho outstanding business of both companies will be taken cere of fully by a reinsurance ar rangement which Is now under way with the California Fire, and the pro cess will carry wltlf It the full acqui escence of the San Francisco inter ests. The California Fire Is a claimant against the AUanta-BIrmlngham for about 1)2,000 under reinsurance con tracts. The western claimants are op posed to receivership proceedings and cite the case of the Traders’ Fire as nn example of delays In settlement and unsatisfactory conditions. The arrange ments, It Is understood, await only the approval of the director) of. the California Firs for completion. It la also reported that Major J. T. Dargan, president of the Atlantn- Blrmingham, will represent the Cali fornia Fire as Southern general agent. Major Dargan has, however, refused to confirm this statement at present. Such a course would preserve the pres ent agency plant of the Atlanta com panies for the California Fire nnd Is Itself not an Inconsiderable asset. conference lost I New York to attend the sprinkler con- j j,—.— fercnce. Mr. Curry covers the Kentucky territory from Owensboro and Mr. Douglas halls from Charleston, S. They and Mr. Coftln were the guests of General Agent \V. L. Reynolds nt an Informal luncheon on Tuesday, to> gether with General Agent R. A. Han cock, of the London nnd Lancashire. President James L. Riley, of the At lanta general agency which bears hie name, has been Tn New York this week and completed arrangements Wednes day to represent the Globe & Rut gers hire, of New York, ono of the oldest corporations of the metropolis. The company will eriter Georgia an soon as the deposit can be arrange) for. It writes very liberal lines and has moet substantial financial hack ing. The congestion of cotton at ship ping points Is becoming very severe on account of the slow movement of freight und the generally bad condi tion of railroad traffic at present. Fire underwriters are becoming alarm ed at the conditions prevailing at some places In the state and are refusing to issue policies on cotton on platforms or In temporary storage. A number of serious losses have already occurred. ITEMS OF INTEREST. WOVE CONTEST CASE BEFORE THE COURTS TWO BOYS ESCAPE After escaping Friday night about 6:30 o’clock from Ihe Fulton county reformatory and riding to BarnesvUle on a freight train, Crawford Bqeworth. 12 years of age, and Charlie Smith, 14 years old, were captured at that pined and returned to the reformatory Saturday about noon. Tho boys effected their escape by climbing through a window on the first fioor of the dormitory. They were found on the train at BarnesvUle, and, In an swer to- questions, confessed they had bolted from the reformatory. Washington, Nov. 17.—Commander Robert E. Peary may succeed Rear Admiral M. T. Kndlcott os chief ot the bfireau of yards and .docks when the latter retires from active service on November 26. Admiral Endloott Is a member of the Isthmian canal commission and Is now In Panama, and Is not Apected to re turn to Washington until the first' part of December. No one has yet been appointed to. succeed him ns chief ot the bureau, and the admiral tnay be asked tn conttnue lp the position until January 1. ..I I Special to The,'Georgian. Dublin, fin., Noy. 17.—Following the double, tragody of last Friday, a. A. Tarbutton and Joseph Flusker have been lodged- In Laurens county jail, charged with being accessories to the killing of J. Letcher Tyre. Mr. Tarbutton was arrested on Sun day last. Wilt was allowed to remain at Sandersvllle with a guard until after tho burial of his brother, Hercchel Tarbutton, who died from wounds re ceived ut the hands of Tyre. As soon as he found out that a war rant had been sworn out for him, Mr. Fluker went to Tennllle and surren dered himself to Sheriff Prince, of Lau rens. This will be one of the hardest fought cases ever known In Laurens county. Dailey & Bussey, of Wrlghtsvllle: J, K. Hines, of Atlanta, and John 8, Adams and T. L. Glitter, of this city, have been retained ns attorneys for the defense. P. L. Wade and K. J. Hawkins, of this city, will aid Solicitor General Pottle. It Is understood that the prosecutors In the rase will em ploy other counsel for the state, but just who Is not stated. Special Agent A. B. Andrews, of At lanta, who represents the Sun, of Lon don, In the Southern field, returned home this week after seven months of arduous work In adjusting the com pany’s loeaes at San Francisco. He Is still suffering somewhat from the ef fects of a fall from a street car, Just as he was leaving ’Frleco, but is other wise In the beat of health. He says the experiences of his stay there were the moet strenuous In all his long servlco as an underwriter. Special Agents W. L. Douglas and F. C. Curry, of the German American Insurance Companies, visited Atlanta this week to meet Secretary C. F. Cof fin, of that company, who arrived from A convention of the leading Southern agents of the State Mutual Life In surance Company, of Rome, Ga., was held In Atlanta last Saturday and Dr. Walter Tuylor, the well known life Insurance man of this city, who has been one of the most active represen tatives of the company far some time past, was elected president of an as sociation which was organised. The as sociation will Include all the agents of the company nnd Is Intended to pro mote the social and business advance ment of Ita members. Vice presidents were elected as follows: J. T. Tucker, W. A, McNeely, E. W. Brandon, F. R. Allison, G. B. Reynolds, C. J. Gam ble. R. S. Best was elected secretary and C. M. Fort, of Atlanta, treasurer. Manager Nat Jackson, of the Fidel ity Mutual Life, Is this week enter taining Superintendent John H. Byr- ley from the home office at Philadel phia. Mr. Byrley Is well known In At lanta life Insurance circles through bis former connection with Manager R. F. Shedden, of the Mutual Life. Emory Pattlllo, u popular young member of the famous Insurance fam ily of that name and son of General Agent W. F. Pattlllo, of the Hamburg- Bremen, has accented a position with the underwriting department of the J. E. Luts agency at Knoxville, Tenn. He has served- a thorough apprentice ship In Atlanta offices and goes to his new work well equipped. The Lutz agency Is the largest In Knoxville. FIRE INSURANGE MEN DISCUSS SPRINKLERS AND THEIR EXPERT INSPECTION Actuary Barnett Issues Monthly on Life Companies. VERDICT FOR $25,000 AWARDED MRS. JONES Special to The Georgian., Balnbridge. Ga., Nov. 17.—After trial lasting three days, the jury has returned a verdict for )2S,000 damages In favor of Mrs. Motile Jones, of Fort Valley, against the Atlantic Coast Line railway for the death of her husband, who was killed In a wreck on-that road In this city In July, 1805. Mr. Jones was an onglneer on freight engine, which was run Into by a switch engine In the yards here. Try to Blow Safe. Walker, Mo., Nov. IT.—Robbers In an attempt to blow open the safe tn hardware store at 6 o'clock this morning set the building on fire. Before the blase was extinguished four store buildings and a b*nk were destroyed. The loss Is I7B.OOO. The bank destroyed was looted lost Tuesday night by robber*. OIL MILL BURNS; LOSS IS $17,000 Special to The Georgian. . Anderson, Nov. 17.—The Town- vllte qil'MItl. at Tqwnvllle. this county, was burned this morning. The loss Is about *17.000, covered by ..Insurance. Townvlllfe la ten miles from a rail road. and this Is said to have been the only cotton-seed oil mil! In the South so situated. It has been running for several years and has been quite suc cessful. Jenifer Hive Has Meeting. Members of Jenifer Hive No. 7, L. O, T. M„ held a very enjoyable meeting Tuesday night. Off next Tuesday the members will hold an all-day quilting at their halt, corner Marietta street and Pondera avenue. In the afternoon a special re view and reception will l>e held In hon or of Ladles Sand* and Denby, who will make Richmond. Va., their home for a while. All members are requested to attend and make the afternoon an enjoyable one. ATTORNEY 18 KILLED - IN AUTOMOBILE WRECK. Special to The Georgian. Birmingham, Ala., Nov. 17 L —While out driving In an automobile yester day afternoon Attorney John F. Mar tin was instantly killed and David J. Fox was badly Injured by the machine overturning. Mr. Fox Is president of Fox Sons & Smith Grocery Company. Mr. Fox was driving when the steer ing gear broke, causing the machine to overturn completely. Mr. Martin, the man killed,’ came to Birmingham -fif teen or twenty years ago, from Clarks ville, Tenn., and had won a prominent place In the city’s affairs. An Important conference of fire In surance engineering experts was held In Atlanta this week to consider the writing of Insurance on stores, facto ries and other buildings equipped with automatic sprinklers. The great increase of this form of protection In the South during the past few years hat made necessary a more thorough knowledge and Inter change of information necessary to the companies which Issue policies on such risks. The rates charged for this class of business are much lower naturally than on similar buildings and their contents which are not protected by sprinklers. , In a building so equipped there Is .very small chance of a total loaa by fire when the system Is in good work ing order and the losses which do oc cur are usually confined to small areas. During the past year nearly five hun dred risks In the Southern states have been fitted with such systems and It Is estimated by the experts that within another year this number will be doubled. It Is necessary to maintain a system of careful Inspections of the Installations, the water pressure, etc., to be sure that when the emergency of fire comes, the apparatus will be ready for It. Rusting of the fusible heads used on the pipes, or their clog ging with dust might have serious re sults. The Inspection Is kept up by the In surance companies themselves, on the same plan that boiler and elevator In- Brooklyn. and J. I-’. MacFadden, man ager of the sprinkler department of the Home Insurance Company, of New York; A. W. Sanderson, Chicago; J. F. Stockdell. assistant manager at Atlan ta of the Fhenlx of Brooklyn; Dan B. Harris, Atlanta, Insurance Company of North America; Secretary Henry Rees, of the Aetna Insurance Company of Hartford, Conn.; Manager Edgar 8. Wilson, of the Fireman's Fund at Ma con, in addition to the many general and special agents and local represen tatives of companies pt this city. GERMAN TURNS OVER BUSINESS TO THE ROYAL CO, A step In the present campaign of life Insurance policyholders for mure equitable conduct of life Insurance companies was Inaugurated this week In Atlanta by the Issuance of the first number of a monthly magatlne called "The Policyholder.” A number of prominent Atlantans are Interested in the project, which has for it* object the better understanding of what the companies ought to do for policyhold er* In the way of actual results „ n their policies. The paper will be edited by Actuary Samuel Barnett, whu has been consulting actuary for a number of companies and Is secretary of the Pollcyholdera’ Protective League „f Georgia. In the Initial number of this public i- tlon Mr. Barnett makes the following Interesting comment on present condi tions In the business. "The companies have their actuaries, mathematicians and statisticians. Their armies of employees spend their lives studying the companies' side of the business, and actively driving every thing forward for the benefit of the companies. All the vast Insurance lit- erature, all the laws, all the discussions of ways and means end methods, nil the arguments on any question, all tin- activity; everything Is done by the companies or by their officers and fur the companies' side. Nowhere, nnd by nobody. Is the policyholders' side, ns such, ever thought of. The policyhold ers do not do It themselves, and nobody does It for them. While things tlnue this way the evils will furnish to the policyholders, Individually and col lectively, that information und aid. which will put the policyholder on an equal footing with the companies." The article continues with an ex planation of the reserve and safety surplus and calls attention to the fact that companies are not .required to make public tho safety surplus they claim to carry. Theru Is no uniform method of calculating'dividends. The article concludes: "There are only five things the poll- cyholders need. They need three luw-»: "A law establishing the standard of safety surplus: "A law establishing the correct meth- od of calculating dividends annually, whether tho dividends are paid annu ally or not "A law establishing a sufficient form of annual statement, so that'from the statement alone may be calculated the safety surplus and the dividend on uny policy. "The policyholders also need to have the stute look after the solvency of the companies, us It dues already. ’’And they need their own bureau of life Insurance Information. "Of the five above IhlngH that the IKdicyhotders need, only slate super- vlslon with respect to solvency le fur nished them.” ' Fraternal Insurance. By M. D. GLEASON. Freeport Company Reinsur ed by Big Liver pool Royal. The German Insurance Company of ■aine piu.11 null ininei uuu cictbiui »**- w t ... . , . . „„ . surance corporations keep watch of Freeport, III., which lost hea\il> on ac. their risks and a very complete sys tem has been worked out by Mr. F. E. ItBrdette. of Atlanta, who Is In charge. His force of Inspectors will shortly be Increased as a result of the confer ence, and the results he has obtained so far for the companies rec6lved many compliments from both Eastern and Southern underwriters. Among the prominent Insurance men who attended the meetings held on Monday and Tuesday at the rooms of the Southeastern Tariff Association In the Equitable building were C. M. Bis sau, vice president of the Hartford lire Insurance Company, nnd Manager Thomas Egleston. of that company; Sec retap- Charles F. Coffin, of the Germen-Ameriean Insurance Compa- of New- York; Manager Clarence .. Low. df the Liverpool and London and Globe, at New Orleads; Manager Milton Dargan, Charles .Rosa and C. F. Pescay, of New Orleans, and ot the Royal: Manager S.- Y. Tapper, of the Queen; E U. Crosby, of Philadelphia, chairman of the exoutivc compalttee of the National Fire Prevention Associa tion; W. L. Stoney, of the Phenlx, of count of the 8an Francisco conflagra tion, was reinsured yesterday ns to ita outstanding policies by the Royal In surance Company of Liverpool, Eng land. The ’German had a very large business and an excellent agency plant. The company has been for some time endeavoring to effect a settlement with Ita California claimants at 60 cents on the dollar, but the delays occasioned by negotlallens-dtave forced the directors to take this step In order to protect the present policyholders. The company Is represented at Atlanta by the C. C. Hatcher Insurance Agency and oper ated In .the South through the Gen eral Agency of M. A. Shumard, at New Orleans. Its net losses at San Fran cisco, according to a statement fur nished this week to Comptroller Gen eral William, A. Wright, were 12,874,- 014, and Its gross liabilities on the same account I5.1IM22. The difference Is covered by reinsurance, salvage and claims not admitted. The company has according to Its statement total as- . . This Is Not For Ladies To The value of your name is phi increased if it appears in iteaa! The New Bell Telephone Di- £>'«£ rectory. Listings close De- Petcrs Street> carr £ a full line of j n’TSSui cemberl. Call Contract De- scissors. Kitchen Knives .radlKfr ZSSLr* partment, Main 1300. Few people are aware of who was the originator of fraternal life Insur ance, nor are many aware that It Is a divine Institution. Some tell us that the Rev. Dr. An- hate, of Lincolnshire,'England, started the first life Insurance society In 16S8. but life Insurance la older than that date. It Is as old as the corn cribs of Egyp: and God Himself la the author und originator; for do we not read In the Bible w-hero Joseph, by God’e will, was the first president of the first life In surance society, that the world ever eaw 7 In the beautiful story pf Joseph we learn that Pharaoh had a dream that distracted him very much. He thought he stood on the banks of the river Nile and eaw coming up out of the river seven fat, sleek, glossy cows, and they began to browse on the thick gross. But after them, coming up out of the same river, he saw seven cow* that were gaunt and starved, and the worst looking cows that had ever been seen tn that land, and In the ferocity o* hunger they devoured their seven pre decessors. Pharaoh, the king, sent for Joseph to decipher this strange hap pening. Joseph made short work of It, saying that the seven fat cows that came out wf the river were seven years with plenty to eat, and the seven emen dated-cows that followed them were seven years with nothing to eat. "Now,” said Joseph, "let us take one- fifth of the corn crop of the seven pros perous years nnd keep it as a provision for the seven years In which there shall be no crop." And the king took hi* counsel and appointed Joseph president of that great Egyptian life Insurance company. Joseph established branch houses In all the cities and towns, and the farm ers paid one-fifth of their Income us •> premium and millions ot dollars of as sets were stored up. After a while when the dark days came the whole nation would have starved If It had not been for the pro vision they had made for the future. But oil those suffering families had to do was to collect the amount of their life policies. The Bible puts It In one ehort phrase: "In all the lands of Egypt there was bread.” « Coming on down the countless ax>* we read In the second book of tn* Judas Maccabeus, eople, demanded of r.l- dividing the fruits of Scissors, Kitchen Knives and their victories a part should be ’ Pocket Knives for household use. • thrirdepsrtad bro!bsrs.* ,,d ° rP '“” - - —