Newspaper Page Text
Vol. 7. No . 43.
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Wodern One Was Opened
~ In Scotland In 1810.
ED BY HENRY DUNCAN.
Presbyterian Clorgyman and
iend of Thomas knrlylo and
brated Dr. Chalmers—The
Lpread of the System.
p *rst savings bank to necept de
y small amounts and to pay
lative interest was opened in Seot
in May. 1810, Several institutions
avings existed in forelzn countries
to 1810, bhut there was nothing in
jl'ei:pw:t like the modern savings
c. England, for example, eariy
essed the appearance of numerons
1 charitable associations and insti
as which undertook to invest the
wgs of thelr members.
tirst modern savings bank, how
was originated by Henry Dun
a Presbyterian clergyman of
ries. Seotland, a friend of Thom
irlyle and of the celebrated Dr.
pers. who throughout his active
as interested in various schemes
ctical benevolence. In 1810, aft
had already set forth his views
subject in the Dumfries Courier,
tablished the Ruthwell Savings
His purpose, as expressed in a
e published by his son in 1888,
o induce the mass of people of
me to realire the value of the lit
vings which by economy could be
ay.
‘Dumitries community of lowland
e was a‘gocd one in which to
such a scl‘fleme. During the first
r savings t¢ the amount of £l5O
re deposited(in the Ruthwell Sav
s bank and [in the next two years
1 #od £241, [respectively. DBy 1814
deposits amouated to £022.
s the sucgess of Mr. Duncan’s
eme became- known similar institu
s were ‘organized elsewhere in
vtland and l-)lmgl:,md. One of the
liest was thof Edinburgh Savings
k, still a thriving institution.
he Ruthwell pank had some pe
wri¢tes which Alistinguished it from
_ institutioms that were developed
r. There was an annuity fund, for
tance. Most remarkable of all, be
o :mybfbd,v's first deposit was re
ved inguiries had to be made as to
#%p, family affairs and previous
bral, copduct. ~ According to what
s discovered the management decid
tirst\ Whether his deposit should be
eptedf and. second, what rate of
rrace? shonld be allowed him.
|adies Grimmed Hats
The most beautiful and the very lat
est models, such as you can see only in
the very large cities and in all the very
latest shades _
You Will Find at Wolison’s
Who has just returned from New York
and together with Mis. Wolfson, they
have selected the prettiest Trimmed
Hats ever shown in this community,
and at
‘As Usual, Low Prices.
When we say low prices on these
snappy hats we actually mean just one
half the price that they are really worth.
Just give them a look’and thore will be
a sale. Remember, also, that we have
a line of goods this fall for Men, Wom
en and children the most up-to-date in
every respect.
NOLESRN B
HAZLEHURST NEWS.
The Ruthwell bank's funds were
placed witl the British Linen company,
which allowed 5§ per cent Interest on
them. Most of the depositors received
4 per cent, but to those of three yeary'
standing whose deposits amounted to
£5 or more 5 per cent wias allowed,
provided the depositor wanted to pet
married or that he was firty-six yenrs
old or that In other respecis it would
be especially advantageous for him to
receive more interest, The firer save
fngs bank was under no oblization to
allow depositors to withdraw funds
when they wanted. There was a pro
vision that “when the depositor shall
have hecome incapable of maintaining
himself from sickness or otherwise a
weekly allowance may be made to him
at the eption of the court of directors
out of the money he has deposited.”
The Edinburgh Savings bank was
much simpler in its organization than
the Ruthwell and more closely resem.
bled the savings banks of the present
day. Each depositor received the same
rate of interest. There was po pre
Mminary investigation of bis charae
ter. and he could withdraw his doe
posits at pleasure. The rate of inter
est was uniformly 4 per cent.
Widespread interest was aroused in
the early experiments in Great Britain,
I"arseeing people realized that the new
institutions were destined to add large-
Iy to general prosperity and happiness,
This opinion was eloquently voiced by
the great Scotch critic Francis Jefrey.
who, writing in the Edinburgh Review,
snid: *lt would be difficult, we fear,
to convince either the people or their
rulers that the spread of savings
banks is of far more importance and
far more likely to increase the happl
ness and even the greatness of the na
tion than the most brilliant success of
its arms or the most stupendous im
provement of its trade and its agricul
ture. And yet we are persuaded that
it is so.”
Laws safeguarding savings banks
were passed as these institutions began
to show vitality and clearly needed
regulation. Trustees and managers
were early prohibited from makingany
profit in connection with these baiks,
The English savings bank movemen:
rapidly spread throughout the cou
tinent, France, Germany, Denmark and
Italy successively taking up the idea.
Everywhere with modifications proper
to the nationality it bhas proved sac
cessful. i
The first American savings bank was
opened in Philadelphia in 1816 and
was called the Dhiladelphia Saving
Fund society. The same year one was
established in Boston, New York fol
lowing in 1819, and in 1820 there were
ten in the country, having 8.635 de
positors and $1,138,070 in deposits.—
Bostoer Globe.
Hazlehurst. Jeff Davis County, Georgia, Thursday, October 21, 1909,
FRENCH MARRIAGES.
All Probable Future Events Arranged
For In Advance.
On the appointed evening I arrived
at the given time, and after an ex
cellent dinner, at which. all mewmbers
of both familles were present, we re
paired to the great dreawing roem,
where the chalrs had been arranged in
n semicircle about twwessmall, rownd
tables, Presently two grave old gen
tlemen, the tamlly notaries, who had
not been s=een to swmile during the
whole dinuer, took their seats in front
of the tables, and when we were all
assembled the elder commenced to
read a long memoir, which he an
nounced he had compiled with the help
of his colleague, Then, to my utter
amazement, he began to name all the
possessions of the future bride and
bridegroom—so many bonds and mort.
gnges, 8o meny houses, farms, wooel
lands, prairies, articles of persona|
adornment, furniture and jewels: the
ways in which they mizht be used or
disposed of, what would happen in
ense no children were horn of the
marriage, in case of death of one or
the other of the parties. In fact, all
the misfortunes. all the most terrible
and saddest events, had been Toreseen,
and cold chills began running down
my back as 1 heard each new ease
mentioned. 1 was indignant, 1 posi
tively revolted. V’'hy were mixerable
questions -of business allowed to fore
shadow the charming union of these
two young people, who had known and
loved each other sinee childhood and
whose true and pure affection was in
nocent of all monetary interests? Could
not all have been spared them?
The next day I frankly opened my
heart to Jeanne and ber mother, ex
plaining the sensations 1 had experi
enced the previons evening and say
ing that in my country. when two per
sons were about to marry, as long us
there was love on both sides and the
man was able to support his wife all
such questions were usually left undis
cussed.
They both listened to me somewhat
astonished, and then Mme. de R—.
whose great goed sense has always
convinced me, replied swmilingly:
“But, my dear, for us marriage is
not only the joining of two young and
loving hearts. We go further and cote
sider the generations to come, the
founding of a new family—a home.
As every one knows, the first years
are often the most difficult, and we
therefore take precautions to smooth
the paths of our children by settling
in their presence all business matters,
once and forever, and arranging things
so that the new life may develop un
der the best of circumstances.”—s3crib
ner's Magazine.
Breaking Them to the Y¢ia.
Edward Lisle, whose *“Observations
on Husbandry” was published in 1757,
described the method employed by his
“oxhind” or cattleman to break cattle
to the yoke: “He yoked two of the
steers, being two yearlings, together
and so suffered them to walk about
the ground where there were no pits
or ditches for them to receive hurt by.
He also tied together the bushy parts
of their talls, the reason of which was
because they should not be able to
turn their heads to each other so as
to strike one another with their horns
or by bending their necks too much by
endeavoring to face one another and
then striving break their necks.” In
this condition the oxhind let them go
on the ground, if without holes or
ditches, all night or else turned them
into an empty open barn so yoked and
thus treated them two or three times
before he worked them.
Consolation.
There was once a Billville citizen
who could never rid himself of the
chills, but went shivering through the
hottest days of summer. When at last
it seemed that all was up with him, his
good wife to comfort him said:
“John, you've been a-shakin® an’
a-shiverin’ all yer life, but you’ll get
warm over there!”
“For the Lord’'s sake, Mary,” sald
the shivering man, “don’t talk so!
Which way do you think I'm a-goin’?”
—Atlanta Constitution.
Music Hath Charms.
“So you are fond of music?”
“Yes,” answered Senator Sorghum;
“I have the highest regard for it
When you go home and meet a crowd
of constituents there is nothing like a
brass band to take thefr minds off the
explanations they have been looking
for.,”—Washington Star.
R ———————————
They Pass It,
“l suppose the deacons in your
ehurch pass the plate?” ‘
“Yes; they even go so far as to cut
it absolutely dead. I've never yet seeus
any of them put in a cent!”—Puck.
i —
The True Story of an Ingenious
Swindle In London.
i
\ CLEVERLY WORKED GAME.
it Netted an Impecunious Russian No
bleman a Thousand Pounds Sterling.
The Easy Manner In Which Count
Sacha @6t Something For Nothing.
Count Sucha Roubletsky was on bis
seam ends in Loondon. To the world
e was still a dashing young noble
win, son of an immensely wealthy
Russian prince, but in point of fact
3¢ was flimncially at his last gasp.,
He wanted a thousamd or so for
sothing. That was the problem he de
ated as he sat in his lodging smoking
shgarette after clgarette. At last he
*ose with a satistied smile, Next morn
img Count Sacha called on Messrs,
sparkle & Shive, the well known Bond
street jewelers. He explained who he
was and that he had cowme to select
some jewelry for his sweetheart.
From the glittering tray he selecred
® beautiful stone, price £3OO. He then
sxplained that, bis remittances being
delayed, he was not in a positien to
romplete the purchase at the moment,
nned. in any case, he wished first to
submit the stone to his sweetheart's
approval,
e added suavely that as he was un
known to Messrs, Sparkte & Shine he
could not expect them to part with the
gem without making inqulries, but
they were at liberty to apply to the
Russian embassy for any information
they desired concerning him. He
would return the following day and.
everything being satisfactory, take the
diamond.
'o this the jewelers agreed and, in
quiring at the Russian embassy, were
informed that Count Saeha was un
questionably the son of a wealthy
prince and that they would probably
be ‘safe in giving him credit for even
more than the amount mentionéd,
They did not know at the embassy
that Sacha had heen disowned by his
tather, and they were agreeable to the
count’s own suggestion that a member
of the embassy should attend at the
jeweler’s next day “to identify him.
This was done, and Count Sacha re
ceived the dinmond. The same day
he called at a big pawnbroker's and,
mentioning airily that he was in tem
porary difticulties, pledged the diumond
for the small sum of £SO.
The next day found Count Sacha
again at Messrs. Spurkle & Shine's.
His sweetheart, he said, was enchant
ed with the diamond, but nothing
would satisfy her now but that she
should have another diamond abso
lutely matching the ftirst.
The jewelers explained that to match
such a stone would be a matter of
great difficulty and the price of the
second gem would be enormously in
creased—in short, for such a_pair of
°
The Capitol Drug Store€
W"M
Hazlehurst, Georgia.
Mm#
MM“M
TO THE PUBLIC:
Having recently begun the Drug
Dusiness in your community,
I take pleasure in inviting
_ you to call at my store
when in need of anything
usually found in a
complete and up-to-date
DPRUG STORE ,
N
MHeap a Glean @nd Fresh Steck of
Drugs Medicines, Druggists, Sun
dries, Cigars and Tcilet Articles
M
”___m
Bear in mind, our stock is complete and we cheerfully
solicit your patronage.
DR. L. P. PIRKLE, Prop.
SI.OO Per Year.
twin dlamonds they would has
charge £3.000. Count Sachn shrugged
his shoulders, The price was stiff, bug
he could deny his sweetheart nothing.
Wounld Messrs, Sparkle & Shine plense
at once set nbout procuring the second
dlnmond?
The jewelers, being unable to matels
the dinmond themselves, wrote 10 the
Jeading dealers and pawnbrokers de
scribing the stone they wanted and
intimating that they were prepared to
go ay far as £2,000 for a perfect speci
men. Among these they wrote to veasw
the pnwabroker with whom Count Sa
cha had pledged the original dinmound.
which was just what that ingenlous
rscnl expected.
A few days later Count Sacha cunlled
at the pawnbroker's to redeem his din
mond. The pawnbroker had had
Messrs, Sparkle & Shine's letter, and.,
remembering the beautiful diamond
pledged with him a day or two before,
he had examioed it and found that ic
met all of Sparkle & Shine's require
ments. }
The count redeemed the stone, and!
then the pawnbroker inquired whether ]
by any chance be would care toselt it}
Oh, no! It was & family heirloom.
Eiis customer would not dream of part- |
ing with it. :
That was a pity, sald the pawnbro
ker. He had chanced to show the dis-,
mond to his wife, and she had takew a;
vielent fancy to it—so much so that’
he was prepared to give a fancy price..
He offered £BOO. )
Count Sacha laughed and shook, bis’
headd. One thousand pounds? Oh, ne!’
He really did not want to sell it. An:
offer of £1,300. however, made Lim hes-©
itate. At last, after profonged chaffer?
ing. Count Sacha passed back the dis- |
mond to the pawnbreker and received '
£1.500 in exchange. Once outside he
jumped into a cab and drove as fast)
us he could to Messrs, Sparkle &
Shine's. .
Arrived there, he explained, with |
many regrets, that bis sweetheart had’
changed her mind. She no longer
wanted the second diamond. Had the
jewelers yet found i#t? No? Ab, that
was well! Still., he feared he had put
them to much trouble. However, he
was glad to say his remittances bad
arrived and he had now much pleas
ure in handing over £SOO in paymeat
for the original diemond. which his
sweethaurt had decided to keep.
One thousand pounds to the good.,
€ount Sncha left the shop, baving
“prought off” a mest ingenious swin
dle. Yet can any eone say where her
eame within reach of the law!—LP"ear
son’s Weekly. -
1t is a question which causes a moth
er the more worry—a boy so sick
thiat he Is good or so thoroughly weil
that he is bad.
: Trouble For Pa. _
“Where do they wind you up, Miss
Skreeker?”
“Wind me up?*
“Yes: pa sanid you sang mechanieal
ly.”—Houston Post.
He that speaks sows, but he that
hears reaps.—Arabian Proverb.