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THE MADISON COUNTY (GA) JOURNAL. THURSDAY. FEBRUARY 12. 2009 - PAGE 7B
Public Notices
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
BRANDY N. LUMPKIN to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated August 21, 2007,
recorded in Deed Book 1051,
Page 146, Madison County,
Georgia Records, as last
transferred to Countrywide
Home Loans Servicing, LP
by assignment to be recorded
in the Office of the Clerk of
Superior Court of Madison
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount
of ONE HUNDRED THIRTY
THOUSAND AND 0/100
DOLLARS ($130,000.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the highest
bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the first
Tuesday in March, 2009, the
following described property:
SEE EXHIBITAATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other
possible events of default,
failure to pay the indebted
ness as and when due and
in the manner provided in the
Note and Security Deed. The
debt remaining in default, this
sale will be made for the
purpose of paying the same
and all expenses of this sale,
as provided in Security Deed
and by law, including attor
neys fees (notice of intent to
collect attorneys fees having
been given).
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable),
any matters which might be
disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Countrywide Home Loans,
7105 Corporate Drive, Mail
Stop PTX-C-35, Plano, TX
75024, 1-888-219-7773.
Please understand that
the secured creditor is not
required by law to negotiate,
amend, or modify the terms
of the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Brandy N. Lumpkin
or a tenant or tenants and said
property is more commonly
known as 91 Wrigley Court,
Hull, Georgia 30646.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Countrywide Home Loans
Servicing, LP as Attorney in
Fact for Brandy N. Lumpkin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms8 3/3/09
Our file no. 5185909-FT7
EXHIBIT A
All that tract or parcel
of land, together with all
improvements thereon, situ
ate, lying and being in the
382nd GMD, Madison County,
Georgia, being known and
designated as Lot 14, Jacob’s
Field Subdivision, Phase I,
and being more particularly
described according to a Plat
of survey entitled “Survey
for Brad Howard” dated
November 8, 2004, by Carroll
Surveying, Inc., Stacy C.
Carroll, RLS, recorded in Plat
Book B139, Pages 3A-6A,
Madison County Records and
incorporated herein; being
the same property conveyed
by deed recorded in Deed
Book 825, Page 198, said
records.
The obligation to pay the
debt described in the afore
mentioned security deed
and secured by the above
described property has been
assumed by Countrywide
Home Loans Servicing, LP.
(FE5,12,19,25B/12062-70T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the
payment of the indebtedness
secured by a Security Deed
executed by STEVE BOLIN
aka STEVE M. BOLIN to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. dated December 19,
2001, in the amount of
$202,400.00, and recorded in
Deed Book 0406, Page 214,
Madison County, Georgia
Records, as last transferred
to Mortgage Electronic
Registration Systems, Inc.
by assignment, the under
signed, Mortgage Electronic
Registration Systems, Inc.
pursuant to said deed and
the note thereby secured, has
declared the entire amount of
said indebtedness due and
payable and pursuant to the
power of sale contained in
said deed, will on the first
Tuesday in March, 2009, dur
ing the legal hours of sale,
at the Courthouse door in
Madison County, sell at pub
lic outcry to the highest bid
der for cash, the property
described in said deed to-
wit:
All that tract or parcel
of land, together with all
improvements thereon, situ
ate, lying and being in the
1616th District, G.M., Madison
County, Georgia, contain
ing 4.67 acres, more or less,
Vineyard Creek Estates,
and being more particularly
shown on a Survey entitled
Survey for Wayne D. and Sue
N. Tilson and Winfred Beck,
dated March 31, 1989, by
James M. Paul, Registered
Land Surveyor, and recorded
in Plat Book 26, Page 281, in
the Office of the Clerk of the
Superior Court of Madison
County, Georgia, reference
to which is hereby made for
a more particular description
of the property herein con
veyed.
There is situate on said
Tract a Dwelling known as
244 Katie Beth Road, Comer,
Georgia, according to the
present system of numbering
houses in Madison County,
Georgia.
which has the property
address of 244 Katie Beth
Road, Comer, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held sub
ject to any unpaid taxes,
assessments, rights-of-way,
easements, protective cov
enants or restrictions, liens,
and other superior matters of
record which may affect said
property.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold
as the property of Steve Bolin
aka Steve M. Bolin and the
proceeds of said sale will be
applied to the payment of said
indebtedness, the expense of
said sale, all as provided in
said deed, and the under
signed will execute a deed to
the purchaser as provided in
the aforementioned Security
Deed.
Mortgage Electronic
Registration Systems, Inc.
Attorney in Fact for Steve
Bolin aka Steve M. Bolin
Anthony DeMarlo, Attorney/
kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-00422 /FHLMC
THIS LAW FIRM IS ACT
ING AS A DEBT COLLEC
TOR AND IS ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
(FE5,12,19,25B/1325-60)
gpn11
Notice of Sale
Notice of Sale Under Power
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
By virtue of the power of
sale contained in a Deed
to Secure Debt given by
CORNELIUS HALL to
MERCHANTS & FARMERS
BANK dated September
25, 1997, recorded in Deed
Book 87, Pages 74-77; an
Additional Loan Agreement
dated March 12, 1998,
recorded in Deed Book 117,
Page 171; an Additional Loan
Agreement dated September
18, 1998, recorded in Deed
Book 155, Page 42; an
Additional Loan Agreement
dated April 1, 1999, record
ed in Deed Book 205, Page
72; and an Additional Loan
Agreement dated November
20, 1999, recorded in Deed
Book 245, Page 113; all
recorded in the Office of the
Clerk of the Superior Court
of Madison County, Georgia,
conveying the after-described
property to secure a Note in
the original principal sum of
EIGHTY-FIVE THOUSAND,
THREE HUNDRED, EIGHTY-
TWO AND 10/100 DOLLARS
($85,382.10), with interest
thereon as set forth therein,
there will be sold at pub
lic outcry to the highest
bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the first
Tuesday in March, 2009, the
following described property:
All that tract or parcel of land
situate, lying and being in the
382nd G.M. District, Madison
County, Georgia, containing
6.086 acres, more or less,
being on the westerly side
of county paved road known
as McCarty-Dodd Road,
and being more particularly
shown and delineated on a
plat entitled “SURVEY FOR:
CORNELIUS & YOLANDA
HALL,” prepared by Ray N.
Woods, Registered Surveyor,
dated September 5, 1997,
recorded in Plat Book 35,
Page 47, Office of the Clerk of
the Superior Court of Madison
County, Georgia, which plat
and record are by reference
incorporated herein.
Subject to easements,
restrictions and reservations
of record not coupled with a
right of reverter and taxes for
the current year.
Said property is commonly
known as 517 McCarty Dodd
Road, Colbert, Georgia
30628.
The debt secured by said
Deed to Secure Debt and
Additional Loan Agreements
has been and is hereby
declared due because of,
among other possible events
of default, failure to pay the
indebtedness as and when
due and in the manner pro
vided in the Note and Deed
to Secure Debt. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in the Deed to Secure
Debt and by law, including
attorney’s fees (notice of
intent to collect attorney’s
fees having been given).
Said property will be sold
subject to any outstanding
ad valorem taxes (including
taxes which are a lien, but
not yet due and payable), any
matters which might be dis
closed by an accurate survey
and inspection of the prop
erty, any assessments, liens,
encumbrances, zoning ordi
nances, restrictions, cove
nants, all outstanding bills for
public utilities which consti
tute liens upon said property,
and matters of record supe
rior to the Deed to Secure
Debt first set out above.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Cornelius Hall or
tenant(s).
This 29th day of January,
2009.
Merchants & Farmers
Bank As Attorney in Fact for
Cornelius Hall
Law Office of Lane
Fitzpatrick
Post Office Box 660
Danielsville, Georgia
30633
706-795-3305
(FE5,12.19,26B/12830-60)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Because of a default in
the payment of the indebt
edness secured by a
Security Deed executed
by LARRY BOLTON to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. dated October 7, 2005,
and recorded in Deed Book
854, Page 19, Madison
County Records, said Security
Deed having been last sold,
assigned, transferred and
conveyed to US Bank National
Association, as Trustee for
Credit Suisse HEAT 2006-
1, by Assignment securing a
Note in the original principal
amount of $114,240.00, the
holder thereof pursuant to
said Deed and Note thereby
secured has declared the
entire amount of said indebt
edness due and payable
and, pursuant to the power of
sale contained in said Deed,
will on the first Tuesday,
March 3, 2009, during the
legal hours of sale, before
the Courthouse door in said
County, sell at public outcry
to the highest bidder for cash,
the property described in said
Deed, to-wit:
All that lot or parcel of land,
together with all improve
ments thereon, situate, lying
and being in the 382nd
District, G.M. of Madison
County, Georgia, being
known as Lot 2 of Woodland
Crossing, containing 1.647,
acres, more or less, lying on
the Westerly side of Sorrow-
Patterson Road (County Road
No. 229), and being more
particularly shown and delin
eated as Lot 2, 1.647 acres,
according to that plat enti
tled “Survey For: Woodland
Crossing”, dated October 20,
1997, prepared by Paul &
Evans Land Surveying, Inc.,
Thomas R. Paul, Registered
Surveyor, and recorded at
Plat Book 37, Page 92, in
the Office of the Clerk of the
Superior Court of Madison
County, Georgia, which plat
and record are by reference
incorporated herein.
Subject to those Protective
Covenants for Woodland
Crossing, recorded in Deed
Book 105, Page 114-116, and
amended in Deed Book 108,
Page 3-5, Madison County,
Records.
Said property is known
as 681 Sorrow Patterson
Road, Colbert, GA 30628,
together with all fixtures and
personal property attached to
and constituting a part of said
property, if any.
Said property will be sold
subject to any outstanding
ad valorem taxes (includ
ing taxes which are a lien,
whether or not now due and
payable), the right of redemp
tion of any taxing authority,
any matters which might be
disclosed by an accurate
survey and inspection of the
property, any assessments,
liens, encumbrances, zoning
ordinances, restrictions, cov
enants, and matters of record
superior to the Security Deed
first set out above.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Notice has been given of
intention to collect attorney’s
fees in accordance with the
terms of the Note secured by
said Deed.
Said property will be sold
as the property of Larry
Bolton, the property, to the
best information, knowledge
and belief of the undersigned,
being presently in the pos
session of Larry Bolton, and
the proceeds of said sale will
be applied to the payment
of said indebtedness and all
the expenses of said sale,
including attorney’s fees, all
as provided in said Deed,
and the balance, if any, will
be distributed as provided by
law.
US Bank National
Association, as Trustee for
Credit Suisse HEAT 2006-1
as Attorney-in-Fact for Larry
Bolton
File no. 07-1925
L. J. SWERTFEGER, JR.
SHAPIRO &
SWERTFEGER, LLP*
Attorneys and Counselors
at Law
2872 Woodcock Boulevard,
Suite 100
Atlanta, GA 30341
(770) 220-2730/LW
www.swertfeger.net
*THE LAW FIRM IS
ACTING AS A DEBT COL
LECTOR. ANY INFORMA
TION OBTAINED WILL BE
USED FOR THAT PUR
POSE.
[FC-NOS]
(FE5,12,19.26B/1323-70T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale
contained in Consumer Deed
to Secure Debt dated June 4,
2004, from WERNER WAYNE
CASEY to ATHENS FIRST
BANK & TRUST COMPANY,
now known as AFB&T, record
ed in Deed Book 00702, Page
0036, in the Office of the
Clerk of the Superior Court
of Madison County, Georgia
and re-recorded in Deed
Book 00850, page 0232 in
said Clerk’s Office (herein
after “Security Deed”), said
Security Deed securing a note
dated January 14, 2008 in
the original principal amount
of $85,647.44 with interest
from date at the rate speci
fied in the note on the unpaid
balance until paid, there will
be sold by the undersigned
at public outcry to the high
est bidder for cash before the
Courthouse door in Madison
County, Georgia, within the
legal hours of sale on the first
Tuesday in March, 2009, the
following described property
(together with and including
all buildings and improve
ments now or hereafter exist
ing thereon, and all fixtures
now or hereafter attached to
or used in connection there
with), to-wit:
ALL THAT TRACT OR
PARCEL OF LAND situate
lying and being in Madison
County, Georgia, and being
more particularly described
in Exhibit “A” attached hereto
and by this reference made a
part hereof.
EXHIBIT “A”
All that tract or parcel
of land situate, lying and
being in the 203rd G.M.D.,
Madison County, Georgia,
being known and desig
nated as 0.439 acres, more
or less, as shown on a plat
entitled “Survey for Charlie
A. Seymour”, dated March
9, 2000, by James M. Paul
Engineering & Surveying,
said plat being recorded in
Plat Book B-43, Page 5, in
the Office of the Clerk of the
Superior Court of Madison
County, Georgia, and being
incorporated herein by refer
ence for a more particular
description.
THE residence situated
upon the above referenced
property is known and des
ignated as 52 Fourth Street
according to the present sys
tem of numbering houses in
Carlton, Madison County,
Georgia.
Reference is made to
Certificate of Name Change
from Athens First Bank &
Trust Company to AFB&T
recorded in Deed Book01157,
page 0192 in said Clerk’s
Office. The debt secured
by the Security Deed has
been and is hereby declared
due because of, among other
possible events of default,
nonpayment of amounts due
on said loan when due, and
the loan having matured by
its terms and not been paid.
Said default not being cured,
and the debt remaining in
default, the sale will be made
for the purpose of paying the
same and all expenses of the
sale, including accrued attor
ney’s fees.
Said property will be sold
by AFB&T, formerly known
as Athens First Bank & Trust
Company, as attorney in fact
for Werner Wayne Casey,
subject to any outstanding ad
valorem taxes and/or assess
ments, and matters of record,
if any, having priority over the
Security Deed.
To the best of the knowledge
and belief of AFB&T, formerly
known as Athens First Bank
& Trust Company, the person
in possession of the property
known as 52 Fourth Street,
Carlton, Georgia 30627-1445
is Werner Wayne Casey or
persons claiming under him.
The name, address and
telephone number of the
individual or entity who has
full authority to negotiate,
amend and modify all terms
of the Security Deed is Ms.
Lori Martin, Vice President,
AFB&T, Mailing address:
AFB&T, Attention: Lori Martin,
Post Office Box 1747, Athens,
Georgia 30603; Physical
Address: AFB&T, Attention:
Lori Martin, 150 West
Hancock Avenue, Athens,
Georgia 30601; Telephone
number: (706) 357-7015,
provided however, AFB&T
is not required to negotiate,
amend or modify the terms of
the Security Deed.
Said property will be sold
and deed executed by the
undersigned to the purchas
er and the proceeds of sale
applied by the undersigned,
all as provided in said power
of sale and the Security Deed
containing said power.
AFB&T, formerly known as
Athens First Bank & Trust
Company, as Attorney in Fact
for Werner Wayne Casey
DARREL BEGNAUD
BEGNAUD & MARSHALL,
LLP
Post Office Box 8085
Athens, Georgia 30603
(FE5,12,19.26B/313-70T4P)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
Athens-Clarke County
Because of a default under
a Note dated August 8,
2004, in the original princi
pal amount of $27,844.96,
said Note being secured by
a Deed to Secure Debt with
Power of Sale executed by
D. LUCY CHANDLER to
FIRST AMERICAN BANK
AND TRUST COMPANY,
recorded in Deed Book 189,
Page 130, in the offices of
the Clerk of the Superior
Court of Madison County,
Georgia, said defaults being
continued and not having
been made good, the under
signed First American Bank
and Trust Company, pursu
ant to said Deed and the
Notes secured thereby, has
declared the entire amount of
the indebtedness secured by
said Deed immediately due,
payable and collectible; and,
pursuant to the power of sale
contained in said Deed, will,
on the first Tuesday in March,
2009, being March 3, 2009,
within the legal hours of sale
before the courthouse door
in Madison County, Georgia,
sell at public outcry to the
highest bidder for cash, the
property described in said
Deed, to wit:
See Exhibit “A”
This debt secured by said
Deed to Secure Debt being in
default, and the holder hav
ing declared the balance of
the indebtedness due, this
sale will be made for the
purpose of paying the same,
and the proceeds thereof
will be applied to the pay
ment of said indebtedness
and all charges and expens
es in connection with fore
closure .including attorney’s
fees(notice of intent to collect
attorney’s fees having been
given), and the balance, if
any to be applied as provided
by law.
Said property is being
sold subject to all matters of
record superior to said Deed
to Secure Debt, all unpaid
taxes, assessments and/or
restrictions of record, if any.
To the best of the under
signed’s knowledge, informa
tion and belief, equitable title
to this property is held by, and
this property is in possession
of D. Lucy Chandler, Lucy
Chandler Kidd, and Steve Ray
Kidd, and/or tenants claim
ing under them. The property
address is 1900 COMER RD,
COMER, GEORGIA 30629.
This 30th day of January,
2009.
First American Bank and
Trust Company As Attorney
in Fact For D. Lucy Chandler
EXHIBIT “A”
ALL THAT TRACT OR
PARCEL OF LAND, togeth
er with all improvements
thereon, situate, lying and
being on County Road 159
in the 383rd District, G.M.,
Madison County, Georgia,
containing 7.00 acres, more
or less, as shown by plat
and survey entitled “Survey
For: A. LEWIS BURDETTE”,
prepared by James Paul,
GRLS, dated June 10, 1994,
as recorded in Plat Book 29,
Page 550, Madison County,
Georgia records; which plat
and the recording thereof are
hereby incorporated herein by
reference for a more detailed
description of the property.
LESS AND EXCEPT: ALL
THAT TRACT OR PARCEL
continued on following page