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PAGE 4B - THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. APRIL 9. 2009
Public Notices Continued
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in
the payment of the indebt
edness secured by a
Security Deed executed
by CLINTON A. COILE to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. dated January 25, 2008,
in the amount of $114,819.00,
and recorded in Deed Book
1088, Page 160, Madison
County, Georgia Records, as
last transferred to Mortgage
Electronic Registration
Systems, Inc. by assignment,
the undersigned, Mortgage
Electronic Registration
Systems, Inc. pursuant to said
deed and the note thereby
secured, has declared the
entire amount of said indebt
edness due and payable and
pursuant to the power of sale
contained in said deed, will
on the first Tuesday in May,
2009, during the legal hours
of sale, at the Courthouse
door in Madison County, sell
at public outcry to the highest
bidder for cash, the property
described in said deed to-wit:
All that tract or parcel
of land, together with all
improvements thereon, situ
ate, lying and being in the
205th District, G.M., Madison
County, Georgia, containing
5.00 acres, more or less, and
being more particularly shown
on a survey entitled Survey
for Robert L. Rosemond, Jr.,
dated November 10, 1999, by
James M. Paul, Registered
Land Surveyor, and recorded
in Plat Book B-82, Page 3,
in the Office of the Clerk of
Superior Court of Madison
County, Georgia, reference to
which is hereby made for a
more particular description of
the property herein conveyed.
Together with a non-exclu-
sive easement for ingress and
egress along that access drive
designated on the aforemen
tioned plat as 20 Foot Private
Access Drive.
This deed is given subject
to all easements and restric
tions of record, if any.
Together with the mobile
home therein originally being
a 28 X 76, 1999 Legacy
Homes of Legend, HL10339A
which has been affixed to the
above-described real estate
with the intent that it become
part of the real estate con
veyed hereby.
which has the property
address of 325 Kathleen
Court, Comer, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held sub
ject to any unpaid taxes,
assessments, rights-of-way,
easements, protective cov
enants or restrictions, liens,
and other superior matters of
record which may affect said
property.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold as
the property of Clinton A. Coile
and the proceeds of said sale
will be applied to the pay
ment of said indebtedness,
the expense of said sale, all
as provided in said deed, and
the undersigned will execute a
deed to the purchaser as pro
vided in the aforementioned
Security Deed.
Mortgage Electronic
Registration Systems, Inc.
Attorney in Fact for Clinton
A. Coile
Anthony DeMarlo, Attorney/
smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17432 /FHA
THIS LAW FIRM IS ACT
ING AS A DEBT COLLEC
TOR AND IS ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
(AP9,16,23,30B/1325-60)
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Notice of Sale
Notice of Sale Under Power
By virtue of the power of
sale contained in a Deed to
Secure Debt by ROBERT
SMITH, JR. to CITIFINANCIAL
SERVICES, INC., dated
August 15, 2007, and filed
for record August 17, 2007,
in Deed Book 1046, Page
16, Madison County, Georgia
Records, and securing a
Note in the original principal
amount of $105,448.57, there
will be sold at a public outcry
for cash to the highest bidder
before the Courthouse door
of Madison County, Georgia,
between the legal hours of
sale on the first Tuesday in
May 2009, by CitiFinancial
Services, Inc. as Attorney-in-
Fact for Robert Smith, Jr. the
following property to-wit:
THE FOLLOWING
described property: ALL
THAT TRACT or parcel of
land containing 0.722 of an
acre, more or less, together
with improvements thereon,
situate, lying and being in the
382nd District GM of Madison
County, Georgia, and being
more particularly shown and
designated as Lot 22 on plat
of subdivision entitled “Final
Plat for Patterson Place” pre
pared by Chandler Armentrout
and Roebuck, PC, Wallace
Long Hambrick, Registered
Surveyor, dated June 5, 1989,
recorded in Plat Book 27, Page
57, Madison County Records,
which plat and record are by
reference incorporated here
in.
BEING THE SAME fee sim
ple property conveyed by deed
from Catherine Seymour f/k/a
Catherine Batson to Robert
Smith, Jr., dated 03/09/1999,
recorded on 03/15/1999
in Book 184, Page 227, in
Madison County Records,
State of GA.
The above described prop
erty is also known as 235
Foote McClellan Road,
Colbert, GA 30628.
The indebtedness secured
by said Deed to Secure Debt
having been declared due and
payable because of default
in the payment of the indebt
edness secured thereby, this
sale will be made for the pur
pose of paying the same and
all expenses of sale, including
attorney’s fees, if applicable.
The property will be sold
as the property of the afore
said grantor subject to the
following: all prior restric
tive covenants, easements,
rights-of-way, security deeds,
or encumbrances of record;
all valid zoning ordinances;
matters which would be dis
closed by an accurate sur
vey of the property or by any
inspection of the property; all
outstanding taxes, assess
ments, unpaid bills, charges,
and expenses that are a lien
against the property whether
due and payable or not yet
due and payable.
To the best of the under
signed’s knowledge and
belief, possession of the sub
ject property is held by Robert
Smith, Jr.
Pursuant to O.C.G.A. §
44-14-162.2, the name,
address and telephone num
ber of the individual or entity
who shall have the full author
ity to negotiate, amend or
modify all terms of the above
described mortgage is as fol
lows:
CitiFinancial Services, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Blvd.
MS - S2A - 286
Irving TX 75063
Telephone number: 800-
423-8158.
The foregoing notwithstand
ing, nothing in O.C.G.A. §
44-14-162.2 shall be con
strued to require CitiFinancial
Services, Inc. to negotiate,
amend or modify the terms
of the Deed to Secure Debt
described herein.
CitiFinancial Services, Inc.
as Attorney-in-Fact for Robert
Smith, Jr.
SHUPING, MORSE &
ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite
100
Riverdale, Georgia 30274-
1698
(770) 991-0000
THIS LAW FIRM IS AT
TEMPTING TO COLLECT
A DEBT. ANY INFORMA
TION OBTAINED WILL BE
USED FOR THAT PUR
POSE.
(AP9,16,23,30B/119-60)
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Notice of Sale
Notice of Sale Under Power
in Security Deed
State of Georgia
County of Madison
On September 3, 2005,
JOSH SCARBOROUGH
executed a Deed to Secure
Debt With Power of Sale to
MERCHANTS & FARMERS
BANK securing a note of even
date in the amount of TWENTY
THREE THOUSAND NINE
HUNDRED SIXTY-ONE
AND 90/100 DOLLARS
($23,961.90), said security
deed being recorded in Deed
Book 834, Pages 216-220,
Madison County Records.
Said security deed conveyed
the property hereinafter
described.
By virtue of the power of
sale contained in said security
deed to Merchants & Farmers
Bank there will be sold by the
undersigned at public outcry
to the highest bidder for cash,
before the Madison County
Courthouse door in Madison
County, Georgia, during the
legal hours of sale, being
10 a.m. until 4 p.m. Eastern
Time, on the first Tuesday in
May, the same being May 5,
2009, the following described
property:
All that tract or parcel of
land containing 1.66 acres,
more or less, lying and being
in the 383rd GMD, Madison
County, Georgia. Said tract
bounded now or formerly on
the north by Buford Carey;
on the east by Buford Carey;
on the south by Buford Carey
and on the west by Buford
Carey.
Said tract of land is particu
larly shown and delineated on
a plat prepared by John H.
Wood, Jr., County Surveyor,
dated March 29, 1978, record
ed in Plat Book 18, Page 429,
Madison County Records,
which plat and record are by
reference incorporated here
in.
There is also conveyed
herewith a right of way, same
being an easement of perpe
tuity and running with the land
for the purposes of ingress,
egress and utilities, over
through and across lands of
Buford Carey, and particular
ly shown and designated on
the above referenced plat of
record, which plat of record,
which plat and record of ease
ment is by reference incorpo
rated herein.
The debt secured by said
security deed and note has
been and is hereby declared
due and payable because of
default for non-payment as
required by the note and secu
rity deed. The debt having
been declared due and pay
able and remaining unpaid,
and the terms in the note and
security deed remaining in
default, this sale will be made
for the purpose of paying the
principal, accrued interest and
attorney’s fees pursuant to the
note and security deed, plus
all expenses of this sale.
Said property will be sold
as the property of Josh
Scarborough and subject to
outstanding ad valorem taxes
and/or easements and/or
restrictive covenants appear
ing of record, if any. The
undersigned will comply with
Georgia law, O.C.G.A. Section
44-14-162.2, prior to conduct
ing the sale.
To the best knowledge and
belief of the undersigned,
equitable title to said prop
erty is now held by Josh
Scarborough.
The entity with full authority
to negotiate, amend and mod
ify all terms of the mortgage
with Debtors is Merchants &
Farmers Bank, P.O. Box 95,
Comer, Georgia 30629, Phone
Number 706-783-5161.
The undersigned will exe
cute a deed to the purchaser
at said sale as provided in
the aforementioned deed to
secure debt to Merchants &
Farmers Bank.
Dated this 30th day of
March, 2009.
Merchants & Farmers Bank
Attorney-in-fact for Josh
Scarborough
Brian C. Ranck
P. O. Box 1005
Toccoa, GA 30577
706-886-7533
Attorney for Merchants &
Farmers Bank
(AP9,16,23,30P4)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in
the payment of the indebt
edness secured by a
Security Deed executed by
EDMUND PORTERFIELD to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC. dated June 22, 2001, in
the amount of $65,000.00, and
recorded in Deed Book 350,
Page 182, Madison County,
Georgia Records, as last trans
ferred to Mortgage Electronic
Registration Systems, Inc.
by assignment, the under
signed, Mortgage Electronic
Registration Systems, Inc.
pursuant to said deed and
the note thereby secured, has
declared the entire amount of
said indebtedness due and
payable and pursuant to the
power of sale contained in
said deed, will on the first
Tuesday in May, 2009, during
the legal hours of sale, at the
Courthouse door in Madison
County, sell at public outcry
to the highest bidder for cash,
the property described in said
deed to-wit:
All that tract or parcel of
land, together with all improve
ments thereon, containing
2.66 acres, more or less,
lying and being in the 383rd
District, G.M. of Madison
County, Georgia, and desig
nated as Lot 3B of Block E
on plat of survey prepared by
Cornerstone Land Surveying,
James R. Smith, Georgia
Registered Land Surveying,
being entitled Plat for Turtle
Creek Subdivision, recorded
in Plat Book 31, Page 18,
in the Office of the Clerk of
the Superior Court of Madison
County, Georgia, which plat
and recording thereof are
incorporated herein by refer
ence for a more particular
description of the property.
which has the property
address of 175 Turtle Creek
Lane, Commerce, Georgia,
together with all fixtures and
other personal property con
veyed by said deed.
The sale will be held sub
ject to any unpaid taxes,
assessments, rights-of-way,
easements, protective cov
enants or restrictions, liens,
and other superior matters of
record which may affect said
property.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Notice has been given of
intention to collect attorneys’
fees in accordance with the
terms of the note secured by
said deed.
Said property will be sold
as the property of Edmund
Porterfield and the proceeds
of said sale will be applied to
the payment of said indebt
edness, the expense of said
sale, all as provided in said
deed, and the undersigned
will execute a deed to the
purchaser as provided in
the aforementioned Security
Deed.
Mortgage Electronic
Registration Systems, Inc.
Attorney in Fact for Edmund
Porterfield
Anthony DeMarlo, Attorney/
cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-06422 /FNMA
THIS LAW FIRM IS ACT
ING AS A DEBT COLLEC
TOR AND IS ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
(AP9.16.23.30B/1325-50)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
RANDALL DAVIS SPENCE
and MELINDA SPENCE to
H&R BLOCK MORTGAGE
CORPORATION, dated
August 25, 2003, recorded
in Deed Book 1047, Page
76, Madison County, Georgia
Records, as last transferred
to HSBC Bank USA, National
Association as Trustee for ACE
Securities Corp. Home Equity
Loan Trust, Series 2003-OP1
Asset Backed Pass-Through
Certificates by assignment to
be recorded in the Office of
the Clerk of Superior Court
of Madison County, Georgia
Records, conveying the
after-described property to
secure a Note in the origi
nal principal amount of TWO
HUNDRED TWENTY-FOUR
THOUSAND AND 0/100
DOLLARS ($224,000.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the highest
bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the first
Tuesday in May, 2009, the fol
lowing described property:
Parcel One
All that tract or parcel of
land, together with all improve
ments thereon, situate,
lying and being in the 204th
District, G.M. of Madison
County, Georgia, containing
3.71 acres, more or less, and
having such shape, metes,
corners, and distance as
more particularly shown on
a survey entitled “Survey for
Randy Spence,” dated July
21, 1997, by Dean H. Teasley,
Registered Land Surveyor,
and recorded in Plat Book
35, Page 33, in the Office of
the Clerk of Superior Court
of Madison County, Georgia
which said plat and the record
thereof are by reference incor
porated herein.
PARCEL TWO:
All that tract or parcel of
land situate, lying and being
in the 204th District, G.M. of
Madison County, Georgia,
containing 5.00 acres, more
or less, lying on the westerly
side of U.S Highway No. 29
and being more particularly
shown and described as 5.00
acres according to that certain
plat entitled “Survey For Lee
Watson” dated July 26, 1997,
prepared by Dean H. Teasley,
Registered Land Surveyor,
and recorded at Plat Book
39, Page 170, in the Office
of the Clerk of Superior Court
of Madison County, Georgia,
which said plat and the record
thereof by reference incorpo
rated herein.
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as
and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and
by law, including attorneys
fees (notice of intent to collect
attorneys fees having been
given).
American Home Mortgage
Servicing Inc. can be con
tacted at 877-304-3100 or by
writing to 6501 Irvine Center
Drive, Irvine, CA 92618, to
discuss possible alternatives
to foreclosure.
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
To the best knowledge and
belief of the undersigned,
the party in possession of
the property is Randall Davis
Spence and Melinda Spence
or a tenant or tenants and
said property is more com
monly known as 2063 Hwy. 29
North, Danielsville, Georgia
30633.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
HSBC Bank USA, National
Association as Trustee for
ACE Securities Corp. Home
Equity Loan Trust, Series
2003-OP1 Asset Backed
Pass-Through Certificates as
Attorney in Fact for Randall
Davis Spence and Melinda
Spence
Johnson & Freedman, LLC
1587 Northeast
Expressway
Atlanta, Georgia 30329
(770)234-9181
www.msplaw.com/foreclo-
sure_sales.asp
MSP/akO 5/5/09
Our file no. 1259507-FT1
(AP9,16,23,30B/12062-70T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained
in a Security Deed given
by HERBERT WATKINS
to WELLS FARGO HOME
MORTGAGE INC., dated July
2, 2003, recorded in Deed
Book 606, Page 127, Madison
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount of
ONE HUNDRED THOUSAND
NINE HUNDRED FORTY-
ONE AND 0/100 DOLLARS
($100,941.00), with interest
thereon as set forth therein,
there will be sold at public out
cry to the highest bidder for
cash before the Courthouse
door of Madison County,
Georgia, within the legal hours
of sale on the first Tuesday
in May, 2009, the following
described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, failure
to pay the indebtedness as
and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and
by law, including attorneys
fees (notice of intent to collect
attorneys fees having been
given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Wells Fargo Home Mortgage,
Inc., PO Box 10335, Des
Moines, IA 50306, 1-800-416-
1472. Please understand that
the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Herbert Watkins or
a tenant or tenants and said
property is more commonly
known as 195 Bedford Drive,
Hull, Georgia 30646.
The sale will be conducted
subject (1) to confirmation
that the sale is not prohibited
under the U.S. Bankruptcy
Code and (2) to final confir
mation and audit of the status
of the loan with the holder of
the security deed.
Wells Fargo Bank, NA sbm
Wells Fargo Home Mortgage,
Inc. as Attorney in Fact for
Herbert Watkins
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/car 5/5/09
Our file no. 52870706-FT5
EXHIBIT A
All that tract or parcel
of land, together with all
improvements thereon, situ
ate, lying and being in the
382nd District, G.M., Madison
County, Georgia, on the
southeasterly side of Bedford
Drive, and being particularly
shown and designated as Lot
No. 10, Block “A”, Windsor
Heights Subdivision, on a
plat prepared by Sherald G.
Sharp, Registered Surveyor,
dated June 29, 1983, entitled
“Survey for Leslie E. Sorrow
and Virginia P. Sorrow”
recorded in Plat Book 20,
Page 501, in the Office of
the Clerk, Superior Court,
Madison County, Georgia ref
erence being hereby made to
said plat for a more complete
description of the property
herein conveyed.
(AP9,16,23,30B/12062-60T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
TIFFANY S. ALEWINE,
NICHOLAS J. FLORES,
FLOYD P. ALEWINE and
CRYSTAL P. ALEWINE to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated March 29, 2006,
recorded in Deed Book 900,
Page 98, Madison County,
Georgia Records, as last
transferred to Wells Fargo
Bank, NA by assignment to
be recorded in the Office of
the Clerk of Superior Court
of Madison County, Georgia
Records, conveying the after-
described property to secure
a Note in the original principal
amount of ONE HUNDRED
TWENTY-NINE THOUSAND
TWO HUNDRED NINETY-
FIVE AND 0/100 DOLLARS
($129,295.00), with interest
thereon as set forth therein,
there will be sold at public out
cry to the highest bidder for
cash before the Courthouse
continued on following page