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PAGE 8B - THE MADISON COUNTY (GA1 JOURNAL. THURSDAY. SEPTEMBER 10. 2009
Public Notices Continued
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Wells Fargo Home Mortgage,
Inc., PO Box 10335, Des
Moines, IA 50306, 1-800-416-
1472. Please understand that
the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Kevin B. Janson
and Teresa G. Janson or a
tenant or tenants and said
property is more commonly
known as 494 Scogin Road,
Colbert, Georgia 30628.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Wells Fargo Bank, NA. as
Attorney in Fact for Kevin B.
Janson and Teresa G. Janson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps4 10/6/09
Our file no. 52193809-FT7
EXHIBIT A
All that tract or parcel of land,
together with all improvements
thereon, containing 5.0 acres,
situate, lying and being in the
382nd District, G.M., Madison
County, Georgia, on the
southeasterly side of County
road no. 180 and shown and
delineated on a Plat prepared
by Ray N. Woods, registered
surveyor, dated October 27,
1995, revised July 10, 1997,
recorded in Plat Book 36, Page
174, in the office of the clerk of
the superior court of Madison
County, Georgia, which Plat
and record are by reference
incorporated herein.
Kevin B. Janson and Teresa
G. Janson acquired title to the
above described property by
warranty deed From J. Harvey
Bray and Mary E. Bray, dated
November 10, 1995, recorded
in Deed Book F-12, Pages
357-358, in said clerk’s office.
(SE10,17,24,OC1B/12062-70T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
MARTIN J. GUZMAN to
WELLS FARGO BANK, NA,
dated December 22, 2004,
recorded in Deed Book 760,
Page 113, Madison County,
Georgia Records, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
ONE HUNDRED THREE
THOUSAND TWO HUNDRED
TWENTY-FIVE AND 0/100
DOLLARS ($103,225.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the high
est bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the first
Tuesday in October, 2009, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and
by law, including attorneys
fees (notice of intent to collect
attorneys fees having been
given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Wells Fargo Home Mortgage,
Inc., PO Box 10335, Des
Moines, IA 50306, 1-800-416-
1472. Please understand that
the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Martin J. Guzman
or a tenant or tenants and said
property is more commonly
known as 133 Madison Ave.,
Colbert, Georgia 30628.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Wells Fargo Bank, NA as
Attorney in Fact for Martin J.
Guzman
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mnr 10/6/09
Our file no. 51610209-FT5
EXHIBIT A
All that tract or parcel of land
situate, lying and being in the
382nd GMD, Madison County,
Georgia, being shown and
delineated as Lot 38, Block
A, according to a final plat of
Madison Acres, Phase One,
Section Four, by Landmark
Engineering Corporation, J. R.
Holland, Georgia Registered
Land Surveyor #1087, dated
November 20, 1980 and
recorded in Plat Book 23, Page
164, in the Office of the Clerk
of Superior Court of Madison
County, Georgia, which plat is
referred to herein for a more
complete and detailed descrip
tion. This is the same property
conveyed by deed recorded
in Deed Book 1-10, Page 620,
said records.
Also conveyed herewith is
a 2004 Palm Harbor 48x32
manufactured home, Serial
Number 23-5341AB, which is
permanently attached to and
made a part of the real prop
erty.
(SE10,17,24, OC1B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue of the
Power of Sale contained in
a Security Deed given by
JERRIS K. GEARING and
TIMOTHY O’NEAL GEARING
to WELLS FARGO BANK,
NA., dated July 16, 2007,
recorded in Deed Book 1040,
Page 18, Madison County,
Georgia Records, convey
ing the after-described prop
erty to secure a Note in the
original principal amount of
TWO HUNDRED FORTY
THOUSAND AND 0/100
DOLLARS ($240,000.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the high
est bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the first
Tuesday in October, 2009, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and
by law, including attorneys
fees (notice of intent to collect
attorneys fees having been
given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor is:
Wells Fargo Home Mortgage,
Inc., PO Box 10335, Des
Moines, IA 50306, 1-800-416-
1472. Please understand that
the secured creditor is not
required by law to negotiate,
amend, or modify the terms of
the mortgage instrument.
To the best knowledge and
belief of the undersigned, the
party in possession of the
property is Jerris K. Gearing
and Timothy O’neal Gearing
or a tenant or tenants and said
property is more commonly
known as 2311 Diamond
Hill Colbert Road, Colbert,
Georgia 30628.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
Wells Fargo Bank, NA. as
Attorney in Fact for Jerris K.
Gearing and Timothy O’neal
Gearing
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mnr 10/6/09
Our file no. 51180709-FT5
EXHIBIT A
All that tract or parcel of
land together with all improve
ments thereon containing
10.37 acres, more or less, lying
and being in the 382nd GMD,
Madison County, Georgia
on the southwesterly side of
County Road No. 392, aka
Diamond Hill Colbert Road,
said tract of land is particularly
shown and delineated on plat
prepared by James M Paul,
Registered Surveyor, dated
September 20, 1982, record
ed in Plat Book 20, Page 161,
Madison County Records, to
which plat reference is made
for a more detailed descrip
tion. Being also shown on plat
recorded in Plat Book 30, Page
91, Madison County Records
which plat and record are by
reference incorporated herein.
Less and except property con
veyed in deed recorded in
Deed Book 1078, Page 143,
aforeaid records.
(SE10,17,24, OC1 B/12062-60T1P)
gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS
ACTING AS A DEBT COL
LECTOR ATTEMPTING
TO COLLECT A DEBT.
ANY INFORMATION OB
TAINED WILL BE USED
FOR THAT PURPOSE.
Under and by virtue
of the Power of Sale con
tained in a Security Deed
given by ANDY EPPS to
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS,
INC., dated September 20,
2006, recorded in Deed
Book 951, Page 91, Madison
County, Georgia Records, as
last transferred to BAC HOME
LOANS SERVICING, LP
FKA COUNTRYWIDE HOME
LOANS SERVICING LP by
assignment to be recorded
in the Office of the Clerk of
Superior Court of Madison
County, Georgia Records,
conveying the after-described
property to secure a Note in
the original principal amount
of ONE HUNDRED TWENTY-
EIGHT THOUSAND EIGHT
HUNDRED AND 0/100
DOLLARS ($128,800.00),
with interest thereon as set
forth therein, there will be sold
at public outcry to the high
est bidder for cash before the
Courthouse door of Madison
County, Georgia, within the
legal hours of sale on the first
Tuesday in October, 2009, the
following described property:
SEE EXHIBIT A ATTACHED
HERETO AND MADE A PART
HEREOF
The debt secured by said
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, fail
ure to pay the indebtedness
as and when due and in the
manner provided in the Note
and Security Deed. The debt
remaining in default, this sale
will be made for the purpose
of paying the same and all
expenses of this sale, as pro
vided in Security Deed and
by law, including attorneys
fees (notice of intent to collect
attorneys fees having been
given).
Said property will be sold
subject to any outstanding ad
valorem taxes (including taxes
which are a lien, but not yet
due and payable), any mat
ters which might be disclosed
by an accurate survey and
inspection of the property, any
assessments, liens, encum
brances, zoning ordinances,
restrictions, covenants, and
matters of record superior to
the Security Deed first set out
above.
The entity that has full
authority to negotiate, amend,
and modify all terms of the
mortgage with the debtor
is: Bank of America, 2270
Lakeside Blvd, Richardson,
TX 75082, 1-888-219-7773.
Please understand that the
secured creditor is not required
by law to negotiate, amend, or
modify the terms of the mort
gage instrument.
To the best knowledge and
belief of the undersigned,
the party in possession of
the property is Andy Epps
or a tenant or tenants and
said property is more com
monly known as 663 Sanford
Nicholson Road, Nicholson,
Georgia 30565.
The sale will be conducted
subject (1) to confirmation that
the sale is not prohibited under
the U.S. Bankruptcy Code and
(2) to final confirmation and
audit of the status of the loan
with the holder of the security
deed.
BAC HOME LOANS
SERVICING, LP FKA
COUNTRYWIDE HOME
LOANS SERVICING LP as
Attorney in Fact for Andy
Epps
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/abw 10/6/09
Our file no. 52235509-FT4
EXHIBIT A
All that tract or parcel of land
containing 2.0 acres, more or
less, together with all improve
ments thereon, situate, lying
and being in the 383rd dis
trict, G.M. of Madison County,
Georgia, on Southwesterly
side of County Road No. 164
and being more particularly
shown and delineated on a
plat entitle “survey for: William
Andrew Epps”, prepared by
James R, Smith registered
surveyor, dated November 10,
1997, recorded in Plat Book 36,
Page 216, office of the Clerk
of Superior Court of Madison
County, Georgia, which plat
and record are by referenced
incorporated herein.
(SE10,17,24, OC1 B/12062-60T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale
contained in Commercial
Deed to Secure Debt and
Security Agreement dated
January 17, 2007, from H.D.
MICHAEL COMPANY, INC. to
AFB&T, a Georgia state bank,
recorded in Deed Book 47-J,
Page 212 in the Office of the
Clerk of the Superior Court
of Jackson County, Georgia
(hereinafter “Security Deed”),
said Security Deed securing a
note dated January 15, 2009
in the original principal amount
of $300,000.00 with interest
from date at the rate speci
fied in the note on the unpaid
balance until paid, there will
be sold by the undersigned
at public outcry to the high
est bidder for cash before the
Courthouse door in Jackson
County, Georgia, within the
legal hours of sale on the first
Tuesday in October, 2009, the
following described property:
ALL THAT TRACT OR
PARCEL OF LAND situate
lying and being in Jackson
County, Georgia, and being
more particularly described
in Exhibit “A” attached hereto
and by this reference made a
part hereof.
EXHIBIT “A”
All that tract or parcel of
land situate, lying and being
in the 242nd G.M.D., Jackson
County, Georgia, being known
and designated as Lot 29 of
Cardinal Lake Subdivision
as shown on a plat entitled
“Final plat for: Cardinal
Lake”, dated February 24,
2006, by Ringo Abernathey
& Associates, said plat being
recorded at Plat Book 68,
Pages 142-145 in the Office of
the Clerk of the Superior Court
of Jackson County, Georgia
and being incorporated herein
by reference for a more par
ticular description.
Together with all buildings,
structures, and other improve
ments now or hereafter locat
ed on said property, or any
part and parcel thereof.
The debt secured by the
Security Deed has been
and is hereby declared due
because of, among other pos
sible events of default, non
payment of amounts due on
said loan when due. Said
default not being cured, and
the debt remaining in default,
the sale will be made for the
purpose of paying the same
and all expenses of the sale,
including accrued attorney’s
fees.
Said property will be sold
by AFB&T, a Georgia state
bank, as attorney in fact for
H. D. Michael Company, Inc.,
subject to any outstanding ad
valorem taxes and/or assess
ments, and matters of record,
if any, having priority over the
Security Deed.
To the best of the knowledge
and belief of AFB&T, a Georgia
state bank, the person in pos
session of the property is H.
D. Michael Company, Inc. or
persons claiming under it.
The name, address and tele
phone number of the individual
or entity who has full authority
to negotiate, amend and mod
ify all terms of the Security
Deed is Ms. Lori Martin, Vice
President, AFB&T, Mailing
address: AFB&T, Attention:
Lori Martin, Post Office Box
1747, Athens, Georgia 30603;
Physical Address: AFB&T,
Attention: Lori Martin, 150
W. Hancock Avenue, Athens,
Georgia 30601; Telephone
number: (706) 357-7015, pro
vided however, AFB&T is not
required to negotiate, amend
or modify the terms of the
Security Deed.
Said property will be sold
and deed executed by the
undersigned to the purchas
er and the proceeds of sale
applied by the undersigned,
all as provided in said power
of sale and the Security Deed
containing said power.
AFB&T, a Georgia state
bank, as Attorney in Fact for
H. D. Michael Company, Inc.
DARREL BEGNAUD
BEGNAUD & MARSHALL,
LLP
Post Office Box 8085
Athens, Georgia 30603
(SE10,17,24,OC1 B/313-60T4P)
Gpn20
City of Comer
October 2009
Tax Sale
Stephen Sorrells
City Clerk
City of Comer
State of Georgia
County of Madison
Under and by virtue of cer
tain tax Fi.Fa.’s issued by the
City of Comer, Madison County
Georgia. In favor of the City of
Comer and, against the follow
ing named persons and the
property as described imme
diately below their respective
name(s).
There will be sold for cash
or certified funds at public out
cry, before City Hall in Comer,
Madison County Georgia,
between the legal hours of
sale, on the first Tuesday in
October 2009 the same being
October 6th, 2009.
The following property will
be sold between the legal
hours of sale, 10:00 AM and
4:00 PM. The properties listed
below and described, or as
much thereof as will satisfy
the City tax execution on the
respective individual, will be
sold. The properties here
inafter described have been
levied on as the property of
the persons whose names
immediately precede the prop
erty description. Each of the
respective parcels of prop
erty are located in the City
of Comer, Madison County,
State of Georgia. The years
for which said Fi.Fa.’s are
issued and levied are stated
below the name of the owner
in each case.
This is a buyer beware sale
and all property will be sold as
is. The City makes no war
ranty, neither expressed nor
implied, as to title.
Properties are sold under
the power of a tax sale deed
with specific rights of redemp
tion.
Each defendant and tenant
in possession, if applicable,
has been notified of levy time
and place of sale. Purchaser
shall pay for title, all transfer
cost, all taxes, advertising cost
and recording fees. Pursuant
to Georgia Law, payment will
be required within one (1)
hour of the completion of the
tax sale. In the event a bid
is not properly paid, the prop
erty shall be re-offered at 2:00
PM on the day of the sale, or
the following day that being
October 7th, 2009.
File # 1
Map/Parcel Number: 0084-
023
Defendant in Fifa: Bishop,
Michael R. (aka Michael B.)
and Priscilla I.
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All and
only that parcel of land desig
nated as Tax Parcel 0084-
023, in the City of Comer,
205th GMD, Madison County,
Georgia, consisting of 1.46
acres, more or less, being Lot
8, as shown in Plat Book 15,
Page 8, described in Deed
Book Z10, Page 697, located
on Kingston Drive
Reference Deed: Z10-697
Tax Years Due: 2002-2007
File # 3
Map/Parcel Number: CO02-
030
Defendant in Fifa: Comer
Cleaners, Inc
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All and
only that parcel of land desig
nated as Tax Parcel CO02-
030, in the City of Comer,
205th GMD, Madison County,
Georgia, consisting of 0.37
acre, more or less, being Lot
4, Block D, described in Deed
Book 148, Page 143, known
as 203 North Avenue
Reference Deed: 148/143
Tax Years Due: 2004-2007
File # 9
Map/Parcel Number:
C0001-025
Defendant in Fifa: Dudley,
Charles E. Jr. and Allison L.
Current Property Owner:
Crain, Robert J. and Yvonne
J.
Property Description: All and
only that parcel of land desig
nated as Tax Parcel CO01-
025, in the City of Comer,
205th GMD, Madison County,
Georgia, consisting of 2.31
acres, more or less, being
Tract Two, described in Deed
Book 890, Page 154, located
on Maple Street
Reference Deed: 528/223
& 890/154
Tax Years Due: 2005-2007
File # 11
Map/Parcel Number: CO04-
075
Defendant in Fifa: Gantt,
Claudia D. (aka Claudia Royal
Gantt)
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All and
only that parcel of land desig
nated as Tax Parcel CO04-
075, in the City of Comer,
205th GMD, Madison County,
Georgia, containing 1.02
acres, more or less, as shown
in Plat Book 17, Page 283,
described in Deed Book U7,
Page 363, located on Spring
Circle
Reference Deed: U7/363
Tax Years Due: 2005-2007
File # 12
Map/Parcel Number: CO04-
074
Defendant in Fifa: Gantt,
Claudia Royal
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All
and only that parcel of land
designated as Tax Parcel
C004-074, in the City of
Comer, 205th GMD, Madison
County, Georgia, containing
108 acres, more or less, as
shown in Plat Book 18, Page
60, described in Deed Book
I6, Page 788, known as 2072
Spring Circle
Reference Deed: I6/788
Tax Years Due: 2005-2007
File # 15
Map/Parcel Number: CO05-
049
Defendant in Fifa: KRC
Development, Inc
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All
and only that parcel of land
designated as Tax Parcel
C005-049, in the City of
Comer, 205th GMD, Madison
County, Georgia, contain
ing 0.344 acre, more or less,
being Lot 49, Village Station
Subdivision, Phase 1, as
shown in Plat Book B137,
Page 7A, described in Deed
Book 838, Page 215, known
as 42 Sidetrack Circle
Reference Deed: 838/215
Tax Years Due: 2006-2007
File # 16
Map/Parcel Number: CO05-
048
Defendant in Fifa: KRC
Development, Inc
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All
and only that parcel of land
designated as Tax Parcel
C005-048, in the City of
Comer, 205th GMD, Madison
County, Georgia, contain
ing 0.345 acre, more or less,
being Lot 48, Village Station
Subdivision, Phase 1, as
shown in Plat Book B137,
Page 7A, described in Deed
Book 838, Page 215, known
as 54 Sidetrack Circle
Reference Deed: 838/215
Tax Years Due: 2006-2007
File # 17
Map/Parcel Number: CO04-
053
Defendant in Fifa:
McCannon, Robert Alan and
Karen
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All and
only that parcel of land desig
nated as Tax Parcel CO04-
053, in the City of Comer,
20th GMD, Madison County,
Georgia, consisting of 0.98
acre, more or less, described
in Deed Book 218, Page 223,
located on Laurel Avenue
Reference Deed: 218/223
& 622/229
Tax Years Due: 2005-2007
File # 18
Map/Parcel Number: 0098A-
005
Defendant in Fifa: McCurley,
Emory S
Current Property Owner:
Same as Defendant in Fi.Fa.
Property Description: All and
only that parcel of land desig-
continued on following page