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Police report Incident reports from Perry Thief steals fuel An employee of Racetrack called police Sunday night at 9:20 p.m. to report that , someone had left the station without paying for $6.17 of fuel. The culprit was said to be driving a two-door Olds Cutlass. Stolen hubcaps Robert Pannier, a Chicago, 111. resident, called police Friday at 9 a.m. to report someone had stolen the hubcaps off of his 1991 Buick Lesabre. Pannier, a guest at Fairfield Inn, said the hubcaps were removed from the vehicle sometime between 10 p.m. Thursday and 9 a.m. Friday. The hubcaps were valued at S4OO. Child bitten by dog Retha Green complained Friday at 6:20 p.m. that her nine-year-old was bitten by a dog in her neighborhood. The dog could not be located at the 1432 Elizabeth Ave. address, however, when police arrived. Jewelry is stolen Gwen Adams, of 1510 Houston Lake Rd., reported to police Saturday at 11 p.m. that she had noticed two necklaces missing from her home. The jewelry is valued at S4O. The case is under investigation. Money is missing Michelle Peterson, an employee of Holiday Inn, complained to police Saturday at 2:30 p.m. that someone had entered a breakroom area ans stolen $75 from her purse. The case remains under investigation. Moving violation Angelia Holmes, of 1804 Kings Chapel Rd., called police Friday at 1 p.m. to say that someone had entered her yard without permission. Rings missing A wedding band, with five diamonds, was taken from a 1301 Georgia Ave. home sometime between July 18 and Aug. 9, according to police. Elizabeth Stripling, of 1301 Georgia Ave., said she first noticed the jewelry missing Thursday. 'Harassing calls Jacqulyn Washington called police to her 718 Walcott St. address to complain that she had been receiving harassing phone calls for the past several weeks. The case is under investigation. Criminal damage Jimmy Thomas reported Saturday at 12:23 a.m. that someone had damaged property at his residence. Equipment stolen Julie Martin, of 1502 Main St., told police at 1:52 p.m. Friday that someone had stolen a weedeater from her residence. Stolen hubcaps Eldridge Clifford, of a Naples, Fla. address, told police that someone had stolen hubcaps from his car while it was parked at an 800 Main St. address Friday. The hubcaps were removed sometime between 7:30 and 9 a.m., according to the victim. Criminal trespass Douglas Ragin complained that an unidentified person came onto his property at about 7:10 p.m. Friday. On Sale 49 95 Brown’s Jewelers Perry Area Home Loan Rates ffettersson & Associate* 30- year Fixed Conventional 8.625% +Opts. 30- year Fixed Conventional 8.250 % + 1.750 pts. 15- year Fixed Conventional 8.125% + 0.125 pu. Debt ratio to 50% •FHA/VA rate* upon request. Debt coneollda tion loans. Mobile homes on owned land 15 to 30-jrr. terms. Second mortgagee at prime. Commericlal £ SBA Loans. Farmer MAC Loans. stetterßßon& Associates Financial Planner, Insurance Services Commercial, Residential, and Farm Loans P.O. BOX 27 514-B GEN. C. HOOGES BLVD. Tel: 912-987-3817 Tips to investing in mutual funds By Jo Crumpacker Financial Focua In today’s fast-paced, hectic world, more and more investors are leaving the day-to-day decision making to professionals by purchasing mutual funds. The convenience and professional money-management offered by mutual funds make them ideal for virtually every type of investor. Nevertheless, mutual funds still require some investment of time and consideration. First, you must select the proper fund to match your investment goals; then, you should regularly monitor the fund to ensure that it continues meeting those goals. The following rules can help you choose a mutual fund and evaluate it after you own it. 1. Know the fund’s manager. Study the performahee of the managers who invest for each family of funds you are considering. Compare their results with other fund families. 2. Ask about the fund’s research. Find out how many research analysts the fund company has, their qualifications, their research techniques and their sources of research material. The quality of research can affect investment results. 3. Read financial publications. The business page of your daily newspaper, financial magazines and services such as Lipper, Wiesenberger, Johnson and Morningstai offer excellent information on mutual funds with the same objectives. 4. Read your prospectus. The prospectus is the story of your mutual fund. It includes such vital information as the fund’s objectives, management, fees, expenses and more. The prospectus is so important that mutual funds are required to provide one to all their investors. Read it and understand it 5. Diversify. A mutual fund offers immediate diversification by investing in many different corporations. Larger investors can increase diversification by purchasing funds from a variety of fund families. Diversifying helps reduce risk. 6. Keep records. Good records are necessary not only for tax purposes, but also for tracking fund performance. Most mutual funds furnish excellent records, notifying you whenever a transaction takes place in your account. Read, understand and keep these records. 7. Monitor investment results. Mutual fund managers monitor their investments on a full-time basis. This relieves you of some responsibility, but it doesn’t mean you should buy a mutual fund, forget it, and come back years later expecting to be rich. Study your statements and repents carefully. 8. Invest regularly. One of the best ways to make your money work for you, regardless of market conditions, is dollar-cost averaging investing equal amounts at regular intervals. Although not a guarantee of profit, dollar-cost averaging relieves you of trying to decide upon the best time to invest. 9. Be flexible. No investment is forever. As your needs change, so should your investments. Prepare for future investment needs by selecting the proper family of funds. Many fund families may allow you to transfer your investment among their funds at Health Education Waist Makers This eight week course is taught by a registered nurse and will provide up-to-date information to help you lose weight - and keep it off. Thursdays, August 18 - October 6 Waist Makers I: 4:30-5:30 p.m. Waist Makers II: 5:45 - 6:30 p.m. Location: Perry Hospital Dining Room Safe Sitters A two-day workshop to help girls and boys ages 11 through 14 improve their babysitting skills. Topics discussed include: the responsibilities of sitting, safety guidelines, emergency situations, entertaining children and sitting for fun and profit. Saturdays, August 20 and 27 8 a.m. - 3 p.m. Location: Perry Hospital Dining Room Cost: $25 (Pre-registration required) A SERVICE OF PERRY HOSPITAL- For information or to register, call 987-3600 ext. 405. little or no cost. When the need for change arises, it can be made simply and inexpensively. Anticipate change, and plan for it 10. Use your investment representative. Today, about 4,000 different mutual funds are available. A costly mistake is to use your broker simply as an order-taker. Blindly accepting any mutual fund he or she offers can be equally disappointing. Your broker should be a registered investment representative with a wealth of information available to help you select the mutual fund best suited to your investment objectives. After you invest, he or she should IH Jjfe, JIN JRjgrjte 'Making The Grade ’ Three students from Middle Georgia Technical Institute have received scholarships for their academic achievements. They Include George Swaney (Warner Robins Rotary Club Scholarship, $125), and Perry residents Angela Reid (PPG Scholarship, $125) and Robert Mclnvale (Perry Rotary Scholarship, $250). Considering Selling THE TIME TO SELL IS RIGHT NOW! LAND OWNERS CAN RECEIVE TOP DOLLAR FOR THE THEIR PROPERTY. THE MARKET IS CURRENTLY VERY COMPETITIVE WITH BUYERS LOOKING TO PURCHASE LAND. WE WOULD LIKE | TO SELL YOUR LAND FOR YOU. CALL TODAY! Alan Maekey Real Estate, Inc. 912-924-4949 or 800-732-9924 OFFICES LOCATED AT 1706 VIENNA ROAD AMERICUS, GEORGIA 31709 .... Your Property? Jo Crumpacker Financial consultant continue to monitor your fund, offer information and assist you with problems. Use your broker’s services selectively. Mutual funds offer an excellent way to put your money to work for you. These rules will help you select the right funds and determine whether they continue to meet your needs. Wednesday, August 17. 1994, Houston Times -Journal W. Edward Htrickland M.D. Gynecology -id Obstetrics W. Edward Strickl;*; d ! ! * I). specializing in Gynecology, Obstetrics and Primary Care Providing Medical Services In Our (’• nirnunity For 18 Years Offering Full Obstetric K Gynecologic Service Including; • Diseases of women • Infertility • Operative Gynecology • Complete Prenatal Care ACCEPTING ALL MAJOR INSURANCE AND CHAMPUS 1119 Morningside Drive Perry, Georgia Call F<« \p|h-intnient RE El (912)987 2827 L J Chief oi Obstetrics and Gynecology Member of Perry Hospital Medical Staff c p(um*M tc ty 1107 MORNINGSIDE DR. DAYS CALL: NIGHTS CALL: 987-5441 987-0062 • Computerized State Merit Forms Available • Free Delivery In City Limits • Durable Medical Equipment Fax Machine Now Available For Public Use NEED A rr^ISCRIPTION i BUI Moss r.. *&&■■ U Ml ill 1: .. In ' Ol- (.11 >Kl.l\ H?l. E Full Tuition t ants for Collegiate Ct tificates In addition to the HOPE S. n _ pom Macon College offers HOPE Grants of u[ to Stt ; • -u " for students who enroll in one of nine certificate r>■ gr . e ’ 994-95 academic year, the Grant covers ?> j«t ai a ret id is supplemented by a textbook allowance of up to $ 100 ter - rents enrolled for six hours or more. Students may begin day or eve ning classes on a full- or part-time basis. Certificate programs at Macon College represent 45 to 50 credit hours of college coursework focused on a specific career field. Depending on the program selected, all or most of the credit earned may be applied to an Associate or Bachelor's degree pro gram should the student choose to continue his or her education. These certificate programs include: ACCOUNTING BUSINESS BUSINESS MANAGEMENT CRIMINAL JUSTICE EDUCATION MINICOMPUTER OPERATIONS/PROGRAMMING OFFICE COMPUTING/TECHNOLOGY HTON PROCESSING >ERV!SiON *re no FILLED? Your Family Independent Pharmacist is a trained professional. He will fill your prescription promptly and accurately Count on your friendly Family Independent Pharmacist for quality, trusted prescription service every day. FAMILY INDEPENDENT PHARMACY® Page 7A