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Senior Citizens with Money in the Bonk
Should Read This Before It's Too Late
If you have worked hard all your life and managed to
put away a nest egg. you might end up losing most of
your life savings because of a defect in Medicare,
if you or your spouse suddenly become ill and require
extended nursing home care...NO ONE will help you
with the nursing home bills. Medicare won't and neither
will your health insurance. By law you are responsible for
the nursing home bills yourself. Only after you have used
up virtually all of your money, will Medicaid step in.
That's because Medicaid, like Welfare, only aids the poor.
By some estimates, the average couple's life savings can
be wiped out after only 13 weeks of nursing home care.
Rich people don't have to worry because they can
afford super-expensive special nursing home insurance,
while the poor are taken care of by Medicaid.
Now that just doesn't seem fair to working people w ith
a lifetime of hard-earned savings. The system they have
supported with tax dollars, seems to have forgotten them.
Savings intended to provide security in retirement, or help
for children, can quickly go up in smoke.
The fact is. if you don't know how to protect your
assets, here's what can happen to you. By law. before
Medicaid will pay nursing home bills, you may have to
spend all your countable assets except S2(XX) (or as low as
$ 15CX) in some states). Countable assets mean not only
money in checking and savings accounts...but also any
funds in CD s. IRA’s. Savings Bonds. Mutual Funds,
stocks, whole life insurance, annuities and other types of
investments, as well as most trust assets.
They can also take a vacation home or a second car. In
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Sterling Silver
Family Birthstone Bracelet
addition, (except for a small personal spending allowance
and a health insurance payment allowance) your entire
Social Security or pension check can be taken to cover
nursing home expenses. What's more, if you are single or
widowed, you can even lose your house.
According to the federal law called the Spousal
Impoverishment Act, if one spouse requires extended
nursing home care, the healthy spouse can be forced to
surrender HALF of their combined countable assets. And
if you have a sizeable estate, they can legally take MORE
THAN HALF.
Is there anything you can do to stop this nightmare
from happening to you .’ Yes. You are protected bv law and
can use several legal techniques to place your countable
tor vulnerable) assets into the uncountable (or protected)
category. The problem is. most people are not aware of
their legal rights. Unfortunately, most people think
Medicare will take care of them, so they unknowingly
leave their assets vulnerable and in jeopardy.
Your legal rights and the many methods of protecting
your money are now revealed in "How to Protect Your
Financial Security." This financial self-defense manual
tells you simple legal procedures for preserving your
money and warns of pitfalls to avoid. Here is some of the
valuable material you learn:
• Legal ways to turn countable tor vulnerable) assets
into uncountable (or protected) assets
• How to protect your house from being sold to pay
your nursing home bills
• How to protect a second car or vacation home
• If you give your money to your children without
following these precise guidelines, a nursing home
could get your money anyhow
• What you need to know about Living Trusts
•What lawyers never tell you about protecting
your will
As a hard-working taxpayer, you have a legal right to
protect your life savings for yourself, your spouse or your
heirs. You don't have to be rich to have peace of mind. You
just have to follow the easy steps outlined in "How to
Protect Your Financial Security."
Although 'How to Protect Your Financial Security"
can easily save you thousands of dollars, the price is very
reasonable. Right now. you can receive a special press run
for only 512.95 plus $2.00 postage and handling. It is not
available in any bookstore. It is only available through this
special offer on a 90 day Money Back Guarantee. If you
are dissatisfied in any way. just return it in 90 days for a
full refund, no questions asked.
Order an extra copy for family or friend and SAVE.
You can order 2 for onlv S2O total.
HERE'S HOW TO ORDER: Just PRINT your name
and address and the words “Financial Security" on a piece
of paper and mail it along with a check or money order to:
THE LEADER CO.. INC., Publishing Division. Dept.
F8X649, P.O. Box 8347. Canton. OH 44711. (Make
checks payable to The Leader Co., Inc.) VISA or
Master Card, send card number and expiration date. Act
now. Don't leave your assets in jeopardy.
©2(X)6 Thc Leader Co.. Inc.
Choose up to 10 family birthstones
set in STERLING SILVER
This ribbon of STERLING SILVER sparkles with a rainbow
of Austrian Crystal birthstones that tell the unique story of
her life, her children. PERSON ALIZED just for mother,
grandmother, sister or special friend, there’s never been a
more versatile way to show off the true colors of a family. 7Vi'
bismarck bracelet with safety clasp. Perfect for gift-giving.
8 " bracelet also available. Order your bracelet by December 1,
2006 and we ll guarantee delivery by Christmas.
Austrian Crystal Birthstones 02Fen. 03Mac 04»oni OSway 06. um
to choose from (indicate stone q
numbers on coupon): o?iuiy 08auq o«sept lOoct 11 h<* 12d«c
I LIFETIME MONEY BACK GUARANTEE!
Mail this coupon to: Limoges • P.O. Box 2208 • Des Plaines. IL 60017-2208.
When ordering your Sterling Silver Family Birthstone Bracelet, please use stone number from
birthstone chart: your bracelet is available with 1 to 10 stones:
CHOOSEONE. □7V4” Bracelet(TDU) □ B"Bracelet(TOV)
tsl Stone 2nd Stone 3rd Slone ith Store sth Stone fttn Stone 7th Stone Bth Stone 9tn Stone 'Oth Stone
For more then one bracelet, fill out the same information on a sheet of paper and return with this coupon
□ PAYMENT ENCLOSED. Make check or money order *or first installment of $14.99 isi7 49 for the 8“ bracelet
plus 53.99 S&H payable to: Limoges Collection i understand that I will oe billed a 2nd installment of sl4 99
(sl7 49 for the 8‘ bracelet! when my bracelet >s shipped ‘i r «
□ bill my CREDIT CARD: DviSA □ Master Card □ Discover Card
! understand that my account wiil be billed the full amount of $29.98 ($34 98 for the 8" bracelet) plus $3.99
S&H in one installment.
Card No Expires
Phone No Signature
Name E-Mail
Address
City State Zip
8358 Offer valid in Continental US only 514/69VPA