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1 IF YOU
5 Buy It At Xh
LAWNS.
Plain White Lawn, 10c, 12 1 -2c, 15c, 18c, 25c.
Nice Flowered Lawns, .... 5c, 10c and 15c
Solid Red and Cream Lawns 10c
White Persian Lawns . . 10c, 12 1-2c and 18c.
White Dimities, from 10c to , . . . . 15c
White Checked Muslins, from 5c to . . . 15c
White Piqu
25c White!
25c White!
Nice White
35c White
Nice Dottefl
White India
Cream Br
ALL THESE AND MA
S The Empire Si
: .* .-sss s s s s s si
San Francisco Insurance and
v the Liability of Companies.
The Are insurance companies arelble.
not liable for loss on San Francisco The flre underwriters while not lia-
buildings and their contents which | e * or a fl,e ^ oss on burning deb-
collapsed or (ell because of the earth-t' 9 °J °‘ B faIlen bulldlng
, . jwiecked by the earthquake will be * ur - an « Mrs. Tiiomps
yrmkp shock. The forms of Policies ],table for the flre loss on a building handsome winter cottage
generally used in San Francisco all
contain a clause covering this Ques
tion, which reads as follows:
“If any building or any part there
of fall, except as the result of flre, all
insurance by this policy on such
building or Its contents shall Imme-
stfetely cease.”
By “any part thereof" In the above
clause Is legally meant a substantial
or functional part of the building
-and not a few bricks, or a chimney,
or a window.
' It looks as though some of the flre
'Companies would have to pay flre
might escape, as
we been Issuing
while ol
quite a numl
Mow York
Francisco
(policies on San
licles
Uninjured by the earthquake to which
the flames spread unless the policy
contains a cause excepting this lia
bility. There will unquestionably be
many disputes and litigations caused
by claims on the part of the assured
that certain buildings which the In
surance companies will allege fell be
fore they were burned did, In fact,
fall as the result of flre. It Is more
than likely that such complications
will burden the courts for several
years to come.
The blowing up of buildings to pre
vent the spread of flre raises thej
question as to whether the lire under
writers are liable on property so de-
There Is
WOMAN WAS INC
Northern Woman Indlctej
asville for Perju
Mrs. H. E. Thomas.i
northern visitor to Thou
has been Indicted for perl
Thomas county grand jura
Mr. and Mrs. Thompsl
. h
have spent every season
vllle for some time past,
a local interior decorator,!
slderable amount of worl
house several years ago. |
never been paid for the
Thompson contending that]
not order it done. BrowiJ
suing the cottager for sevj
and has gained a verdlc
superior court Jury at least!
case has never been bei
preme court
The perjury Indictment^
of this case. Mrs.
her inti
npluy ihall not be liable
. caused directly or Indirectly
Invasion, Insurrection, riot, civil'
or commotion, or military or
usurped power, or by order of any
civil authority.”
On the other hand, many, It not
most of the companies write San
Francisco business on policies where
the clause has the word "earthquake”
Inserted as follows:
"This company shall not be liable
for loss caused directly or Indirectly
bjr Invasion, earthquake, Insurrec
tion, riot, civil war or commotion, or
military or usurped power, or by or-
4er of any civil authority.”
It will probably be contained In
many cases that as the fires were in
directly caused by the earthquakes
the companies haring their policies
so worded are not In any respect 11a-
_ work lfl
_ ! says”"ibe did order It, i
lng this, some holding that the com* 1 evidence before the grand J^
pantos must pay If the Instructions * ceeded In getting them to
were given by the mayor of the city j true blll a g a i„gt the lady for ;
or other competent authority. On | h. Thompson, her husbat
the other hand, a large number of i president of the First National
underwriters emphatically Insist that I G f g ti paup Minn. He, himself
this .would be by "order of any civil - native of the north, hut his m
authority,” as referred to in the fol- wa8 a - Georgian, being the firs
lowing clause and therefore he ex- , niale child ever born in Thomas
cepted. * I Mrs. Thompson left Tboma
“This company Bhall not be liable 1 f or her St. Paul home four days
for loss caused directly or indirectly ■ and the warrant will not be B<
by Invasion, Insurrection, riot, civil | until she returns to Georgia.
war or commotion or military or ■
usurped power, or by order of any j
civil authority."
The best opinion in Insurance cir-1
cles Is to the effect that on policies j
not containing the earthquake ex
emption the companies will be held j
liable where buildings have been j
blown up in a reasonable and proper j
effort to stay the conflagration.
WEDDING8 FOLLOW FIRE.
Women Appealed to Men to Whom
They Were Engaged to Marry.
San Francisco, April 23.—Weddings
In great number have resulted from
the recent disaster.
Women driven out of their homes
and left destitute have appealed to
the men to whom they were engaged
and Immediate marriages have been
effected. ,
Is the Moon Inhabited.
Science ha* proven that the moon
has an atmosphere, which makes
life In some form possible on that
satellite; but not for human beings,
who have a hard enough time on this 1
earth of onrs; especially those who]
don't know that Electric Bitters cure
Headache, Biliousness, Malaria,
Chills and Fever, Jaundice, Dyspep
sia, Dizziness, Torpid Liver, Kidney :
complaints, General Debility and
FemMe weaknesses. Unequalled as
a general Tonic and Appetizer for
weak persons and especially for the
ageJ. It Induces sound sleep. Fully
guaranteed by A. E. Dimmoclt and
W. D. Dunaway, druggists. Price
only 60c.
President Roosevelt rubs It Into the
people of Washington who disagreed
with him about the Barnes' way of
treating ladles, by appointing Barnes
postmaster, although he Is a resident
of New Jersey.
A Skin Healer and Beautifler.
A scratch or a small cut is only
A Now York man fl^d from his one of the small Ills of life, and
home because his wife required him 5'“ pIe °* *>>“kheaj la but a trifling
1 duflvnrement: vet enwmne flt tiroes
The Original.
Foley & Co., Chicago, originated
Honey and Tar as a throat and lung
remedy, and on account of the great
merit and popularity of Foley'a Hon
ey and' Tar many Imitations are or
fend for the genuine. These worth
iest Imitations have similar sound'
lng names. Beware of them. The
genuine Foley’a Honey and Tar la in
a yellow package. Ask for It and
refnse any substitute. It la the best
remedy for coughs and colds. A. E-
Dimmock.
to kiss his mother-in-law every morn-
Sue. Who wouldn't run?
Cured Hemorraghea of the Lungs
“Several yeara since my lungs
were so badly affected that I had
many hemorrhages," writes A. M.
Ahe. of Wood. lnd. ”1 took treat
ment with several physicians with-
smi any benefit. I then started to
take Foley’s Honey and Tar, and my
r age are now as sound as a bullet.
recommend It In advanced stages
of lung trouble." Foley's Honey and
Tar stops the cough and heals the
Are,-* and prevents serious results
y-r*-" i cold. Refuse substitutes. A.
X. Dimmock
disfigurement; yet everyone at times
has occasion to wish for a quick and
simple treatment for these minor
annoyances. The prompt results
achieved In such cases by Dr. T.
Felix Gouraud’s Oriental Cream will
prove to the most skeptical the heal
ing and purifying virtues of this
preparation, and go toward establish
lng faith and confidence In Its claims
to be an unrivalled skin purifier and
beautifler for use, not only In enter
gencles, but as an article of the dally
toilet. At Druggists and Fancy Goods
dealers.
Dr. Dowte should again read that
chapter 'which tells how Teddy the
Terrible led his troops up San Juan
hill.