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THE ATLANTA GEORGIAN
Published Every Afternoon Except Sunday j
B> i’HE GEORGIAN COMPANY
At 20 East Alabama St., Atlanta. Ga
Entered as second-class matter at postoffice at Atlanta, under act of March S. 1879
Subscription Price—Delivered by carrier, 10 cents a week By mail. 15 00 a year
Payable in advance.
I “The Government Is Help
ing the Banks”
Yes, Indeed Helping the Banks TO ROB THE FARMERS B/
CHARGING FROM EIGHT AND ONE-HALF TO TWELVE
PER CENT INTEREST.
*’Emin nl!.' respectable" newspapers, always filled with .joy >
when “those that have" get a little more, comment approvingly j
J
upon the fact that, as they put it. “the government is helping I
the banks." They mean by this that the government of the >
United Stat< > is taking money which belongs to all of the peo- J
pl? and sending his money on deposit to inland banks through
out the nation.
The crops are in and must be “moved." The farmer must j
par his freight, pax his bills for fertilizer and the wages of his J
men. HE Ml ST HAVE MONEY.
II? gets the money ami be gels it at shamefully usurious J
rates because the monex that belongs to the people of the I niled j
States s ded over to the banks, which in turn bleed the fanners. J
When we te|| you that "the farmer has to pay on the average ?
eight and half per cent for the nvumy Im borrows." we are NOT ;
GIVING VOL IMAGINARY FIGI RES from a srd'f hearted muck
raker. we arc quoting B. F. Yoakum, president of the St, Louis & ;
San Eramisio railroad, president of other railroads in the past. ?
interested as director and stockholder in banks AND IN'I IMA I I - , <
LY ACRH’AI NTED WITH THE METHODS OF ROBBING
THE FARMER, WHO PRoDICES. BY THE MONEY LENDER.
Wllo PRODI< ES NOTHING.
You wonder that the cost of fixing is high, but you need not /
wonder. I
The farmers of this country owe the banks six thousand <
millions of dollars these are Mr Yoakum’s figures ami the.x
pax in interest EVERY YEAR FIVE HI’NDRED AND TEN
MILLIONS of dollars.
The amount would be much greater, except that many of the (
loan- are pa .1 ot’ 1 ' by Ih ■ farmer as soon as his crops arc sold, so •
that the vast sum of five hundred and ten millions. \\ hicli would i
build two Panama canals every year, xxhieh in five years would r
pul good roads in front of every farm in this country. repre
sent- onlx the interest that the farmers pax for-thc use of the
nionex I' OR A LITTLE WHILE, no for a xx hole year.
Noth’mj is more dciiiorali ing than the payment of exorbi
tant 'nterest It discourage- the man who pays, it makes him
e' : -- and d -■ ourages careful economy,
rhe st tile fed that you eat represents the mollex that
the f.c must spend lo produce that food, plus his protit
ND THE INTEREST ON THE MONEY 1 HAT HE BOR.
ROWS
'on hi'. 1 ip'.- THAT PRODI < E NOTHING. tak-
ibi; i ":i the ia> nor- ii ini i .-wd year fixe hundred am! ten
mil’ or- • dollar- and that vast sum is added at once to the
cost of t ll‘- foo l VOU eat.
Do on lit e that the m omy which the banks loan to the
fanner- i- government tnoii y.’ Do you realize that the hanks
pax in <■ » o he use of this money, and that, as Mr. Yoakum
testilie- th charge the farmers on the average rhe usurious and
criminal of ■ ■ :ht and one half per cent interest ’
D ei e. ) th,i this money which the goxernment uses 1
“to help the inm.s" is monex that the farmers and other citi
zens have p.id o the government in tuxes taxes on imports, on
cigars, on beer
( an you conceive anxthing more outrageous and shameful
than a system of government xx hieh taxes the people heavilx am]
ih’n deposits the taxes ;n the hanks ami permits the banks
At AIN TO TAN THE PEOPLE IN THE SHAPE OF eRQ]
INAL i SI RY
A national bank box- governuient bonds. The government
pa.x s interest m those bonds to the bank
'I lu'm tin* bank can --ue monex of its own against those
bonds. For this mom y thus issued it pays not one cent of inter
ent. Ils own monex is sateh invested in government bonds, ami
the artificial money which it ,-,-nes agamst those bonds is ioamd
out at usury to th- farm ng las-.
It is a wonder that, instead us wo-rOng about the high cost
of fixing. <>ur country is not in ’n.-il want
And it is a womb that we are not n a .-out iimal stale of
panic, instead of im-relx having pan.- >,r\ few wars
■ The farmer would not try to work Imr-” with blood sir] -
hanging to him ami draining hi- vitalii.
How can the farmers be expected to work and eni <h the
counlrx ami make the cost of living ’reasonable when the Mood
Flickers of the banks bleed them' to th. lime of live hundred
and ten mdlion- of dollar ■ verx \?ar n the sh , >.
I and use the peupb. s munex w luakiug thm
The Atlanta Georgian
MONDAY, ()( TOBER 7. 1912.
The Great Political Show
By IIERBIJFIELD.
Az * ~~ " 1 ~
> » 6 .,. '
X- |g ; ■ g.
“ z 'PnG‘
— j
There was an Old Man in a boat,
Who said, “I’m afloat! I’n afloat!”
When they said, "No, you ain’t!” he was ready to faint,
That unhappy Old Man in a boat.
F om Edward Lear's Book of Nonsense.
< the Silver Lining
| ll\ \ I r’". ■■ ■ <’d a It'! It 1 w hit it
"W 111 'tin I.'Hilly lij'l]i i v.0m
.1 n v. ii It tin .i ii i i, t. inpt'i :il ’i.l'lit to
see the bright side nf a lift' that
she is doomed I'* : poml i it It a
lu ll) v. Im i iii s I'm nothing in th*'
World dm bus i mlb is ibit ill
terested in imlilits, ’ li.yimi or lit
oi ilui ■ lb' |>lay ; tm game lie
do. not van- for the th, at. r or
opi -i. 11 11 tils mil Im ", but tlio
slmk : opol Is. H d" no' i:t S'
for aiitomobiling i Xi ■ a to ■: -I in< "o
: ifth to bis bl. r ill' dirs
not even ■a r f ' ■ children. Im.
gives them tlliyil'illg the' w ml Io
i,, th, m fr li.it In big him and
la king up I'is 'ah •> t'l lime. h Ill'll
he i> at Imine, "hi. I’ n't veil oft
en before I I or 12 o ■ I '< k ai night,
be is absorbed in thinking over his
bn iiivss plans, oi a- ■ roi ami
mout h' as a sei .--h met! lie ir In -
earnc he is exhaust' d, mentally
oml physically by his labor.
He’s No Companion.
••laterally . 1 have n husband. I
bate a generous provider, but no
companion. no chum, nobody to go
out with me or to enjoy things with
me.
"I know there is <o much misery
in the world. so mmh real suffer
ing for the net essiti. s of life, that
I smmiii not tom ■ n of my lot.
There must lie a bright side t i my
t use. ami I know if tie < is-you will
be able to see it. Will you kindly
point it out to me'.’"
Ilf . oil I se. there is i blli'.llt 'ide
j o vout lot, sister Youi cloud is
literally silver i tied. ..ml wiiat you
want to do s tn get a | ek. and go
mining for- it
Heli-'e me. then are worse I-..is
hands than a eash ■ . i>' r. ami the
woman who is liulo • .mug' to b
murrle.l to a map win
so miking mom', h • tin em igy-
least het link with that of those
wi'i wii ■ ha\. ;o tai ■ In wa -hing
to -p; "it I izy I art a. ne'er-do-
W < '• . who ale b.. 11 to. I tiled to
The "oman with a lui-band who
is a good business man an. at
least, r sp. et him I" ■ Ills, lie is able
|. . atise lie has the hitejffcki tire to
I long . We. | . oil
w ash' h< Ipl •« mb. eo atuih -o
tiiiug hi uttui t t.’.htiso weak lit
By DOKOTIIY DIN
<• 'an iml stand alone, but has to be
always helped by somebody else'.'
I .co .\ mt. and before you <|.tar
rel v. itli your cake just consider
how hungry you would b. if your
lumbal’d ’ is one of lie men who
■ mild im: pro\ ide yhi with even
bread and butter, to say nothing of
j angels’ food.
It is, of eoui.e. mim-ee-s.liy to
i.ill your attention to your mate
' ial I >ss. .-.slops. and Io say that the
woman •Im is married to a man
■•'■l
' J
i
s
K )
DOROTHY i.'IX
wim eati provide he, ~ itii a luxu
rious borne, v . b n mto.nobiie.
with money tor trips . nd theater
, and oper.i .nd good . ot hi - id
I"A II oi. i., i km-. - kuoek ng
i ei fo'ehead on the gnumd, and
rmutui'm thanks fm he: good f.ir
tuii Sh. has got the Stuff to make
h.'.m iness ~ Sim I. s got the
'■ iii of eilti I t.;ming hi s' 11. and
11 sh< do <n ■ i,.i\ . ,i .mlly m.e it's
hi r ow n fault
I >l 1 nurse. y.'U ir ig y our siimtl
ili i < ami say t! H holts, < and au«
!"|. des aml I'., S 4
■ ' • I » ' of th', h |l-
•m e ..f th. rom ml.- flub )b that
1 you thongl ; ■ ~ 1 ■ , ~< .;o-
ticvei tnrili gets past tu, ,mmy-
• • tncmn. Then, when you settle down
to the long pull of married life, it
makes all the difference in the
" orld whether you glide over it in
a 90-horsepower limousine, or have
to haul a handcart yourself.
You. who arc married to a plain
business man whose greatest heart
interest i t the rise and fall in the
grocery trade, think how wonder
ftt 1 it must be to be the wife of
some long-haired poet, or dreamer,
who could palpitate with you over
a sunset, or delve deep with you
into tiie psychology of the last
problem novel. Kindly reflect, be
iore you get green with envy, that
Mrs. Poet doesn’t have time to
palpitate over anything but the
cook stove, and that the burning
subject of discussion In their
household is how they are to get
enough money to settle the butch
ers bill at the end of the month.
Also if you could look into tile
breast of Mrs. Poet you would find
that she would like to trade off
about a barrel of her husband’s
soulful thoughts for your hus
band s ability to make money.
Without doubt, the woman whose
husband neglects her for his busi
ness has just cause of complaint.
It would be far better for the hap
piness of all concerned if men
worked less and played more, if
they gave their families fewer lux
uries and more ~f their society.
Point lace over a woman's breast
doesn’t ease the ache of her lonely
heart, nor does a string of pearls
make up to her for never having
j his arms about her neck.
It s Easier to Preach.
But it is easier to preach mod
eration in business than it is to
practice it, for it Is a strenuous
rave in which vou must keep in
the lead or else be trampled out of
existence. Bl! the Wife of the
man who is absorbed in ntakitiv
motley has at hast til, conso utloll
of knowing that het rival is a bodi
less one, and that at tile had. .if
all her husband's seeming m gleet
the real iimtis, tiiat inspires all of
his 'abor is his low for her. and
h e desire to lay the best of eVer’ -
thing at her feet.
In re ility tin supreme test of love
is whether a man is willing to
ark foi a woman or not. .Judged
by that :.ie ihevkbool. husband is
: • high, and tiie wif. who is ma’-
ri d to such a man and is not ha,.,
py is a worthy <m ...<,,• tl . t |,,.
I ’.ury Prine, ss v. ho , •mh ,
-o. k. r aft. ■ irmthlo i -at sip, a, ,
unri- r a. • m m• 11 ■, r.f r. ( . Mn .
i"-.iud a gift git. cr ump,€tl
1 ruse leaf.
THE HOME PAPER
Thomas Tapper
Writes on
How to Beat the
Cost of Living
and Provide For
a Savings Fund
Strict Management of
Family Finances Can
Defy Presidential
Changes and Result
ant Periods of Unset
tled Conditions.
Z| sO make a -ucci-s of himself,
j the avi ruge man must have
these things:
1. A job.
2. A place to -leep,
3. Some clothing.
4. Food.
3. Ambition.
They are all necessary, and they
all figure in the Cost of Living.
The job yields so much Income,
and takes so much Time. Out ot
the Income the worker buys shel
ter, clothing and food. Out of the
Time he has left over after his
day's work is done he buys the
possibilities of Ambition.
The Cost of Using may be high,
and the wax- the government runs
affairs may be wrong, but the av
erage man can do nothing in the
next 24 hours that will materially
change either of these things.
But he must begin, say, about 7
a. m.. and get down to tbrass tacks
—doxvn to doing his day’s work
that he may have shelter, food and
clothing of his own earning dur
ing the day and night.
And, besides this, he must spend
a little of his- spare time in firing
the engine of Ambition, in order
to be able to afford tomorrow, or
next year, the things that he can
not afford now.
We grumble a good deal about
conditions as they are about us.
And. grumbling, we forget to
cast a cold and critical eye upon
conditions as they are.
The Mental Scientists tell us
that by holding the proper attitude
toward life all good things will
come to us.
This is true.
Rut there is a joker in the pack
age. ft lies In the words "proper
attitude."
The whole game of life, includ
ing the Cost of Living, is up to
the individual.
There is no MJselibood that the
government will make us rich pen
sioners. however we may vote.
Rut there is every likelihood in
the world that it will protect the
man xvho undertakes to run a job
and a lofty Ambition at one and
the same time. This is life, lib
erty and the pursuit of happiness,
which are free gratis to all who
have the “proper mental" attitude
toward them.
IL
The value and worth of the daily
paper is that it continually shows
us our possibilities.
Here is a news item from a New
York paper that reports the opera
tioti's of a man who. after 75 years
of age. made over Two Hundred
Thousand Dollars. He MADE it,
mind you. The government gave
him nothing—except liberty to be
ambitious.
Here is another that tells about
a man who owes over Ten Thou
sand Dollars because he could not
The Three Tenses
By WILLIAM F. KIRK.
•
\ATHAI (io we know of the wondrous scheme
• ’ I hat xaires and serfs have tried to know ?
Why do we look - al the stars that gleam
A ( t the end of a sad day’s afterglow?
Why gaze we up and never below?
All Logie tries for replies—and misses.
But this is so. ami shall ever he so;
The Future applauds; the dead Past hisses!
Future ami Past -what an ill-matched team!
Biting and lighting to and fro.
Always ,t mock and a menace thex seem
Io the Pre> nt that sees them come and go,
I'he Pros' iil i« neither lasi nor sloxc;
Slio is just a dream, like a sunbeam's kisses.
But she senses this, as we know a foe;
Ihe Future applauds, the d‘-ad Past hisses.
P aMKj]
r WHO
i I
i '
s/WJWWP t.
By THOMAS TAPPER.
• change his mode of living, even
his income fell below his exp, use-.
Now, (he government did n t
get him into trouble. He pr. Tab'
charges his misfortune to th Co ;
of Living. That is right. Rut it
was the cost he bought that x reik
ed him. not the cost that was «rc I
upon him by any poxver exci ,t ii.s
own bad judgment.
111.
1 talked with a hotel waler a
few days ago about the ('■ -t f
Living. Here is this case:
Salary per month, Twenty-eight
Dollars. Tips about the same.
The hotel gives him all his me '
except thiee per w eek.
He has held his job for t vclve
years.
He i s married, and has on boy,
aged nine.
Agaipst this:
Rent, Twehty-two Dollar- p,«r
month.
Habit expenses, smoking a pipe
Insurance, a Elve Hundred-Doll ir
Endowment Policy, costing Twen
ty-one Dollars per year.
A wife, who handles all the mon
ey and keeps a record so carefully
that it balances to a penny every
montn.
This record shows two weak
points:
Too much is paid for rent —near-
ly 40 per cent.
An endowment policy is a mis
take, because considerably more
straight life insurance could he
carried for the same premium.
Rut this record also shows some
strong points:
1. The man has kept his job con
tinuously for twelve years.
2. He and his wife know exactly
what they do with their money
3. An examination of their record
shows that the wife has put into
the savings bank. In twelve year-,
a total of Four Hundred and Thir
ty-eight Small amounts
have occasionally been drawn out
Io pax' unexpected expenses. They
have in hand now, Three Hundred
and Twelve Dollars as an emergen
cy fund.
M hat does it all mean?
It means this;
Ry strict managenu nt, family
finance can beat the Cost of Liv
ing.
It can defy change of presidents
every fout years.
It can do business on little, and
still secure a savings fund.
Referring once again to news
items: Some consternation i- ex
pressed in high society because
there is to be a scarcity,of certain
expensive kinds of perfumery th 3
season. A small amount that for
merly cost Ninety-five Cents is to
be One Dollar and Thirty-five
Cents, or something like that.
This Is going to raise the Cost
of Living for many a struggling
family, but tt is safe to say that it
won't hurt the affairs of the waiter