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THE ATLANTA GEORGIAN
SATURDAY, NOVEMBER 17, ll-V;.
SOUTHERN BUSI
NESS COLLEGE
DRAWING PUPILS
he Great School of Business Training
Around on t|>e Whitehall Viaduct
Receiving Students from Many
Sections of the Country. .
Where? When? Why?H
These are the Important questions
of the hour!
Thirty positions were open during
one week to students,
Where?
At the Southern Shorthand and
Business University, of course, where
the business men apply when they
want thoroughly trained office help.
During the same week fourteen of the
s luthern's students were placed In good
positions.
Yesterday several of Atlanta’s firms
called at the same Institution for as
sistants, among them one of the larg
est manufacturing concerns In the
South, which wanted two bookkeepers!
People from all over the South at
tend the Southern Shorthand and Bus-1
I ness'University of Atlanta, thus show!
mg fts popularity.
When? . J
Every week day' In the year they
enroll as students of the big school.
Notwithstanding the fact that the cot
ton crop Is Into and holding back many
who will enter school later, thirty
seven matriculated at the Southern
■ during October and quite a number of
others since the first of November,
Why?
Because the Southern teaches the
best 'systems of 'shorthand and book
keeping In existence. Is more widely
and favorably known, has been under
the management of Messrs. A. C. Bris
coe and L. W. Arnold for seventeen
years, has three times ns largo patron
age as any other business school In
Georgia, receives 1,200 applications a
year for stenographers and bookkeep
ere.
Enter now while the holiday reduced
rates are In effect. If you wish to be
successful, prepare for business at the
old reliable Southern, whose managers
are experienced business men. You
do not experiment then.
Book of testimonials just out; also
circular showing the great superiority
of the Graham system. Send for book.
Address A. C. Briscoe, President, or
I*. W. Arnold, Vice President, Atlanta,
Ga. ‘ ■ ■ ■■
FIFTH DISTRICT SITE
NOT TO RE SELECTED
UNTIL DECEMBER 6.
Over a hundred prominent members
of the Fanners’ Union from the coun
ties of the Fifth congressional district
met In the senate chamber at the cap
ital Saturday morning to perfect Via
district organisation.
as Is the custom of the organisation,
the meeting was behind closed doors,
but the following officers for the dis
trict were announced:
President—J. M. Hart, College Park.
Vico President—J. J. Stephenson,
Backdate.
Secretary and Treasurer—R. p. Boyd,
Newton.
Assistant Secretary and Treasurer—
J. P. Spears, Clayton.
Executive Committee—J. M. Swln-
ney, Clayton; J. S. Flllaway, Newton;
J. F. McDaniel, Rockdale; B. F. Smith,
Campbell; A. Braswell, DeKalb; Ed
ward White,' Fulton; L. Hornbuckle,
Douglas; W. H. Allgood, Walton.
Nslthsr National President C. ■ 8.
Barrett nor State President R. F. Duck
worth were able to be present, but sev
eral of the leading members of the
.union In the Fifth district were pres
ent and made Interesting talks. The
discussion was largely along the line
•it the district organisation and how
It could be made effective.
The session will contlnus Saturday
afternoon.
NEWS FORECAST OF COMING WEEK
Washington, Not. 17.—This Is the last of Presldertt Roosevelt's busy
days on tho Isthmus of Panama. TomoiTow Is to be spent quietly at
their hotel and In the evening the presidential party will go aboard tho
Louisiana for their return trip. Thursday Is the day set for the stop-over
at Bar, Juan and will be spent by the president In a personal Investigation
of Porto Rican affairs. Leaving San Juan Friday morning, the Louisiana
will be due to arrive at Wolf Trap light Tuesday morning, where the
president will board the United States steamship Dolphin, which will land
the party In Washington the same evening.
The twenty-second annual exhibition of the New York Horse Show
^ssoclallqn »1l| be held In Madison Square Garden, beginning Monday
and continuing through the week. ’
Secretary of the Navy Bonaparte Is to spegk before the National
Civil Service Reform League, which holds It twenty-sixth annual meet
ing In New Haven on Monday and Tuesday. Secretary. Root will be one of
the chief speakers at the Trans-MlssIssIppl Congress, which will open Its
session at Kansas City on Tuesday.
During the week soldiers’ monuments ersetrd' by the state of 1 Iowa
are to be dedicated at Missionary Ridge, Lookout Mountain, Rossvllte
Gap and Shiloh. -t. .. . /
A gathering of particular Interest to the South will be the eighth
annual meeting of the Southern States Association of Commissioners of
Agriculture, which is to begin a three days!, session-Monday aLJack*.
aonvllle, Fla.
Baron Sternburg, the German ambassador, Is to address the New
York Chamber of Commerce at Its annual banquet In New York Tuesday
night. • /
The cases of the seven men recently Indicted, for pqonhge at a'
railway construction camp In Tennessee are to come up for trial In the
federal court at Knoxville next Thursday. It I* expected ■ that the trjal
will be one of the most Interesting In tho federal court annals of Tsnhes-
Heads of colleges nnd universities throughout the South are to as
semble at ths University of Virginia on Thursday, foe three days’ con
ference, tho chief purpose of which Is to discuss the high school ns an
educational problem and to devise plans for the MtnbIUIim»n-. nnd im
provement of high schools In the south. , ■ ■ ■ ■
It Is expected that the revision of the tariff bill wilt he the principal.
"inbltA-’
work before the session of the Canadian psrilatnenl. hlrh
next Thursday. ^
The eighth annual meeting of the Association of -Amaru nn Universi
ties will bo held at Harvard university, beginning next Friday. Among
the universities to be represented aro Princeton, Yale, Wisconsin, Har
vard, Cornell, California. John Hopkins, Michigan, Leland Stanford, Jr.,
Virginia, Pennsylvania, Chicago and the Catholic University of America.
The event of the weak In collegiate athletics will be the annual
football gamo between the elevens of Yale and Harvard. Ths contest
will take place on Saturday at New Haven and doubtless will attract the
usual large number of alumni and other visitors from many states. Un
der the new rules neither team has this year made the showing of pre
vious years, and the result of the contest Is problematical. A majority
of the critics, however, appear to pick Yale to win. ....
REGAINS SANITY
SUDDENLY WHILE
IN PRISON CELL
In Atlanta s Insurance Offices
A TL ANT A-BIRMINGHAM FIRE
INSURANCE COMPANY MAY
Negro 'Woman Awakes
Find Herself in a
. Strange City.
to
WIND UP ITS BUSINESS
After rerrtaJriTng.In the police station
several days, wjldly Insane, Buford Go
fer, a negro woman residing In Chicago,
Friday afternoon sod den Jy regained her
sanity’and was later cent op to Ches-
t«r, 8. C.. to which place she was en I week between the officers and directors
route at the Urn- she became crazed In I ot the AUantA-Btrmlngham Fire In-
Atlanta.
Settles San Francisco Claims and Will Re
insure to Protect All Policy
holders.
result of tn<
surance Company of Atlanta and the
llrlunl: X hall no? the riWit'.-t I.Ira I ! mve ■W.'WW the company, it
she. was in Atlanta, but thought she
MASONS’ NE W TEMPLE
MAGNIFICENT HOME
FOR ANCIENT ORDER
was In a prison tn Chicago. ’ She In
formed Turnkey, Bostick she had no
recollection Whatever of coming to At
lanta.
.-’She explained that her unbalanced
mental condition woe due to worry. She
■received a teiegtanWqnnoum -
ing the serious Illness of her grand
mother |n Chester and requesting' her
to- come there. She said she didn’t
want to leave her husband and little
boy and Worried to such an extent that
her mind became affected. While In
sane In the police station the woman
was very violent at times.
Listings in The Next Bell
Telephone Directory Close
December 1. Call Contract
Department, Main 1300.
To Cost $175,000 and
be Seven S ories in
Height.
GRANITE AND BRICK
TO BE COMBINED
Every Modern Convenience
Planned For Now Home
of Fraternity.
TRIPLE MURDERRER
HAS SURRENDERED;
CONFESSES HIS CRIME
H|*c(al to The Georgian.
Auguxtu, Ua., Nov. 17.—John Clark,
tho negro who »hot and killed three
negroeH In Augusta last week, has sur
rendered to the police In Savannah nnd
Detective Tom Howard left thin after
noon to bring him back here for trial.
He ha» made a confession to the Sa
vannah authorities. He wild that he
did not know that one of hla victims
-waa dead. There will bo a speedy trial
of his vase.
A Physician’s
Endorfement of
’s Catarrh Cure
Herring’
Primes That There Is Ore Med
icine Thai Ones What
Is Claimed For II.
I regard HERRING’S CATARRH
CURE os an excellent remedy for
.Catarrh, Hay fever and other kin
dred diseases.
Being subject-to attaclu of Hay
Fever at the approach of Fall
weather, I have recently derived
great relief from the use of this
remedy. I have also prescribed the
.Cure te others who have reported
the most satisfactory results from
ita use....
I can heartily Indorse this remedy
.•as pleasant, effective and perfectly
harmless.
A. R. Holderby, M
“t n. nviuvrDjr, m* L/.,
Pastor Moors Msmorial Church.
J1.00 a bottle. For (ala in Atlanta by
the following druggists: Todd Drug
Co* Grand Pharmacy, Jacobs’ Phar
macy, Whittaker-Couresy Drug Co.,
Brannen K. Anthony. Smith’s Pharma*
cy, Sharp Bra,, and Forbes* Pharmacy,
The new .Masonic Temple, the dream
of the Masonic fraternity in Atlanta for
many years. Is now assured.
Tho plans have been drawn and ac
cepted, the lot on Peachtree street
cleared for building and probably with
in a fortnight the contract will have
been signed and actual work begun.
This statement, made berore In-the
past, but always qualified with the ex
pressed hope that It might bo true, will
bo of great Interest to Masons through
out the staff and the entire world, for
the Atlanta Temple will be a monu
ment to the fraternity throughout the
country, ,
The building, without furniture nnd
not Including the price of the lot, will
be worth In the neighborhood.pf 1175,-
000. It will be a seven-story structure,
112 feet from base Hue to top of cor
nice, fronting sixty feet on Peachtree
with a depth of one hundred und forty
feet on East fain street. Just-across
fain street Is the executive mansion iif
the state and diagonally across Peach*
tree Is the handsome First Baptist
church. The Temple will be In keeping
with the beautiful architecture of Its
neighbors and will be a credit to the
city.
The long delay In building the Tem
ple has been due to the fact that At
lanta Masons. wished -their home to lie
one uf the best In the country and for
this reason waited through many year*
until their fondest hopes could be rat
allied.
Handsome Building.
The. Temple will be constructed of
granite, limestone brick and terra cot
ta. In general exterior, building It will
be of light color, .with rustlceted col
umns.- Interspersed *lth Gothic and
Do rlct architecture.-
In put.‘tMtemeut will be the lyleFs
home,’ A modern apartment with all
convenience*-' In the basement will bo
the lodge kitchen and serving rooms,
ante-rooms and n mammoth hunquet
hall. In the banquet room will be an
alcove fop an orchestra. This halt will
be beautifully finished In hardwood*
und decorations of tho architect’s art.
The basement will be reached by
passenger and service elevators'and a
large stairway. There will be a lobby
in the basement und smoking room.
On the first fioor will be two large
stores fronting on Peachtree, with thf
main entrance.to the Temple between
the stores. The entrance will be guard-
id by magnificent columns of rusticated
granite und the doors will be heavy
and imposing. The arcade will be fin
ished In marble und decorated In lead
cd glass.
ou.tbe first fioor will be a commo-
dloug ladle*’ ..parlor, with toilet and
drealhg- rooms. The elevator nnd stair
landing will be n work of art and will
be atuacrivo and pleasing to the eye.
Tte xer-ViW add third floors will eon,
slstW two *4ry large rooms which will
be tusHl, for lodge purposes. In these
roomi-'wlBt**® Masonic symbols and
emblems of the order, worked In hard
wood and'brass.
On the.thlrd floor will be a stage 20x
40 feat, with arch and full settings.
Over,the rooms on these two floors will
i be a. gallery and on the sides niches
and olcotes. of beautiful architecture.
A Great Hall.
On the. fourth floor will be a large
hall; known as the. Gothic hall, with
an open Gothic roof, and over the mas
ter’s stand will be a gigantic screen,
with leaded glass, behind which the
lights will be Installed.
In addition to tho rooms to lie used
for lodge purposes, there -will be a num.
her. nt sgia-romn* smoking nnd loung
ing ronur-. with toilet and baths.
Tho ceiling* will be exceedingly high,
on one Itortt-being f? feet, on another 30
feet, while the lowest celling In the
building will be If feet, which Is on the
first floor.
At a mass .meeting Of the Masons of
the city, to be held In the present Tem
ple on Forsyth and' Mitchell-streets
next Wednesday evening final action
will be taken In Ike Temple mnlter and
all Ustails. will be, arranged.
At this meeting prominent Masons
will make addresses and at the con
clusion of the business program’s ban
quet will b* served. , Every, Mason In
■tuei win or serve,). , ovwy, .vioson .in
the city'and all Visiting 'Masons 'are
cordially Invited to attend this meet
ing'. The plans wilt he on exhibition
for the first time and w|U bo explained
by the archlteitg In charge. The plans
have b^en drawn by Morgan * Dillon.
JAP BATTLLSH1PS
TO VISIT AMERICA
Ban Francisco, Nov. 17.—Word has
been received by the Japhneso consul
general here that plans have been
made for a visit of a Japanese squadron
to the United States In March or April.
The squadron will consist of a first-
class battleship and two of the first-
class armored cruisers, which partici
pated In the battle of Tsu-Shlmn
straits when Togo overwhelmed Rojest-
venskv.
HAS APPENDICITIS
St. Louis, Mo., rjov. 17.-—TIIO condi
tion of Congressman John Wesley
Gaines,, of. Nushvijle, Tenn!, Who was
stricken with appendicitis,Friday aft
ernoon, was greatly Improved this
morning. ‘ - . , .
At first It was thought to be of a
serious nature, and the 'congressman’s
relatives In Nashville were notified. But
the attack paseedqawoy toward even
ing and Mr. Gaines waa able to attend
the festivities With .'tho other delegates
at the Hotel Jefferson last night. . »
CHRISTIAN SCIENCE
LECTURE’.THURSDAY
7 In an announcement of a lecture on
Christian Science' to ,bo delivered at the
New Kimball; It was stated Friday that
thg date was November 27. The cor
rect dote Is next Thursday, -Nj>vem-
thnt the affairs of the
puny, as well as those of the Pruden
tial F|re, which reinsured It a few
mohths ago, will be wound up within
a short time. The visitors . from the
coast' verified * the statements of the
company as to Its nblllty to pay In
11! nelglileo hood , .f forty ■■••tit the
dollar ats a compromise ot the claims
against It, - -
The company has never admitted
liability under its policies In San Fran
cisco on account of the unusual nature
of the cause of the cbnflagratlon, and
the "Gillen building” clause contained
In all Us policies, but In order to
avoid long and costly suite the com
promise method of settlement has
beet! decided upon. Tho outstanding
business of both companies will be
taken cere of fully by a reinsurance ar
rangement which Is now under way
with the California Fire, and the pro
cess will carry wltlf It the full acqui
escence of the San Francisco inter
ests.
The California Fire Is a claimant
against the AUanta-BIrmlngham for
about 1)2,000 under reinsurance con
tracts. The western claimants are op
posed to receivership proceedings and
cite the case of the Traders’ Fire as
nn example of delays In settlement and
unsatisfactory conditions. The arrange
ments, It Is understood, await only
the approval of the director) of. the
California Firs for completion.
It la also reported that Major J. T.
Dargan, president of the Atlantn-
Blrmingham, will represent the Cali
fornia Fire as Southern general agent.
Major Dargan has, however, refused
to confirm this statement at present.
Such a course would preserve the pres
ent agency plant of the Atlanta com
panies for the California Fire nnd Is
Itself not an Inconsiderable asset.
conference lost I New York to attend the sprinkler con-
j j,—.— fercnce. Mr. Curry covers the Kentucky
territory from Owensboro and Mr.
Douglas halls from Charleston, S.
They and Mr. Coftln were the guests
of General Agent \V. L. Reynolds nt
an Informal luncheon on Tuesday, to>
gether with General Agent R. A. Han
cock, of the London nnd Lancashire.
President James L. Riley, of the At
lanta general agency which bears hie
name, has been Tn New York this week
and completed arrangements Wednes
day to represent the Globe & Rut
gers hire, of New York, ono of the
oldest corporations of the metropolis.
The company will eriter Georgia an
soon as the deposit can be arrange)
for. It writes very liberal lines and
has moet substantial financial hack
ing.
The congestion of cotton at ship
ping points Is becoming very severe
on account of the slow movement of
freight und the generally bad condi
tion of railroad traffic at present.
Fire underwriters are becoming alarm
ed at the conditions prevailing at some
places In the state and are refusing
to issue policies on cotton on platforms
or In temporary storage. A number of
serious losses have already occurred.
ITEMS OF INTEREST.
WOVE CONTEST CASE
BEFORE THE COURTS
TWO BOYS ESCAPE
After escaping Friday night about
6:30 o’clock from Ihe Fulton county
reformatory and riding to BarnesvUle
on a freight train, Crawford Bqeworth.
12 years of age, and Charlie Smith,
14 years old, were captured at that
pined and returned to the reformatory
Saturday about noon.
Tho boys effected their escape by
climbing through a window on the first
fioor of the dormitory. They were found
on the train at BarnesvUle, and, In an
swer to- questions, confessed they had
bolted from the reformatory.
Washington, Nov. 17.—Commander
Robert E. Peary may succeed Rear
Admiral M. T. Kndlcott os chief ot the
bfireau of yards and .docks when the
latter retires from active service on
November 26.
Admiral Endloott Is a member of the
Isthmian canal commission and Is now
In Panama, and Is not Apected to re
turn to Washington until the first' part
of December. No one has yet been
appointed to. succeed him ns chief ot
the bureau, and the admiral tnay be
asked tn conttnue lp the position until
January 1. ..I I
Special to The,'Georgian.
Dublin, fin., Noy. 17.—Following the
double, tragody of last Friday, a. A.
Tarbutton and Joseph Flusker have
been lodged- In Laurens county jail,
charged with being accessories to the
killing of J. Letcher Tyre.
Mr. Tarbutton was arrested on Sun
day last. Wilt was allowed to remain at
Sandersvllle with a guard until after
tho burial of his brother, Hercchel
Tarbutton, who died from wounds re
ceived ut the hands of Tyre.
As soon as he found out that a war
rant had been sworn out for him, Mr.
Fluker went to Tennllle and surren
dered himself to Sheriff Prince, of Lau
rens.
This will be one of the hardest fought
cases ever known In Laurens county.
Dailey & Bussey, of Wrlghtsvllle: J,
K. Hines, of Atlanta, and John 8,
Adams and T. L. Glitter, of this city,
have been retained ns attorneys for
the defense. P. L. Wade and K. J.
Hawkins, of this city, will aid Solicitor
General Pottle. It Is understood that
the prosecutors In the rase will em
ploy other counsel for the state, but
just who Is not stated.
Special Agent A. B. Andrews, of At
lanta, who represents the Sun, of Lon
don, In the Southern field, returned
home this week after seven months of
arduous work In adjusting the com
pany’s loeaes at San Francisco. He Is
still suffering somewhat from the ef
fects of a fall from a street car, Just
as he was leaving ’Frleco, but is other
wise In the beat of health. He says the
experiences of his stay there were the
moet strenuous In all his long servlco
as an underwriter.
Special Agents W. L. Douglas and
F. C. Curry, of the German American
Insurance Companies, visited Atlanta
this week to meet Secretary C. F. Cof
fin, of that company, who arrived from
A convention of the leading Southern
agents of the State Mutual Life In
surance Company, of Rome, Ga., was
held In Atlanta last Saturday and Dr.
Walter Tuylor, the well known life
Insurance man of this city, who has
been one of the most active represen
tatives of the company far some time
past, was elected president of an as
sociation which was organised. The as
sociation will Include all the agents of
the company nnd Is Intended to pro
mote the social and business advance
ment of Ita members. Vice presidents
were elected as follows: J. T. Tucker,
W. A, McNeely, E. W. Brandon, F.
R. Allison, G. B. Reynolds, C. J. Gam
ble. R. S. Best was elected secretary
and C. M. Fort, of Atlanta, treasurer.
Manager Nat Jackson, of the Fidel
ity Mutual Life, Is this week enter
taining Superintendent John H. Byr-
ley from the home office at Philadel
phia. Mr. Byrley Is well known In At
lanta life Insurance circles through bis
former connection with Manager R.
F. Shedden, of the Mutual Life.
Emory Pattlllo, u popular young
member of the famous Insurance fam
ily of that name and son of General
Agent W. F. Pattlllo, of the Hamburg-
Bremen, has accented a position with
the underwriting department of the J.
E. Luts agency at Knoxville, Tenn.
He has served- a thorough apprentice
ship In Atlanta offices and goes to his
new work well equipped. The Lutz
agency Is the largest In Knoxville.
FIRE INSURANGE MEN
DISCUSS SPRINKLERS AND
THEIR EXPERT INSPECTION
Actuary Barnett Issues
Monthly on Life
Companies.
VERDICT FOR $25,000
AWARDED MRS. JONES
Special to The Georgian.,
Balnbridge. Ga., Nov. 17.—After
trial lasting three days, the jury has
returned a verdict for )2S,000 damages
In favor of Mrs. Motile Jones, of Fort
Valley, against the Atlantic Coast Line
railway for the death of her husband,
who was killed In a wreck on-that road
In this city In July, 1805.
Mr. Jones was an onglneer on
freight engine, which was run Into
by a switch engine In the yards here.
Try to Blow Safe.
Walker, Mo., Nov. IT.—Robbers In
an attempt to blow open the safe tn
hardware store at 6 o'clock this
morning set the building on fire.
Before the blase was extinguished
four store buildings and a b*nk were
destroyed. The loss Is I7B.OOO.
The bank destroyed was looted lost
Tuesday night by robber*.
OIL MILL BURNS;
LOSS IS $17,000
Special to The Georgian.
. Anderson, Nov. 17.—The Town-
vllte qil'MItl. at Tqwnvllle. this county,
was burned this morning. The loss Is
about *17.000, covered by ..Insurance.
Townvlllfe la ten miles from a rail
road. and this Is said to have been the
only cotton-seed oil mil! In the South
so situated. It has been running for
several years and has been quite suc
cessful.
Jenifer Hive Has Meeting.
Members of Jenifer Hive No. 7, L. O,
T. M„ held a very enjoyable meeting
Tuesday night.
Off next Tuesday the members will
hold an all-day quilting at their halt,
corner Marietta street and Pondera
avenue. In the afternoon a special re
view and reception will l>e held In hon
or of Ladles Sand* and Denby, who
will make Richmond. Va., their home
for a while. All members are requested
to attend and make the afternoon an
enjoyable one.
ATTORNEY 18 KILLED
- IN AUTOMOBILE WRECK.
Special to The Georgian.
Birmingham, Ala., Nov. 17 L —While
out driving In an automobile yester
day afternoon Attorney John F. Mar
tin was instantly killed and David J.
Fox was badly Injured by the machine
overturning.
Mr. Fox Is president of Fox Sons &
Smith Grocery Company.
Mr. Fox was driving when the steer
ing gear broke, causing the machine to
overturn completely. Mr. Martin, the
man killed,’ came to Birmingham -fif
teen or twenty years ago, from Clarks
ville, Tenn., and had won a prominent
place In the city’s affairs.
An Important conference of fire In
surance engineering experts was held
In Atlanta this week to consider the
writing of Insurance on stores, facto
ries and other buildings equipped with
automatic sprinklers.
The great increase of this form of
protection In the South during the
past few years hat made necessary a
more thorough knowledge and Inter
change of information necessary to the
companies which Issue policies on such
risks. The rates charged for this class
of business are much lower naturally
than on similar buildings and their
contents which are not protected by
sprinklers. ,
In a building so equipped there Is
.very small chance of a total loaa by
fire when the system Is in good work
ing order and the losses which do oc
cur are usually confined to small areas.
During the past year nearly five hun
dred risks In the Southern states have
been fitted with such systems and It Is
estimated by the experts that within
another year this number will be
doubled. It Is necessary to maintain
a system of careful Inspections of the
Installations, the water pressure, etc.,
to be sure that when the emergency
of fire comes, the apparatus will be
ready for It. Rusting of the fusible
heads used on the pipes, or their clog
ging with dust might have serious re
sults.
The Inspection Is kept up by the In
surance companies themselves, on the
same plan that boiler and elevator In-
Brooklyn. and J. I-’. MacFadden, man
ager of the sprinkler department of the
Home Insurance Company, of New
York; A. W. Sanderson, Chicago; J. F.
Stockdell. assistant manager at Atlan
ta of the Fhenlx of Brooklyn; Dan B.
Harris, Atlanta, Insurance Company of
North America; Secretary Henry Rees,
of the Aetna Insurance Company of
Hartford, Conn.; Manager Edgar 8.
Wilson, of the Fireman's Fund at Ma
con, in addition to the many general
and special agents and local represen
tatives of companies pt this city.
GERMAN TURNS
OVER BUSINESS
TO THE ROYAL CO,
A step In the present campaign of
life Insurance policyholders for mure
equitable conduct of life Insurance
companies was Inaugurated this week
In Atlanta by the Issuance of the first
number of a monthly magatlne called
"The Policyholder.” A number of
prominent Atlantans are Interested in
the project, which has for it* object
the better understanding of what the
companies ought to do for policyhold
er* In the way of actual results „ n
their policies. The paper will be edited
by Actuary Samuel Barnett, whu has
been consulting actuary for a number
of companies and Is secretary of the
Pollcyholdera’ Protective League „f
Georgia.
In the Initial number of this public i-
tlon Mr. Barnett makes the following
Interesting comment on present condi
tions In the business.
"The companies have their actuaries,
mathematicians and statisticians. Their
armies of employees spend their lives
studying the companies' side of the
business, and actively driving every
thing forward for the benefit of the
companies. All the vast Insurance lit-
erature, all the laws, all the discussions
of ways and means end methods, nil
the arguments on any question, all tin-
activity; everything Is done by the
companies or by their officers and fur
the companies' side. Nowhere, nnd by
nobody. Is the policyholders' side, ns
such, ever thought of. The policyhold
ers do not do It themselves, and nobody
does It for them. While things
tlnue this way the evils will furnish to
the policyholders, Individually and col
lectively, that information und aid.
which will put the policyholder on an
equal footing with the companies."
The article continues with an ex
planation of the reserve and safety
surplus and calls attention to the fact
that companies are not .required to
make public tho safety surplus they
claim to carry. Theru Is no uniform
method of calculating'dividends. The
article concludes:
"There are only five things the poll-
cyholders need. They need three luw-»:
"A law establishing the standard of
safety surplus:
"A law establishing the correct meth-
od of calculating dividends annually,
whether tho dividends are paid annu
ally or not
"A law establishing a sufficient form
of annual statement, so that'from the
statement alone may be calculated the
safety surplus and the dividend on uny
policy.
"The policyholders also need to have
the stute look after the solvency of the
companies, us It dues already.
’’And they need their own bureau of
life Insurance Information.
"Of the five above IhlngH that the
IKdicyhotders need, only slate super-
vlslon with respect to solvency le fur
nished them.”
' Fraternal Insurance.
By M. D. GLEASON.
Freeport Company Reinsur
ed by Big Liver
pool Royal.
The German Insurance Company of
■aine piu.11 null ininei uuu cictbiui »**- w t ... . , . . „„ .
surance corporations keep watch of Freeport, III., which lost hea\il> on ac.
their risks and a very complete sys
tem has been worked out by Mr. F. E.
ItBrdette. of Atlanta, who Is In charge.
His force of Inspectors will shortly be
Increased as a result of the confer
ence, and the results he has obtained
so far for the companies rec6lved many
compliments from both Eastern and
Southern underwriters.
Among the prominent Insurance men
who attended the meetings held on
Monday and Tuesday at the rooms of
the Southeastern Tariff Association In
the Equitable building were C. M. Bis
sau, vice president of the Hartford lire
Insurance Company, nnd Manager
Thomas Egleston. of that company;
Sec retap- Charles F. Coffin, of the
Germen-Ameriean Insurance Compa-
of New- York; Manager Clarence
.. Low. df the Liverpool and London
and Globe, at New Orleads; Manager
Milton Dargan, Charles .Rosa and C. F.
Pescay, of New Orleans, and ot the
Royal: Manager S.- Y. Tapper, of the
Queen; E U. Crosby, of Philadelphia,
chairman of the exoutivc compalttee of
the National Fire Prevention Associa
tion; W. L. Stoney, of the Phenlx, of
count of the 8an Francisco conflagra
tion, was reinsured yesterday ns to ita
outstanding policies by the Royal In
surance Company of Liverpool, Eng
land. The ’German had a very large
business and an excellent agency plant.
The company has been for some time
endeavoring to effect a settlement with
Ita California claimants at 60 cents on
the dollar, but the delays occasioned by
negotlallens-dtave forced the directors
to take this step In order to protect the
present policyholders. The company Is
represented at Atlanta by the C. C.
Hatcher Insurance Agency and oper
ated In .the South through the Gen
eral Agency of M. A. Shumard, at New
Orleans. Its net losses at San Fran
cisco, according to a statement fur
nished this week to Comptroller Gen
eral William, A. Wright, were 12,874,-
014, and Its gross liabilities on the
same account I5.1IM22. The difference
Is covered by reinsurance, salvage and
claims not admitted. The company
has according to Its statement total as-
. . This Is Not For Ladies To
The value of your name is phi
increased if it appears in iteaa!
The New Bell Telephone Di- £>'«£
rectory. Listings close De- Petcrs Street> carr £ a full line of j n’TSSui
cemberl. Call Contract De- scissors. Kitchen Knives .radlKfr ZSSLr*
partment, Main 1300.
Few people are aware of who was
the originator of fraternal life Insur
ance, nor are many aware that It Is a
divine Institution.
Some tell us that the Rev. Dr. An-
hate, of Lincolnshire,'England, started
the first life Insurance society In 16S8.
but life Insurance la older than that
date.
It Is as old as the corn cribs of Egyp:
and God Himself la the author und
originator; for do we not read In the
Bible w-hero Joseph, by God’e will, was
the first president of the first life In
surance society, that the world ever
eaw 7 In the beautiful story pf Joseph
we learn that Pharaoh had a dream
that distracted him very much.
He thought he stood on the banks of
the river Nile and eaw coming up out
of the river seven fat, sleek, glossy
cows, and they began to browse on
the thick gross.
But after them, coming up out of the
same river, he saw seven cow* that
were gaunt and starved, and the worst
looking cows that had ever been seen
tn that land, and In the ferocity o*
hunger they devoured their seven pre
decessors. Pharaoh, the king, sent for
Joseph to decipher this strange hap
pening. Joseph made short work of
It, saying that the seven fat cows that
came out wf the river were seven years
with plenty to eat, and the seven emen
dated-cows that followed them were
seven years with nothing to eat.
"Now,” said Joseph, "let us take one-
fifth of the corn crop of the seven pros
perous years nnd keep it as a provision
for the seven years In which there shall
be no crop." And the king took hi*
counsel and appointed Joseph president
of that great Egyptian life Insurance
company.
Joseph established branch houses In
all the cities and towns, and the farm
ers paid one-fifth of their Income us •>
premium and millions ot dollars of as
sets were stored up.
After a while when the dark days
came the whole nation would have
starved If It had not been for the pro
vision they had made for the future.
But oil those suffering families had to
do was to collect the amount of their
life policies.
The Bible puts It In one ehort
phrase: "In all the lands of Egypt there
was bread.” «
Coming on down the countless ax>*
we read In the second book of tn*
Judas Maccabeus,
eople, demanded of r.l-
dividing the fruits of
Scissors, Kitchen Knives and their victories a part should be
’ Pocket Knives for household use. • thrirdepsrtad bro!bsrs.* ,,d ° rP '“”
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