Newspaper Page Text
Wednesday, March 16,1994 “H0u5t0n Times-Journal
Page 10A
Early Entries For Dogwood Pageants Are Announced
A preliminary count last week
listed approximately 70 young
ladies in the Dogwood pageants,
sponsored by the Perry High
Athletic Department, and schedulrd
for March 25 and 26, according to
Mrs. Dee Hayes, a pageant worker.
Emceeing this year's event will
be the reigning Dogwood Queens
on March 25. Early entrants and
sponsors for the evening include:
Little Miss (Grades K-2)
Marisa Bledsoe-Larry and Phyllis
Bledsoe, Lacey Hope Brown-M/M
David C. Brown, Laura Lil Daniels-
M/M/Tracy Bramlett, Courtney
Michelle Grimm-Gordon and Leslie
Grimm, Krystle Amanda Kennedy-
Ken and Pam Kennedy, Katie
Frances Sullivan-Shirley Cothron
(Grandmother), Leslie Anne Talton-
Tressie Solomon, Amber
|
Flexibility Key
For Systematic
Withdrawal Plan
Systematic withdrawal is a
service offered by many mutual
funds. At your request, the fund
will send you regular checks for a
specified amount. This can be a
real benefit to individuals who need
monthly checks to help meet living
expenses.
Most mutual funds with a
growth-and-income objective pay
quarterly dividends and annual
capital gain distributions. With
systematic withdrawal, you can
have part of the total return
(dividends plus capital gains)
distributed to you each month.
For example, assume a fund has
historically averaged a total annual
return of 12 percent, consisting of a
4 percent average annual dividend
and an 8 percent average annual
gain. You set up an annual
systematic withdrawal of 10
percent, leaving your principal
undisturbed as well as adding about
2 percent or more, your investment
is working as planned.
However, what if the mutual
fund has an unusually bad year?
Suppose the fund is able to
maintain its regular 4 percent
dividend, but due to a declining
market, there are no capital gains.
If you continue to withdraw the
same amount, the fund will be
required to return part of your
principal, and eventually you could
run out of money.
To use systematic withdrawal
properly, think of your fund as a
bucket full of water. At the bottom
is a faucet from which you
regularly draw a cup of water. As
long as you replace this with as
much or more water than you
withdraw, you will continue to
have plenty of water. But if you
continue to withdraw more than
you replace, your water level will
decrease, and your bucket may
eventually run dry. The same
happens if you systematically
withdraw more than your fund is
earning-your principal will
decrease, and your investment may
eventually run dry.
Does this mean you should
avoid systematic withdrawal? Not
at all. It just means that flexibility
is the key. If total return decreases,
decrease your withdrawal. By
taking smaller withdrawals, you can
monitor your investments until the
principal begins to grow and builds
a cushion. Or you can delay
beginning withdrawals until the
initial investment has grown.
Systematic withdrawal from
carefully selected mutual funds can
be an excellent way to receive
regular income and still allow your
investments to grow. But it
requires understanding, monitoring
and the flexibility to adjust to
economic changes.
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Wainwright-Perry Jewelry and
Pawn, Kyra Lei Walker-PDQ Photo
Shop, and Jennah White-The Davis
Company.
Junior Miss (Grades 3-5)
Jessica Shaylyn Allmond-
Conner's Paint and Decorating
Center of Hawkinsville, Ashlee
Nicole Butler-Stokes Construction,
Audrey Kearse "Ken" George-
Christy and Jeff George, Maggie
Hanner-TLC Learning Center,
Ashley Nicole Harrell-Atademy of
Dance in Warner Robins, Tiffani
Louise Harris-M/M Kenneth Harris,
Jennifer Brooke Harris-C. Snyder
Chapman, C.P.A., Rachel
Hillhouse-Ed, Judy and Amanda
Hillhouse, Kimberly Michelle
Jacaway-Greenway Insurance
Agency, Autumn Leigh McCarthy-
Ethel McCarthy (grandmother),
Mary Ann McCarthy (aunt), Celena
Michelle Mead-Mead Video
Photography, Victoria Michelle
Morath-Holiday Inn of Perry, Amy
Nicole Powell-DJ's Hair and Nail
Salon, Ashley Lynn Seamon,
Carrie Michele Sullivan-Shirley
Cothron (grandmother), Christen
Dawne Watson-Autumn Terrace and
Ashley Ann Whiddon-Crossroads
Insurers.
Preteen Miss (grades 6-7)
Rebecca Leigh Akridge-Carlton
Interiors, Lisa Ashleigh Franklin-
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Grade Petty (grandmother), Casey
Lane Lavender-Ag Air Update,
Amanda Marie Lowe-Pizzazz Nail
Salon, Brittani Amber Monroe-
Darrell and Karen Monroe, Clarene
Maria Radford-Mary Ann Felder,
Dana Robinson-Bill and Liz
Vaughn, Summer Dawn Saunders-
Dawn and Martin Saunders, Charles
and Willene Brien, Tom and Donna
Reed, Amanda Shipes-Griffith
Rubber Mills, Heather Nicole
Whiddon-Crossroads Insurers and
Misty Michelle Wicks-Academy of
Dance of Warner Robins.
For the upper age categories, the
pageant is slated for March 26;
Titles will include: Teen Miss and
Miss Dogwood. Emcee for this
segment is Mrs. Janet Ethridge
Deloach, former Miss Middle
Georgia College, and a participant
in the Miss Georgia Pageant
A 1984 honor graduate of
Fullington Academy, Mrs. Deloach
was named "Junior Miss
Fullington" in 1980 and "Senior
Miss Fullington" in 1984. At
Middle Georgia College she was
named 1986 Miss M.G.C. and was
tapped as Student of the Year.
Also, recipient of the President's
Service and Leadership Award, Mrs.
Deloach traveled to Europe as an
Ambassador of the college. A 1988
graduate of Georgia College, she
earned a degree in Early Childhood
Education. In addition, she was a
member of Phi Mu Sorority, a
Presidential Scholar, and named to
Gamma Beta Phi Honor Society.
She is currently working on a
Master's Degree in Early Childhood
Education.
While in college she was first
runner-up in Miss Georgia Peanut,
first runner-up in Miss Georgia
Watermelon, and first runner-up in
Miss Georgia College.
Currently a third grade teacher in
Houston County, Mrs. Deloach has
been named to Who's Who Among
Young Professionals, Who's Who
Among National Educators, and
was selected the 1994 Teacher of
the Year at Perry Elementary. She
is busy in her church, serving as
assistant pianist and children's
church director. A member of the
Vienna Junior Women's Club, Mrs.
Deloach is on the Board of
Directors of the Dooly County
Chapter of the American Cancer
Society. She resides in Unadilla
with her husband, Jimmy.
In addition, Mrs. Deloach has
been involved with pageantry for
twelve years as a contestant,
Emcee, and a certified judge. She
has ten years of training in piano,
four years in voice, and four years
in drama. She is presently affiliated
with the Miss Macon Scholarship
Association.
Both pageants begin at 7:30
p.m. Tickets are $5 for adults and
$3 for children in kindergarten
elementary school.
Early entrants for the Teen Miss
and Miss Dogwood pageants and
their sponsors include:
Teen Miss (grades 8-10)
Jodi Fordham-M/M Robert
Fordham, Nicole Fountain-Jimmy
and Linda Fountain, Christy
Fowler-Precision Tire and
Automotive, Julie Kathryn Griger-
Roy and Barbara Griger, Brooke
Suzzette Leisenring-Corky Powell
and Land Home Development,
April Montague-Perry Evening
Optimist Club, Melanie Moore-
Franklin and Gay Moore, April
Newson-Agricultural Investment
Management Corp., Erin Prater-
Alltel, Katie Stephens-David's Hair
Salon, Danna Stokes-Chris Stokes
and Stephanie Sweat
Miss Dogwood (grade 11-age 23)
Daydra Cain-M/M Ed Dotson,
Kelly Coleman-Carter Enterprises
of Warner Robins, Cynthia Diane
Dawkins, Andrea Nicole Kirk-M/M
W.E. Cain, Jennifer Law-Tuggle
and O'Neal Law Offices, Sloane
Pennington, Daphne Rightmyer,
Niki Robinson, Kristin Mary
Siedlarz-Dr. Holcomb and
Associates, Dana Stewart Elizabeth
Ashley Whitaker-Trainer
Oldsmobile, Cadillac, Pontiac and
GMC, Rucks of Warner Robins,
April Whitlock-Mrs. Mary Adams
(grandmother) and Mary's Beauty
Shop, Heather Jo Wilder-family.
"We are delighted with the
turnout so far, and we anticipate an
exciting set of pageants," said Mrs.
Elaine Stephens, a pageant worker.
She added, "Interviews will be set at
the home of Mr. and Mrs. Jeff
George, at 205 Cedar Ridge Drive,
on Saturday, March 19 from 24
p.m. We will call the young ladies
this week to give them their
specific time. Only those in grades
6-age 23 will be involved in the
interviews."
Only certified. Miss
Georgia/Miss America preliminary
judges are used for the Dogwood
Practices are set for
March 20 from 24 p.m. for
contestants in grades K-7. On that
same day, entrants in the Teen Miss
and Miss Dogwood phases will
practice from 4-7 p.m. on March
24, participants in the first pageants
will rehearse from 6:30-7:30 p.m.
The older group will rehearse at
7:30 p.m. Pageants and practices
will be held at Perry High School
Auditorium. Also prior to the
pageants, Mrs. Deloach and other
officials will conduct training
sessions for poise, make up and
speeches.