Newspaper Page Text
The Atlanta Georgian.
SECOND SECTION
VOL. I. NO. 39.
ATLANTA, GA., SATURDAY, JUNE 9, 1906.
"OOTPT?. 1° Atlanta TWO r>nto.
X ItlUili: on Train* FIVE Cent*,
THE POLICYHOLDERS’ PROTECTIVE SOCIETIES
By SAMUEL BARNETT
CONSULTING ACTUARY
S AMUEL BAUNETT, one of the Jew In
depcndeut consultlug actuaries In the
United State*, hat written especially
for The Georgian one of the strong
f „t gtntements yet printed on the Insur-
situation. In addition to being a
tiMTe criticism and expose of the methods
(.niployed by the alleged “giants" of the
financial world, the article contains In-
valuable Information and pertinent surges-
tf„ 0 * to uot oaly the policy holders ot the
gtate, but to the policy holders all orer
the United States.—Kd. Note.
There Is no difficulty In marking out the
plan* that the policy holders' protectlre so
cieties ought to adopt. Neither la there
nn.v difficulty In putting those plana Into
operation, provided the policy holders au
thorize those to act who know how to do
It The policy holders must approve the
iilan* nml must satisfy themselves they
arc being executed correctly uud In the
Interests of the poller holders. The policy
holders must stand behind the movement
and see that It la being properly executed,
but the practical details must be carried
„nt hv those who know how to do It under
the authority of the policy holders.
The stAte of Georgia already has an or-
ty
Its
i:\ 1905. I
Ptl _ date attempted
to do anything. •
ft fs not aeceaaary to call any more pol
icy holders' meetings at present. The of
ficers are folly authorised to act.
There are three distinct lines of work
that ought to be adopted. None of these
I* at all difficult for the poller holders.
All the poller holders have to do Is, through
tln lr trustees, to see that the work Is gen
uine sad carried on In the Interests of the
policy holders.
Poliey Holders Should Vote.
First—The policy holders In all the mutual
companies ought to vote (at all the annual
meetings) for the policy*holders' ticket, but
particularly at the coming elections In the
fall and winter, at which the hardest fight
will be made. If the policy holders carry
rlielr ticket at these first elections It is
llkelv they will have permanent control of
the companies. Tills applies particularly
to the New York companies. The New York
laws provide fully how the policy holders
to vote. In person, or by proxy, or by
all the states unite In nomi-
mall. Unless i
In voting --
ampalgi
R aised
i northern societies are already
making overtures to ua to unite with them
for the common good of all, and It Is em
barrassing and somewhat humiliating to
tell them we are out of the fight ana are
•boot to (tiro up our righto. and supinely
autuult to tbe wrong* nml scandals
fronted ao Dutch Indignation when
undo public.
Not only ought tbe pollcysholder* to r„.r,
nut they ougbt to nend on delegate, erery
year to attend the meeting, of tbe com-
pnnlea. ao aa to bud out what little they
can. about what la going on. The policy
boldera tbemaelrea ought tbua to -Inreatl-
P te aa well ns they can and not lenre
all to tbe atate gorernmenta. For the
object of atate auperrlaion la for tbe benefit
of the atate at large and not to cot down
catenae, for the foment of-the policy hold-
f™- The policy holder, are expected to do
that themselves. If tin* companies are solvent
and have committed no crimes ngslnst tbe
state the laws have been substantially
compiled with and the insurance commis
sioners as a rule can require very little
more of them.
Should Aot In Concert.
8econd—The policy holders ought to set
In concert lp procuring equitable and fair
laws and uniformity In all the laws of tbe
different states. This la too manifest to
need argument. Particularly Is uniformity
needed In the methods of distributing the
surplus to the policy holders In tbe shape
of dividends. Few policy holders hare any
idea what abuses may be and are Carried on
under the latitude and looseness permitted
In the inodes of distributing dividends. If
asked whst one thing esn the policy holders
any other,
would be. lay down
dividend distributions nml require all com
panles strictly to conform to It.
definite plan of
Can you courelve anything more danger-
* Tie policy holder than
Ife Insurance com
oasa to the rights of the policy holder
the orlrllege allowed a life Insurance
•tribute dividends by any plan
It pier
This has nothing to do with the differ
ence between annual and deferred divi
dends. There may be no objection to de
ferred dividends provided that when the
policy holder does get his deferred divi
dends he gets exactly what lndonsa to him,
and uo more and no leas. If a policy holder
desires to leave bis dividends with the
company to accumulate at Interest, we may
think he la acting unwisely, but surely he
ought to hare that right, and no harm Is
done by suybodr If at the end of the time
the company gives him til that ought to
be coming to him.
8hould Rule the Companies.
But suppose the company claims for Itself
the right to calculate these deferred divi
dends by any rule It pleases and also to
calculate annual dividends by any rule It
pleases, that Is to say by the same or any
other rale, and to change these rules when
ever It please* Under such a system what
rights has the policy holder? la he not at
— of the cot
the mercy
company? And yet It Is
substantially the condition of things today
In the United State* Ask any company
today In the United States by whot rule ft
The Table of Comparison.
Profits earned and dividend paid by fire life Insurance companies doing business lu
Georgia. Dividends purport to be distributed yearly by the same plan:
Amount
Kind, of
Premiums
by the contribution plan. Yet this Is uni
formity In nothing but name. The contri
bution plan means ohe thing to one com
pany and something entirely different to
another. It Is conceded that there are near-
9 r as many different ways of calculating
Ivldends ns there nee companies. Neither
art* the differences small. The differences
best Scheme Possible.
opporti
ireal Its
ft
devise any scheme that would furnish bet-
nlty to cover up Its tracks and
..mm. meandering*? Henre we find all
the extravagant companies opposed to lay
ing down any uniform, definite plan of
dividend distributions. ; They say It Is Im
possible and would work hardships. On
There —
correct plan of dividend distribute . ...
the June number of the Insurance Monitor
of New Y’ork, I published whit I believe
disinterested, fair minded man will
■ I substantially the correct plan. Many
of the companies opposed the plan, but 1
do not fear to submit that plan to the
courts and to any Intelligent body of busi
ness men and experts anywhere.
»e policy holders nted to have the ques-
of the correct plan of dividend dil
ations carefully looked Into and tbor-
The
tlon
trlbutlona | HI
oughly defined and Incorporated Into the
laws of all the atate* so as to require all
companies everywhere to conform to It.
Burvau of Information.
Third—There 1* however, altogether a
different class-of work In which the policy
holders ought to engage. The two classes
already alluded to consist In dl-
In is tho establishment of a complete bu
reau of information for their own uae and
C rofectlon. Tbe Indirect Influence of this
nretm of Information on the companies
will probably be stronger than any direct
Influence that could possibly be brought
to bear. Into this bureau should enter the
i*»lley holders of all the Companies. When
ever any policy holder receives n dividend
he ought to report the fitnount to the
htwvnu. The bureau should keep records of
all these for purposes of romnarlson.
Hy the uniform method of dividend dis
tributions approved liy the Policy Holders'
Protective Koclety, the bureau should cause
to he calculated from the nnniiul reiMtrts
of the crimped!** egch year the dividends
that each company ought to pay on each
class of policy, and should compare the
Records
From the records of ihla bureau will be
shown the dividends actually Iwlng paid hy
evei
h company on eat
•ry age nml policy ;
these results rarrei
year, and also
correspond with the atate
uicnta made hy tbe companies to tho In
surance commissioners.
These records will thus constitute a per
feet check on the companies and furnish
the means of accurate comparisons as l»e-
tween one company and another for the
benefit of the policy holders. Under such
a system every Iwtdly
would lose Its patron*
reached an acute stage.
To n considerable cate
operation now by private partie* for
years I have thought such a plan would be
of Inestimable value, particularly to the
policy holders of tho Southern elutes, as we
buy most of our Insurance from outahJe
contpanle* Having few companies and fw
actuaries of our own, onr peoplo are un
educated In Insurance matters to tho ex
tent they ought to be and no doubt will In*
soon, so that such a bureau of In forma tlon
la needed here In tbe Mouth more than
•anywhere else. Consequently to a consid
erable egtent I have privately run such a
bureau. But It needs to ho run on a 1nrgt
d sanction of thi
f Protective
- — ~ .... —cletr should ci
fully Investigate the methods of such ..
bureau and become thoroughly satisfied the
methods and the results are correct. The
more extensive the observations the more
satisfactory are the results and the greater
the confidence of the neople In the bureau.
So matter how carefully it may f* run
by private parties, suspicion ot undue Idas
and ot personal favoritism^ will always
be present.
Read This Comparison.
Ho ns to give an Idea of the character of
Information such a burean would furnish I
tween five standard rntnpanle* all doing
business in Georgia, and we will call them
A, U. C, D nml K.
All these companies In 1880 Issued exactly
the same sort of policies, to wit: whole
life policies for premiums payable during
tho whole of life to parties all of the same
age, 51 years, companlea A, B and C on
the snuie man, the others on other men of
the same age. each policy Iwltur for f10,000.
The only thlug the policies differed lu at
the start was the amount of the premiums,
and we see below these were very nearly
the same In nil the cotniuinle* Moreover,
all these policies are on the annual divi
dend plan and each company declares that
It distributes dividends on the contribution
plan. Htnrtlng off thus exactly alike, or
so near It we would naturally expect that
these companies would earn approximately
the same profits year by year and pay the
same dividends to the poller holders.
Moreover, we would naturally think that
If from the oYActal statements of each com
pany we ware to calculate
slgmible In each company
others: how differently they pay these
profit* after they are made to the policy
holder: aud how much some companies
wrongfully withhold while professing to
distribute on the contribution plan every
year everything that Is made that year
appeara from the table following.
Have Companies Been Truthful.
Attention Is asked to only a few points
shown In the foregoing table. Companies
A and B are two New York Giants, the
other companies are outside Now York.
A aud II have done a great deal of business
In Georgia. We see they hare earned very
small profits and what Is worse have either
not paid over nil the profits they bare
earned or else they calculate their dividends
by a very Ineq til fable rule or elec they
have made their annual reports more fav
orable to thcmselvee aud is truthful. One
orrihe other of these three things Is neces
sarily true, end one la very nearly as Imri
sa the other. These extravagant com
panies are tbe ones that have done tbe
npanles C and D are two mutual com
>• that, have earned good, profits ai
very large dividends If Ita state
ments to the Insurance commlsslonera* be
true, but the company has falteu very
far ahort of paylug over all these profits
as dividends to the policy holder. Yet 10
per cent ou the capital atock Is all that
Its charter allows to bo paid to the* stock
holders each year. Homethlng here needs
correction or explanation.
Poliey Holder Gsts Exouses.
Innumerable questions similar to the
above vitally affecting tbe financial inter
ests of the policy holders arise the moment
any attempt la made Intelligently and scien
tifically to look into the policy holder's
side ot this business. The policy bolder
Is put off with ambiguous answers or no
answers at all. Discrepancies and sus
picious circumstances remain unexplained,
and the policy holder goes to his lawyer,
who tells him he has no remedy aud tho
matter la thus droptied.
Is It not time a little scientific accuracy
should he Introduced Into the polley holder^
side of this business, so that If the policy
holder wants to know the facts may l»e
accessible to the policy holder's actuary or
the policy holders lawyer?
The way to accomplish this Is to require
the companies to make known their peculiar
methods of dividend distributions, aud If
the dividends paid by the compnulee fall to
tally with the companies' official reports to
the Insurance comtnlsslouera the adjust
ment must ha made either hy correcting
the statement or correcting the dividend.
I have no animosity toward any par
ticular company nr any particular methods
that are equitable. Hut simply as the
policy holders' actuary dmploynd profes
sionally to value the policies of ••••rfitln
clients, sml to tell them profe**i.>n;iii>
which are the beat contracts for iiimr
take, I do not hesitate to say that
. .. reporta tall t
for mi outside actuary to verify or r.-f
what the statements purport to iu< i.
All ambiguities and uncertainties ii.u-t
removed and the reports should <in<i
something In reality. And In thin m
be the method of declaring dhM'-n-N
But even after all this Is done th" p- i
holders will need their bureau of inf ri
tlon. Nothing can ever dispense wlih t
bureau.
Warnings to Polioy Holders.
First Warning— The dividend* |»»M
company U foregoing are about 12 per < •
of tbe premiums and by company *' nl*«
27 per cent. Here Is a different** of «Ih
15 per cent. Georgia paya out over
million dollars annually in premium*.
lor*.
squsnderln
ipantrs. \\
..... there Is not much theory To this qu»i
tlon. It comes home to onr po- u.-n, an
means a great deni to this state.
Hecond Warning-Mere bigness .l-..-* m.
eonstltnte strength. The gmall |»r..nrs an
high expense of some of these t.i* <<>u
panics is proof of this. But ! want t
call attention to another view of I' Thee
giant companies A and B have n« t pul.
to the foregoing policies all (ho profit
a* they were earned, as have other rotti
panic*. Companies A and II, the slant*
owe these beck profits to tbs policy holder
now aud ought to pay them either ««*h n
In tho future with accumulated lnt<
etc. Hare these companies enough rt
on hand to meet these demands?
to approximate that those den
aggregate possibly twenty mlllloc
not pal,, ,
thousand dollars for each com nan.
that tbe so-called aurplas of th
pnnlea practical
Third Warnlni
dee. Walt till
ctlcally disappear'
. . arning—Do not cancel yonr poll
cles. Walt till yon learn tho si (nation
better, and till you know whether It I* to
yonr Interest to cancel or not.'
Fourth Warning—Meek your rcm»Alea la
the legislatures rather than In tho rourt*.
and In aeoklng to prevent futuro «vli*
rather than In seeking to get even with
somebody for the damages already dor
force the companies through th«* loglsli
lures to make known the nmmmtaa|teS
method .
llsh yonr bureau of Information and let it
operate perpetually In the future a
ventlve of such abuses for all time t > come,
8AMIIBL BAHNF.TT,
Consulting Actunr
Atlanta* Ga.
Captain Gay Returns.
Captain Edward 8. Gay* of the Insu
rance Company of North America and
the Alliance of Philadelphia* who re-
turnel recently from a visit to the
home office of hla companfee* aaya’fte
looks for a fine increase In buelness
throughout the South. The Alliance
has secured from lta stockholders sub
scriptions of 915 a share* which* on
the company*n 60*000 shares* will give
1750,000 additional funds* Increasing
the surplus by. $>60,000* In addition to
paying the losses suffered at San Fran
cisco.
As To 8an Franoisoo Lottes.
Major J. T. Dargan, president of the
Atlanta-Birmingham Insurance Com
pany, who recently returned from San
Francisco* says the attitude of the
California dally press* as a whole, Is
hostile to the Insurance companies,
which are doing their best to settle
claims with promptness and eqiilty.
They do not seem to bear in mind the
fact that Justice to the stockholders of
the companies and to other policy-
holders requires that all clatmn should
be thoroughly Investigated before pay
ment* especially as under the confused
condition# resulting from loan of books,
and destruction of even the policies
themselves* In many cases, numerous
false claims have already begun to
come to light.
Whltner* Manry A Co.
The recentlyjmnsolldated local agen
cy firm of Whltner* Manry A Co.,
has completed alterations to the en
larged quarters on the third floor of
the Prudential building, and now has
one of the most commodious offices In
the city.
Langford Makes Chang*.
C. A. Langford* who has for some
years been chief clerk for Actuary
Hamuel Barnett* has resigned to take
a position with the Southern States
Life Insurance Company, along tbe
*ame lines of mathematical work.
Matthews A Hill Get Agency.
A recent viator to Atlanta local of
fices was Agency Director Henry T.
Hchlck, of the American Casualty
Company, of Scranton* Pa. Mr.
Schick's company has recently been
admitted to Georgia, and he appoint
ed the local agency Ann of Matthews A
Hill as general agents for Atlanta and
vicinity. They will represent the com
pany tor all lines* Including accident*
liability and plate glass, and the addi
tion to their office affords the Arm
complete facllltcs for writing every
f*rm of insurance extant.
tng of the Alabama Association of Lo-
cal Fire Insurance Agents.
* Murphy Appointed Agents.
Otis A. Murphy, of Atlanta, recent*
Xy appointed special ngenf of the Vlr«
glnia State Insurance Company of
Georgia, Returned today from a tf ‘ “
Columbus and Macon, where he ap
pointed as agents of the company Moon
& Clapp* and Cobb* Mallory A Cone*
respectively.
McLsndon With Newell.
Manager Alfred C. Newell* of the
Columbian National Lite Inaurnnce
Company, has secured for his office this
summer the services of Lee McLen
don, a well-known producer, who has
been representing the company In
southern Georgia. The company Is
about to start a specially active cam-
>aign in nort
lot weather.
For Tate Spring.
Local Agent Fox, of the German Al
liance. who has been Indisposed for
the past few days. Is spending a week
or so at Tate Spring.
Hitch Moves to Atlanta.
General Agent Hatch, of the Ocean
Accident, returned this week from Sa
vannah, bringing with him hie family*
who will make their residence here,
following the recent entrance of Mr.
Hatch Into the Arm of Hatch, Harden
A McGaughey. Empire building.
Hatch and his family are spending the
week-end at Llthla Springe.
Drake Went Fishing.
General Agent B. F. Drake, of the
Pennsylvania Casualty Company* has
returned from a Ashing trip to the
mountains of North Carollha.
Eugene King a Benedict.
Cashier Eugene F. King, of the Fi
delity and Casualty Company's Atlanta
office* was married on Wednesday of
this week to Miss Della Hape, of Hape*.
vllle, Ga. They will spend their honey
moon In New York city. Mr. King Is
well known to all the Insurance .men
of Atlanta, who wish him and his bride
all Joy. Mr. King has been with Man
ager Oberdorfer continuously for
twelve years.
Insurers in Birmingham.
General Agent* W. L. Reynolds and
R. A. Hancock, of the German-Amert-
can and London and Lancashire, re
spectively, are today In Birmingham In
attendance upon the annual meeting
of the Alabama Association of Local
Fire Insurance Agents. Other Atlanta
Insurance men there are R. T. Caldwell,
special agent of the We.tche.ter;
Oeor*. Collin., special Kent of the
Norwich Union; Major J. H. Heine,
.pedal .cent of the Ph.nl*. of Hart-
ford; Special A*ent J. S. Ralne, of the
Atlai, and othere.
Ge„l«r Harri.on Her..
Special Acent OMal.r Harri.on. of
the Phenl*. of Brooklyn. I. a vleltor
thi. week to the department office, of
Oen.r.1 Acent H. C. Stockdell. Mr.
Harrlaon make, hto headquarter, at
Richmond for the atate of Virginia, and
has not been In Atlanta for »ome time.
He say. the town crow, between vlelte
Uke a mu.hroom.
Paichall Make, Change.
General Acent E. E. Puch.ll re-
turned to Atlanta thl. week from a
vl.lt to department headquarter, at
Columbia. HI. office, have been re
moved from the ninth floor of the Em-
Dire building to the .lath floor. In con
junction with tho« of hta local asenu,
Matthew, it Hill.
Mr.
Hugh Kirkpatrick Tran«ferr«d.
Hugh Kirkpatrick, a w.ll known At
lanta boy, and an employe, of the
-Y'lutheutern Tariff As*>clatlon, ha.
b-en transferred temporarily to Bir
mingham, Ala., where he will take
< barge of the .tamping office during
the abnence of Oeorge M. Reynold, on
account of III health.
Jenning. Leave. Atlanta.
Special Agent George B. Jenning*. of
the Royal In.urance Company, will be
unn.ferrad from the Georgia Held to
) iiglnla and North Carolina, follow
ing the transfer of thoae state, to th.
“•uthern department on July I. and wilt
>nak. hta headquarter, at Richmond.
Hr. Jenning. will remove hi. family to
Richmond, their former bom*.
Max Oberdorfer Here.
Max Oberdorfer, of Jacksonville, Fla.,
a visitor thl* week to hi. brother,
Manager Eugene Oberdorfer, of the Fi
delity and casualty Company. Mr.
[’berdorter haa one of the largest lira
insurance agencies at Jaduonvtlle.
Woodruff Like# Outlook.
Manager Frank L. Woodruff, of the
Michigan Mutual Life, returned tht*
weec from a trip to Millville, Ga. He
-— .-HSMnnw umiv. .M. .ay. Insurance condition.
' Jpenrtalon. He went to Birmingham | em Melton, of th. .tat. art partial-
Friend Haa Returned.
Special Agent R. Mcl. Friend was
thla week at his Atlanta headquarters,
following n month's trip to the Ala
bama and Florida agencies under his
EXCLUSIVE COACHING PARTY FROM KNICKERBOCKER CLUB
NOTES OF LABOR WORLD
The flr.t union clubhouae to b. built
hy a labor organisation In Chicago fur
th. ua. of It. member, will b. erected
ahortly by the Chicago Federation of
Musician.. The player.' horn, as pro
jected ivlll cost tl0O,M0.
The recent biennial convention of
the Commercial Telegrapher.' Union of
Amerlcn. held In Cincinnati, was one
of the moat successful nml profitable
gathering. In the history of the organi
sation. Among other things the con
vention Inaugurated a mutual benefit
department. Th. former officer, were
re-elected and Milwaukee was selected
as the meeting place of the next bien
nial.
In no state of the Union Is Ihe agi
tation against child labor more proc
nounced at the present time than In
Maryland. It has taken hold of all
classes and extended to all part* of
th. etat..
Under Lord
Rtanl.y,
>ral of the
conservative.
W. the employ... of Ihe British post-
office department were not allowed to
organise In labor unions, but under th.
new ministry they are acrorded full
right to form unions for the better
ment of their condition end wage, and
to confer with the postmaster gen.ral
OFFICERS ANNOUNCED
FOR COMING YEAR
Snapshot of,the coach of the Krtlckbocker leaving New York for a three-hundred-mlle drive to the Gerry
Home, on Lake Delaware. Robert L. Gerry 1. driving, and Colonel Jay Is on Ihe box.
VASSAR GIRLS POKE FUN
AT GAEKWAR OF BARODA
By Private Leased Wire.
New York, June f.—The June num
ber of "VasNir." the monthly maga-
xlne written by the girls of Vauar
College, has been recalled by the facul
ty, owing to the publication of satire
on his highness, the Oa.kwar of Ba
da, who paid a visit to Vassar In V
But tbe tuppnttion of the magozln.
has not prevented the poem being sung,
and this was done with great enthusi
asm today at th. Junior-senior boat
ride.
'sbunday to
I arty i
Appointed by Governor.
Special to The Georgian.
Hamilton, Ala., June (.—Governor
Jelks has appoint*! Hon. J. T. John
son, of this place, aa a member of the
local board of control of the W. A. A.
H. The vacancy was cauMd by the
resignation of Hon. C. K. Mitchell.
Large Crop of Candidates.
Special to Th. Georgian.
Hamilton, Ala., June In thla coun
ty there are three candidates for the
legislature, eight for sheriff and nine
for county commissioner from the First
and Third districts
It I. thought that three or four more
will announce soon.
To R.comm.nd Appropriation.
Special to Th. Oeorgtan.
Hamilton, Ala, June Dr. R. M.
Cunningham, candidate for governor,
has stated to President H. O. Sargent,
of the West Alabama Agricultural
school, of this place, that In ease h.
elect*] governor he will reconi,
mend In hi* meesag* to the house
larger appropriation, for the district
agricultural school* of Alabam-
MEMORIAL SERVICES
HELD AT CEDARTOWN
Special to The Georgian.
Cedartown. Ga, June 9.—The varloua
churches of the city have suspended
Sunday morning service, end all their
congregations will attend the Elks'
memorial at the opera house. On ac
count of th. summ.r heat th. .garde.,
will begin promptly at 10:10 o’clock
a. m.
An Interesting program has been ar
ranged.
The memorial sermon will be preach
ed by Dr. S. B. Ledbetter, of Rome,
Special vocal gnd Instrumental music
will be given.
Ar. Still at Large.
Special to The Georgian.
Hamilton. Ala, June 0.—The Stuckey
brother., who shot and wounded Frank
Milligan In th. western part or the
county a few day. ago, ar. mm at
ooaooouoooooooooooo
THE NEWS FROM HOME.
When you leave Atlanta for
your summer vacation, drop a
postal with your addr.se to the
circulation department of The
Georgian, and the paper will b.
mailed to you at the regular
carrier rate to city «ubacrtb.ra,
f ten cent, a week. When no
tifying th. offlea In thla man-
r.-r. add your hem* address also.
OQOQOOOQQOOOQOQOOOO
BRIQHT PROSPECTS
FOR GOOD COTTON CROP
Special to The Georgian.
Katun I on, O... June (.—The crop In
this county Is In better condition and
Ihe prospects brighter than for years
past.
Cotton Is "well chopped out, and Is
now receiving It. second plowing.
Corn has been already plowed twice,
and la In line growing condition.
Very little. If any. more cotton haa
been planted this year then last, and
fully as much corn.
Distanced th* Other Two.
Special to The Georgian.
Hamilton, Ala, June (.—Harvey Ser-
gent, of Rusellvllle, haa been elected
mayor of Russellville on the prohibi
tion ticket. HI* vote* exceeded thoae
of the other two candidates combined.
THROUGH SLEEPING
. CAR LINE TO
Wrightsville Beach, N .0.
Commencing Saturday, June the (th,
and continuing each Saturday during
the months of June, July and Au
gust, through sleeping csrs will he op
erated, delivering ptssengera at the
bouts at Wrightsville Beach, leaving
Atlanta at (:» p. m.; returning, leava
Wrightsville each Thursday, arriving
Atlanta the following morning at rf:“0
7i. Season tickeu llt.W; wsak
end tlckeU, good for Sva days, $8.25.
SEABOARD.
Hporlal to Th* lloorglnn.
Itariifiivlllr, Ua., June 9.—IJatitanant
Itoeroe II. Haem, rotate* ml a at of tb« Got*
<lon Iriatltutf* battalion, aunomira* the fol
lowing aa th* important oftWra for next
ear, loginning with th# fall term: 0. W.
Franklin, major: T. M. Kltanatrlck. flrat
rapfain: Kurnirt Wanl. acroorl rantnln: It.
II. Deri*, tblnl captain; O. XV. Wight, firat
lieutenant and adjutant; J. W. Caatallow,
flrat llautrnant and qunrterniaatar; J* *’•
lllrch, J. C\ Mlnnette, II l„ Wntaon, flrat
llrutcnanta; D. I,. Autry, J. II. lttta. If.
II. William*, aerttnd lieutenant*.
Following arc the non ri»inuil*alon#d ataff:
It. I*. Hraawell, sergeant major; W. II.
t'oleinmi, quartermaNter aergeant; Is.
Auderaon, color aergeant: H\ H. Morph#/,
aergeant and chief tnnalclan.
ATLANTANS ADDRESS
INSURANCE CONVENTION AN ELECTRIC RAILWAY
TO LOUISIANA'S OAPITI
through delegate* from their vi
unions. •
It Is reported that John Ml
president of tho Dnltcd Mine Wo
will soon resign that position to
the law bfflco Of Clarence Dorr.
Chicago. I’resUent Mitchell him
led law nml been admitted to the I
The West Virginia Federation La
bor In annual convention at Wheeling
recently, passed resolutions glvlnic per.
mission to delegates to ent«r politics
ar.d to have committees appointed t,
Investigate the standing of all pollll'
cal candidates on labor Issue,.
The International American Found,
rymen’e Association held Its eleven!!
annual convention at Cleveland thh
week with an attendance of several
hundred delegates.
George E. McNeil, who died In Hn*.
ton recently, was the first licnil
Knights of Labor and In hla da
one of the best known labor lead
America.
tabor rnmmlaaloner McIxki
Michigan, has announced that h
strictly enforce Che law prohlldtfn
children under It years to work In
lories.
INSURANCE LEGISLATION
PROPOSED IN LOUISIANA |
Hpeels! to The Georgian.
Baton Rouge, La.. June » U 'he b
Hist Representative Hlroudback has li
troduced In th* house goes u, rough i
this session of the etato legislature, t|
people of Louisiana will be better pri
tected In their dealings with foreti
Insurance companies doing Imslnei
here. Under the provisions of the bll]
no Are or marine or fire a
Insurance company can do I
Louisiana, when organised
laws of other states, unlea
sines.
It has
or at least $200,000'paid-up eapltataad
a net surplue which, with th* paid*
up capital, will aggregate tiln.ooo
Hpeclal to The Georgian.
New Orleans, La., June 9
trie railroad connecting X*
with Baton Rouge, the
figured prominently In the ronrrntlou of
■ be Alalsinta Fire L’udrrwrltrrs' Assorta-
Hon, whirl, has Jest rinsed. Prominent
among the speakers at the closing session
were W. L Reynold, and B A. Hancock. , df.tanc. of * 0 miles over the pre.snt
of Atlanta. Mr. llryooMe discussed Hie j
duty an sgent owea himself. Th* jfener*! railroad connection*, |»^ pr. j- ted. and
clean* J
spits!, I
resent
I. and
Ith* gentlemen interested, among » hom I
art local and foreign capitalist-, f*el|
certain of the succpa. of their plans. |
Tho corporation that Is to blutd tW ■
has bean organised under th* name ofl
I the New Orleans and Baton Itougel
Railroad t'ompany, and the capital!
stock has been placed at tJ.SOME
Insurance agent was handled
by Mr. Ilanrork.
One of the set addresses of the eoaren-
tlon was delivered liy A. M. Mehoen, of
Atlanta, who Is connected with the South
eastern Tariff Association In the rapacity
of an ripen electrician.
The following of dee re were elected: Pres
ident, R. If. Matrt-y. of Helms; rlee-pfvst-
dent, llenry It. Kent!, of New Iterator; sec-
rstsry trsssur-r, K. H. Moore, of lllrmlof. I
ham; etrrutlre committer. It P. Mauley, ortc,,< i.-r ticicct urn t
J K. Itarldson. L. I*. Batre, H, L. Crook SOCIALIST TICKET WILL
and W. V. Fitts. I DE IN THE FIELD,
Montgomery ws* chosen s* Ihe next meet- —.
'VtVrlorh last Utght the In.urance men _. _I
G there,1 at me Country t’Int, to enjoy a Now Orleans, La., June $.-
nonet, which was s success In every par- clsllsta of thla city will put '
Icufar. I date, for congnto In the I
I Second congressional district
will open the campaign on Ju
ARRESTED ON SUSPICION
OF MURDER OF SHERIFF
Suit Against She
Bpeclal to Th* Georgian.
*—J-'cantls I fffrmfdgham, AU.. ./nr,
! Hackleburg, brought a n*- | ha* tman brought «ga
Hpeclal to The Georgian.
Hamilton, A la., June
Yielding, of Hacktel
gro from the railroad ramp* and placed ; rturgln, aheriff'of Jeff,
him In Jail her* a few evening* ago.: the 4*ath of a fugitive \ti . «os >
The negro la thought to be th. on. by two deputies while attempting
who murdered th. sheriff of fovfng- ; place the man under nrr -i on tin
ton county, Mlsaiesippl. In January. A ! at murder. The suit I - brought l>v
thousand dollar reward hail Ism offer- administratrix of the .state o.
ed by the autlmritlea In MlukMlppI Hill, the dead man, who two -Imt
and the rieacrlptlon sent out tallies ' killed Idle endenvrlriK t,, set a.
with the negro arrested. from the • ■Hu • -nr year u.o.
-
-to.